Seacoast Bank
Seacoast Banking Corporation of Florida is a publicly traded community bank holding company (NASDAQ: SBCF) operating 104+ branches across Florida through subsidiary Seacoast National Bank, offering commercial, consumer, mortgage, and wealth management banking services to individuals, businesses, and high-net-worth clients.
- Company typePublic
- Founded1900
- HeadquartersStuart, United States
- Headcount1,001–5,000
- GTM typeB2B and B2C
- OfferingServices
What Seacoast Bank does
Seacoast Banking Corporation of Florida operates as a Florida-focused community bank holding company through its wholly-owned subsidiary Seacoast National Bank, distributing products across 104+ full-service branches throughout the state. The company is publicly traded on NASDAQ under ticker SBCF, headquartered in Stuart, Florida, and employs between 1,001 and 5,000 people. Its core product set spans four pillars: commercial banking (business lending, deposits, treasury/cash management), consumer banking (checking, savings, mortgages, consumer loans), wealth management (investment advisory and trust services with AUM exceeding $1 billion), and mortgage origination, delivered alongside mobile and online banking channels.
The business model is a traditional community banking model with relationship-based sales via commercial lending officers, consumer bankers, and wealth advisors, complemented by digital banking. Revenue is generated primarily through net interest income — the spread between interest earned on loans (commercial, consumer, mortgage) and interest paid on deposits — supplemented by non-interest fee income from wealth management, mortgage banking, interchange, and service charges. Deposit gathering and loan pricing are not publicly disclosed and vary with market conditions and customer relationships.
Growth has been driven by an aggressive, sustained acquisition strategy rather than pure organic expansion. Since 2013, the company has completed more than 25 acquisitions of Florida-based community banks and branch operations, including the 2023 acquisition of Professional Holding Corp (~$2.2B deposits), and two 2025 transactions — Heartland Bancshares (July 2025) and Villages Bancorporation (October 2025). Assets grew from approximately $15 billion in early 2023 to $20.8 billion as of December 31, 2025, with $16.3 billion in deposits and 7% annualized organic deposit growth reported in Q1 2026. The holding company has no parent entity, is FDIC-insured, operates as an Equal Housing Lender, and has been recognized on Fortune's 100 Fastest-Growing Companies list.
Seacoast Bank firmographics
Firmographics- Name
- Seacoast Bank
- Legal name
- Seacoast Banking Corporation of Florida
- Website
- https://seacoastbanking.com
- Company type
- Public
- Founded year
- 1900
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- Seacoast Banking Corporation of Florida is a publicly traded community bank holding company (NASDAQ: SBCF) operating 104+ branches across Florida through subsidiary Seacoast National Bank, offering commercial, consumer, mortgage, and wealth management banking services to individuals, businesses, and high-net-worth clients.
- Ownership category
- akta.pro rank
Seacoast Bank industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (52211), Depository Credit Intermediation (5221), Commercial Banking (522110)
- SIC
- National Commercial Banks (6021), State Commercial Banks (6022)
- akta.pro primary industry
- SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC)
Keywords
Where Seacoast Bank is headquartered
LocationHeadquarters
- HQ city
- Stuart
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Seacoast Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Net Interest Income: Primary revenue source from interest earned on loans (commercial, consumer, mortgage) minus interest paid on deposits. Represents the spread between borrowing and lending rates.
- Non-Interest Income: Fee income from wealth management services, mortgage banking, interchange fees, and other banking service charges. Wealth management AUM exceeds $1 billion.
Go-to-market motion1 record
Distribution channels4 records
Marketing channels4 records
Seacoast Bank product offering
Product offeringCore offering
Seacoast Bank is a Florida-based community bank that provides commercial lending, business deposit accounts, and cash management solutions to small and mid-sized businesses, as well as consumer banking products including checking, savings, mortgages, and personal loans to individual customers. It also delivers wealth management and trust services for high-net-worth clients through its subsidiary Seacoast National Bank, distributed via 104+ full-service branches and digital banking channels.
Product overview
Seacoast Banking Corporation of Florida operates as a community bank offering an integrated suite of financial services through its Seacoast National Bank subsidiary. The company provides a unified banking platform combining Commercial Banking, Consumer Banking, Wealth Management, and Mortgage Services as core products, with Mobile and Online Banking as digital delivery channels. The product portfolio is distributed across over 104 full-service branches in Florida and through advanced digital banking platforms.
Differentiator
Problem solved
Functional benefit
Products and services
- Commercial Banking Traditional commercial banking services including business lending, deposits, cash management, and treasury services for businesses of various sizes.
- Consumer Banking Personal banking services including checking and savings accounts, personal loans, credit cards, and consumer deposit products for individual customers.
- Wealth Management Comprehensive wealth management services including investment management, financial planning, and trust services for high-net-worth individuals and families.
- Mortgage Services Residential mortgage lending products including purchase mortgages, refinances, and home equity loans for consumers.
- Mobile Banking Advanced mobile banking application enabling customers to access accounts, conduct transactions, and manage finances through digital channels.
- Online Banking Internet-based banking platform providing account management, bill pay, and electronic statement services.
Quantifiable outcome
- Assets grew to $20.8 billion from $15 billion in early 2023
- +2 more outcomes
Companies that use Seacoast Bank
Customer profileSegments3 records
Ideal customer profiles3 records
Seacoast Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Seacoast Bank partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Continental Stock Transfer & TrustminorContinental Stock Transfer & Trust serves as the transfer agent for Seacoast Banking Corporation of Florida, handling stock transfer services, dividend payments, and shareholder record-keeping. Located at 1 State Street 30th Floor, New York, NY 10004. This is a standard corporate services relationship required for publicly traded companies.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Seacoast Bank competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
Seacoast Bank compliance and trust
Trust signalCompliance2 records
Seacoast Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Seacoast Bank leadership team
Management profileNumber of profiles
Profiles4 records
Seacoast Bank subsidiaries and ownership
Company hierarchySubsidiaries1 record
Seacoast Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Seacoast Bank M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Seacoast Bank
What does Seacoast Bank do?
Seacoast Bank is a Florida-based community bank that provides commercial lending, business deposit accounts, and cash management solutions to small and mid-sized businesses, as well as consumer banking products including checking, savings, mortgages, and personal loans to individual customers. It also delivers wealth management and trust services for high-net-worth clients through its subsidiary Seacoast National Bank, distributed via 104+ full-service branches and digital banking channels.
Is Seacoast Bank a public or private company?
Seacoast Bank is a public company. It is classified as public and is currently operating.
When was Seacoast Bank founded?
Seacoast Bank was founded in 1900. It employs 1,001 to 5,000 people.
Where is Seacoast Bank based?
Seacoast Bank is headquartered in Stuart, United States, in the North America region.
How does Seacoast Bank make money?
Two revenue lines are on record. Net Interest Income is the primary driver. The others are non-Interest Income.
Does Seacoast Bank have an API?
No public API is recorded for Seacoast Bank.
What industry is Seacoast Bank in?
Seacoast Bank's product category is Community Banking. Its primary akta.pro industry code is FSABABAC, SME Deposits & Business Accounts (Operating, Savings, CDs). Its NAICS code is 52211 and its SIC code is 6021.