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Competition Commission of Pakistan

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Namestring
Competition Commission of Pakistan
Legal namestring
Competition Commission of Pakistan
Websiteurl
cc.gov.pk
Company typeenum
Public
Founded yearint
2007
Descriptiontext

The Competition Commission of Pakistan (CCP) is the sole statutory competition regulator in Pakistan, established in 2007 under the Competition Act, 2010, replacing the earlier Monopoly Control Authority. Headquartered in Islamabad with a workforce of 101–250 employees, CCP operates as a federal judicial government organization funded through federal budgetary allocations. It serves all businesses operating in Pakistan, enforcing competition law through three core functions: Phase I and Phase II merger reviews, enforcement actions against anti-competitive agreements (cartels), deceptive marketing, and abuse of dominant market position, and advocacy for voluntary compliance across sectors including pharmaceuticals, cement, telecom, banking, and consumer goods.

CCP operates three primary digital service platforms: an Online Complaint Filing System for reporting anti-competitive practices, a Merger E-Application Portal for acquisition filings, and AI-powered Market Intelligence Unit tools that proactively scan for potential competition law violations. These internally developed AI tools identified over 200 potential violations in a two-year period—124 deceptive marketing incidents, 58 mergers, 25 cartel/trade abuse cases, and 5 exemption matters—findings that were published in an OECD Asia-Pacific Competition Update paper, providing third-party validation of the Commission's analytical capability. Internal departments include Cartels & Trade Abuses, Mergers & Acquisition, Office of Fair Trade, and the dedicated Market Intelligence Unit.

CCP's business model is non-commercial: it generates no fee-based revenue and does not charge for regulatory services. Its financial mechanics derive from penalties recovered through enforcement actions—e.g., Rs 150 million from Mezan Beverages, Rs 40 million from UDPL/IBL, and approximately Rs 1.36 billion cumulatively recovered—which are remitted to the federal treasury rather than retained. The Commission is governed by a Chairman appointed by the federal government—currently Farid Ahmad Tarar (appointed March 2026)—and coordinates with peer regulators including DRAP, NAB, SECP, and PBS through formal MoUs to share data and coordinate cross-agency enforcement, while engaging private-sector trade bodies such as the Lahore Chamber of Commerce and Industry on advocacy and awareness.

Short descriptiontext

The Competition Commission of Pakistan is the sole statutory competition regulator in Pakistan under the Competition Act, 2010. It conducts merger reviews, enforces competition law against cartels and deceptive marketing, and operates AI-driven market monitoring tools serving Pakistan's business sector.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
101–250
akta.pro rankint
HeadquartersIslamabad, Pakistan
HQ citystring
Islamabad
HQ countrystring
Pakistan
HQ regionstring
Asia
Markets served

Serves global market

Keyword5 values
competition regulation, merger review, antitrust enforcement, deceptive marketing, market intelligence
Industry2 codes
1Competition/Antitrust & Market Conduct Regulators
CodeBPAIAOADPrimaryYes
2Competition Policy, State Aid & Public Procurement Regulatory Cooperation
CodeBPADANAOPrimaryNo
NAICS code3 codes
  • Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors926150
  • Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors92615
  • Legal Services5411
SIC code1 code
  • Services-Legal Services8111
Product category
Competition Regulation
Marketing channels7 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels1 record

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Technology or R&D, Marketing or Sales, Others
GTM typeB2B
B2B
Offering typeServices
Services
Core offering1 text field

The Competition Commission of Pakistan enforces the Competition Act, 2010 by investigating anti-competitive agreements, abuse of dominant position, deceptive marketing practices, and cartel conduct, and by conducting Phase I and Phase II merger reviews. It provides digital service platforms including an Online Complaint Filing System and a Merger E-Application Portal, and operates an AI-driven Market Intelligence Unit that proactively identifies potential competition law violations across sectors such as pharmaceuticals, cement, telecom, banking, and consumer goods.

Differentiator
Functional benefit
Problem solved
Product overview1 text field

The Competition Commission of Pakistan (CCP) operates as a regulatory authority providing enforcement and advisory services under the Competition Act, 2010. The commission offers digital service platforms including an Online Complaint Filing System for reporting anti-competitive practices, a Merger E-Application Portal for submitting acquisition filings, and internally-developed AI-powered Market Intelligence Unit tools for automated violation detection. These services collectively enable regulatory enforcement, market monitoring, and compliance facilitation across Pakistan's economy.

