CONSEIL DES EXPERTS FRANCAIS (C.E.F)

What CONSEIL DES EXPERTS FRANCAIS (C.E.F) does

CEF Expertise is a French private professional services firm founded in 2005 by Eric Bokobza, an engineer by training, operating under the trade name CEF Expertise. The firm specializes exclusively in the amicable (out-of-court) settlement of insurance claims on behalf of policyholders (assurés sinistrés), positioning itself as an independent counterparty to insurance company-appointed experts. It serves individual homeowners and professional/business clients across three French administrative regions (Ile-de-France, Hauts-de-France, and Normandie) through two regional offices located in La Garenne-Colombes and Benerville-sur-Mer, with a team of approximately ten collaborators.

The firm's core service is structured around a proprietary 7-step claims management methodology covering recognition of damage, formalization of losses, verification of elements, mutual pricing, settlement documents, and immediate/deferred indemnity payments. Its proprietary assets are founder-developed claims management procedures and internal tools designed for efficient coordination of fire, explosion, natural disaster, water damage, theft, vandalism, and machinery breakdown claims, handling both material damages (merchandise, equipment, furniture, buildings) and immaterial damages (loss of operation, loss of business). The firm has closed more than 1,500 cases, with documented case sizes ranging from residential fires (~€260K–€665K) to commercial property and business interruption losses (up to ~€2.3M and ~€824K respectively), with typical resolution timelines of 5–11 months.

The business model is professional services fee-based, with the firm mandated directly by policyholders. Fees may be reimbursed by the policyholder's insurance carrier depending on contract terms, creating a contingent revenue dynamic. Customer acquisition is primarily referral- and reputation-driven, supplemented by a single notable earned-media placement on M6 television. No external funding, M&A activity, or public market presence is documented; the firm operates as a closely-held single-service boutique without subsidiaries.

Name

CONSEIL DES EXPERTS FRANCAIS (C.E.F)

Legal name

CEF Expertise

Website

https://cefexpertise.fr

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

1–10 employees

Short description

CEF Expertise is a French independent insurance claims expert firm, founded in 2005, that exclusively represents policyholders in the amicable settlement of fire, water, natural disaster, and theft claims across three French regions.

Ownership category

akta.pro rank

Headquarters

HQ city

La Garenne Colombes

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Expert fees for insurance claim representation: CEF Expertise charges fees for representing policyholders in insurance claims settlements. These fees may be covered by the policyholder's insurance companies depending on their contract terms. The 7-step amicable settlement process generates revenue through professional service fees.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

CEF Expertise provides expert representation of policyholders in the amicable (out-of-court) settlement of insurance claims, handling fire, explosion, natural catastrophes, water damage, theft, vandalism, machinery breakdown, and business interruption losses. The firm operates exclusively for insured victims (not insurance companies) across Ile-de-France, Hauts-de-France, and Normandie, conducting material and immaterial damage assessments through a structured 7-step process from recognition of damage to deferred indemnity payment.

Product overview

CEF Expertise is a single-service insurance policyholder expert firm (expert d'assuré) that specializes in the amicable (out-of-court) management of insurance claims exclusively for insured parties. Founded in 2005, the firm offers a comprehensive 7-step claim settlement process covering: Recognition (damage assessment), Claim (formalization of losses), Verification (detailed element review), Pricing (mutual agreement on amounts), Settlement Documents, Immediate Indemnity Payment, and Deferred Indemnity Payment. Services include evaluation of physical damages (merchandise, equipment, furniture, buildings) and intangible damages (loss of operation, loss of business). The firm has handled over 1500 cases with a 10-collaborator team specializing in insurance law, construction, and financial management.

Differentiator

Problem solved

Functional benefit

Products and services

• CEF Expertise — Policyholder Expert Representation (Amicable Claim Settlement) End-to-end expert representation of policyholders in the amicable (out-of-court) settlement of insurance claims, exclusively on behalf of insured victims and never on behalf of insurance companies. The service covers material damages (merchandise, equipment, furniture, buildings) and immaterial damages (loss of operation, loss of business) arising from fire, explosion, lightning, electrical damage, natural catastrophes, storms, water damage, theft, vandalism, terrorist attack, and machinery breakdown. Delivered through a 7-step process (Recognition, Claim formalization, Verification, Pricing, Settlement Documents, Immediate Indemnity Payment, Deferred Indemnity Payment) for both individual residential policyholders and professional/commercial policyholders across Ile-de-France, Hauts-de-France, and Normandie.

Quantifiable outcome

• 1500+ fully closed claims cases at greatest client satisfaction
• +1 more outcomes

Named customers6 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators3 records

Recent moves1 record

Expansion highlights4 records

Direct peers

• Saretec: Saretec is one of France's largest independent loss-adjusting and claims-management firms, handling property, casualty, and business interruption claims for both insurers and policyholders. It directly competes with CEF Expertise in the amicable settlement of fire, water damage, and natural catastrophe claims across France.
• ELEX: ELEX is a French loss-adjusting and claims-management firm specialized in property damage, fire, and natural catastrophe claims for both insurers and insured parties. It is comparable to CEF Expertise because it serves the same French property-claims market with a similar end-to-end amicable settlement offering.
• Stelliant: Stelliant is a French claims-management and loss-adjusting group serving insurers, brokers, and corporate clients. It is a direct peer because it operates in the same loss-adjustment and claims-settlement space as CEF Expertise, although Stelliant is significantly larger and primarily insurer-mandated.

Emerging players

• Verspieren: Verspieren is a major French insurance broker and risk-management firm that increasingly bundles claims-adjacent services for its corporate clients. It is a partial peer because its claims-support and risk-advisory offerings overlap with the advisory role CEF plays for professional policyholders, even though Verspieren itself does not act as an expert d'assuré.

Broad incumbents

• Howden France (formerly Gras Savoye): Howden France is one of France's largest insurance brokers, part of the global Howden Group, providing commercial insurance and risk services. It is a broad incumbent peer because its broker-led client advisory and claims-support activities partially overlap with the policyholder representation that CEF Expertise provides.
• Sedgwick France: Sedgwick is a global claims-management and loss-adjusting incumbent with a substantial French operation. It is a broad incumbent peer because it covers the same fire, water, and property-claims territory as CEF Expertise, but at much greater scale and primarily working for insurers and corporates rather than retail policyholders.
• McLarens: McLarens is an international loss-adjusting and claims-management firm active in the French market. Comparable to CEF Expertise in core property, fire, and business interruption claims work, but a broad incumbent serving insurers and large corporates rather than individual policyholders.
• Crawford & Company: Crawford & Company is a global claims-management and loss-adjusting major with operations in France. It is a broad incumbent peer as it serves the same property and casualty claims-adjustment market as CEF Expertise but operates primarily on behalf of insurers and large corporates rather than individual or SMB policyholders.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/conseil-des-experts-francais-c-e-f-

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CONSEIL DES EXPERTS FRANCAIS (C.E.F)