National Council of State Housing Agencies

What National Council of State Housing Agencies does

The National Council of State Housing Agencies (NCSHA) is a nonprofit, nonpartisan trade association founded in 1971 that represents the state Housing Finance Agencies (HFAs) of all 50 U.S. states, the District of Columbia, New York City, Puerto Rico, and the U.S. Virgin Islands. Its core constituency comprises state-chartered agencies that finance affordable homes and rental housing for low- and moderate-income households. NCSHA's membership also includes associate agencies that allocate the Low Income Housing Tax Credit in jurisdictions where HFAs do not, and over 350 affiliate members drawn from investment firms, technology providers, developers, and nonprofits in the affordable housing field. Operating from Washington, DC, the organization functions as the unified national voice for state HFAs before Congress, HUD, Treasury, and other federal agencies.

NCSHA's product portfolio is built around federal advocacy, professional education, and digital resource platforms. The flagship digital product is the HFA1 Affordable Homeownership Lender Toolkit, developed in collaboration with 32 state HFAs alongside the Mortgage Bankers Association, Fannie Mae, Freddie Mac, and Wells Fargo, providing standardized worksheets that let mortgage lenders participate efficiently across multiple state HFA programs. Other core offerings include the annual State HFA Factbook (comprehensive program data publication with tiered member vs. nonmember pricing), the weekly Washington Report newsletter, the HFA Online Community (29 discipline-based peer groups), the On-Demand Learning Library, and four annual member events — the Annual Conference & Showplace, Legislative Conference, HFA Institute, and Housing Credit Connect. A wholly-owned subsidiary, the National Conference of State Housing Boards (NCSHB), provides governance training for HFA board members.

NCSHA's revenue model rests on three streams: recurring membership dues from state HFAs, associate agencies, and 350+ affiliate members; conference and event revenue from registration, sponsorship, exhibiting, and advertising; and publication sales led by the State HFA Factbook. Factbook pricing is tiered at $50 for HFA and Associate members, $100 for Affiliate members, and $200 for nonmembers, with each tier including a printed edition, PDF, and access to the HFA Factbook Online data platform. Distribution is organization-based, with all employees of member organizations receiving benefits. Governance is provided by a Board of Directors composed of HFA executive directors and board members, led by Executive Director Stockton Williams.

Name

National Council of State Housing Agencies

Legal name

National Council of State Housing Agencies

Website

https://ncsha.org

Company type

Private

Founded year

1971

Operating status

Operating

Headcount range

11–50 employees

Short description

NCSHA is a nonprofit trade association representing state Housing Finance Agencies across all 50 U.S. states, DC, NYC, Puerto Rico, and the U.S. Virgin Islands. It delivers federal advocacy, professional education, annual conferences, and digital resources including the HFA1 Lender Toolkit to 350+ affiliate members.

Ownership category

akta.pro rank

Product category

Affordable Housing Advocacy & Membership Services

NAICS

Business Associations (813910), Administration of Housing Programs (925110), Professional Organizations (81392)

SIC

Federal & Federally-Sponsored Credit Agencies (6111), Services-Membership Organizations (8600)

akta.pro primary industry

State & Local Housing Finance Agencies (HFAs) (FSALAKAA)

akta.pro secondary industries

Affordable Rental & Multifamily Housing Finance Programs (LIHTC/Tax Credits/Subsidized Loans) (FSALAKAF), Down Payment Assistance (DPA) & Homebuyer Subsidy Programs (FSALAKAE), Fair Housing, Compliance & Housing Program Oversight (FSALAKAN)

Keywords

• Affordable housing advocacy
• Housing finance agencies
• Nonprofit association services
• Membership organization
• Housing policy advocacy

Headquarters

HQ city

Washington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Membership Dues: NCSHA generates revenue through membership fees from state HFAs, associate agencies, and affiliate members. Membership provides access to advocacy services, networking events, conferences, and discounted publications.
2. Publications and Factbook Sales: Revenue from sale of the State HFA Factbook, with tiered pricing: HFA/Associate Members $50, Affiliate Members $100, Nonmembers $200. Includes printed edition, PDF, and data platform access.
3. Conference and Event Revenue: Revenue from conference registration, sponsorships, exhibiting, and advertising opportunities at major annual events including the Annual Conference & Showplace and Housing Credit Connect.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels9 records

Core offering

NCSHA is a nonprofit, nonpartisan membership organization that advances the efforts of state Housing Finance Agencies (HFAs) through federal advocacy, education, and networking. It represents the housing finance agencies of every U.S. state and territory, offering membership services, annual conferences, peer communities, research publications (such as the State HFA Factbook), and tools like the HFA1 Lender Toolkit that connect mortgage lenders with state affordable housing programs.

Product overview

NCSHA is a nonprofit organization representing state Housing Finance Agencies (HFAs) across all U.S. states and territories. Rather than offering a unified software platform, NCSHA provides a portfolio of member services centered around advocacy, education, and resource sharing. The core offerings include the HFA1 Affordable Homeownership Lender Toolkit (digital tools for mortgage lender-HFA collaboration), the annual State HFA Factbook (comprehensive program data publication), the Washington Report (weekly federal policy updates), and the HFA Online Community (peer collaboration platform). NCSHA also organizes major annual conferences and training programs including the Annual Conference & Showplace, Legislative Conference, HFA Institute, and Housing Credit Connect. The organization advocates for affordable housing policy and administers awards recognizing HFA program excellence. These products and services are primarily membership-based, serving state HFAs, associate agencies, and 350+ affiliate members in the affordable housing industry.

Differentiator

Problem solved

Functional benefit

Brands

• NCSHB: A subsidiary organization providing educational and training opportunities for state HFA board members to help them govern their agencies most effectively.

