Bank Pembangunan Daerah Papua Pt

What Bank Pembangunan Daerah Papua Pt does

PT Bank Pembangunan Daerah Papua is an Indonesian regional development bank (Bank Pembangunan Daerah, or BPD) operating under the Perusahaan Terbatas (PT) corporate structure, headquartered in Jayapura, Papua. BPDs are provincial government-owned financial institutions (BUMDs) that historically function as the financial arm of local government, providing transactional banking, payroll services for civil servants, deposit mobilization from the regional economy, and lending to local micro, small, and medium enterprises — including agricultural and infrastructure-related sectors that are strategically important to Papua's development. The entity has 154 employees and operates from a Papua-domiciled footprint, with no documented broader geographic expansion or international operations.

The bank's core business model — like that of other Indonesian BPDs — centers on net interest income generated from lending activities funded primarily by regional deposits (Current Account Savings Account / CASA) sourced from government counterparties, civil servant payroll accounts, and local retail/commercial customers in Papua. Revenue mechanics therefore depend on provincial government cash flows, regional economic activity (which in Papua is influenced by extractive industries, agriculture, and trade), and the bank's ability to maintain adequate capital and liquidity ratios under OJK (Otoritas Jasa Keuangan) supervision. No specific products, technology stack, digital channels, pricing model, customer segmentation, or value proposition details are documented in the available data — the company website returned only a loader/verification page with no substantive content.

Strategic, partnership, M&A, and leadership data are absent from the source material: there are no documented funding rounds, acquisitions, product launches, management team entries, partnerships, regulatory actions, or structural corporate moves. The investment-relevant picture is therefore one of a small provincial BPD operating in a structurally important but data-poor corner of the Indonesian banking sector, where first-party disclosure gaps limit detailed due diligence.

Name

Bank Pembangunan Daerah Papua Pt

Legal name

PT Bank Pembangunan Daerah Papua

Website

https://bankpapua.com

Company type

Private

Operating status

Operating

Headcount range

101–250 employees

Short description

PT Bank Pembangunan Daerah Papua is a provincial government-owned regional development bank (BPD) headquartered in Jayapura, Papua, Indonesia, serving the Papua region with deposit, lending, and government transactional banking services through approximately 154 employees.

Ownership category

akta.pro rank

Product category

Regional Banking

NAICS

Depository Credit Intermediation (5221)

SIC

State Commercial Banks (6022)

akta.pro industry

PRIMARYFSABABAA

General SME & Middle-Market Commercial Banking

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Commercial Banking (SME & Middle Market)

SECONDARYFSABABAC

SME Deposits & Business Accounts (Operating, Savings, CDs)

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Commercial Banking (SME & Middle Market)

SECONDARYFSABABAD

SME Cash Management & Payments (Merchant, ACH/Wires, Payroll)

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Commercial Banking (SME & Middle Market)

Keywords

• Regional development banking
• Commercial banking services
• Consumer deposit accounts
• Papua regional finance
• Small business lending

Core offering

Bank Pembangunan Daerah Papua Pt is a regional commercial bank operating in Jayapura, Papua, Indonesia. As a Bank Pembangunan Daerah (BPD), it provides traditional banking services to the Papua region, operating through physical branches with approximately 154 employees serving the local Indonesian market.

Differentiator

Problem solved

Functional benefit

Products and services

• Regional Commercial Banking Services

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Broad incumbents

• Bank Rakyat Indonesia (BRI): The largest Indonesian bank focused on micro and SME lending; competes with BPDs in the SME segment across Indonesia, including Papua, and represents the dominant incumbent threat to regional banks.
• Bank Negara Indonesia (BNI): State-owned national commercial bank with a strong SME and consumer banking franchise, directly competing for the same deposit and SME loan pool that BPDs like Bank Papua target.
• Bank Mandiri: One of Indonesia's largest commercial banks with national branch coverage and government-related transaction banking, competing with BPDs for corporate and government deposits in Papua.

Direct peers

• Bank DKI: Jakarta's provincial BPD, the closest direct structural analogue to Bank Pembangunan Daerah Papua as a BUMD-owned regional commercial bank serving SME and government clients in its home province.
• Bank Jateng: Central Java's BPD, another structurally identical regional government-owned commercial bank serving a single province, directly comparable on funding mix and SME focus.
• Bank NTT: Nusa Tenggara Timur's BPD, directly comparable as a regional government-owned commercial bank operating in an eastern-Indonesian, geographically dispersed province with infrastructure constraints similar to Papua.
• Bank Nagari: West Sumatra's regional development bank, comparable BPD offering SME, consumer, and Sharia banking in a single provincial territory.
• Bank Kalteng: Central Kalimantan provincial BPD, structurally identical BPD model serving SME and government clients in a resource-rich region.
• Bank Sumsel Babel: South Sumatra/Bangka Belitung BPD, comparable as a provincial development bank in an emerging region of Indonesia with similar deposit-funding and SME lending model.
• Bank Jatim: East Java's regional development bank, directly comparable as a provincial BPD with mixed government/SME and consumer banking franchise, providing a benchmark for BPD unit economics.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat3 records

Key risks4 records

Key highlights3 records

Customer concentration

• LinkedInlinkedin.com/company/bank-pembangunan-daerah-papua-pt

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bank Pembangunan Daerah Papua Pt