Caixa Beneficente da Polícia Militar

What Caixa Beneficente da Polícia Militar does

Caixa Beneficente da Polícia Militar do Estado de São Paulo (CBPM) is a closed mutualist health benefits institution established in 1905 and operating under the legal framework of Lei nº 452/1974. It is affiliated with the Military Police of São Paulo State under the oversight of the Secretaria da Segurança Pública, and serves exclusively active and retired Military Police personnel of São Paulo and their dependents. The institution provides medical-hospital assistance, credentialing, account statement access, registration management, and administrative reinclusion services through this statutory member base.

Its product surface consists of the Assistência Médico-Hospitalar CBPM health plan, the CBPM credential card, Extratos de Contas Médicas (medical account statements), the Sistema AMH online portal for self-service account management, and digital forms and declarations. Healthcare delivery is routed primarily through a partnership with Hospital Cruz Azul, with two integrated service points (PAI-CBPM in Luz and PAI-Cambuci) in São Paulo city handling in-person service. CBPM is also linked operationally to São Paulo Previdência, the Defensoria Pública, and CRECISP via cooperation agreements covering service provision, real estate appraisal, and Data Center services.

CBPM operates on a mutualist funding model with monthly contributions from military police contributors and their dependents, without external equity investors. The organization runs on approximately 101 employees and relies on government-aligned transparency and governance frameworks including a Portal de Transparência, Portal de Integridade, and LGPD-compliant data handling. Its growth and revenue are mechanically constrained by the size and composition of the São Paulo Military Police contributor base.

Name

Caixa Beneficente da Polícia Militar

Legal name

Caixa Beneficente da Polícia Militar do Estado de São Paulo

Website

https://cbpm.sp.gov.br

Company type

Private

Founded year

1905

Operating status

Operating

Headcount range

101–250 employees

Short description

Caixa Beneficente da Polícia Militar (CBPM) is a São Paulo state mutualist health benefits institution, founded in 1905, providing medical-hospital assistance, credentialing, and health plan management exclusively to active and retired Military Police personnel of São Paulo and their dependents.

Ownership category

akta.pro rank

Product category

Mutualist Health Benefits

NAICS

Insurance and Employee Benefit Funds (5251)

SIC

Hospital & Medical Service Plans (6324)

akta.pro primary industry

Specialty CCRCs (e.g., Memory-Care-Focused, Veteran-Focused) (HLADAEAK)

Keywords

• Mutualist health benefits
• Medical-hospital assistance
• Health plan services
• Military police healthcare
• Government health insurance

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Others

Distribution channels2 records

Marketing channels3 records

Core offering

Caixa Beneficente da Polícia Militar (CBPM) is a closed mutualist health benefits institution that provides medical-hospital assistance (health plan) to active and retired Military Police officers of the State of São Paulo and their dependents. The offering is funded through monthly contributions and delivered through partner Hospital Cruz Azul, supported by a contributor portal (Sistema AMH), an official credential, and in-person service points (PAI).

Product overview

Caixa Beneficente da Polícia Militar (CBPM) is a supplementary health plan operator providing medical-hospital assistance to military police officers and their dependents in São Paulo state. Founded in 1905 and affiliated with the São Paulo State Government, CBPM offers a unified health plan system that includes medical credentials, medical expense statements, an online portal (Sistema AMH), integrated service points, and administrative services for registration management and plan reinclusion. The organization partners with Hospital Cruz Azul for service delivery and operates under Brazilian data protection law (LGPD).

Differentiator

Problem solved

Functional benefit

Products and services

• Assistência Médico-Hospitalar CBPM

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered minor and core.

• CRECISP (Conselho Regional de Corretores de Imóveis da 2ª Região)minorStrategic or Co-development Partner · 29 September 2021Termo de Convênio e Cooperação Técnica CBPM/CRECISP - partnership for real estate evaluation services for CBPM properties. Includes contract for Data Center services and property appraisal services.
• Defensoria Pública do Estado de São PaulominorStrategic or Co-development Partner · 29 September 2021Termo de Convênio CBPM/Defensoria Pública - cooperation agreement for provision of services to defensoria personnel.
• Hospital Cruz AzulcoreImplementation/ SI/ Consulting PartnerPrimary healthcare service provider for CBPM beneficiaries, operating integrated service points for medical care delivery.
• Polícia Militar do Estado de São PaulocoreStrategic or Co-development PartnerParent organization - CBPM is a beneficial institution linked to the Military Police of São Paulo State.
• Secretaria da Segurança PúblicacoreStrategic or Co-development PartnerGovernment oversight body - CBPM is linked to the Public Security Secretariat of São Paulo State.
• São Paulo PrevidênciaminorOthersRelated government entity in the São Paulo state government ecosystem.

Scale indicators1 record

Recent moves5 records

Expansion highlights3 records

Broad incumbents

• Amil: Amil is one of Brazil's largest commercial health insurance operators, providing a broad-incumbent comparison for healthcare plan operations, network management, and digital infrastructure benchmarking versus CBPM's closed mutualist setup.
• SulAmérica Saúde: SulAmérica is a major Brazilian private health insurance operator serving millions of beneficiaries, useful as a broad incumbent benchmark for plan administration, reserve management, and provider network economics relevant to CBPM.
• Hapvida NotreDame Intermédica: Hapvida NotreDame Intermédica is one of Brazil's largest vertically integrated health plan and care-delivery operators, providing scale and vertical-integration reference points against which to size CBPM's partner-driven delivery model.
• Unimed: Unimed is Brazil's largest medical cooperative health system with member-governed governance, providing a comparative reference for non-corporate, member-driven healthcare delivery and benefit management analogous to CBPM's mutualist governance.
• Funcef: Funcef is the pension and benefits fund for Caixa Econômica Federal employees, managing retirement and healthcare benefits at meaningful scale—useful as a broader comparable for CBPM's benefit-fund operating model.

Direct peers

• GEAP Saúde: GEAP is a self-managed contributory health plan serving federal public servants in Brazil, sharing CBPM's closed-membership, contributory, mutualist operating logic within the broader public-sector ecosystem.
• CAPESESP: CAPESESP is a closed private pension and healthcare benefits organization serving public foundation employees and dependents in Brazil, with a mutualist member-funded model structurally similar to CBPM.
• Saúde Caixa: Saúde Caixa is the closed health plan operator for employees and dependents of Caixa Econômica Federal, providing contributory health benefits on a self-managed mutualist model directly comparable to CBPM's São Paulo military police franchise.
• Postal Saúde: Postal Saúde is the closed mutualist health plan for employees and dependents of Correios (Brazilian Post), operating under a contributory, member-funded model for a defined public-sector workforce—closely analogous to CBPM's structure for the Military Police of São Paulo.
• CASEMBRAPA: CASEMBRAPA is the mutualist health and welfare fund for Embrapa employees and dependents, operating a contributory, closed-membership healthcare delivery model parallel to CBPM's relationship with São Paulo Military Police.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/cbpm

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

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M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Caixa Beneficente da Polícia Militar