Product and service3 records
1Online Complaint Filing System
CategoryDigital Regulatory Service
Description

A web-based portal operated by CCP that allows citizens and businesses to file competition law complaints against anti-competitive practices, deceptive marketing, and abuse of dominant position.

2Merger E-Application Portal
CategoryDigital Regulatory Service
Description

An electronic application system through which businesses submit merger and acquisition filings to CCP for Phase I and Phase II regulatory review and approval under the Competition Act, 2010.

3Market Intelligence Unit - AI Monitoring Tools
CategoryDigital Regulatory Service
Description

AI-driven automated digital tools developed by CCP's Market Intelligence Unit to proactively identify potential competition law violations and merger cases through market monitoring across sectors including pharmaceuticals, cement, telecom, banking, and consumer goods.

Partnership5 partners
Strategic tierCoreTypeStrategic or Co-development PartnerAnnounced on2025-11-26
Description

DRAP partnered with CCP through an MoU to improve oversight of the pharmaceutical and therapeutic goods market. The collaboration aims to enhance data sharing, enforcement, monitoring, and research to promote fair competition and transparency, especially amid increasing online advertising and e-commerce risks.

Strategic tierMinorTypeStrategic or Co-development PartnerAnnounced on2024-01-01
Description

CCP and PBS signed an MoU for enhanced data sharing at National Data Fest 2024.

Strategic tierCoreTypeStrategic or Co-development Partner
Description

CCP and NAB signed an MoU for enhanced cooperation and coordination in anti-corruption efforts related to competition matters.

4Securities and Exchange Commission of Pakistan (SECP)
Strategic tierCoreTypeStrategic or Co-development Partner
Description

CCP and SECP hold joint meetings to strengthen regulatory cooperation on matters affecting both securities regulation and competition law.

cc.gov.pk
Strategic tierMinorTypeStrategic or Co-development Partner
Description

CCP conducted an awareness session with LCCI and proposed formal cooperation through an MoU to strengthen engagement between the regulator and the private sector for promoting voluntary compliance.

Recent move6 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight6 records

Each record includes

Type, Description

Peers10 records
TypeBroad incumbent
Description

US federal agency sharing antitrust and consumer protection enforcement across mergers, anticompetitive conduct, and deceptive practices. Relevant as the benchmark for AI-assisted enforcement modernization that CCP's Market Intelligence Unit aspires to emulate.

TypeBroad incumbent
Description

Australia's well-established competition and consumer protection regulator with statutory powers over mergers, cartels, and consumer law. Comparable in mandate breadth, with a longer track record of conditional merger approvals analogous to CCP's PTCL-Telenor approach.

TypeBroad incumbent
Description

Japan's competition authority with jurisdiction over private monopolization, unreasonable restraint of trade, and merger review. Comparable as an established Asian competition regulator with formal leniency, merger review, and deceptive-marketing-style enforcement functions paralleling CCP's mandate.

TypeDirect peer
Description

India's statutory competition regulator under the Competition Act, 2002, with parallel mandate covering anti-competitive agreements, abuse of dominance, and merger review. Most directly comparable peer given regional proximity, common-law framework, and similar enforcement scope including cartels and deceptive practices.

TypeBroad incumbent
Description

United Kingdom's primary competition regulator responsible for merger review, market investigations, and consumer protection. Comparable in institutional design as an independent statutory authority with quasi-judicial enforcement powers similar to CCP's Competition Appellate Tribunal-backed structure.

TypeRegional player
Description

Kenya's national competition regulator enforcing the Competition Act, 2010, with functions covering restrictive trade practices, abuse of dominance, and merger review in an emerging-market context. Comparable as a peer regulator in a developing economy with similar institutional resource constraints.

7Competition Commission of South Africa
TypeDirect peer
Description

South Africa's competition authority established under the Competition Act, 1998, with comparable functions covering mergers, cartel enforcement, and abuse of dominance. Relevant emerging-market peer with similar institutional maturity and resource constraints.

