Cap Invest

What Cap Invest does

Cap Invest is a Paris-headquartered wealth management advisory firm (Cabinet en Gestion de Patrimoine) operating as a Société par Actions Simplifiée (SAS) with 1,000 EUR of registered capital, founded and led by Swan TA-LY as Présidente/Fondatrice. It serves individual French clients seeking integrated advice across real estate investment (Déficit Foncier, Malraux, LMNP), tax optimization, retirement and prévoyance planning, financial market placements, loan and mortgage brokerage, and heritage/transmission planning. Its flagship offering is the "Bilan Patrimonial à 360°," a packaged holistic wealth assessment delivered through appointment-based, consultant-led consultations rather than a self-serve product.

The firm holds a stack of French regulatory registrations: ORIAS (24 000 435) as an insurance broker, ACPR oversight as a broker in banking operations and payment services, and a CCI Paris Ile-de-France professional real estate transaction card (CPI N° 7501 2024 000 000 094, issued 2024). It is registered in Paris (RCS 982 693 459), operates under GDPR, and carries the required professional liability and financial guarantees under articles L512-6 and L512-7 of the French Insurance Code. These multi-licenses enable the firm to earn commissions across insurance placement, loan brokerage, and real estate intermediation without handling client funds.

Cap Invest's go-to-market is sales-led: the corporate website (cap-invest.fr), generated and operated on the Wizio CRM platform for wealth advisors, functions as the primary marketing and client acquisition channel, supplemented by a secure Espace Client portal (my.wizio.fr). Distribution is purely direct advisory within a single geography (Île-de-France/France), with no app, no API, no disclosed pricing tiers, and no disclosed institutional or enterprise clients. The technology stack is entirely third-party SaaS — there is no proprietary platform, no AI/ML capability, and no patents or trademarks on file.

Name

Cap Invest

Legal name

Cap Invest, Société par Actions Simplifiée

Website

https://cap-invest.fr

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Cap Invest is a Paris-based, founder-led French wealth management advisory firm (SAS) offering integrated 360° advisory across real estate, tax, retirement, financing, and estate planning to individual clients, earning commissions as a multi-licensed insurance and banking broker.

Ownership category

akta.pro rank

Product category

Wealth Management Advisory

NAICS

Portfolio Management and Investment Advice (523940), Other Financial Investment Activities (5239), All Other Financial Investment Activities (52399)

SIC

Investment Advice (6282), Real Estate Agents & Managers (For Others) (6531), Loan Brokers (6163)

akta.pro primary industry

Portfolio Construction & Asset Allocation Advisory (FSAEAAAC)

akta.pro secondary industries

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD), Corporate Finance & Capital Advisory (BPAHADAB), Real Estate Investment Advisory (Acquisitions/Dispositions, Capital Allocation) (BPAJANAA)

Keywords

• Wealth management advisory
• Tax optimization services
• Financial investment advisory
• Estate planning services
• Loan brokerage services

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Brokerage: Cap Invest operates as an insurance broker (courtier en assurances) regulated by ACPR, earning commissions on insurance product placements.
2. Banking Operations Brokerage: Cap Invest acts as a broker for banking operations and payment services (courtier en opérations de banque et services de paiements), subject to ACPR oversight, facilitating loan financing and mortgage brokerage.
3. Real Estate Transaction Services: Holder of professional real estate transaction card (transactions sur immeubles et fonds de commerce) enabling real estate investment advisory without handling funds.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

Cap Invest is a French wealth management advisory firm that provides personalized, holistic 360-degree patrimonial analysis covering real estate investment (Déficit Foncier, Malraux, LMNP), tax optimization, retirement planning, financial market placements, loan brokerage, and estate/succession planning. Services are delivered through appointment-based advisory consultations with founder Swan TA-LY, supported by a client portal. The firm operates as an ACPR-regulated insurance broker and banking operations broker in Paris.

Product overview

Cap Invest operates as a unified wealth management advisory firm offering integrated financial services rather than a modular software platform. The core offering centers on comprehensive wealth management combining real estate investments, tax optimization, retirement planning, financial investments, loan brokerage, and estate planning. The flagship service is the Bilan Patrimonial à 360°, a holistic wealth assessment tool that provides personalized analysis across all these dimensions. All services are delivered through personalized advisory with founder Swan TA-LY.

