Bromwich+Smith
Bromwich+Smith is a Calgary-based Licensed Insolvency Trustee firm founded in 2000 that administers government-regulated consumer proposals and bankruptcy filings for individual Canadians with unmanageable unsecured debt, supported by a digital client portal and consultative service model.
- Company typePrivate
- Founded2000
- HeadquartersCalgary, Canada
- Headcount101–250
- GTM typeB2C
- OfferingServices
What Bromwich+Smith does
Bromwich+Smith is a privately held Canadian Licensed Insolvency Trustee (LIT) firm headquartered in Calgary, Alberta, operating nationally since 2000. The firm administers government-regulated debt relief solutions under Canada's Bankruptcy and Insolvency Act, serving individual Canadians with unmanageable unsecured debt (credit cards, personal loans, payday loans, CRA tax debt) and, to a lesser extent, small business owners facing CRA tax obligations.
The service portfolio centers on two regulated core products: Consumer Proposals (a legally binding repayment plan that can reduce debt by up to 80% over up to five years while preserving assets) and Bankruptcy (debt elimination typically discharged within nine months for first-time filers). Supporting these are a secure client portal ("Supportal") enabling 24/7 program management and paperwork submission, an interactive debt repayment calculator, mandatory financial counselling sessions, and free confidential consultations. The firm reports a 99% consumer proposal acceptance rate and a 97% completion rate, supported by 1,732 Google reviews averaging 4.8/5 stars.
The business runs on a regulated professional services revenue model where fees are set by federal OSB guidelines — first-time bankruptcy payments can be as low as $200/month over nine months. The go-to-market is consultative and digital-first, combining content marketing, SEO, social media (LinkedIn, Instagram, Facebook, YouTube), an extensive educational blog, and free no-obligation consultations to drive inbound demand. Delivery occurs via phone (toll-free 1-855-884-9243), in-person, and the Supportal portal. Leadership includes CEO Shelley Vandenberg (MBA, ICD.D) and Chief Insolvency Officer Jeff Lewis (CPA, CA, FCCA, CIRP, LIT), with no disclosed institutional or private equity backing.
Bromwich+Smith firmographics
Firmographics- Name
- Bromwich+Smith
- Legal name
- Bromwich & Smith Inc.
- Website
- https://bromwichandsmith.com
- Company type
- Private
- Founded year
- 2000
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Bromwich+Smith is a Calgary-based Licensed Insolvency Trustee firm founded in 2000 that administers government-regulated consumer proposals and bankruptcy filings for individual Canadians with unmanageable unsecured debt, supported by a digital client portal and consultative service model.
- Ownership category
- akta.pro rank
Bromwich+Smith industry classification
Industry- Product category
- Consumer Insolvency and Debt Relief Services
- NAICS
- Nondepository Credit Intermediation (5222), Credit Intermediation and Related Activities (522)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit) (BPAHAOAD)
Keywords
Where Bromwich+Smith is headquartered
LocationHeadquarters
- HQ city
- Calgary
- HQ country
- Canada
- HQ region
- North America
Offices1 record
Markets served
Bromwich+Smith business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Consumer Proposal Administration: Bromwich+Smith administers consumer proposals, a government-regulated debt relief solution. Fees are regulated by the federal government under the Bankruptcy and Insolvency Act. Clients make monthly payments based on what they can afford, with the trustee distributing funds to creditors.
- Bankruptcy Administration: The company administers bankruptcy filings, a federally regulated process. Fees are set according to OSB guidelines. Typical first-time bankruptcy payments can be as low as $200 per month for nine months, with surplus income payments based on guidelines.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Bankruptcy payments as low as $200/month for first-time filers |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
Bromwich+Smith product offering
Product offeringCore offering
Bromwich+Smith is a Licensed Insolvency Trustee firm that administers government-regulated debt relief solutions for individual Canadians. The firm administers Consumer Proposals (legally binding repayment agreements that can reduce unsecured debt by up to 80%), Bankruptcy filings (legal discharge of unmanageable debts, typically within nine months for first-time filers), and Debt Consolidation options. All services are delivered by federally licensed trustees under Canada's Bankruptcy and Insolvency Act and are accessed via free, confidential consultations.
