What Comfamiliar Atlántico does

Comfamiliar Atlántico, legally constituted as Caja de Compensación Familiar Comfamiliar Atlántico, is a private non-profit social security corporation founded on October 11, 1957 under Colombian Law 21 of 1982 and regulated by the Superintendencia del Subsidio Familiar. The organization operates exclusively within the Atlántico department of Colombia, where it administers mandatory employer contributions of 4% of each worker's monthly salary, distributes family subsidies, and operates a vertically integrated portfolio of services for affiliated workers, their families, independent contributors, and pensioners.

The core platform is the Virtual Office (Extranet) at extranet.comfamiliar.com.co, a digital self-service portal for affiliated members and employer companies to manage affiliations, subsidy claims, payments, and benefit access. This digital layer is integrated with multiple Colombian payment rails including Daviplata mobile wallet, PSE online banking, Mi Pago Amigo, Zonapagos, and the Davivienda portal, enabling online payment of tuition, credit obligations, IPS services, and cultural programs. Operating infrastructure spans 16+ physical service points across Barranquilla and Sabanalarga, including the new 11,500 sqm Sede Caribe recreation center, the SportGym fitness facility, the Centro Cultural, and the Isla Verde hotel complex.

Revenue is generated through four primary streams: (1) recurring mandatory employer contributions functioning as a parafiscal tax, (2) service fees and tuition for education at Colegio Comfamiliar and Corporación Educativa del Prado, (3) healthcare premiums and fees at IPS Comfamiliar Atlántico, and (4) credit product interest income across free-investment, educational, mortgage, and microcredit lines. Customer segments include affiliated workers and their families (primary), affiliated employer companies (primary), independent workers, pensioners, and vulnerable populations served through social responsibility programs. The organization is currently under full administrative intervention ordered by the Superintendencia del Subsidio Familiar to protect system resources and strengthen governance.

Name

Comfamiliar Atlántico

Legal name

Caja de Compensación Familiar Comfamiliar Atlántico

Website

https://comfamiliar.com.co

Company type

Private

Founded year

1957

Operating status

Operating

Headcount range

251–500 employees

Short description

Comfamiliar Atlántico is a regulated Colombian non-profit family compensation fund (Caja de Compensación) serving affiliated workers, families, and employers in the Atlántico department by administering mandatory employer contributions and providing integrated subsidies, healthcare, education, recreation, credit, and employment services.

Ownership category

akta.pro rank

Headquarters

HQ city

Barranquilla

HQ country

Colombia

HQ region

Latin America

Offices17 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D, Supply Chain

Revenue model

1. Employer Contributions (Aportes Patronales): Colombian law requires employers to make monthly contributions to the compensation fund based on 4% of each worker's monthly salary. These mandatory contributions are the primary revenue source.
2. Service Fees and User Charges: Fees charged for various services including education (tuition at Colegio Comfamiliar and Corporación Educativa del Prado), recreational facilities, health services through IPS, and credit services.
3. Health Insurance Premiums (IPS Services): Revenue from health services provided through their IPS including medical consultations, laboratory, imaging, odontology, and therapies.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

Comfamiliar Atlántico is a Colombian Caja de Compensación Familiar (family compensation fund) that administers mandatory employer contributions and disburses family subsidies to affiliated workers in the Atlántico department. It also operates an integrated portfolio of welfare services including healthcare (IPS Comfamiliar), formal and vocational education (Colegio Comfamiliar and Corporación Educativa del Prado), recreation centers, credit products, housing subsidies, employment placement, and cultural programs.

Product overview

Comfamiliar Atlántico is a private non-profit family compensation fund (Caja de Compensación Familiar) operating as a social security institution in Colombia's Atlántico department. The organization offers an integrated portfolio of services organized around a core platform of social security administration combined with multiple service modules. The core offering includes family subsidy disbursement and health services (IPS), supplemented by education (Colegio Comfamiliar and Corporación Educativa El Prado with technical programs), recreation (seven recreation centers including new Sede Caribe, SportGym, and Centro Empresarial), culture (Centro Cultural with reading programs and artistic courses), credit services (free investment, educational, and mortgage loans), employment services (job placement agency and training programs), and various specialized subsidies (housing, agricultural, caregiver, school, university, unemployment). The Virtual Office (Extranet) serves as the unified digital platform for service access.

