CM-CIC FACTOR
CM-CIC FACTOR (operating as CM Factoring) is a French factoring services subsidiary of the Crédit Mutuel CIC banking group, providing accounts-receivable financing to businesses in France.
- Company typePrivate
- Founded-
- Headquarters—
- Headcount51–100
- GTM typeB2B
- OfferingServices
CM-CIC FACTOR firmographics
Firmographics- Name
- CM-CIC FACTOR
- Legal name
- CM-CIC FACTOR
- Website
- https://cmcic-factor.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- CM-CIC FACTOR (operating as CM Factoring) is a French factoring services subsidiary of the Crédit Mutuel CIC banking group, providing accounts-receivable financing to businesses in France.
- Ownership category
- akta.pro rank
CM-CIC FACTOR industry classification
Industry- Product category
- Commercial Finance / Factoring Services
- NAICS
- Credit Intermediation and Related Activities (522), Activities Related to Credit Intermediation (5223)
- SIC
- Short-Term Business Credit Institutions (6153), Loan Brokers (6163)
- akta.pro primary industry
- Receivables Finance (Factoring, Invoice Discounting, Forfaiting) (FSABAHAD)
- akta.pro secondary industry
- Invoice Factoring & Receivables Finance Brokerage (FSAEAEAO)
Keywords
CM-CIC FACTOR business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
CM-CIC FACTOR product offering
Product offeringCore offering
CM-CIC FACTOR, operating as CM Factoring, is a French factoring subsidiary of the Crédit Mutuel CIC banking group. It provides receivables financing and working capital solutions to businesses by purchasing their trade receivables, allowing corporate clients to convert invoices into immediate cash flow.
Product overview
CM-CIC FACTOR (operating as CM Factoring) is a French factoring service provider associated with Crédit Mutuel. The source data consists of a JavaScript-disabled landing page that does not contain substantive product information, feature descriptions, or service details. The actual website requires JavaScript to render its content.
Differentiator
Problem solved
Functional benefit
Products and services
- CM Factoring Services
Companies that use CM-CIC FACTOR
Customer profileIdeal customer profiles2 records
CM-CIC FACTOR technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
CM-CIC FACTOR partnerships and signals
Strategic signalRecent moves1 record
Expansion highlights1 record
CM-CIC FACTOR competitors and assessment
Company assessmentDirect peers
- Bibby Financial Services: Independent specialist factor providing invoice discounting, factoring, and bad debt protection to SMEs across Europe. Comparable receivables finance product set targeting the same SME and mid-market segments.
- BNP Paribas Factor: Factoring arm of BNP Paribas, the largest French bank. Directly comparable as a major French bank-affiliated factor offering receivables finance, invoice discounting, and full-service factoring to corporate and SME clients.
- UniCredit Factoring: Factoring arm of UniCredit, one of Europe's largest banking groups. Operates full-service factoring, invoice discounting, and forfaiting across multiple European markets — directly comparable business model.
- HSBC Trade and Receivables Finance: Global trade and receivables finance offering from HSBC. Comparable international footprint and full-service factoring, forfaiting, and receivables securitisation capabilities.
- Société Générale Factoring: Factoring subsidiary of Société Générale, one of France's largest banks. Directly competes with CM-CIC Factor in domestic and international receivables finance for corporates and SMEs.
Broad incumbents
- ING Commercial Finance: Factoring and receivables finance offering within ING's wholesale banking division. Comparable large-bank factoring proposition with broader product breadth than CM-CIC Factor's niche focus.
Emerging players
- TFS (Trade Finance Solutions): Specialised European trade and receivables finance provider focused on SMEs. Smaller and more niche than CM-CIC Factor but overlaps on invoice discounting and trade-related working capital products.
Regional players
- Credendo: European trade credit insurer headquartered in Belgium. Comparable target clients and continental European footprint; complements factoring through credit insurance rather than competing directly on financing.
Others
- Euler Hermes / Allianz Trade: Global trade credit insurer and part of Allianz Group. Comparable client base (exporters, B2B sellers) and complementary to factoring in managing counterparty risk on financed receivables.
- Coface: Major French-headquartered trade credit insurer. Adjacent rather than direct: both operate in trade/credit risk intermediation, but Coface insures receivables while CM-CIC Factor finances them. Often co-distributed.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Customer concentration
CM-CIC FACTOR social profiles
Digital presenceCM-CIC FACTOR financial estimates
Financial estimateRevenue estimate
Valuation estimate
CM-CIC FACTOR leadership team
Management profileNumber of profiles
CM-CIC FACTOR funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CM-CIC FACTOR M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CM-CIC FACTOR
What does CM-CIC FACTOR do?
CM-CIC FACTOR, operating as CM Factoring, is a French factoring subsidiary of the Crédit Mutuel CIC banking group. It provides receivables financing and working capital solutions to businesses by purchasing their trade receivables, allowing corporate clients to convert invoices into immediate cash flow.
Is CM-CIC FACTOR a public or private company?
CM-CIC FACTOR is a private company. It is classified as corporate owned and is currently operating.
When was CM-CIC FACTOR founded?
CM-CIC FACTOR was founded in -1. It employs 51 to 100 people.
Who are CM-CIC FACTOR's main competitors?
Direct peers on record are Bibby Financial Services, BNP Paribas Factor, UniCredit Factoring, HSBC Trade and Receivables Finance and Société Générale Factoring. ING Commercial Finance is listed as a broad incumbent. TFS (Trade Finance Solutions) is listed as an emerging player. Credendo is listed as a regional player. Others are Euler Hermes / Allianz Trade and Coface.
Does CM-CIC FACTOR have an API?
No public API is recorded for CM-CIC FACTOR.
What industry is CM-CIC FACTOR in?
CM-CIC FACTOR's product category is Commercial Finance / Factoring Services. Its primary akta.pro industry code is FSABAHAD, Receivables Finance (Factoring, Invoice Discounting, Forfaiting), with a secondary code of FSAEAEAO, Invoice Factoring & Receivables Finance Brokerage. Its NAICS code is 522 and its SIC code is 6153.