Products and services

• HFA1 Affordable Homeownership Lender Toolkit

Quantifiable outcome

• HFAs provided affordable mortgages to 3.4 million families for first homes
• +3 more outcomes

Named customers6 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Eleven partnerships are on record, tiered core and minor.

• State HFAs (All 50 States, DC, NYC, Puerto Rico, USVI)coreStrategic or Co-development PartnerNCSHA represents state housing finance agencies from every U.S. state, territory, and major city. These agencies deliver financing for affordable homes and rental apartments for low- and moderate-income households. NCSHA provides advocacy, education, and networking services in exchange for member participation and dues.
• Mortgage Bankers AssociationcoreStrategic or Co-development PartnerCollaborated with the Mortgage Bankers Association and leading members of each organization to develop the HFA1 Lender Toolkit, enabling mortgage lenders to participate more efficiently in state HFA affordable mortgage programs.
• Freddie MaccoreStrategic or Co-development PartnerPartnered in the development of the HFA1 Lender Toolkit. Freddie Mac works with HFAs on standardized subordinate lien documents for the toolkit.
• Fannie MaecoreStrategic or Co-development PartnerPartnered in the development of the HFA1 Lender Toolkit. Fannie Mae provides standardized subordinate documents for lenders accessing HFA programs through the toolkit.
• ACTION Campaign (Affordable Rental Housing ACTION)coreStrategic or Co-development PartnerA national grassroots coalition of more than 2,400 organizations. NCSHA co-chairs the ACTION Steering Committee and leads the ACTION Legislative Committee. Campaign focuses on protecting and expanding the Housing Credit and preserving multifamily Housing Bonds.
• Public Finance NetworkcoreStrategic or Co-development PartnerFormed in 1988, coalition united to preserve state and local government use of tax-exempt bonds. Members include Government Finance Officers Association, National Governors Association, Securities Industry and Financial Markets Association, and National Association of Bond Lawyers.
• HOME CoalitioncoreStrategic or Co-development PartnerNCSHA convenes the HOME Coalition, an association of nearly 40 national organizations working to increase awareness of the HOME Investment Partnerships program and advocate for HOME funding.
• Campaign for Housing & Community Development FundingcoreStrategic or Co-development PartnerNCSHA serves on the steering committee of this education, strategy, and action hub for organizations dedicated to adequate federal housing and community development funding.
• Black Homeownership CollaborativeminorStrategic or Co-development PartnerCoalition of more than 100 organizations committed to creating 3 million net new Black homeowners by 2030 through the 3by30 initiative. Led by Mortgage Bankers Association, NAACP, National Association of REALTORS, and others.
• Underserved Mortgage Markets CoalitionminorStrategic or Co-development PartnerCoalition of 41 leading U.S. affordable housing organizations seeking to hold Fannie Mae and Freddie Mac accountable to their founding purpose. Lincoln Institute of Land Policy is convening facilitator.
• Preservation Working GroupminorStrategic or Co-development PartnerLed by National Housing Trust, national coalition dedicated to safeguarding multifamily housing for low-income families.

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Others

• Bipartisan Policy Center: Washington-based think tank operating a Housing Commission and other policy initiatives. Comparable to NCSHA in producing policy research and convening federal housing discussions, but does not operate as a membership association representing state agencies.

Broad incumbents

• Habitat for Humanity International: Global nonprofit housing organization. Comparable in scale and affordable housing mission, with a national affiliate network model; differs in that Habitat builds and finances homes directly through volunteer labor, whereas NCSHA's members are state HFAs.
• National Association of Home Builders: National trade association representing the home building industry. Comparable in scale and association business model (dues, conventions, publications, advocacy) to NCSHA, though focused on builder/developer members rather than state housing finance agencies.
• National Council of Nonprofits: National network of state and regional nonprofit associations. Comparable to NCSHA as a national membership association supporting state-level member organizations through advocacy, education, and capacity building—providing a structural peer for NCSHA's association-management approach.
• National Association of REALTORS: The largest U.S. trade association for residential and commercial real estate professionals. Comparable to NCSHA as a national housing-industry association running major advocacy, education, and convention operations, but with a much broader residential/commercial brokerage focus rather than affordable public-purpose housing finance.

Direct peers

• National Low Income Housing Coalition: National advocacy organization dedicated to ending the affordable housing crisis. Closely comparable to NCSHA in mission (low-income housing advocacy) and operates a similar policy and coalition model, though focused on tenant/renter advocacy rather than state HFA institutional representation.
• Mortgage Bankers Association: The leading national trade association for the real estate finance industry. Directly comparable to NCSHA as a membership-based housing-finance association; the two organizations co-developed the HFA1 Lender Toolkit, reflecting overlapping membership and shared advocacy priorities.
• National Housing Conference: Nonpartisan national membership organization working at the intersection of housing policy and practice. Directly comparable to NCSHA as a cross-sector housing policy convener with a similar mix of research, advocacy, and member services.

Emerging players

• Enterprise Community Partners: National nonprofit that deploys capital and partnerships for affordable housing. Comparable to NCSHA in the affordable housing ecosystem, but functions as a funder/developer rather than a state-HFA membership association; several NCSHA board members (e.g., Kristin Faust) previously held senior roles at Enterprise affiliates.
• Local Initiatives Support Corporation (LISC): National CDFI and community development organization. Comparable to NCSHA in mission and scale, operating in affordable housing finance, but functions as a direct lender and community developer rather than an industry membership association.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/NCSHAhome
• Facebookfacebook.com/NCSHA1
• LinkedInlinkedin.com/company/national-council-of-state-housing-agencies

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about National Council of State Housing Agencies