Biesbosch Assuradeuren anno 2000 B.V.

What Biesbosch Assuradeuren anno 2000 B.V. does

Biesbosch Assuradeuren Anno 2000 B.V. is a Dutch volmachtbedrijf (delegated authority underwriting agency) headquartered in Werkendam, Netherlands. Founded on February 29, 2000 by brothers Bas and Jacco van der Straaten, the company operates as a gevolmachtigd agent (authorized agent) for 18 insurance companies — Allianz Benelux, Anker, ARAG, ASR, Bovemij, Caravela, DAS, Goudse, Guardian, HDI, Klaverblad, Maas Lloyd, MSIG Europe, Nationale Nederlanden, Rhion, Samenwerking Glasverzekering, and UVM — enabling direct policy issuance, premium collection, and claims administration on behalf of carriers without per-transaction insurer involvement.

The product portfolio spans personal lines (liability, home contents, buildings, travel and cancellation, pleasure craft, private motor) and commercial lines (AVB liability, fire, fleet/commercial motor, transport, marine, business buildings, inventory), with an additional sickness absence insurance product underwritten via De Goudse, a.s.r., and Nationale Nederlanden. Operational infrastructure includes an internal claims department committing to confirmation within 5 working days and payment within 5 working days of complete documentation, Directe Schadeafhandeling (DSA) for streamlined motor claims, the Biesbosch Schadeservice network of 14 affiliated repair shops with direct billing, and digital self-service layers via Finconnect (online claims reporting) and the 4sure.app portal (absence insurance quotes).

The business model is commission-based recurring revenue: the agency earns fees from the 18 partner insurers for underwriting, policy administration, and claims handling under delegated authority. Distribution is hybrid — direct service to end customers via phone, email, and the Werkendam office, alongside partnerships with independent insurance brokers under 'ongebonden selectieve bemiddeling' arrangements (notably with affiliated Van der Straaten's Assurantiekantoor). Intermediaries access policy and administration functions via the Volmachtportaal Extranet. The company is founder-owned, privately held, NVGA-member and Kifid-affiliated, and GDPR-compliant, with a 50+ employee organization structured around specialist acceptance, claims, and IT functions.

Name

Biesbosch Assuradeuren anno 2000 B.V.

Legal name

Biesbosch Assuradeuren Anno 2000 B.V.

Website

https://biesboschassuradeuren.nl

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

11–50 employees

Short description

Biesbosch Assuradeuren Anno 2000 B.V. is a Dutch volmachtbedrijf (delegated authority insurance agency) headquartered in Werkendam, founded in 2000 by the van der Straaten brothers. Operating as authorized agent for 18 insurance carriers, it distributes personal and commercial insurance products directly and through independent brokers.

Ownership category

akta.pro rank

Product category

Insurance Underwriting Agency

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

akta.pro secondary industries

Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD), Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Delegated authority insurance
• Underwriting agency services
• Personal insurance brokerage
• Commercial vehicle insurance
• Sickness absence insurance

Headquarters

HQ city

Werkendam

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Insurance intermediation and delegated authority fees: Biesbosch Assuradeuren operates as a volmachtbedrijf (delegated authority company), generating revenue through commissions and fees from insurance companies for whom they act as authorized agent. They handle policy issuance, premium collection, and claims administration under delegated authority from insurers including Allianz, Anker, ARAG, ASR, Bovemij, Caravela, DAS, Goudse, Guardian, HDI, Klaverblad, Maas Lloyd, MSIG Europe, Nationale Nederlanden, Rhion, Samenwerking Glasverzekering, and UVM. Revenue derives from commissions paid by insurers for policy underwriting and administration services performed under their delegated authority.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Biesbosch Assuradeuren operates as a volmachtbedrijf (delegated authority underwriting agency) authorized as a gevolmachtigd agent to issue policies, collect premiums, and handle claims directly on behalf of 18 partner insurers including Allianz, ASR, Nationale Nederlanden, Klaverblad, Goudse, and HDI. The company offers a full portfolio of personal and commercial insurance products — motor vehicle, fire, liability, transport, pleasure craft, and employee absence insurance — distributed through its own direct channels and a network of affiliated insurance brokers across the Netherlands.

