CIR Surveying

What CIR Surveying does

CIR Surveying is a UK specialist provider of structural warranty insurance (latent defects insurance) operating as a trading style of M.R. Bloor & Co Limited, a private limited company registered in England and Wales (company number 04936320). Established in 1986 and headquartered in Liverpool, CIR is one of the few UK structural warranty providers that is directly authorised and regulated by the Financial Conduct Authority (FCA reference 307998), as distinct from competitors operating under delegated authority. The company is backed by specialist insurers that provide the underwriting capacity behind its policies, and holds Code User status with the Consumer Code for New Homes and Associate Member status with UK Finance.

CIR's core product is structural warranty insurance offered as 10- or 12-year policies protecting against latent defects in design, materials, and workmanship for new builds, renovations, conversions, social housing, commercial properties, self-build projects, retrospective builds, and Build-to-Rent developments. The portfolio also includes Surety Bonds & Guarantees (performance bonds, advance payment bonds, Section 106 bonds, and insurance-backed guarantees) and surveying services delivered through the CIR Surveying subsidiary. Customer-facing technology is a cloud-based, paperless online portal providing real-time policy management, claims tracking, and documentation, supplemented by separate broker/partner login portals.

Revenue is generated primarily through structural warranty insurance premiums collected at policy inception, producing a recurring, multi-year contractual revenue stream with project-based, quote-driven pricing. The go-to-market motion is sales-led, with dedicated account managers, phone-based advisors (0800 059 0150), online quote requests, and a callback scheduling function, alongside broker and partner channels. The customer base spans residential developers, commercial property developers, social housing providers, self-builders, Build-to-Rent developers, and construction contractors. Leadership includes CEO John Reynolds, Chief Underwriting Officer Nigel Draco, Chief Revenue Officer Charles Lawrence-Browne, Head of Division Oliver Griffiths, and Managing Director of CIR Surveying Simon Cooper.

Name

CIR Surveying

Legal name

M.R. Bloor & Co Limited

Website

https://c-i-r.co.uk

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

1–10 employees

Short description

CIR Surveying is a UK-based specialist provider of 10-12 year structural warranty insurance and surety bonds, established in 1986 and directly FCA authorised. It serves residential developers, commercial property owners, social housing providers, self-builders, and Build-to-Rent developers.

Ownership category

akta.pro rank

Product category

Structural Warranty Insurance

NAICS

Insurance Carriers and Related Activities (524), Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242), Building Inspection Services (541350)

SIC

Fire, Marine & Casualty Insurance (6331), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industries

Construction Progress & Draw Inspection Valuation (BPAJAKAM), Commercial Lines Insurance Brokerage (FSAEADAB)

Keywords

• Structural warranty insurance
• Latent defects insurance
• New build warranty
• Surety bonds guarantees
• Building warranty provider

Headquarters

HQ city

Liverpool

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Structural Warranty Insurance Premiums: CIR generates revenue through insurance premiums for structural warranty policies. These are tailored 10 or 12-year policies covering new builds, renovations, conversions, and retrospective building projects. Premiums are collected at policy inception and provide ongoing coverage against structural defects.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

CIR Surveying is a UK specialist provider of structural warranty insurance (latent defects insurance) offering 10 or 12-year policies covering new builds, social housing, commercial properties, self-builds, conversions, retrospective builds, and build-to-rent developments. The company also supplies surety bonds and guarantees, including performance bonds, advance payment bonds, Section 106 bonds, and insurance-backed guarantees, underwritten by specialist insurers and distributed via direct sales and broker partnerships.

Product overview

CIR Surveying is a specialist provider of structural warranty insurance (also known as latent defects insurance) operating in the UK construction insurance sector. The company offers a unified product portfolio centred on Structural Warranty Insurance as the core offering, with specialised warranty products including New Build Warranty, Social Housing Warranty, Commercial Property Warranty, Self Build Warranty, Conversion Warranty, Retrospective Building Warranty, Residential Building Warranty, and Build-to-Rent Warranty. Additionally, the company provides Surety Bonds & Guarantees including Performance Bonds, Advance Payment Bonds, Section 106 Bonds, and Insurance Backed Guarantees. All structural warranty products typically provide 10-year coverage against structural defects, with some policies available for 12 years. The company is directly authorised and regulated by the FCA and provides online portal access for policy management.