TypeDirect peer
Description

Canadian federal competition authority enforcing the Competition Act across mergers, cartels, deceptive marketing, and abuse of dominance. Directly comparable mandate including deceptive marketing provisions and merger review thresholds analogous to Pakistan's regime.

TypeBroad incumbent
Description

European Commission's competition directorate enforcing EU Treaty Articles 101/102 and the EU Merger Regulation. Comparable in sophisticated conditional merger approvals, though with materially greater resources and cross-border reach.

10Competition Commission of Sri Lanka
TypeRegional player
Description

Sri Lanka's competition regulator under the Consumer Affairs Authority and competition legislation, covering anti-competitive agreements and mergers in a comparable South Asian regulatory context. Comparable as a smaller-jurisdiction peer within the same region.

Market position
Strengths5 records

Each record includes

Headline, Details, Source

Weaknesses5 records

Each record includes

Headline, Details, Source

Competitive moat4 records

Each record includes

Type, Details

Key risks5 records

Each record includes

Headline, Details, Source

Key highlights6 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment1 record

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile1 record

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI capability3 records

Each record includes

Type, Description, Source

AI maturity
App detail

Has app

Feature1 record

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles1 record

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Competition Commission of Pakistan

Competition Regulationcc.gov.pk

The Competition Commission of Pakistan is the sole statutory competition regulator in Pakistan under the Competition Act, 2010. It conducts merger reviews, enforces competition law against cartels and deceptive marketing, and operates AI-driven market monitoring tools serving Pakistan's business sector.

What Competition Commission of Pakistan does

The Competition Commission of Pakistan (CCP) is the sole statutory competition regulator in Pakistan, established in 2007 under the Competition Act, 2010, replacing the earlier Monopoly Control Authority. Headquartered in Islamabad with a workforce of 101–250 employees, CCP operates as a federal judicial government organization funded through federal budgetary allocations. It serves all businesses operating in Pakistan, enforcing competition law through three core functions: Phase I and Phase II merger reviews, enforcement actions against anti-competitive agreements (cartels), deceptive marketing, and abuse of dominant market position, and advocacy for voluntary compliance across sectors including pharmaceuticals, cement, telecom, banking, and consumer goods.

CCP operates three primary digital service platforms: an Online Complaint Filing System for reporting anti-competitive practices, a Merger E-Application Portal for acquisition filings, and AI-powered Market Intelligence Unit tools that proactively scan for potential competition law violations. These internally developed AI tools identified over 200 potential violations in a two-year period—124 deceptive marketing incidents, 58 mergers, 25 cartel/trade abuse cases, and 5 exemption matters—findings that were published in an OECD Asia-Pacific Competition Update paper, providing third-party validation of the Commission's analytical capability. Internal departments include Cartels & Trade Abuses, Mergers & Acquisition, Office of Fair Trade, and the dedicated Market Intelligence Unit.

CCP's business model is non-commercial: it generates no fee-based revenue and does not charge for regulatory services. Its financial mechanics derive from penalties recovered through enforcement actions—e.g., Rs 150 million from Mezan Beverages, Rs 40 million from UDPL/IBL, and approximately Rs 1.36 billion cumulatively recovered—which are remitted to the federal treasury rather than retained. The Commission is governed by a Chairman appointed by the federal government—currently Farid Ahmad Tarar (appointed March 2026)—and coordinates with peer regulators including DRAP, NAB, SECP, and PBS through formal MoUs to share data and coordinate cross-agency enforcement, while engaging private-sector trade bodies such as the Lahore Chamber of Commerce and Industry on advocacy and awareness.

Competition Commission of Pakistan firmographics

Firmographics
Name
Competition Commission of Pakistan
Legal name
Competition Commission of Pakistan
Website
https://cc.gov.pk
Company type
Public
Founded year
2007
Operating status
Operating
Headcount range
101–250 employees
Short description
The Competition Commission of Pakistan is the sole statutory competition regulator in Pakistan under the Competition Act, 2010. It conducts merger reviews, enforces competition law against cartels and deceptive marketing, and operates AI-driven market monitoring tools serving Pakistan's business sector.
Ownership category
akta.pro rank

