CREDIT AGRICOLE BRIE PICARDIE

What CREDIT AGRICOLE BRIE PICARDIE does

Crédit Agricole Brie Picardie is a regional cooperative bank (Caisse Régionale de Crédit Agricole Mutuel Brie Picardie) operating within the broader Crédit Agricole group, serving the Brie and Picardie territories in northern France across the Somme, Oise, and parts of Seine-et-Marne departments. The institution offers a comprehensive suite of retail banking, insurance, and wealth management products, including tiered account packages (Offre Prestige, Premium, Essentiel, Eko), credit cards (Mastercard Standard, Visa Classic, Gold Mastercard, Visa Premier, Mozaic Black), regulated and non-regulated savings products (Livret A, LEP, LDDS, Livret Jeune Mozaic, Livret Engagé Sociétaire), investment vehicles (PEA, PEA-PME, Compte Titres Ordinaire, ETFs, Amundi responsible funds), life insurance (Oriance, Prediliens), retirement planning (PER), and a broad insurance catalog covering home, auto, motorcycle, scooter, e-scooter, health, death, funeral, accident, civil liability, legal protection, mobile devices, and borrower insurance.

The bank serves seven primary customer segments: individuals, professionals, farmers, associations (non-profits), enterprises, public entities/social housing organizations, and private banking clients. Distribution combines a physical branch network across the regional territory with digital channels, including the "Ma Banque" mobile application (iOS/Android), online banking platform, phone advisory services, and integrated mobile payments (Apple Pay, Samsung Pay, and the proprietary Paiement Mobile du Crédit Agricole). Proprietary technology features include online financial product simulators, the AllVisory wealth aggregation platform, and Mon Sécuricoffre+ secure safekeeping service. Marketing spans social media (Facebook, Instagram, YouTube, Twitter, TikTok), content marketing via "Tout un Mag" financial education, paid digital advertising, and local community engagement through the "J'aime mon territoire" program.

The cooperative banking model governs the business: nearly 90% of regional results are retained and reinvested locally in territorial development. Revenue is generated across four streams: net interest income from lending activities (mortgages, consumer credit, professional and business loans), recurring banking fees and commissions across account tiers, insurance premiums across the full protection catalog, and investment/wealth management fees on life insurance, retirement savings, stock trading, and advisory services. Ownership is held by sociétaires (cooperative members), and the entity operates as a semi-autonomous regional subsidiary of the publicly traded Crédit Agricole group (Euronext Paris: ACA).

Name

CREDIT AGRICOLE BRIE PICARDIE

Legal name

Caisse Régionale de Crédit Agricole Mutuel Brie Picardie

Website

https://ca-briepicardie.fr

Company type

Private

Operating status

Operating

Short description

Crédit Agricole Brie Picardie is a regional cooperative bank within the Crédit Agricole group, serving individuals, professionals, farmers, enterprises, associations, public entities, and private banking clients across northern France with retail banking, insurance, and wealth management products distributed via branches and digital channels.

Ownership category

akta.pro rank

Product category

Retail Banking

NAICS

Depository Credit Intermediation (5221), Commercial Banking (52211)

SIC

Personal Credit Institutions (6141)

akta.pro primary industry

Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)

akta.pro secondary industry

Credit Cards & Revolving Credit (FSABAAAC)

Keywords

• Retail banking
• Cooperative banking
• Insurance products
• Consumer lending
• Wealth management

Headquarters

HQ city

Amiens

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Interest Income: Traditional banking revenue from lending activities including mortgage loans, consumer loans, professional loans, and business financing. Interest spreads between lending rates and deposit rates.
2. Banking Fees and Commissions: Account maintenance fees, transaction fees, card fees, and service charges across various account tiers (Prestige, Premium, Essentiel, Eko)
3. Insurance Premiums: Revenue from insurance products including home insurance, auto insurance, health insurance, borrower insurance, and other protection products
4. Investment and Wealth Management: Revenue from life insurance products (Oriance, Gestion accompagnée), retirement savings (PER), stock trading accounts, and investment advisory services

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Crédit Agricole Brie Picardie is a regional cooperative bank (Caisse Régionale) within the Crédit Agricole group, serving the Brie Picardie territory in northern France. It provides retail banking accounts (Prestige, Premium, Essentiel, Eko), credit cards, savings products (Livret A, LDDS, LEP), life insurance, investment vehicles (PEA, Compte Titres), mortgage and consumer loans, vehicle financing, and a full suite of personal and property insurance products. Distribution is via a regional branch network, the Ma Banque mobile application, and online banking platforms.

Product overview

Crédit Agricole Brie Picardie operates as a regional cooperative bank (Banque & Assurances) offering a comprehensive multi-product, multi-module platform architecture. The core offering centers on banking accounts (Offre Prestige, Offre Premium, Offre Essentiel, Offre Eko) and credit cards (Mozaic Black, Mastercard Standard, Visa Classic, Gold Mastercard, Visa Premier, Carte J'aime mon territoire). The savings ecosystem includes regulated accounts (Livret A, LEP, LDDS, Livret Jeune, Livret Engagé Sociétaire), life insurance products (Oriance, Prediliens), and investment services (Compte Titres, PEA, PEA-PME, ETF, Amundi responsible investment funds). Retirement planning is served through PER products, while consolidated wealth management is available via Allvisory. Insurance offerings span home (Assurance Habitation, Télésurveillance), auto (Assurance Auto, Moto, Scooter, Trottinette), health (Complémentaire Santé, Téléassistance), and protection (Assurances Décès, Obsèques, Accidents de la Vie, Responsabilité Civile, Protection Juridique). Credit products include real estate (Facilimmo, PTZ, Éco PTZ), consumer (Prêt Personnel, Prêt Étudiant), works (Prêt Travaux, Prêt Transition Logement), and vehicle financing (Prêt Auto, Agilauto LOA/LLD, Prêt 2 Roues). Mobile banking is delivered through Ma Banque app with integrated mobile payment solutions including Apple Pay, Samsung Pay, and the proprietary French Paiement Mobile solution. The architecture combines core banking products with specialized sub-brands and add-on modules for comprehensive financial services delivery.