Differentiator

Problem solved

Functional benefit

Products and services

• Structural Warranty Insurance Core 10 or 12-year structural warranty insurance product protecting construction projects against latent defects and structural problems, covering new builds, renovations, conversions, and retrospective properties. Sold to developers, builders, and property owners across the UK.
• New Build Warranty 10-year warranty protecting newly constructed residential properties against structural defects from faulty materials and poor workmanship during construction. Sold to housebuilders and residential developers.
• Social Housing Warranty 10 or 12-year specialised warranty providing long-term financial protection and peace of mind for social housing projects, covering major structural issues. Sold to housing associations and local authorities developing social and affordable housing.
• Commercial Property Warranty Structural warranty protection for any building used for commercial purposes, taken out by the developer or owner of the property. Sold to commercial property developers and owners of office, retail, and industrial buildings.
• Self Build Warranty Structural warranty providing up to 10 years of comprehensive coverage for self-build projects against structural defects. Sold to individual homeowners and self-builders.
• Conversion Warranty 10-year structural warranty protecting converted or refurbished properties against structural defects, addressing the unique challenges of transforming existing buildings. Sold to developers and property owners undertaking residential or commercial conversions.
• Retrospective Building Warranty Retrospective structural warranty with swift surveys and full account manager support for completed properties requiring cover after construction. Sold to owners of completed builds needing lender-acceptable structural warranty.
• Residential Building Warranty 10-year residential warranty policy for new builds, renovations, and retrospective cover providing comprehensive protection for residential properties. Sold to residential developers, builders, and homeowners.
• Build-to-Rent Warranty Specialised structural warranty for Build-to-Rent developers who build and manage multi-residence and multi-use properties, protecting against financial risks of unexpected structural defects. Sold to institutional Build-to-Rent developers and investors.
• Surety Bonds & Guarantees Suite of financial instruments protecting project owners against contractor default, including performance bonds, advance payment bonds, Section 106 bonds, and insurance-backed guarantees. Sold to contractors, developers, and principal employers across the UK construction sector.

Segments7 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Three partnerships are on record, tiered core.

• Consumer Code for New Homes (CCNH)coreStrategic or Co-development PartnerCIR is an approved Code User of the Consumer Code for New Homes, approved by the Chartered Trading Standards Institute. This membership ensures that CIR's structural warranties adhere to the highest standards of scrutiny and consumer protection. As a Code User, CIR is committed to the Code User Agreement and ongoing responsibility for monitoring and enforcing the Code.
• UK FinancecoreStrategic or Co-development PartnerCIR is an Associate Member of UK Finance, placing the company on an approved list of structural warranty providers that support banks, building societies, and funders with finance, funding, and mortgages in both residential and commercial markets.
• Trading Standards Institute (TSI)coreStrategic or Co-development PartnerCIR maintains membership with the Trading Standards Institute, demonstrating commitment to consumer protection standards and professional trading practices.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Build-Zone: UK structural warranty provider offering 10-year latent defects cover and building control across residential and commercial schemes. Direct competitor with overlapping builder and developer customer base.
• LABC Warranty: Structural warranty provider backed by Local Authority Building Control, offering new-build warranties and building control services. Competes head-to-head with CIR in residential and social housing warranty.
• Checkmate Insurance: Specialist UK structural warranty and latent defects insurance provider focused on new builds, conversions, and commercial developments. Operates as an MGA in the same niche as CIR.
• Premier Guarantee: A major UK structural warranty provider offering 10–12 year latent defects cover for residential, commercial, and social housing developments. Directly comparable product portfolio to CIR across new build, conversions, and commercial properties.
• Protek: UK-based structural warranty and building control provider offering latent defects cover for residential developers. Direct competitor with comparable product offerings.
• NHBC (National House-Building Council): The UK's dominant provider of structural warranty and building control for new homes. NHBC is the largest incumbent in the exact same product category CIR competes in, with far greater scale, brand recognition, and a national surveyor network.

Emerging players

• Zutec: Construction technology platform providing digital inspection, handover, and warranty management software. Adjacent/emerging overlap as both serve the structural warranty data and inspection workflow.
• Q Assure Build: Niche UK structural warranty provider offering latent defects cover to small and medium-sized builders, an overlap segment where CIR also competes.

Broad incumbents

• Hollis Global: UK-headquartered building consultancy providing building control, surveying, and project services across commercial real estate. Broad incumbent with overlapping surveying/inspection capabilities relevant to structural warranty.

Regional players

• Arnold & Baldwin Surveyors: UK-focused chartered building surveying firm providing surveying services to the construction and warranty sectors. Comparable to CIR Surveying's surveying/inspection function on a regional basis.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/cir-surveying

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CIR Surveying