Product overview
Bromwich+Smith is a Licensed Insolvency Trustee firm offering government-regulated debt relief solutions in Canada. The company operates as a services company rather than a software platform, providing two primary debt relief programs: Consumer Proposals and Bankruptcy, both governed by Canada's Bankruptcy and Insolvency Act. These core services are complemented by debt consolidation options, a debt repayment calculator tool, and a client portal (Supportal) for managing programs. The firm also provides tax resources and mandatory financial counselling sessions as part of their service offering. All solutions are administered by Licensed Insolvency Trustees and are free to explore through no-obligation consultations.
Differentiator
Problem solved
Functional benefit
Products and services
- Consumer Proposal A formal, legally binding debt repayment agreement under Canada's Bankruptcy and Insolvency Act that allows individuals to repay a portion of their unsecured debt through one affordable monthly payment over up to five years, while keeping their assets. Can reduce debt by up to 80%.
- Bankruptcy A legal process under Canada's Bankruptcy and Insolvency Act that eliminates most unsecured debts, providing individuals with a fresh financial start, typically within nine months for first-time filers.
- Debt Consolidation A debt relief solution that combines multiple debts into one easy monthly payment, delivered through a consumer proposal as a government-regulated alternative to traditional consolidation loans.
- Free Consultation Free, confidential, no-obligation consultation with a Licensed Insolvency Trustee to assess the client's financial situation and explore debt relief options.
Quantifiable outcome
- Reduce debt by up to 80%
- +4 more outcomes
Companies that use Bromwich+Smith
Customer profileNamed customers5 records
Segments2 records
Ideal customer profiles2 records
Bromwich+Smith technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Bromwich+Smith partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- Government of Canada (Office of the Superintendent of Bankruptcy)coreBromwich+Smith operates as Licensed Insolvency Trustees regulated by the federal government through the Office of the Superintendent of Bankruptcy (OSB). All consumer proposals and bankruptcy filings are filed with and administered under OSB oversight. This is a mandatory regulatory relationship required for operating as an LIT firm in Canada.
- Canadian Association of Insolvency and Restructuring Professionals (CAIRP)coreBromwich+Smith is a member of CAIRP, the professional association for Licensed Insolvency Trustees in Canada. Membership indicates professional standing and adherence to industry standards.
- Better Business BureauminorBromwich+Smith maintains BBB accreditation, demonstrating commitment to ethical business practices and customer service standards recognized by the Better Business Bureau.
Scale indicators5 records
Recent moves5 records
Expansion highlights4 records
Bromwich+Smith competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Bromwich+Smith social profiles
Digital presenceBromwich+Smith financial estimates
Financial estimateRevenue estimate
Valuation estimate
Bromwich+Smith leadership team
Management profileNumber of profiles
Profiles4 records
Bromwich+Smith funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Bromwich+Smith M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Bromwich+Smith
What does Bromwich+Smith do?
Bromwich+Smith is a Licensed Insolvency Trustee firm that administers government-regulated debt relief solutions for individual Canadians. The firm administers Consumer Proposals (legally binding repayment agreements that can reduce unsecured debt by up to 80%), Bankruptcy filings (legal discharge of unmanageable debts, typically within nine months for first-time filers), and Debt Consolidation options. All services are delivered by federally licensed trustees under Canada's Bankruptcy and Insolvency Act and are accessed via free, confidential consultations.
Is Bromwich+Smith a public or private company?
Bromwich+Smith is a private company. It is classified as management employee owned and is currently operating.
When was Bromwich+Smith founded?
Bromwich+Smith was founded in 2000. It employs 101 to 250 people.
Where is Bromwich+Smith based?
Bromwich+Smith is headquartered in Calgary, Canada, in the North America region.
How does Bromwich+Smith make money?
Two revenue lines are on record. Consumer Proposal Administration is the primary driver. The others are bankruptcy Administration.
Does Bromwich+Smith have an API?
No public API is recorded for Bromwich+Smith.
What industry is Bromwich+Smith in?
Bromwich+Smith's product category is Consumer Insolvency and Debt Relief Services. Its primary akta.pro industry code is BPAHAOAD, Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit). Its NAICS code is 5222 and its SIC code is 6141.