Differentiator

Problem solved

Functional benefit

Products and services

• Placements Immobiliers Advisory service helping clients choose between real estate investment strategies including Déficit Foncier, loi Malraux, and LMNP status for building real estate holdings. Targeted at French individuals seeking to build long-term real estate wealth.
• Optimisation Fiscale Tax optimization advisory helping clients minimize tax burden and use taxation strategically for wealth development. Targeted at individuals with rising tax obligations seeking legitimate tax optimization strategies.
• Prévoyance & Retraite Retirement planning and insurance advisory helping clients prepare for retirement and protect loved ones. Targeted at French individuals concerned about pension reform outcomes and seeking alternatives to secure retirement.
• Placements Financiers Financial investment advisory helping clients invest savings in markets with appropriate risk management and long-term performance focus. Targeted at individuals with idle savings that risk erosion from non-investment.
• Financements Courtage Loan brokerage services helping clients obtain optimal mortgage terms and favorable insurance conditions for primary residence, secondary residence, or investment properties. Targeted at property buyers seeking better loan terms than direct bank offers.
• Transmission du patrimoine Wealth transfer and estate planning advisory helping clients prepare for inheritance and succession. Targeted at individuals who have not yet begun planning for estate transfer and want to prepare proactively.
• Bilan Patrimonial à 360° A comprehensive 360-degree wealth assessment combining fiscal optimization, investment strategy, and personalized wealth planning across all of Cap Invest's service areas. The flagship offering delivered via an online client quiz that matches solutions to individual profiles.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators4 records

Recent moves5 records

Expansion highlights3 records

Broad incumbents

• Primonial: Major French wealth management and asset management group serving both private and institutional clients. Comparable because it competes for the same French HNW and mass-affluent clientele with a similar mix of advisory, real estate, and tax-optimized solutions, but with much broader product, distribution, and balance sheet capabilities.
• Crédit Agricole Private Banking: Private banking division of Crédit Agricole serving French and European HNW clients with wealth advisory, real estate, and financing. Comparable in client segment and holistic advisory scope, but with full bank distribution and proprietary product set.
• BNP Paribas Wealth Management: Private banking arm of one of France's largest banks, serving HNW and UHNW clients with integrated advisory, financing, and investment solutions. Comparable in covering the same client needs (real estate, tax, retirement, estate) but at institutional scale and with proprietary product capabilities Cap Invest cannot match.
• BFM Patrimoine: French wealth advisory media brand associated with BFM TV/RMC, offering editorial content and wealth advisory services to retail and HNW clients. Comparable in addressing French individuals' demand for real estate, tax, and retirement advice, but supported by a media distribution platform Cap Invest lacks.

Direct peers

• Cyrus Conseil: One of France's largest independent wealth management (gestion de patrimoine) firms. Directly comparable to Cap Invest as a multi-product, fee-based advisor offering real estate, tax, financial, and retirement advisory to French HNW individuals, but operating at significantly greater scale.
• Acantis: French independent wealth management advisor offering holistic gestion de patrimoine services including real estate investment, tax optimization, and financing brokerage. Highly comparable to Cap Invest in target client (French HNW households), advisory depth, and product breadth, and a closer scale match than the largest incumbents.
• Patrimoine Consultants: Network of independent French wealth management advisors (CGPs) offering holistic advisory similar to Cap Invest. Closely comparable in business model (multi-product advisory, real estate, tax, retirement, financing) and likely similar scale, representing the typical "cabinet en gestion de patrimoine" peer against which Cap Invest competes locally.

Emerging players

• Netinvestissement: Digital-first French wealth management advisor serving individual investors with a mix of online content, advisory, and brokerage. Comparable to Cap Invest in targeting French individuals seeking real estate, financial, and tax optimization guidance, but differentiated by an online content/acquisition model versus Cap Invest's appointment-based approach.
• Fundshop: French fintech/wealth advisory platform focused on retail and mass-affluent investors seeking financial and real estate investment products. Comparable to Cap Invest in addressing retail French wealth-building needs, but competes via a digital platform rather than founder-led personal advisory.
• Linxo Patrimoine: Digital wealth management offering from Linxo (backed by Crédit Agricole) providing aggregated financial views and advisory to French households. Comparable as a French retail/HNW wealth advisory channel, but differentiated by digital/aggregator-led delivery versus Cap Invest's in-person 360° approach.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/cap-invest77

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cap Invest