Differentiator

Problem solved

Functional benefit

Brands

• Ma Banque: Mobile banking application for day-to-day banking operations
• Nexexecur
• Oria
• Agilauto

Products and services

• Carte J'aime mon territoire
• Livret A
• LDDS (Livret de Développement Durable)
• LEP (Livret d'Épargne Populaire)
• Livret Jeune Mozaic
• Livret Engagé Sociétaire
• Oriance
• Prediliens
• PER (Plan d'Épargne Retraite)
• Compte Titres Ordinaire
• PEA (Plan d'Épargne en Actions)
• PEA-PME
• Invest Store 18-30 ans
• Prêt Immobilier Facilimmo
• PTZ (Prêt à Taux Zéro)
• Éco PTZ
• Prêt Personnel
• Prêt Étudiant
• Prêt Travaux
• Prêt Auto
• Agilauto (LLD/LOA)
• Assurance Habitation
• Assurance Habitation 18-30 ans
• Assurance Auto
• Assurance Moto
• Assurance Complémentaire Santé
• Assurance Décès
• Assurance Obsèques
• Assurance Protection Juridique
• Assurance Emprunteur Crédit Immobilier
• Ma Banque (Mobile Application)
• AllVisory
• Téléphone Sécurité (Télésurveillance)
• Paiement Mobile du Crédit Agricole
• Banque Privée (Private Banking)
• Services Bancaires Professionnels
• Offre Prestige
• Offre Premium
• Offre Essentiel
• Offre Eko
• Mozaic Black
• Gold Mastercard
• Visa Premier
• Mastercard Standard
• Visa Classic

Quantifiable outcome

• Nearly 90% of regional results reinvested locally in territory development projects

Named customers7 records

Segments7 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature4 records

Partnerships

Two partnerships are on record, tiered core and minor.

• NexecurcoreOthersNexecur provides telesurveillance (security monitoring) services offered by Crédit Agricole. The bank recommends Nexecur's alarm and 24/7 monitoring services as part of home insurance offerings to protect customers' homes from burglary and fire.
• FnacminorGTM or Marketing PartnerPromotional partnership offering Fnac+ cards credited with 40€ to customers who subscribe to home insurance for young adults. Joint promotional campaign between Crédit Agricole and Fnac retail chain.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Crédit Agricole Nord de France: Sister Caisse Régionale within the Crédit Agricole Group serving the Nord-Pas-de-Calais region. Directly comparable as another regional cooperative retail bank sharing the same parent, product catalog structure, and multi-segment distribution model.
• Crédit Mutuel Nord Europe: Regional cooperative bank serving northern France with multi-segment retail, agricultural, and SME banking. Closely comparable as a regional French cooperative bank with similar governance, product breadth, and territorial focus.
• Caisse d'Epargne Hauts-de-France: Regional retail bank within the Groupe BPCE network serving the Hauts-de-France region. Comparable as a regional French retail/cooperative bank offering deposits, lending, insurance, and wealth services to individuals and SMEs.
• Crédit Agricole Île-de-France: Another Caisse Régionale within the Crédit Agricole Group serving the Paris/Île-de-France region. Directly comparable in business model, product catalog, and governance; differs in the wealthier, more urban territory.

Broad incumbents

• BNP Paribas: France's largest listed retail and corporate bank. Comparable in retail deposits, consumer credit, insurance, and wealth management, though operating nationally and internationally with a much broader corporate/investment bank overlay.
• Société Générale: Major French universal bank with a substantial retail banking network across France. Overlaps with Crédit Agricole Brie Picardie in deposit accounts, consumer credit, and insurance distribution.
• LCL (Le Crédit Lyonnais): French national retail bank owned by Crédit Agricole S.A., serving individuals, professionals, and businesses. Overlaps directly in retail banking and insurance offerings but distributed nationally through a denser branch network.
• Crédit Agricole (Group): Parent mutual banking group publicly traded on Euronext Paris (ACA) and the central entity coordinating all Caisses Régionales. Provides the brand, technology platforms, and asset-management products that Brie Picardie distributes.

Emerging players

• Boursorama Banque: Leading French online bank (Société Générale subsidiary) competing on retail deposits, payments, and consumer credit with a digital-only model. Comparable as a French retail banking competitor targeting similar customer segments.

Regional players

• Caisse d'Epargne Île-de-France: Regional cooperative retail bank within Groupe BPCE serving the Île-de-France region. Directly comparable in business model (regional cooperative retail banking) but operating in a different geography.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/CA_BriePicardie
• YouTubeyoutube.com/@cabriepicardie
• Facebookfacebook.com/ca.briepicardie
• Instagraminstagram.com/ca_briepicardie/?hl=fr
• TikToktiktok.com/@ca_briepicardie

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CREDIT AGRICOLE BRIE PICARDIE