Competition Commission of Pakistan industry classification

Industry
Product category
Competition Regulation
NAICS
Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors (926150), Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors (92615), Legal Services (5411)
SIC
Services-Legal Services (8111)
akta.pro primary industry
Competition/Antitrust & Market Conduct Regulators (BPAIAOAD)
akta.pro secondary industry
Competition Policy, State Aid & Public Procurement Regulatory Cooperation (BPADANAO)

Keywords

  • Competition regulation
  • Merger review
  • Antitrust enforcement
  • Deceptive marketing
  • Market intelligence

Where Competition Commission of Pakistan is headquartered

Location

Headquarters

HQ city
Islamabad
HQ country
Pakistan
HQ region
Asia

Markets served

Competition Commission of Pakistan business model

Business model
GTM type
B2B
Offering type
Services
Cost components
Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Distribution channels1 record

Marketing channels7 records

Competition Commission of Pakistan product offering

Product offering

Core offering

The Competition Commission of Pakistan enforces the Competition Act, 2010 by investigating anti-competitive agreements, abuse of dominant position, deceptive marketing practices, and cartel conduct, and by conducting Phase I and Phase II merger reviews. It provides digital service platforms including an Online Complaint Filing System and a Merger E-Application Portal, and operates an AI-driven Market Intelligence Unit that proactively identifies potential competition law violations across sectors such as pharmaceuticals, cement, telecom, banking, and consumer goods.

Product overview

The Competition Commission of Pakistan (CCP) operates as a regulatory authority providing enforcement and advisory services under the Competition Act, 2010. The commission offers digital service platforms including an Online Complaint Filing System for reporting anti-competitive practices, a Merger E-Application Portal for submitting acquisition filings, and internally-developed AI-powered Market Intelligence Unit tools for automated violation detection. These services collectively enable regulatory enforcement, market monitoring, and compliance facilitation across Pakistan's economy.

Differentiator

Problem solved

Functional benefit

Products and services

  • Online Complaint Filing System A web-based portal operated by CCP that allows citizens and businesses to file competition law complaints against anti-competitive practices, deceptive marketing, and abuse of dominant position.
  • Merger E-Application Portal An electronic application system through which businesses submit merger and acquisition filings to CCP for Phase I and Phase II regulatory review and approval under the Competition Act, 2010.
  • Market Intelligence Unit - AI Monitoring Tools AI-driven automated digital tools developed by CCP's Market Intelligence Unit to proactively identify potential competition law violations and merger cases through market monitoring across sectors including pharmaceuticals, cement, telecom, banking, and consumer goods.

Companies that use Competition Commission of Pakistan

Customer profile

Segments1 record

Ideal customer profiles1 record

Competition Commission of Pakistan technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

AI capability3 records

Feature1 record

Competition Commission of Pakistan partnerships and signals

Strategic signal

Partnerships

Five partnerships are on record, tiered core and minor.

  • Drug Regulatory Authority of Pakistan (DRAP)coreStrategic or Co-development Partner · 26 November 2025DRAP partnered with CCP through an MoU to improve oversight of the pharmaceutical and therapeutic goods market. The collaboration aims to enhance data sharing, enforcement, monitoring, and research to promote fair competition and transparency, especially amid increasing online advertising and e-commerce risks.
  • Pakistan Bureau of Statistics (PBS)minorStrategic or Co-development Partner · 1 January 2024CCP and PBS signed an MoU for enhanced data sharing at National Data Fest 2024.
  • National Accountability Bureau (NAB)coreStrategic or Co-development PartnerCCP and NAB signed an MoU for enhanced cooperation and coordination in anti-corruption efforts related to competition matters.
  • Securities and Exchange Commission of Pakistan (SECP)coreStrategic or Co-development PartnerCCP and SECP hold joint meetings to strengthen regulatory cooperation on matters affecting both securities regulation and competition law.
  • Lahore Chamber of Commerce & Industry (LCCI)minorStrategic or Co-development PartnerCCP conducted an awareness session with LCCI and proposed formal cooperation through an MoU to strengthen engagement between the regulator and the private sector for promoting voluntary compliance.

