AtticorA

What AtticorA does

AtticorA is a French SA SCIC (Société Coopérative d'Intérêt Collectif) headquartered in La Mure, Isère, founded in 2005. It designs, finances, builds, and operates H2O (Habitat Humain et Ouvert) hamlets — semi-grouped, low-environmental-impact rural housing combining private dwellings with shared amenities (laundry, coworking, guest rooms, gardens). The technical approach is low-tech: wooden post-and-beam structures clad with in-house-produced plant-fiber insulating blocks (including miscanthus), regional Jura spruce, terracotta tiles, solid hardwood flooring, and lime/earth plasters, paired with biomass boilers and rainwater recovery. Four hamlets are operational or under development: Hameau des Sablières (52 units, La Mure), Hameau du Thicaud (7 units, Herbeys), Hameau des Étièves (8 units, Nantes-en-Rattier), and Cohabitat de La Rampe, alongside La Ferme des 3 Saules, a 2-hectare market garden with 3,000 m² of greenhouses and 4 salaried gardeners.

AtticorA's business model separates capital from property: residents acquire usage rights (not ownership) by subscribing to social shares of the SCIC at €100 per share and paying monthly installments capped at 35% of income, building full usage rights over 25–40 years. All construction is financed through associate savings, social share subscriptions, and associate savings accounts yielding 1–5% — explicitly with no bank credit. Five customer segments interact with the cooperative: individual residents, savings investors, municipalities seeking sustainable construction expertise, workers (salariés associés), and partner suppliers. The February 2023 fire that destroyed the factory triggered rapid reconstruction (completed by September 2023) and a capital appeal through the Claravis endowment fund, alongside an industrial partnership with SILVAÉ at Goncelin for sawmill and wood-product lines. AtticorA is privately held and not publicly traded; leadership includes Founder/President Fabien Morel.

Name

AtticorA

Legal name

AtticorA SA SCIC

Website

https://atticora.fr

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Cooperative Eco-Housing

NAICS

Lessors of Residential Buildings and Dwellings (53111), New Multifamily Housing Construction (except For-Sale Builders) (236116)

SIC

Real Estate Operators (No Developers) & Lessors (6510)

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

akta.pro secondary industries

Affordable & Subsidized Housing Property Management (LIHTC, Section 8) (BPAJAFAD), HOA / Condominium Association Management (BPAJAFAH)

Keywords

• Cooperative housing
• Eco-construction services
• Rural hamlet development
• Usage rights housing
• Low-impact building

Headquarters

HQ city

La Mure

HQ country

France

HQ region

Europe

Offices5 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Social Share Subscriptions (Parts Sociales): Residents and investors subscribe to social shares of the SCIC at €100 per share. This is the primary capital formation mechanism. The share value remains fixed with all profits placed in non-distributable reserves.
2. Savings Account Interest: Associates can lend savings to the company through associate accounts. Interest rates are chosen by the associate between 1% and 5%. This provides financing for construction activities.
3. Monthly Housing Payments: Residents pay monthly installments comprising: (1) social share acquisition portion that builds equity toward full usage rights, and (2) usage financing costs. Payment capacity is assessed with a maximum effort rate of 35% of income. Common charges for shared infrastructure and maintenance are billed separately.
4. Agricultural Production Sales: La Ferme des 3 Saules operates market gardening producing vegetables year-round on 2 hectares with 3000m² of greenhouses. An on-site shop sells produce and partners with local producers. At-term plans include a processing workshop for local producers.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

AtticorA designs, finances, builds, and operates semi-grouped eco-constructed rural hamlets (Hameau H2O - Habitat Humain et Ouvert) combining private low-energy dwellings with shared common spaces (laundry, coworking, guest rooms, gardens, workshops). Residents access housing through a usage-rights (droit d'usage) model by subscribing to social shares of the SCIC cooperative, with monthly payments capped at 35% of income building equity over 25-40 years. The company also runs La Ferme des 3 Saules, a market gardening operation supplying fresh produce to the community and local customers.

Product overview

AtticorA is a SA SCIC (Société Coopérative d'Intérêt Collectif) that designs, finances, builds, and operates a portfolio of housing and agricultural products centered on the Hameau H2O (Habitat Humain et Ouvert) concept. The core product is the H2O hamlet — semi-grouped, energy-efficient housing in rural settings — offered through a right-of-use (droit d'usage) model rather than traditional ownership or rental, funded by savers' capital via the SCIC structure. Concrete hamlets include Hameau des Sablières (52 units, La Mure), Hameau du Thicaud (7 units, Herbeys), Hameau des Étièves (8 units, Nantes-en-Rattier), and Cohabitat de La Rampe (cohabitation format). Agricultural integration is provided through La Ferme des 3 Saules, a market gardening operation supplying local produce. Supporting the housing portfolio is AtticorA's internal industrial tool for wood processing and plant-based construction material production (vegetative fiber blocks, timber windows, framing), which the company uses to maintain construction quality, autonomy, and low environmental impact.