Product overview

Biesbosch Assuradeuren Anno 2000 B.V. operates as a volmachtbedrijf (binding authority/underwriting agency) offering a comprehensive portfolio of insurance products across both retail and commercial segments. The core offering centers on volmachtverzekeringen issued under binding authority from 18 partner insurers (Allianz, Anker, ARAG, ASR, Bovemij, Caravela, DAS, Goudse, Guardian, HDI, Klaverblad, Maas Lloyd, MSIG Europe, Nationale Nederlanden, Rhion, Samenwerking Glasverzekering, and UVM). The product portfolio spans motor vehicle insurance (particulier and zakelijk/fleet), fire/property insurance, liability insurance (AVB), pleasure craft and transport insurance, and absence management insurance. The platform differentiates through integrated service modules including proprietary claims handling (Schadeafhandeling), Directe Schadeafhandeling (DSA) for streamlined vehicle claims, the Biesbosch Schadeservice network of 14 affiliated repair shops, and online damage reporting via FinConnect. Intermediaries access the platform via the Volmachtportaal Extranet. The company is led by co-founders Bas and Jacco van der Straaten and is headquartered in Werkendam, Netherlands.

Differentiator

Problem solved

Functional benefit

Products and services

• Particuliere Verzekeringen (Private/Personal Insurance)
• Zakelijke Verzekeringen (Business Insurance)
• Motorrijtuigenverzekering (Motor Vehicle Insurance)
• AVB-verzekering (Liability Insurance)
• Brandverzekering (Fire Insurance)
• Pleziervaartuigverzekering (Pleasure Craft Insurance)
• Transportverzekering (Transport Insurance)
• Ziekteverzuimverzekering (Sickness Absence Insurance)

Named customers1 record

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature1 record

Partnerships

21 partnerships are on record, tiered core.

• Allianz Benelux N.V.coreTechnology or IntegrationMajor European insurance company from which Biesbosch Assuradeuren holds delegated authority to act as gevolmachtigd agent (authorized agent). Can issue policies, handle claims, and make underwriting decisions directly on behalf of Allianz.
• Anker Insurance Company N.V.coreTechnology or IntegrationInsurance company from which Biesbosch Assuradeuren holds delegated authority to act as authorized agent for policy issuance and claims handling.
• ARAG SE NederlandcoreTechnology or IntegrationLegal expenses insurance specialist from which Biesbosch Assuradeuren holds delegated authority for policy issuance and administration.
• ASR Schadeverzekering N.V.coreTechnology or IntegrationDutch insurance provider from which Biesbosch Assuradeuren holds delegated authority to act as authorized agent.
• N.V. Schadeverzekering-Maatschappij BovemijcoreTechnology or IntegrationInsurance company specializing in mobility and transport from which Biesbosch holds delegated authority.
• Caravela-Companhia de Seguros, S.A.coreTechnology or IntegrationPortuguese insurance company from which Biesbosch holds delegated authority for international insurance coverage.
• DAS Nederlandse Rechtsbijstand Verzekeringmaatschappij N.V.coreTechnology or IntegrationLegal expenses insurance specialist from which Biesbosch holds delegated authority.
• Goudse Schadeverzekeringen N.V.coreTechnology or IntegrationDutch insurance provider offering sickness absence insurance (conventional and SME absence management) through Biesbosch's delegated authority.
• Guardian Group Nederland N.V.coreTechnology or IntegrationInsurance company from which Biesbosch holds delegated authority.
• HDI Global SE / HDI Global Specialty SEcoreTechnology or IntegrationIndustrial insurance specialist from which Biesbosch holds delegated authority for commercial and specialty insurance.
• Klaverblad Schadeverzekeringsmaatschappij N.V.coreTechnology or IntegrationDutch insurance provider from which Biesbosch holds delegated authority.
• N.V. Schadeverzekeringsmaatschappij Maas LloydcoreTechnology or IntegrationDutch insurance company from which Biesbosch holds delegated authority.
• MSIG Europe SE – MSIG Specialty Marine N.V.coreTechnology or IntegrationSpecialty insurance provider including marine coverage from which Biesbosch holds delegated authority.
• Nationale-Nederlanden Schadeverzekering Maatschappij N.V.coreTechnology or IntegrationMajor Dutch insurer offering sickness absence insurance (conventional and SME absence management) through Biesbosch's delegated authority.
• Rhion Versicherung AGcoreTechnology or IntegrationGerman insurance company from which Biesbosch holds delegated authority.
• Samenwerking Glasverzekering N.V.coreTechnology or IntegrationGlass insurance specialist from which Biesbosch holds delegated authority.
• UVM Verzekeringsmaatschappij N.V.coreTechnology or IntegrationInsurance company from which Biesbosch holds delegated authority.
• ASN AutoschadecoreImplementation/ SI/ Consulting PartnerNetwork of vehicle damage repair shops throughout the Netherlands. Biesbosch refers customers with vehicle damage to ASN repair shops for repairs. Repairs are billed directly to Biesbosch, with customers only paying VAT and deductible.
• Biesbosch SchadeservicecoreImplementation/ SI/ Consulting PartnerNetwork of affiliated vehicle damage repair shops in the Werkendam region and surrounding areas. Biesbosch directs customers to these partner repair shops for vehicle damage repairs, with direct billing arrangements.
• Van der Straaten's AssurantiekantoorcoreChannel Partner/ Reseller/ DistributorAffiliated independent insurance broker (tussenpersoon) that distributes Biesbosch's insurance products under 'ongebonden selectieve bemiddeling' (non-bound selective brokerage) arrangement. The broker is free to choose other insurers but places risks through Biesbosch's authorized insurer panel.
• a.s.r.coreTechnology or IntegrationDutch insurer offering sickness absence insurance (conventional, SME absence management, and stop-loss) through Biesbosch's delegated authority.

