Agence AXA International

What Agence AXA International does

Agence AXA International is a France-based insurance distribution agency operating under the AXA Group, founded in 2013 to serve English-speaking clients residing in, relocating to, or purchasing second homes in France. It positions itself as the only AXA agency in France dedicated to providing insurance services in English, with a team of eight native English speakers from the UK, Ireland, South Africa, and the US who bring prior banking, mortgage, and insurance experience from other markets as well as personal relocation experience.

The agency distributes a comprehensive AXA product portfolio spanning personal lines (auto, motorbike, caravan/motorhome, home, life, mortgage/loan, income protection, health, travel, sole trader), corporate/business lines (legal protection, fleet, cybersecurity, premises and equipment, employer liability, staff healthcare), and a Pensions & Wellbeing vertical (retirement planning, long-term care, funeral plans). All client correspondence is handled in English while contracts are issued in French to comply with French legal requirements. There is no proprietary technology platform; the distribution motion runs through the agency website, Typeform-based quote requests across every product line, and a referral partner ecosystem comprising eight named organizations in relocation, luxury property, FX, Franco-British business community, and English-language media.

Revenue is generated on a recurring basis from commissions on AXA-underwritten insurance premiums across the product mix, with pricing determined per-quote based on individual client assessment and typically billed monthly. The go-to-market is sales-led and direct, supported by referral partnerships and a social media presence on Facebook, X, and LinkedIn. In-house claims handling differentiates the service model from larger centralized AXA operations and underpins the agency's relationship-based retention approach.

Name

Agence AXA International

Legal name

Agence AXA International

Website

https://axa-in-france.fr

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

1–10 employees

Short description

Agence AXA International is a France-based AXA distribution agency that sells personal, corporate, and pensions insurance products in English to expats, second-home owners, sole traders, and businesses across France.

Ownership category

akta.pro rank

Product category

Insurance Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411), Life Insurance (6311), Accident & Health Insurance (6321)

akta.pro primary industry

Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH)

Keywords

• Insurance agency services
• Expat insurance France
• Personal insurance products
• Business insurance coverage
• Pensions and wellbeing plans

Headquarters

HQ city

France

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Insurance Premiums: Revenue generated from insurance policy premiums across auto, property, health, life, travel, and business insurance products. Policies are underwritten by AXA.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Agence AXA International is an English-speaking AXA-branded insurance agency operating in France that distributes a comprehensive portfolio of personal, business, and pensions/wellbeing insurance products. It underwrites policies through AXA France and serves as the only agency in France dedicated to providing AXA insurance service in English, supporting clients relocating to France, second-home owners, sole traders, and businesses operating in France.

Product overview

Agence AXA International is an English-speaking AXA insurance agency in France serving clients relocating to France or purchasing second homes. The company offers a comprehensive portfolio of insurance products organized into two main categories: Personal Insurance covering auto, motorbike, caravan/motorhome/trailer, property/home, life, mortgage/loan, income protection, health, travel, and sole trader insurance; and Corporate/Business Insurance including business liability, staff healthcare schemes, fleet, cybersecurity, and premises/equipment coverage. Additionally, the company provides Pensions & Wellbeing services comprising retirement planning, long-term care plans, and funeral plans. All products and services are offered in English with French-language contracts as required by French law.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Tailored car insurance at various levels of coverage with additional options, designed for individual drivers and expat clients in France. Includes the 8,000 km low-mileage pack and Guarantee Joker cover for young drivers aged 18-25.
• Motorbike Insurance Insurance for two-wheeled vehicles available for new or experienced drivers at personalized rates with multiple levels of coverage and options.
• Caravan, Motorhome, Trailer Insurance Coverage for caravans, motorhomes, and trailers, with personalized protection to suit individual travel plans.
• Property/Home Insurance Home insurance for homeowners, tenants, and landlords covering holiday homes, special properties, and mobile homes. Includes coverage for theft, vandalism, extreme weather, fire, water damage, burst pipes, and private liability.
• Life Insurance Life insurance protecting borrowing for death, permanent and total disability (PTIA), and temporary disability (ITT), with flexible policies allowing customization of coverage.
• Mortgage or Loan Insurance Insurance ensuring mortgage or loan costs are covered if the policyholder loses their job or becomes unable to work.
• Income Protection Insurance Insurance providing monthly income support if the policyholder becomes injured or ill and is unable to work, helping them prioritize their health.
• Health Insurance Healthcare plans covering a range of medical needs for individuals and families, including Mutuelle supplemental health coverage, international health plans, and EHIC top-up insurance.
• Travel Insurance Flexible travel insurance covering cancelled flights, unexpected injury, and lost luggage for short breaks, business travel, or adventures.
• Sole Trader Insurance Insurance coverage designed for sole traders and self-employed individuals.
• Business Insurance Corporate insurance solutions covering legal protection, vehicle insurance, business equipment, premises, public liability, and technical, financial, and environmental risks for businesses from small companies to large multinationals.
• Staff Healthcare Scheme Tailored employee healthcare schemes including death in service, life assurance, and retirement plans for corporate workforces.
• Fleet Insurance Vehicle fleet insurance for business vehicles operated by corporate clients.
• Cybersecurity Insurance Insurance coverage protecting businesses against cyber threats and digital risks.
• Premises and Equipment Insurance Insurance covering business premises and equipment for commercial clients.
• Employer Liability Insurance Coverage for employers against liability risks, including professional indemnity and key man insurance.
• Retirement Planning Long-term pension fund planning services to ensure financial security and comfort in retirement.
• Long Term Care Plan Income-based benefit plan providing coverage if the policyholder becomes unable to care for themselves due to accident, illness, deteriorated mental ability, or age.
• Funeral Plan Prepaid funeral planning service ensuring funeral preferences are honored and preventing unexpected costs for loved ones.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eight partnerships are on record, tiered minor.

