Cartão Beneficiar Araçatuba
Cartão Beneficiar Araçatuba is a Brazilian healthcare discount card program founded in 2011, selling an approximately R$1/day subscription that grants members access to discounted medical, dental, lab, pharmacy, and funeral services across 300+ partner establishments in 15+ São Paulo state cities.
- Company typePrivate
- Founded2011
- HeadquartersAraçatuba, Brazil
- Headcount—
- GTM typeB2C
- OfferingServices
What Cartão Beneficiar Araçatuba does
Cartão Beneficiar Araçatuba is a Brazilian healthcare discount card membership program founded in 2011 and headquartered in Araçatuba, São Paulo state. The company sells a subscription card priced at approximately R$1/day (R$30/month equivalent) that grants members access to discounted medical consultations, dental procedures, laboratory and imaging exams, vaccinations, pharmacy discounts, and funeral assistance through a network of 300+ partner establishments across 15+ cities in São Paulo state. The platform serves primarily price-sensitive individual and family consumers who lack traditional health insurance coverage, with a secondary corporate/B2B motion (Beneficiar Empresarial) targeting small and medium businesses seeking affordable employee health benefits.
The business operates on a transaction-fee revenue model, earning from each member usage episode at partner clinics, pharmacies, and laboratories. The technology stack is a web-based platform with mobile capability, integrated with major payment networks (Mastercard, Visa, Elo). Despite serving 2.5 million+ people reportedly impacted, the company operates with only 5 employees, suggesting a lean operational model that relies heavily on partner-driven distribution and self-serve online checkout via checkout.cartaobeneficiar.com.br.
The company has expanded its product surface to include a 24-hour teleconsultation service (Teleatendimento 24h) and a corporate benefits package (Beneficiar Empresarial), while diversifying its partner ecosystem beyond healthcare into education (CNA), household services (Ultragas), wellness, and pet care. The company is privately held with no disclosed venture capital, private equity involvement, or management team information in the available source material.
Cartão Beneficiar Araçatuba firmographics
Firmographics- Name
- Cartão Beneficiar Araçatuba
- Legal name
- Cartão Beneficiar
- Website
- https://cartaobeneficiar.com.br
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Short description
- Cartão Beneficiar Araçatuba is a Brazilian healthcare discount card program founded in 2011, selling an approximately R$1/day subscription that grants members access to discounted medical, dental, lab, pharmacy, and funeral services across 300+ partner establishments in 15+ São Paulo state cities.
- Ownership category
- akta.pro rank
Cartão Beneficiar Araçatuba industry classification
Industry- Product category
- Healthcare Discount Membership
- NAICS
- Offices of All Other Miscellaneous Health Practitioners (621399)
- SIC
- Hospital & Medical Service Plans (6324)
- akta.pro primary industry
- Membership/Subscription & Direct-Pay General Dentistry Practices (HLABAAAI)
- akta.pro secondary industries
- Dental Discount Plans (Dental Savings Plans) (HLAEAIAD), Membership/Subscription Concierge Virtual Care (HLALAAAH)
Keywords
Where Cartão Beneficiar Araçatuba is headquartered
LocationHeadquarters
- HQ city
- Araçatuba
- HQ country
- Brazil
- HQ region
- Latin America
Offices1 record
Markets served
Cartão Beneficiar Araçatuba business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Marketing or Sales, Operations, Personnel, Technology or R&D, Others
Revenue model
- Discount transaction fees: Revenue generated from transaction fees when cardholders use services at partner clinics, pharmacies, and other providers. Cardholders pay only for services used with pre-negotiated discounts; no annual fees or joining fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Individual/Family membership at approximately R$1/day |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
Cartão Beneficiar Araçatuba product offering
Product offeringCore offering
Cartão Beneficiar sells a low-cost healthcare discount membership card priced at approximately R$1/day (around R$30/month) per family, with no joining fees, no annual fees, and no credit check. Members gain access to a curated network of 300+ partner clinics, dental offices, laboratories, imaging centers, and pharmacies across 15+ cities in São Paulo state, receiving pre-negotiated discounts on specialist consultations (from R$25), dental procedures (up to 50% off), lab and imaging exams (up to 70% off), pharmacy medications, vaccines, 24-hour teleconsultation, and family funeral assistance.