Recent moves6 records

Expansion highlights6 records

Competition Commission of Pakistan competitors and assessment

Company assessment

Broad incumbents

  • Federal Trade Commission (US): US federal agency sharing antitrust and consumer protection enforcement across mergers, anticompetitive conduct, and deceptive practices. Relevant as the benchmark for AI-assisted enforcement modernization that CCP's Market Intelligence Unit aspires to emulate.
  • Australian Competition and Consumer Commission (ACCC): Australia's well-established competition and consumer protection regulator with statutory powers over mergers, cartels, and consumer law. Comparable in mandate breadth, with a longer track record of conditional merger approvals analogous to CCP's PTCL-Telenor approach.
  • Japan Fair Trade Commission: Japan's competition authority with jurisdiction over private monopolization, unreasonable restraint of trade, and merger review. Comparable as an established Asian competition regulator with formal leniency, merger review, and deceptive-marketing-style enforcement functions paralleling CCP's mandate.
  • Competition and Markets Authority (UK): United Kingdom's primary competition regulator responsible for merger review, market investigations, and consumer protection. Comparable in institutional design as an independent statutory authority with quasi-judicial enforcement powers similar to CCP's Competition Appellate Tribunal-backed structure.
  • European Commission DG COMP: European Commission's competition directorate enforcing EU Treaty Articles 101/102 and the EU Merger Regulation. Comparable in sophisticated conditional merger approvals, though with materially greater resources and cross-border reach.

Direct peers

  • Competition Commission of India: India's statutory competition regulator under the Competition Act, 2002, with parallel mandate covering anti-competitive agreements, abuse of dominance, and merger review. Most directly comparable peer given regional proximity, common-law framework, and similar enforcement scope including cartels and deceptive practices.
  • Competition Commission of South Africa: South Africa's competition authority established under the Competition Act, 1998, with comparable functions covering mergers, cartel enforcement, and abuse of dominance. Relevant emerging-market peer with similar institutional maturity and resource constraints.
  • Competition Bureau Canada: Canadian federal competition authority enforcing the Competition Act across mergers, cartels, deceptive marketing, and abuse of dominance. Directly comparable mandate including deceptive marketing provisions and merger review thresholds analogous to Pakistan's regime.

Regional players

  • Competition Authority of Kenya: Kenya's national competition regulator enforcing the Competition Act, 2010, with functions covering restrictive trade practices, abuse of dominance, and merger review in an emerging-market context. Comparable as a peer regulator in a developing economy with similar institutional resource constraints.
  • Competition Commission of Sri Lanka: Sri Lanka's competition regulator under the Consumer Affairs Authority and competition legislation, covering anti-competitive agreements and mergers in a comparable South Asian regulatory context. Comparable as a smaller-jurisdiction peer within the same region.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

Competition Commission of Pakistan social profiles

Digital presence

Competition Commission of Pakistan financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Competition Commission of Pakistan leadership team

Management profile

Number of profiles

Profiles1 record

Competition Commission of Pakistan funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Competition Commission of Pakistan M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Competition Commission of Pakistan

What does Competition Commission of Pakistan do?

The Competition Commission of Pakistan enforces the Competition Act, 2010 by investigating anti-competitive agreements, abuse of dominant position, deceptive marketing practices, and cartel conduct, and by conducting Phase I and Phase II merger reviews. It provides digital service platforms including an Online Complaint Filing System and a Merger E-Application Portal, and operates an AI-driven Market Intelligence Unit that proactively identifies potential competition law violations across sectors such as pharmaceuticals, cement, telecom, banking, and consumer goods.

Is Competition Commission of Pakistan a public or private company?

Competition Commission of Pakistan is a public company. It is classified as state government owned and is currently operating.

When was Competition Commission of Pakistan founded?

Competition Commission of Pakistan was founded in 2007. It employs 101 to 250 people.

Where is Competition Commission of Pakistan based?

Competition Commission of Pakistan is headquartered in Islamabad, Pakistan, in the Asia region.

Who are Competition Commission of Pakistan's main competitors?

Broad incumbents on record are Federal Trade Commission (US), Australian Competition and Consumer Commission (ACCC), Japan Fair Trade Commission, Competition and Markets Authority (UK) and European Commission DG COMP. Direct peers are Competition Commission of India, Competition Commission of South Africa and Competition Bureau Canada. Regional players are Competition Authority of Kenya and Competition Commission of Sri Lanka.