• Aerospace ValleyminorGTM or Marketing PartnerAerospace industry network partnership, appears in partner logo section suggesting referral or networking relationship with English-speaking business community.
• Agence TomminorGTM or Marketing PartnerProperty services partner for English-speaking clients in France, appears in partner logo section.
• Currencies DirectminorGTM or Marketing PartnerCurrency exchange services partner, appears in partner logo section for financial services referrals.
• Franco British ChamberminorGTM or Marketing PartnerBilateral chamber of commerce partnership serving Franco-British business community.
• French EntréeminorGTM or Marketing PartnerExpat lifestyle and services platform partner for reaching English-speaking audience in France.
• Prestige Property ServiceminorGTM or Marketing PartnerLuxury property services partner, appears in partner logo section.
• RenestanceminorGTM or Marketing PartnerRelocation services partner specializing in helping people move to France.
• The ConnexionminorGTM or Marketing PartnerEnglish-language news publication in France partner for reaching expat community.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Emerging players

• William Russell: International health, life, and income protection insurer focused on expatriates. Comparable as a focused player addressing the same niche segment with cross-border insurance products sold into the expatriate community in France and beyond.
• Now Health International: Specialist provider of international health insurance for expats and SMEs. Comparable because it competes for the same English-speaking expatriate health insurance demand in France, but with a digital-native delivery model that contrasts with the agency's manual advisory model.

Direct peers

• Clements Worldwide: Specialist broker providing auto, property, life, and health insurance to expats and globally mobile individuals. Comparable because it targets the same English-speaking expatriate customer base with multi-line advisory distribution rather than underwriting.
• International Citizens Insurance: US-based broker focused on international health, life, and travel insurance for expats and global citizens. Comparable because it operates a similar niche advisory model pairing English-speaking clients with cross-border insurance carriers in destinations including France.
• April International (APRIL Group): France-headquartered insurance broker specializing in international and expatriate health, property, and life cover. Comparable because it serves the same expat-in-France segment with multi-line personal insurance, the closest direct competitor to Agence AXA International's core proposition.

Broad incumbents

• Allianz France: The French retail arm of Allianz offering the same multi-line personal and commercial cover in France. Comparable as a competing incumbent carrier that English-speaking expats might seek directly as an alternative to using Agence AXA International as an intermediary.
• Generali France: Major French multi-line insurer offering auto, home, health, life and business insurance. Comparable because it competes with AXA in the same domestic French market and represents a parallel incumbent carrier channel for English-speaking expats to consider directly.
• AXA Global Healthcare: The international arm of AXA, the parent brand of Agence AXA International. Comparable as the broader incumbent whose underwriting, product innovation, and pricing ultimately determine the agency's commission economics and product menu.
• Allianz Care: International health and life insurance arm of Allianz, providing cover to expatriates and globally mobile employees. Comparable as a large incumbent carrier offering the kind of cross-border personal lines that niche agency peers distribute in France.
• Cigna Global Health: Worldwide health insurer serving expatriates and globally mobile individuals. Comparable as a major incumbent in international private medical insurance, competing for the same customer wallet share that Agence AXA International addresses through local distribution.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xtwitter.com/AgenceAXAIntl
• Facebookfacebook.com/AgenceAXAInternational
• LinkedInlinkedin.com/company/axa-in-france

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Agence AXA International