Centrum Pomocy Prawnej BeWa LexGroup

What Centrum Pomocy Prawnej BeWa LexGroup does

Centrum Pomocy Prawnej BeWa LexGroup sp. z o.o. is a Polish consumer-facing law firm founded in 2017 and headquartered in Siechnice, Lower Silesia, specializing in the cancellation or restructuring of bank credit agreements containing allegedly abusive clauses. The firm serves Polish borrowers with foreign currency mortgages (Swiss franc, euro, US dollar) and PLN-denominated WIBOR-indexed loans, and pursues the "Sankcja Kredytu Darmowego" (Free Credit Sanction) remedy for cash and consolidation loans. Service delivery covers the full litigation lifecycle from free initial contract analysis through bank complaint, court proceedings at first and second instance, and post-judgment settlement negotiation, with a delivery ecosystem that includes two partner law firms in Wrocław (Kancelaria Prawna Sobota Jachira sp.k. and ADLO Kancelaria Adwokacka Jakub Artemiuk) to handle overflow capacity. The firm has filed more than 3,000 lawsuits since inception and recorded 506 court wins against banks in 2023, with monthly win volume running at 42-53 cases.

The business model is a five-stage professional services fee structure: a free consultation (Stage I), a 3,200 PLN + VAT advance fee for case initiation and bank documentation (Stage II), a 1,000 PLN court fee plus ancillary costs for first-instance proceedings (Stage III), a 2,800 PLN + VAT appeal preparation fee (Stage IV), and a percentage-based success fee on client benefits recovered (Stage V). Go-to-market is direct-to-consumer, supported by a broad digital presence including Google Ads, Meta Pixel-tracked paid social, and organic accounts across Facebook, LinkedIn, Instagram, TikTok, and YouTube, supplemented by educational content, an e-book on the Free Credit Sanction, and the "Poradnik Frankowicza" handbook. The firm operates exclusively within Poland with no disclosed geographic expansion, no external funding, and a founder/management-owned ownership structure. There are no proprietary technology products, no public API, and no disclosed AI/ML capabilities; the offering is human-expert litigation services delivered with operational support from third-party vendors such as Link Mobility Poland for SMS communications.

Name

Centrum Pomocy Prawnej BeWa LexGroup

Legal name

Centrum Pomocy Prawnej BeWa LexGroup sp. z o.o.

Website

https://bewagroup.pl

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

Centrum Pomocy Prawnej BeWa LexGroup is a Polish consumer law firm that cancels or restructures abusive foreign currency (CHF, EUR, USD) and WIBOR-indexed mortgage and loan agreements, serving individual Polish borrowers via a free consultation plus multi-stage fee and success-fee model.

Ownership category

akta.pro rank

Headquarters

HQ city

Siechnice

HQ country

Poland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Legal services - multi-stage fee structure: Revenue generated through a multi-stage fee structure: Stage I (free consultation), Stage II (3200 PLN + VAT advance fee for case initiation, complaint process, and bank documentation retrieval), Stage III (court proceedings with 1000 PLN court fee and 34 PLN power of attorney), Stage IV (appeal preparation at 2800 PLN + VAT), and Stage V (success fee calculated as percentage of recovered benefits).
2. Success fee: Success fee (SUCCESS FEE) charged at the end of successful cases, calculated as percentage of the client's financial benefits/benefits recovered from the bank. The percentage depends on the initial advance fee paid.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels6 records

Core offering

Centrum Pomocy Prawnej BeWa LexGroup is a specialized Polish law firm that represents individual borrowers in disputes with banks over abusive clauses in credit agreements. Its core practice covers the cancellation of foreign-currency (CHF, EUR, USD) and PLN WIBOR-indexed mortgage and consumer loans, pursuit of the Free Credit Sanction (Sankcja Kredytu Darmowego) for non-compliant cash and consolidation loans, and negotiation of bank settlements. Service delivery proceeds through a multi-stage process beginning with a free contract analysis, followed by complaint filing, court representation, and a success fee tied to client recovery.

Product overview

Centrum Pomocy Prawnej BeWa LexGroup is a unified legal services offering rather than a platform with modules. The firm provides a comprehensive portfolio of specialized legal services focused on cancelling or challenging bank credit agreements containing abusive clauses (klauzule abuzywne). Services span multiple currency-denominated loans including CHF, EUR, USD, and PLN with WIBOR, as well as the 'Sankcja Kredytu Darmowego' (Free Credit Sanction) for cash and consolidation loans. The core offering is the litigation service for credit contract cancellation across different currencies and product types (housing loans, mortgages, cash loans, consolidation loans), complemented by bank settlement (ugody) negotiation services and utility easement legal services. The firm also provides educational resources like the 'Poradnik Frankowicza' handbook and free contract analysis as initial customer engagement.