Scale indicators3 records

Recent moves7 records

Expansion highlights4 records

Direct peers

• MeerrRisicobeheer / Mees: Dutch risk management and volmachtbedrijf providing delegated authority insurance services to intermediaries and corporate clients. Comparable as a Dutch intermediary with multi-carrier panel.
• Aevitae: Dutch volmachtbedrijf and gevolmachtigd agent operating binding authority arrangements with multiple insurers for personal and commercial lines. Directly comparable business model as a delegated authority underwriting agency in the Netherlands.
• Turien & Co Assuradeuren: Dutch volmachtbedrijf acting as gevolmachtigd agent for multiple insurers, providing personal, commercial, and specialist insurance products. Comparable in delegated authority model and product breadth.
• Tielen Verzekeringen: Dutch regional volmachtbedrijf and insurance broker offering multi-line products under binding authority. Comparable as a mid-sized Dutch intermediary with delegated authority from multiple carriers.
• Voogd & Voogd: Established Dutch insurance broker (tussenpersoon) and volmachtbedrijf distributing personal and commercial insurance through multiple carriers. Comparable as a Dutch multi-line intermediary serving both retail and SME customers.
• Heilbron Groep: Dutch insurance intermediary group providing volmacht services, broker services, and risk management across personal and commercial segments. Comparable as a multi-carrier Dutch intermediary with delegated authority capabilities.

Broad incumbents

• Klaverblad Verzekeringen: Dutch mutual insurance company and one of Biesbosch's delegated authority partners. Comparable in product lines (personal, commercial, motor) and overlapping customer base, but operates as a risk carrier rather than an intermediary.
• Raetsheren van Orden Groep: Dutch insurance and risk advisory group operating as intermediary across personal, commercial, and specialty lines. Comparable on intermediation role and customer segments but at larger scale and broader service scope.
• De Goudse Verzekeringen: Dutch mutual insurer and Biesbosch delegated authority partner. Comparable on sickness absence and SME commercial lines, but operates as a risk carrier rather than intermediary.
• Nationale-Nederlanden: Major Dutch insurance carrier and Biesbosch's delegated authority partner. Overlaps on product portfolio (personal, commercial, sickness absence) but operates at vastly greater scale as a direct insurer rather than intermediary.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/biesboschassuradeuren

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Biesbosch Assuradeuren anno 2000 B.V.