Contra Costa County Employees' Retirement Association

What Contra Costa County Employees' Retirement Association does

Contra Costa County Employees' Retirement Association (CCCERA) is a public employee pension system established in 1945 under California's County Employees Retirement Law of 1937 and headquartered at 1200 Concord Avenue, Suite 300, Concord, California. It administers retirement, disability, survivor, and cost-of-living-adjustment benefits for active employees and retirees of Contra Costa County and multiple participating public employers, including the Superior Court of California Contra Costa County, Central Contra Costa Sanitary District, Contra Costa Housing Authority, Contra Costa Mosquito and Vector Control District, San Ramon Valley Fire Protection District, and Moraga-Orinda Fire Protection District.

CCCERA's technology stack comprises multiple specialized enterprise systems rather than a single integrated platform: pension administration runs on Avenu CPAS and Sagitec Neospin; financial management on Multiview; payroll on ADP Workforce Now; investment research on Dynamo Software; tax reporting on Sovos TIR Taxport; and communications on Microsoft Office 365. Member-facing services include a website portal, retirement counseling appointments, a pension calculator, downloadable forms, educational videos, and bilingual quarterly newsletters. The organization operates without a member login or mobile app; members interact by phone, email, in-person visits, or scheduled counseling.

CCCERA is a government entity, not a revenue-generating enterprise. It is funded by employer and employee contributions and investment returns on plan assets, and is governed by a Retirement Board with appointed and elected members. There are no fees, pricing plans, or commercial revenue streams; the entity exists solely to deliver statutorily mandated pension benefits to its defined membership pool within Contra Costa County.

Name

Contra Costa County Employees' Retirement Association

Legal name

Contra Costa County Employees' Retirement Association

Website

https://cccera.gov

Company type

Private

Founded year

1945

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Headquarters

HQ city

Concord

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Others

Revenue model

1. Pension Benefit Administration: CCCERA is a public pension fund that does not generate traditional revenue. It administers retirement benefits for active employees and retirees of participating employers. Funding comes from employer and employee contributions, and investment returns on plan assets.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

CCCERA administers defined-benefit retirement, disability, and survivor benefits for eligible public employees of Contra Costa County and participating agencies. The system collects contributions from employers and employees, invests plan assets, and pays monthly retirement benefits to vested members. It also provides benefit counseling, pension calculation tools, tax reporting, and educational resources to active members and retirees.

Product overview

CCCERA operates as a single integrated pension administration system rather than a platform-plus-modules architecture. The core offering is a government retirement benefits administration service for Contra Costa County employees. The primary service is the CCCERA Website Portal providing self-service access to retirement information, combined with Retirement Counseling Services and Pension Calculator tools. Supporting services include Retiree Payroll Services for monthly benefit distribution, Tax Reporting (1099-R) for annual tax compliance, and Retiree Forms and Documents for administrative transactions. All services are interconnected components of a unified public pension administration system governed by California law.

Differentiator

Problem solved

Functional benefit

Products and services

• CCCERA Website Portal Online self-service portal providing retirement benefit information, forms, calculators, counseling scheduling, payroll dates, newsletters, and member communications for active and retired county employees.
• Retirement Counseling Services One-on-one counseling sessions to help members understand retirement options, eligibility requirements, calculation methods, and application processes.
• Pension Calculator Online tool with instructional video to help members estimate their retirement benefits based on various inputs.
• Retiree Payroll Services Monthly benefit payment processing with scheduled pay dates and direct deposit or mailed check options for retirees.
• Tax Reporting (1099-R) Annual tax form preparation and distribution for retirees, survivors, and alternate payees reporting pension income to the IRS.
• Retiree Forms and Documents Downloadable PDF forms for retired members including beneficiary changes, direct deposit setup, tax withholding elections, and address/name changes.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves4 records

Expansion highlights3 records

Broad incumbents

• California Public Employees' Retirement System (CalPERS): CalPERS is the statewide public pension system that administers benefits for California state and many other public agency employees. Comparable to CCCERA in underlying mission and statutory framework, but operates at vastly greater scale and broader geographic scope than a single county system.
• California State Teachers' Retirement System (CalSTRS): CalSTRS administers pension benefits for California's public school teachers and community college educators. While serving a different employee constituency than CCCERA, it operates under the same California state pension governance and benefit administration paradigm.

Direct peers

• San Diego County Employees Retirement Association (SDCERA): SDCERA provides defined-benefit retirement for San Diego County employees and participating employers. Directly comparable to CCCERA in governance structure, tier offerings, and statutory framework.
• Sacramento County Employees Retirement System (SCERS): SCERS administers retirement benefits for Sacramento County and participating agencies under California law. Comparable to CCCERA in benefit administration, COLA structure, and member counseling service delivery.
• Alameda County Employees Retirement Association (ACERA): ACERA administers pension benefits for Alameda County employees and special districts — geographically adjacent to CCCERA and operating under the same California County Employees Retirement Law, with virtually identical tier and COLA structure.
• San Bernardino County Employees Retirement Association (SBCERA): SBCERA administers defined-benefit pensions for San Bernardino County and participating districts under California law. Directly comparable to CCCERA in statutory basis, tier structure, and multi-employer member onboarding.
• Los Angeles County Employees Retirement Association (LACERA): LACERA is the largest California county pension system, administering defined-benefit retirement for LA County employees under the same state statutory framework as CCCERA. Directly comparable in mission, member services, COLA mechanics, and investment governance.
• Orange County Employees Retirement System (OCERS): OCERS administers pension benefits for Orange County and participating special districts under the California County Employees Retirement Law. Closely matches CCCERA in scale, multi-employer structure, tier system, and member service model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks4 records

Key highlights2 records

Customer concentration

• YouTubeyoutube.com/@cccera1945
• Facebookfacebook.com/CCCERA1945
• LinkedInlinkedin.com/company/cccera1945

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Contra Costa County Employees' Retirement Association