Differentiator

Problem solved

Functional benefit

Products and services

• Hameau H2O (Habitat Humain et Ouvert)
• Hameau des Sablières
• Hameau du Thicaud
• Hameau des Étièves
• Cohabitat de La Rampe
• Ferme des 3 Saules

Quantifiable outcome

• Monthly heating costs of €10 per dwelling (standard)
• +5 more outcomes

Named customers6 records

Segments4 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

Three partnerships are on record, tiered core and minor.

• SILVAÉ (formerly Scierie Bottarel)coreStrategic or Co-development PartnerCollaboration for wood transformation industrialization at Goncelin site. Development of new production lines for parquet, terrace boards, paneling, and composters. Joint development of sawmill for large timber including sawing, drying, and machining units. Valorization of wood energy through combined heat and power systems.
• BattistelminorImplementation/ SI/ Consulting PartnerMasonry partnership for construction projects. Established as a durable, equal-to-equal relationship based on trust and fair compensation. Partnership enabled complex foundation work at La Rampe construction site in Nantes-en-Rattier.
• SILVAÉ (Grésivaudan territory)minorChannel Partner/ Reseller/ DistributorWhen candidates seek housing on Grésivaudan territory, AtticorA shares their information with SILVAÉ as the enterprise offering usage rights housing on that territory. Allows candidates access to alternative housing options in the region.

Scale indicators10 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Villages Vivants: French SCIC revitalizing rural villages through real estate investment and rehabilitation projects. Operates in similar rural French geographies and shares the cooperative financing model, though focused more on commercial real estate (cafés, shops, housing) than new eco-construction.
• Eco-village Sieben Linden: German intentional eco-village combining ecological construction, shared facilities, and community living. Comparable in rural hamlet concept and environmental values, though structured as a private association rather than SCIC cooperative.
• Niebo Entwickler / German Eco-Developers: Emerging European developers of community-led eco-housing projects combining ecological construction with cooperative ownership models. Represents potential future competitive threat or replication model as ecological housing demand grows across Europe.

Direct peers

• Terre de Liens: French civic organization acquiring farmland and supporting ecological agricultural projects through citizen investment. Mentioned as an AtticorA partner via Claravis endowment, it represents a comparable cooperative model where savers fund land acquisition for collective/ecological use.
• Foncière Chênelet: French SCIC cooperative developing very low-cost, ecological social housing for low-income households in rural areas. Like AtticorA, it uses innovative cooperative financing and ecological construction techniques, but focuses more on traditional rental social housing and rehabilitation of existing structures.
• Habitat et Humanisme: Major French social housing association managing affordable rental housing for disadvantaged populations, including solidarity-based financing mechanisms. Comparable in providing affordable housing through innovative financial structures, though larger and more established, operating primarily in urban areas.

Broad incumbents

• EcoQuartier de Strasbourg (Hurtigheim, etc.): French eco-district initiatives under national ADEME programs that combine ecological construction, social mixity, and community amenities. While larger in scale and government-supported, they share AtticorA's objectives around integrated, low-impact residential development.
• Coopératives d'Habitation (Swiss/Québec Models): Swiss and Québec housing cooperatives (e.g., ABGE, COOPROPRIÉTÉ) operating resident-controlled multi-family housing with shared facilities. Share AtticorA's cooperative governance and community-living approach but are typically urban apartment-based rather than rural hamlets.

Regional players

• Maisons du Monde (Maisons Paysannes): Network of regional organizations promoting traditional rural architecture and ecological renovation in France. Shares AtticorA's focus on rural habitat, low-impact construction, and community-oriented development but operates more as an advocacy/consulting network than developer.

Others

• Briqueterie de l'Atlantique / Local Materials Cooperatives: Regional French cooperatives producing local construction materials (wood, hemp, lime, earth) for ecological building. AtticorA's in-house production of plant fiber blocks and partnership with SILVAÉ sawmill represent vertical integration similar to these material producers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/AtticorA.h2o
• LinkedInlinkedin.com/company/atticora
• Instagraminstagram.com/atticora.h2o

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about AtticorA