cogefin SA

What cogefin SA does

Cogefin SA is a Swiss digital fiduciary and accounting outsourcing firm founded in 2015 and headquartered in Fribourg, with a second office in Geneva. The company serves SMEs, independent professionals, and private individuals across French-speaking Switzerland (Suisse romande), offering a tiered subscription service model — Cuivre, Bronze, Argent, and Or — that escalates from year-end control-only to full-service accounting, VAT filings, payroll/HR, accounts payable processing, and management control consulting. A flagship element is the proprietary cogefin EASY mobile application, which allows clients to transmit documents and invoices via smartphone, with online document consultation and approval workflows backed by a WebDAV-based digital document management platform. The firm also delivers a differentiated "flux continu" continuous accounting model that closes accounts monthly and guarantees financial statement delivery within three months of fiscal year-end, alongside fixed-price company formation packages for Raison Individuelle, SARL, and Société Anonyme structures.

The business is run by a small team of three named professionals — co-founders Christophe Bugnon (Brevet Fédéral spécialiste en finance et comptabilité) and Nelson Viana (20+ years management control experience), joined by associate Mario Lateltin (BSc HES-SO Economie d'Entreprise) in 2021 — and explicitly markets 100% Swiss-based data hosting and a paperless operating model. GTM is sales-led and direct: free initial advisory consultations at the Fribourg or Geneva offices, supported by an SEO-driven content marketing blog and an online pricing simulator. Distribution is direct-to-customer with no channel intermediaries. Pricing is denominated in Swiss Francs and subscription-billed monthly, with one-time fees for company formation (from CHF 199 for RI, CHF 690 for SARL). The firm maintains a small partnership ecosystem — including La Mobilière for insurance referrals, Fair IT (CID ERP) for technical integration, and NewCo for business development — and counts Vacherin Fribourgeois SA among its documented enterprise engagements, alongside nine client logos displayed on the website. The firm is privately held, founder-controlled, with no disclosed institutional funding or external shareholders.

Name

cogefin SA

Legal name

Cogefin SA

Website

https://cogefin.ch

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

1–10 employees

Short description

Cogefin SA is a Swiss digital fiduciary firm offering tiered accounting outsourcing, tax, payroll, management control, and company formation services to SMEs, independents, and individuals across French-speaking Switzerland, supported by a proprietary mobile app.

Ownership category

akta.pro rank

Headquarters

HQ city

Villars-sur-Glâne

HQ country

Switzerland

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Subscription-based Fiduciary Services: Monthly subscription services billed in Swiss Francs (CHF), with four service tiers (Cuivre/Bronze/Argent/Or) and optional add-ons (HR/payroll, VAT management, document management). Pricing scales with transaction volume and business complexity. Additional one-time fees for company formation services (RI from CHF 199, SARL from CHF 690).

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Cogefin SA is a Swiss digital fiduciary delivering accounting outsourcing, company formation, tax declarations, payroll/HR, and management control services to SMEs, independents, and individuals in French-speaking Switzerland. Service delivery is supported by a proprietary mobile application (cogefin EASY), a WebDAV-based document management platform, and a continuous accounting workflow. Offerings are structured in tiered subscriptions (Bronze, Argent, Or) alongside fixed-fee one-off services.

Product overview

Cogefin SA is a digital fiduciary and accounting outsourcing firm based in Fribourg and Geneva, Switzerland, serving SMEs, self-employed professionals, and individuals across French-speaking Switzerland. The offering is structured as a tiered service model (Cuivre/Bronze, Argent, Or) providing increasing levels of accounting and administrative outsourcing. Core to the offering is the cogefin EASY mobile application for document and invoice submission. The portfolio spans company formation services (Raison Individuelle, SARL, SA), accounting management, complete accounts payable and receivable processing, tax and audit services, management control and consulting, payroll/HR outsourcing, and personal services including tax declarations, administrative support, and insurance advice. The company emphasizes cloud-based document management, continuous-flow accounting processes, and digital tools as differentiators.

Differentiator

Problem solved

Functional benefit

Brands

• cogefin EASY: Mobile application offered by Cogefin SA enabling clients to transmit documents and manage tickets via smartphone, access documents online, and track billing and payment processes.

Products and services

• cogefin EASY Mobile Application

Quantifiable outcome

• Financial statements delivered within 3 months of fiscal year-end thanks to continuous accounting workflow
• +2 more outcomes

Named customers10 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Two partnerships are on record, tiered minor.

• NewCominorStrategic or Co-development Partner · 1 January 2021Mario Lateltin, Project Manager and associate at Cogefin, manages partnerships with companies including NewCo. The nature of the partnership appears to be client acquisition and business development collaboration, with Cogefin providing fiduciary and consulting services to NewCo-affiliated businesses.
• La MobilièreminorChannel Partner/ Reseller/ Distributor · 1 January 2021Mario Lateltin manages the partnership with La Mobilière, one of Switzerland's largest insurers. Cogefin collaborates with La Mobilière for mutual client referrals in the area of insurance advisory and provident fund planning services offered to Cogefin's individual and business clients.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Bexio: Swiss cloud accounting and ERP SaaS targeting SMEs and small businesses, the same core customer segment Cogefin serves with its tiered accounting and bookkeeping packages. Both compete for the Romandie/Swiss SME financial outsourcing wallet.
• Run my Accounts: Swiss online fiduciary and bookkeeping service offering subscription-based accounting outsourcing for SMEs and startups. Closely comparable business model to Cogefin's tiered monthly subscription fiduciary offering, also operating in the Swiss market.
• Infoniqa Switzerland (formerly Boss Info): Swiss provider of business software including accounting, ERP, payroll, and HR solutions for SMEs. Overlaps with Cogefin's payroll/HR and accounting offering at the software-platform layer.
• Abacus Research: Swiss ERP and accounting software vendor widely used by fiduciary firms and SMEs for bookkeeping, payroll, and management control. Competes with Cogefin's software-enabled accounting services at the technology-platform layer.

Broad incumbents

• KPMG Switzerland: Big 4 audit and advisory firm with substantial Swiss fiduciary and SME outsourcing practice. Competes for the same Swiss SME wallet but as a broad, multi-service incumbent rather than a digital-native fiduciary specialist.
• EY Switzerland: Big 4 accounting and advisory firm with full Swiss fiduciary, tax, and audit practices. Competes in the same Swiss SME accounting/tax market as Cogefin but at a much larger scale and broader service scope.
• BDO Switzerland: One of Switzerland's largest fiduciary, audit, tax, and advisory firms serving SMEs through enterprise clients. Overlaps with Cogefin's accounting, tax, and management control offerings but operates as a full-service incumbent across all of Switzerland.
• PwC Switzerland: Big 4 firm providing audit, tax, and advisory services to Swiss SMEs, mid-market, and enterprise. Offers overlapping accounting/tax compliance services but as part of a much broader portfolio.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/cogefin-sa

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about cogefin SA