Bethex Federal Credit Union

What Bethex Federal Credit Union does

Bethex Federal Credit Union is a non-profit, member-owned financial cooperative founded in 1970 and headquartered in the Bronx, New York. Per the firmographic record, the institution operates with approximately 6 employees and maintains a web presence at bethexfcu.org, indicating a small, community-chartered credit union serving a localized field of membership. As a federal credit union, it operates under the cooperative ownership model in which depositors are members rather than external shareholders, and is exempt from federal corporate income tax.

The source material aggregated for this profile contains extensive operational, product, partnership, technology, and award data — but virtually all of it pertains to USAlliance Federal Credit Union (d/b/a USALLIANCE Financial), a separate and materially larger credit union headquartered in Rye, New York with 190,000+ members, multiple subsidiaries (USA Specialty Lending, Coral Labs, Live Life Fully Foundation), and a workforce whose scale differs by orders of magnitude from the 6-employee Bethex FCU profile. Because that data is tied to a different legal entity and source attribution cannot be reassigned, no product lineup, revenue figures, leadership team, partnership inventory, or strategic activity is reliably attributable to Bethex Federal Credit Union from this dataset. The institution's actual product set, financial performance, and strategic posture are not evidenced in the input.

Name

Bethex Federal Credit Union

Legal name

USAlliance Federal Credit Union

Website

https://bethexfcu.org

Company type

Private

Founded year

1970

Operating status

Operating

Headcount range

1–10 employees

Short description

Bethex Federal Credit Union is a small non-profit, member-owned cooperative credit union founded in 1970 in the Bronx, New York, operating with approximately 6 employees. Source data contains no first-party product, financial, or operational disclosures beyond basic firmographics.

Ownership category

akta.pro rank

Product category

Credit Union / Retail Banking

NAICS

Credit Unions (52213)

SIC

Savings Institution, Federally Chartered (6035)

akta.pro primary industry

Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)

Keywords

• Credit union services
• Consumer banking
• Personal lending
• Deposit accounts
• Membership banking

Headquarters

HQ city

Bronx, New York

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D

Revenue model

1. Interest Income from Lending: Credit union generates revenue through interest on various loan products including mortgages, personal loans, auto loans, credit cards, and specialty lending (airplane, boat, RV loans)
2. Deposit Account Fees and Services: Fees from checking accounts, savings accounts, money market accounts, and certificate accounts with various fee structures
3. Insurance Products: Commission-based revenue from insurance products including auto, home, life, long-term care, pet insurance, GAP, and mechanical breakdown protection
4. Investment Products: Revenue from IRA accounts, certificate accounts, and investment product distribution

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Bethex Federal Credit Union is a non-profit federal credit union founded in 1970 in Bronx, New York, operating with approximately 6 employees as a member-owned cooperative financial institution. As a small community credit union, it provides consumer banking, deposit, and lending services to its local membership; however, specific product offerings for Bethex FCU were not documented in the source data.

Product overview

No product or service information available for Bethex Federal Credit Union in the source data. Note: The source data pertains to USALLIANCE Financial (usalliance.org), a separate credit union doing business as USAlliance Federal Credit Union, which offers banking products including checking accounts, savings accounts, credit cards, loans, and investment products.

Differentiator

Problem solved

Functional benefit

Brands

• MyLife Checking: Zero monthly fees, no balance minimums checking account with ATM fee rebates and early direct deposit
• MyLife Savings
• MyLife Money Market
• High Dividend Savings
• Visa Signature Credit Card
• Visa Classic Credit Card
• Visa Secured Credit Card
• USA Specialty Lending
• Coral Labs

Quantifiable outcome

• 82% of employees say USALLIANCE is a great place to work, 25% more than typical US company
• +1 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered core and minor.

• VanillaDirect (InComm Financial Services)coreTechnology or IntegrationInComm Financial Services provides VanillaDirect cash deposit service enabling members to deposit cash at thousands of participating retail locations nationwide. Licensed as Money Transmitter by NY State Department of Financial Services.
• Early Warning Services / ZellecoreTechnology or IntegrationZelle peer-to-peer payment network integration allowing members to send and receive money with eligible checking or savings accounts. Transactions between enrolled users typically occur in minutes.
• Coral LabsminorStrategic or Co-development PartnerInnovation partnership through Coral Labs initiative for developing new financial technology solutions and services.
• Live Life Fully FoundationminorOthersNon-profit foundation partnership supporting community wellness and financial education initiatives.
• USA Specialty LendingcoreChannel Partner/ Reseller/ DistributorSpecialty lending division offering airplane loans, flight school financing, boat loans, motorized RV loans, and specialty auto loans. Operated as usaspecialtylending.com.

Scale indicators3 records

Emerging players

• Actors Federal Credit Union: A small federal credit union in New York serving a defined occupational community. Comparable as a small federal credit union operating in the New York metro area with a niche membership charter and similar limited scale.

Broad incumbents

• Metropolitan Commercial Bank: A New York-based commercial bank serving similar urban business and consumer banking needs. Comparable as a regional depository institution competing for the same Bronx/NYC market with broader product offerings but less cooperative member-owned structure.
• Affinity Federal Credit Union: A larger New Jersey/New York-area federal credit union with broader product offerings including digital banking. Comparable as a federal credit union serving a similar Northeast urban demographic but with significantly greater scale and digital capabilities.

Direct peers

• Self-Help Federal Credit Union: A community development federal credit union with branches in New York serving underserved populations. Comparable as a small federal credit union focused on financial inclusion in urban markets, offering similar deposit and consumer lending products.
• URBAN UPBOUND Federal Credit Union: A small federal credit union serving low-income communities in New York City with a focus on financial empowerment. Comparable as a mission-driven, small-scale federal credit union targeting underserved urban populations with similar cooperative value proposition.
• Bethpage Federal Credit Union: A larger New York-based federal credit union offering similar deposit, lending, and mortgage products to community members. Directly comparable as a federal credit union serving a defined community/membership base with traditional banking services.
• Lower East Side People's Federal Credit Union: A community development federal credit union serving New York City with a focus on serving underbanked urban communities. Comparable as a small, mission-driven federal credit union operating in an urban underbanked market with similar cooperative structure.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat2 records

Key risks4 records

Key highlights3 records

Customer concentration

• Xtwitter.com/USAllianceFCU
• Facebookfacebook.com/USALLIANCE
• LinkedInlinkedin.com/company/bethex-federal-credit-union
• Instagraminstagram.com/usalliance

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bethex Federal Credit Union