Does Competition Commission of Pakistan have an API?

No public API is recorded for Competition Commission of Pakistan.

What industry is Competition Commission of Pakistan in?

Competition Commission of Pakistan's product category is Competition Regulation. Its primary akta.pro industry code is BPAIAOAD, Competition/Antitrust & Market Conduct Regulators, with a secondary code of BPADANAO, Competition Policy, State Aid & Public Procurement Regulatory Cooperation. Its NAICS code is 926150 and its SIC code is 8111.

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Live signals
Business RecorderCCP authorises Fatima Fertilizer’s acquisition of sharesThe Competition Commission of Pakistan authorized Fatima Fertilizer's acquisition of shares in Agritech, finding no substantial lessening of competition. The review covered urea and SSP markets, noting a horizontal overlap in urea but no change in SSP. Fatima had divested its entire shareholding before the decision.PropakistaniCCP Approves Fatima Fertilizer’s Agritech DealThe Competition Commission of Pakistan approved Fatima Fertilizer's acquisition of shares in Agritech after Phase I review. The deal involved urea and SSP fertilizer markets, with a horizontal overlap in urea. CCP found no risk of substantially reducing competition and authorized the transaction.TechJuiceCCP Approves Fatima Fertilizer’s Agritech AcquisitionThe Competition Commission of Pakistan approved Fatima Fertilizer's acquisition of Agritech shares after Phase-I review. The Commission found no substantial lessening of competition because Fatima had divested its entire shareholding in Agritech. The approval was granted under Section 31(1)(d)(i) of the Competition Act, 2010.Business RecorderCCP greenlights Fatima Fertilizer’s acquisition of Agritech sharesThe Competition Commission of Pakistan authorized Fatima Fertilizer's acquisition of Agritech shares after the company divested its holdings, concluding no competition risk in Pakistan's fertilizer market. The review found a horizontal overlap in the urea market but no market share in SSP, and the transaction did not create entry barriers or enhance market power.Business RecorderCCP greenlights Fatima Fertilizer’s acquisition of Agritech sharesThe Competition Commission of Pakistan authorized Fatima Fertilizer's acquisition of Agritech shares after a Phase-I review. The review found a horizontal overlap in the urea market but no risk of substantially lessening competition, and Fatima had divested its entire shareholding by the time of the determination.PropakistaniCCP Calls for Greater Competition in Insurance SectorThe Competition Commission of Pakistan called for greater competition, digitalization, and faster claims handling to expand the insurance sector, where penetration remains at 0.7% of GDP. Insurance density is about $12 per capita, with 44 insurers and 10.4 million policies. The commission identified market concentration, entry barriers, and weak digitalization as key challenges.Business RecorderCCP approves UAE firm’s acquisition of Masood Textile Mills sharesThe Competition Commission of Pakistan approved UAE-based Velora Global Ventures' acquisition of shares in Masood Textile Mills from two Chinese companies. The Phase-I review found no competition concerns, as Velora had no pre-merger presence in Pakistan and the deal would not materially affect output or market position.PropakistaniUAE Company Gets Approval to Buy Masood Textile Mills SharesThe Competition Commission of Pakistan approved UAE-based Velora Global Ventures' acquisition of shares in Masood Textile Mills from two Chinese companies. The commission found no competition concerns, as Velora had no pre-merger presence in Pakistan and the deal would not materially change the company's output or market position.TechJuiceUAE Firm Velora Global Ventures Acquires Stake in Masood Textile MillsThe Competition Commission of Pakistan approved UAE firm Velora Global Ventures' acquisition of shares in Masood Textile Mills from two Chinese companies. The Phase-I review found no material effect on output or market position, and no competition concerns from vertical links. The transaction was authorized under Section 31(1)(d)(i) of the Competition Act, 2010.PropakistaniScotch-Brite Maker Fined Rs. 10 Million for Misleading AdThe Competition Commission of Pakistan fined 3M Pakistan Rs. 10 million for a deceptive Scotch-Brite ad comparing it to Colgate-Palmolive's Max Scrub. The commission found the comparison lacked substantiation and ordered 3M to pay the penalty within 60 days, with a daily fine of Rs. 50,000 for non-compliance.