Product overview
Cartão Beneficiar is a unified healthcare discount card platform that provides affordable access to medical services across Brazil. The core product (Cartão Beneficiar) bundles together multiple service modules including specialist consultations, dental care, laboratory and imaging exams, vaccinations, and funeral assistance. The Beneficiar Empresarial extension adds corporate-focused employee benefits with family coverage and fixed pricing. The platform operates through a network of partner clinics, pharmacies, and service providers across 17+ Brazilian cities, charging approximately R$1/day (around R$30/month) for membership.
Differentiator
Problem solved
Functional benefit
Products and services
- Cartão Beneficiar (Individual and Family Membership) A monthly membership card priced at approximately R$1/day that provides individuals and families with discounted access to a curated network of 300+ partner clinics, dental offices, laboratories, imaging centers, and pharmacies across São Paulo state. Spouse and children up to 21 years are included at no extra cost, with no joining fees, no annual fees, and no credit analysis required.
- Beneficiar Empresarial (Corporate Health Benefits) A corporate employee benefits program that packages the Cartão Beneficiar network for company-purchased plans, providing employees and their families with access to consultations, exams, dental care, pharmacy discounts, teleconsultation, and funeral assistance under fixed monthly pricing and no waiting periods.
Quantifiable outcome
- 2.5 million+ people directly impacted by the Beneficiar card
- +4 more outcomes
Companies that use Cartão Beneficiar Araçatuba
Customer profileNamed customers3 records
Segments2 records
Ideal customer profiles2 records
Cartão Beneficiar Araçatuba technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Cartão Beneficiar Araçatuba partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core and minor.
- DrogasilcoreMajor national pharmacy chain providing medication discounts to Beneficiar cardholders. Part of the RADIOENERGIA group, one of Brazil's largest pharmaceutical retailers.
- RaiacoreMajor national pharmacy chain offering medication discounts to cardholders. Part of the Raia Drogasil group.
- UltrafarmacorePharmacy chain providing medication and health product discounts to Beneficiar members.
- CNAminorMajor English language school franchise network offering education discounts to Beneficiar cardholders and their families.
- UltragasminorGas company providing household gas discounts as part of the Beneficiar partner ecosystem.
- Psicóloga Vanessa MaganhatocoreIndividual psychology provider in Sorocaba offering consultation services with discount to cardholders. Located at R Gabriel de Lara, 29 - Jardim Ana Maria, Sorocaba/SP.
- Abrampeme Clínica MédicacoreMedical clinic in Araçatuba providing discounted healthcare services to Beneficiar members. Located at R Antônio A de Toledo, 322 - Jardim Sumaré, Araçatuba/SP.
- Abtec Cursos ProfissionalizantesminorProfessional training courses provider with multiple locations in São Paulo state, offering educational discounts to cardholders.
- Healthcare Clinic NetworkcoreNetwork of general practitioners, ophthalmologists, neurologists, psychologists, psychiatrists, and rheumatologists providing consultations with discounts. Medical specialties include clinical medicine, ophthalmology, neurology, psychology, psychiatry, and rheumatology.
- Dental Clinic NetworkcoreNetwork of dental clinics providing comprehensive dental treatments and procedures at discounted rates up to 50% off.
- Laboratory and Imaging NetworkcoreNetwork of clinical laboratories and imaging centers providing diagnostic tests including blood work, radiology, and other medical imaging services with discounts up to 70% off.
- Wellness and Fitness PartnersminorVarious academies and fitness centers including Academia De Dança Vivi Calvante, Academia Evolution Gym, Academia Femenina Body Shape, Academia Guaraná Club, and Academia Movimento providing wellness services with discounts.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
Cartão Beneficiar Araçatuba competitors and assessment
Company assessmentDirect peers
- OdontoPrev: Brazil's leading dental discount/plan operator, offering subscription-based access to a nationwide network of dentists at discounted rates. Closely mirrors Cartão Beneficiar's model of aggregating provider discounts via a low-cost membership card.
