Braunschweiger Privatbank

What Braunschweiger Privatbank does

Braunschweiger Privatbank is the private banking division of Volksbank BRAWO eG, a German cooperative bank, operating as a legally dependent Zweigniederlassung (branch) from its headquarters in Braunschweig, Lower Saxony. Founded in 2013, the bank serves high-net-worth individuals, entrepreneurs, foundations, and family offices with a relationship-based 360-degree advisory model that combines discretionary asset management (Vermögensverwaltung), portfolio advisory (Portfolioberatung), values-based investment funds (Werte-Investmentfonds), alternative investments, real estate portfolio management, financing, and insurance. Its differentiator is the 'Wertebank' brand positioning, anchored on ethical and values-aligned investing within the cooperative banking tradition.

The firm's technology stack rests on the cooperative banking infrastructure provided by GAD eG: online banking is delivered through a dedicated portal, while the proprietary-branded Braunschweiger Privatbank App (launched March 2023) provides account management, brokerage, document mailbox, giropay Kwitt peer-to-peer payments, the VR-SecureGo Plus authentication app, and the 'kiu' voice assistant for voice-controlled banking commands. Distribution combines four physical locations (Braunschweig HQ, Köln since 2021, Oldenburg since 2022, and a Hamburg representative office) with this digital channel set, supported by content marketing via the Braunschweiger Brief newsletter, expert-led events, and Google Ads.

The revenue model is predominantly recurring fee-based, drawing on asset-management fees on AUM, portfolio advisory fees, commissions on insurance placement, transaction and account fees, and financing margins. The bank is BaFin-supervised, affiliated with the BVR deposit protection scheme, and has held the FUCHS | RICHTER Prüfinstanz Vertrauensampel green trust rating continuously since 2016.

Name

Braunschweiger Privatbank

Legal name

Braunschweiger Privatbank, Zweigniederlassung der Volksbank BRAWO eG

Website

https://braunschweiger-privatbank.de

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

Braunschweiger Privatbank is the private banking branch of Volksbank BRAWO eG in Germany, offering wealth management, portfolio advisory, values-based funds, financing, and insurance to high-net-worth individuals, entrepreneurs, foundations, and family offices across four regional offices.

Ownership category

akta.pro rank

Product category

Private Banking and Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Depository Credit Intermediation (5221)

SIC

Investment Advice (6282)

akta.pro primary industry

Affluent / Mass-Affluent Private Banking (FSABADAC)

akta.pro secondary industries

Private Banking Advisory & Discretionary Portfolio Management (FSABADAD), Bank-Affiliated Retail Wealth Management (FSAAAAAB)

Keywords

• Private banking
• Wealth management
• Asset management
• Investment advisory
• Portfolio management

Headquarters

HQ city

Braunschweig

HQ country

Germany

HQ region

Europe

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Asset Management / Vermögensverwaltung: Discretionary asset management services for wealthy private clients, charging management fees based on assets under management.
2. Investment Advisory / Portfolioberatung: Advisory services for investment decisions, including securities trading and portfolio construction.
3. Values Investment Funds / Werte-Investmentfonds: Proprietary and distributed investment funds with values-based investment philosophy.
4. Alternative Investments: Access to alternative asset classes beyond traditional securities.
5. Real Estate Portfolio Management / Immobilien Portfolio Management: Management of real estate assets within client portfolios.
6. Financing / Finanzierung: Lending products including mortgages and other credit facilities for clients.
7. Insurance Products / Versicherungen: Insurance advisory and placement services for clients.
8. Banking Fees / Kontofuehrung: Account maintenance and transaction fees for current account services.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Braunschweiger Privatbank provides private banking and wealth management services for high-net-worth individuals, entrepreneurs, foundations, and family offices. Its 'Investment-Manufaktur' offering combines values-based investment funds, discretionary asset management, portfolio advisory, alternative investments, real estate portfolio management, financing, insurance, and a premium credit card under a 'Wertebank' (values bank) philosophy. Digital access is delivered via an online banking portal and a proprietary mobile app with voice assistant 'kiu'.

Product overview

Braunschweiger Privatbank is a private banking institution offering a comprehensive suite of wealth management services built around a 'Wertebank' (values bank) philosophy. The core offering centers on the Investment-Manufaktur (Investment Manufactory), which comprises Werte-Investmentfonds (value-based investment funds), Vermögensverwaltung (asset management), Portfolioberatung (portfolio advisory), Alternative Investments, and Immobilien Portfolio Management. These are complemented by Finanzierung (financing), Versicherungen (insurance), ExclusiveCard Plus (premium credit card), and RenditeHochZwei (enhanced yield product). For digital access, the bank provides OnlineBanking and the Braunschweiger Privatbank App with voice assistant 'kiu'. The 360-degree advisory philosophy underpins all services, emphasizing values-based, security-focused, and sustainable wealth development.