Differentiator

Problem solved

Functional benefit

Products and services

• Swiss Franc (CHF) Credit Cancellation
• EUR Credit Cancellation Legal representation for individual Polish borrowers seeking to cancel euro-denominated or euro-indexed credit agreements using the same abusive-clause arguments applied in CHF cases. Targets consumers holding EUR-denominated mortgage and consumer loans.
• USD Credit Cancellation Legal representation for individual Polish borrowers seeking to cancel US dollar-denominated or USD-indexed credit agreements, including housing and mortgage loans, leveraging the same abusive-clause arguments used in CHF and EUR cases. Targets consumers holding USD-denominated mortgage and consumer loans.
• PLN WIBOR Credit Services Legal services to remove the WIBOR reference rate from a PLN-denominated mortgage or consumer loan, or to cancel the entire PLN credit agreement where abusive terms are present. Targets Polish consumers with PLN mortgages tied to WIBOR who face rising interest costs.
• Free Credit Sanction (Sankcja Kredytu Darmowego / SKD) Legal services pursuing the Free Credit Sanction remedy for PLN cash and consolidation loans where the bank failed to meet all legal requirements, with the aim of obtaining full or partial debt discharge. Targets Polish consumers holding PLN cash or consolidation loans from banks.
• Bank Settlement Negotiation (Ugody z bankami) Negotiation and legal representation services to achieve out-of-court settlements between borrowers and banks as an alternative to full litigation in credit-agreement disputes. Targets Polish consumers seeking to resolve abusive-clause cases without prolonged court proceedings.
• Utility Easement (Służebność przesyłu) Legal services related to utility easement rights, helping property owners obtain compensation for utility installations on their land. Targets Polish property owners affected by utility infrastructure encumbrances.

Quantifiable outcome

• 506 court wins in 2023 (company record), 42-53 wins per month in recent periods
• +4 more outcomes

Named customers14 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• Kancelaria Prawna Sobota Jachira sp.k.coreImplementation/ SI/ Consulting PartnerLaw firm located in Wrocław, providing legal assistance in cases transferred by BeWa LexGroup clients. Collaboration is essential for service delivery.
• ADLO Kancelaria Adwokacka Jakub ArtemiukcoreImplementation/ SI/ Consulting PartnerLaw firm located in Wrocław, providing legal assistance in cases transferred by BeWa LexGroup clients. Collaboration is essential for service delivery.
• AZS Wratislavia WrocławminorGTM or Marketing PartnerTitle sponsor of I AZS WRATISLAVIA BEWA CUP fencing tournament. Collaboration with one of the most titled clubs in the region to support young athletes.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Others

• Frankowicze.net: Polish consumer-facing information portal in the CHF/WIBOR credit-dispute space. Indirectly competes for borrower mindshare and lead capture within BeWa's primary customer segment, but is an information/lead-gen property rather than a law firm.

Broad incumbents

• DLA Piper: Major international firm with offices in Warsaw advising on banking, finance, and consumer credit matters. Overlaps with BeWa in defending retail consumer claims against Polish banks.
• A&O Shearman: Newly combined global firm (Allen & Overy + Shearman & Sterling) with a Warsaw presence active in Polish banking disputes. Touches the same CHF/FX mortgage dispute arena as BeWa, but from a broad international platform.
• White & Case: Global law firm with a prominent Polish CHF mortgage practice built around the CJEU 'Lexitor' line of cases. Operates across many practices globally but directly overlaps with BeWa in Poland retail credit litigation.
• Latham & Watkins: Global law firm whose Polish banking/financial disputes practice includes representation in CHF and FX mortgage matters. Comparable on borrower-bank litigation, but from a much broader international platform.
• Hogan Lovells: International law firm with Poland offices active in banking and consumer finance disputes. Broad practice portfolio but engages in the same borrower-vs-bank litigation space as BeWa.

Direct peers

• Votum S.A. Formerly the largest publicly listed Polish firm focused on Swiss franc mortgage disputes and consumer credit claims. Targets the same Polish retail CHF/WIBOR borrower pool with similar litigation and settlement services, making it the closest scaled direct peer to BeWa.
• Lexperiens: Polish law firm specializing in credit agreement cancellation across CHF, EUR, and USD mortgage cases. Competes head-to-head with BeWa for Polish retail borrower mandates and uses a comparable multi-stage litigation-plus-settlement model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@BeWaLexGroup
• Facebookfacebook.com/CentrumPomocyPrawnejBeWaLexGroup
• LinkedInlinkedin.com/company/centrumpomocyprawnejbewalexgroup
• Instagraminstagram.com/bewalexgroup
• TikToktiktok.com/@bewa_lexgroup

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Centrum Pomocy Prawnej BeWa LexGroup