Broad incumbents
- Dr. Consulta: Brazilian chain of affordable outpatient clinics offering consultations, exams, and dental services at low fixed prices to working-class consumers. Comparable in serving the price-sensitive healthcare segment that Cartão Beneficiar targets, though via owned clinics rather than a partner network.
- Hapvida NotreDame Intermédica: Largest Brazilian health insurance/managed care operator with integrated clinic and hospital network. Targets similar working-class consumers through low-cost health plans and represents the regulated incumbent that Cartão Beneficiar competes with as an unregulated alternative.
- Amil: Major Brazilian health insurer offering a wide range of plans including affordable options targeting underserved consumers. Comparable as a competitor for the same working-class healthcare-access demand that Cartão Beneficiar addresses.
- Unimed: Brazil's largest cooperative health insurance system with broad regional presence and provider networks. Comparable as a regulated alternative offering access to private healthcare providers at scale, against which Cartão Beneficiar positions itself as a no-insurance alternative.
- SulAmérica Saúde: Major Brazilian health insurance operator with diverse plan tiers. Relevant incumbent competing for the same consumer wallet share on affordable healthcare access, particularly for SMEs — the same segment Cartão Beneficiar targets via its Beneficiar Empresarial motion.
Emerging players
- Memed: Brazilian digital health platform offering online consultations, prescriptions, and discounted pharmacy fulfillment. Comparable as a tech-enabled alternative providing affordable access to medical care, particularly through the digital/telehealth channel that Cartão Beneficiar is expanding into.
- Doctoralia: Brazilian doctor-booking and healthcare marketplace platform helping consumers find and book appointments with specialists. Comparable as a digital intermediary connecting consumers to private healthcare providers, overlapping with Cartão Beneficiar's specialist consultation offering.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Cartão Beneficiar Araçatuba social profiles
Digital presenceCartão Beneficiar Araçatuba financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cartão Beneficiar Araçatuba leadership team
Management profileNumber of profiles
Cartão Beneficiar Araçatuba funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cartão Beneficiar Araçatuba M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cartão Beneficiar Araçatuba
What does Cartão Beneficiar Araçatuba do?
Cartão Beneficiar sells a low-cost healthcare discount membership card priced at approximately R$1/day (around R$30/month) per family, with no joining fees, no annual fees, and no credit check. Members gain access to a curated network of 300+ partner clinics, dental offices, laboratories, imaging centers, and pharmacies across 15+ cities in São Paulo state, receiving pre-negotiated discounts on specialist consultations (from R$25), dental procedures (up to 50% off), lab and imaging exams (up to 70% off), pharmacy medications, vaccines, 24-hour teleconsultation, and family funeral assistance.
Is Cartão Beneficiar Araçatuba a public or private company?
Cartão Beneficiar Araçatuba is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Cartão Beneficiar Araçatuba founded?
Cartão Beneficiar Araçatuba was founded in 2011.
Where is Cartão Beneficiar Araçatuba based?
Cartão Beneficiar Araçatuba is headquartered in Araçatuba, Brazil, in the Latin America region.
How does Cartão Beneficiar Araçatuba make money?
One revenue line is on record: discount transaction fees.
Who are Cartão Beneficiar Araçatuba's main competitors?
OdontoPrev is listed as a direct peer. Broad incumbents are Dr. Consulta, Hapvida NotreDame Intermédica, Amil, Unimed and SulAmérica Saúde. Emerging players are Memed and Doctoralia.
Does Cartão Beneficiar Araçatuba have an API?
No public API is recorded for Cartão Beneficiar Araçatuba.
What industry is Cartão Beneficiar Araçatuba in?
Cartão Beneficiar Araçatuba's product category is Healthcare Discount Membership. Its primary akta.pro industry code is HLABAAAI, Membership/Subscription & Direct-Pay General Dentistry Practices, with a secondary code of HLAEAIAD, Dental Discount Plans (Dental Savings Plans). Its NAICS code is 621399 and its SIC code is 6324.