Differentiator

Problem solved

Functional benefit

Products and services

• Werte-Investmentfonds (Values-Based Investment Funds) Value-based investment funds aligned with ethical and sustainable investment principles, distributed by the bank as part of its Investment-Manufaktur philosophy for high-net-worth clients.
• Vermögensverwaltung (Asset Management) Professional discretionary asset management providing individualized portfolio management for high-net-worth private banking clients, charging recurring management fees based on assets under management.
• Portfolioberatung (Portfolio Advisory) Comprehensive portfolio advisory services helping clients make informed investment decisions and construct portfolios aligned with their financial goals, including securities trading.
• Alternative Investments Access to alternative asset classes beyond traditional stocks and bonds, used to diversify portfolios of high-net-worth private banking clients.
• Immobilien Portfolio Management (Real Estate Portfolio Management) Management of real estate assets within client portfolios as part of an integrated wealth strategy for private banking clients.
• Finanzierung (Financing) Tailored financing solutions for private banking clients, including mortgages and other credit facilities to support their investment and lifestyle needs.
• Versicherungen (Insurance Products and Advisory) Insurance advisory and placement services integrated into the bank's comprehensive wealth management offering for private banking clients.
• ExclusiveCard Plus Premium credit card offering exclusive benefits and services for high-net-worth private banking clients.
• RenditeHochZwei Investment product targeting enhanced returns for qualified investors within the bank's private banking offering.
• Kenntnisermittlung (Knowledge and Experience Assessment) Knowledge and experience assessment service used to determine client suitability and investment expertise as required by German regulatory standards.
• OnlineBanking Portal Web-based online banking platform providing 24/7 access to accounts, transfers, brokerage, and financial management tools for private banking clients.
• Braunschweiger Privatbank App Mobile banking application enabling account management, transfers, standing orders, brokerage, electronic mailbox for statements, giropay Kwitt money transfers, and voice-controlled banking commands via the 'kiu' voice assistant. Available on iOS and Android.

Named customers3 records

Segments5 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability2 records

Feature5 records

Partnerships

Three partnerships are on record, tiered core.

• Volksbank BRAWO eGcoreStrategic or Co-development PartnerVolksbank BRAWO eG is the parent institution of Braunschweiger Privatbank, which operates as a Zweigniederlassung (branch) of the cooperative bank. The partnership provides institutional backing, regulatory structure, and access to the cooperative banking network including deposit insurance through BVR.
• VR Banking App / GAD eGcoreTechnology or IntegrationThe bank's mobile application is based on the VR Banking App platform, provided by GAD eG as the IT service provider for cooperative banks. This provides the technical infrastructure for online banking, mobile banking, and transaction processing.
• VR-SecureGo Plus AppcoreTechnology or IntegrationSecure transaction authentication app that works in conjunction with the main banking application for authorizing payments and transactions.

Scale indicators2 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• Berenberg: One of Germany's leading private banks, founded in 1590, offering wealth management, asset management, and investment banking to HNW individuals, families, and foundations. Directly comparable as a German private bank serving similar client segments with a values-oriented and long-term relationship philosophy.
• Bankhaus Bauer: Essen-based private bank offering wealth management and portfolio management for HNW private clients, families, and foundations. Comparable as a mid-sized German private bank with a focus on personalized, values-driven wealth advisory.
• Hauck & Aufhäuser: Frankfurt-based private bank offering private banking, asset management, and fund services to HNW individuals, families, and institutional clients. Comparable as a mid-sized German private bank with similar service breadth and target client segments.
• Bethmann Bank: Frankfurt-based private bank (part of ABN AMRO since 2023) offering wealth management, family office services, and foundation advisory for HNW clients. Comparable as a larger German private bank serving similar client segments including foundations and family offices.
• Donner & Reuschel: Hamburg-based private bank (part of SIGNAL IDUNA Group) offering wealth management, asset management, and family office services. Directly comparable as a regional German private bank serving HNW individuals, entrepreneurs, and foundations with personalized advisory.
• Bankhaus Lampe: Bielefeld-based private bank offering wealth management, corporate banking, and advisory services for entrepreneurial families, foundations, and HNW individuals. Comparable as a German private bank with similar focus on entrepreneurial clients and values-based advisory.
• Max Heinr. Sutor: Hamburg-based private bank offering wealth management, asset management, and real estate portfolio management for family offices and HNW individuals. Comparable in scale, regional German focus, and emphasis on personalized wealth advisory for affluent clients.
• Merck Finck: Munich-based private bank (part of Quintet Private Bank) offering private banking, wealth management, and asset management for affluent individuals and families. Comparable as a German private bank serving HNW clients with comprehensive wealth solutions.

Broad incumbents

• ODDO BHF: Frankfurt-based private bank (part of French ODDO group) offering private wealth management, asset management, and corporate banking. Comparable as a German private bank serving HNW clients, though operating at significantly larger scale with broader international presence.

Others

• Volksbank BraWo: The parent cooperative bank of Braunschweiger Privatbank, headquartered in Wolfsburg. Provides institutional backing, regulatory structure, and referral pipeline. Not a direct competitor but a thematically related entity operating in the broader cooperative banking space.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/braunschweiger-privatbank

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Braunschweiger Privatbank