Differentiator

Problem solved

Functional benefit

Brands

• Colegio Comfamiliar: Formal education institution offering primary and secondary education services.
• Corporación Educativa del Prado
• IPS Comfamiliar Atlántico
• COMFASST
• SportGym

Products and services

• Subsidio Familiar (Family Subsidy) Monthly monetary subsidy paid to affiliated workers with dependents, classified into categories A (1-2 SMLV), B (2-4 SMLV), C (4+ SMLV), and D (non-affiliated). Disbursed through Daviplata, over-the-counter, and bank channels.
• IPS Comfamiliar Atlántico (Health Services) Healthcare services provider with two IPS locations offering general medicine, specialized consultations, alternative medicine, laboratory, dentistry, imaging, and therapies for affiliates and the general public.
• Crédito de Libre Inversión y Consumo Free investment and consumption credit line for affiliates to finance appliances, consumer goods, and personal needs, repaid through payroll deduction (libranza).
• Crédito Educativo Educational credit for financing studies, tuition, and educational expenses for affiliated workers and their families.
• Crédito Hipotecario Housing mortgage credit for home purchases and property financing available to affiliated workers.
• Microcrédito por Subsidio Microcredit product linked to subsidy entitlement for affiliated low-income workers.
• Subsidio de Vivienda Housing subsidy as a complement to worker savings for housing acquisition, administered through FOVIS.
• Subsidio Agropecuario Agricultural subsidy for rural affiliated workers in the agricultural sector.
• Subsidio Cuidadores Caregiver subsidy for affiliated workers providing care to family members.
• Subsidio Escolar School subsidy for educational expenses of affiliated workers' children.
• Subsidio Universitario University subsidy for higher education expenses of affiliated workers and their families.
• Subsidio al Desempleo Unemployment subsidy providing temporary financial support to workers who have lost their jobs.
• Colegio Comfamiliar Formal education institution offering primary and secondary education (básica primaria and secundaria) in Barranquilla for affiliated workers' children and the community.
• Corporación Educativa El Prado Educational corporation offering technical vocational training and work development programs including administrative, financial, marketing, banking, storage, human resources, kitchen, bakery, and occupational safety programs.
• Diplomados Programs Specialized diploma programs covering tax administration, cybersecurity, back-end development, front-end development, AI for productivity, business intelligence, project management, human resources, and digital marketing.
• Trabajo Seguro en Alturas Training Certified safety training program for working at heights, including authorized worker (32 hours), administrative (8 hours), coordinator (80 hours), and retraining courses.
• Trabajo en Espacios Confinados Training Certified confined spaces safety training program including administrator, entrant worker (16 hours), supervisor (20 hours), and watchman roles.
• Sede Caribe Recreation Center Modern recreation and events center spanning 11,500 square meters, featuring two swimming pools (adult and children), a children's park, game room, seven event rooms, and five conference/video conference rooms equipped with technology.
• Centro Recreacional Turipaná Recreation center located at Km 35 Vía al Mar offering family recreation activities and events.
• Centro Recreacional Salgarito Recreation center located in Puerto Salgar +15Km offering recreational activities and family events.
• Sede Norte Recreation Center Recreation center in the northern area of Barranquilla open Tuesday to Sunday, offering family recreation activities.
• Centro Recreacional Urbano (CRU 48) Urban recreation center providing recreational activities and programs for families in Barranquilla.
• SportGym Sports and fitness facility offering gym services and physical activities, open Monday to Saturday.
• Isla Verde Hotel Hotel and recreation complex offering accommodation, events, and recreational activities for families and companies.
• Centro Empresarial Business center offering event spaces, conferences, and corporate activities in Barranquilla.
• Centro Cultural Cultural center offering artistic workshops, painting sessions, cultural events, concerts, and cultural programming for families and the community.
• Encuentro Lector (Reading Program) Literary program featuring reading clubs for children ages 3-14 (Colibrí, Pingüinos, Arcoíris, Cisnes, Delfines, Pegasus groups), plus Lectucanguro for pregnant mothers and babies 0-24 months.
• Cursos Artísticos y Culturales Artistic and cultural courses including piano, violin, guitar, percussion, singing, dance, painting, and craft classes for children and adults.
• Agencia de Empleo Employment agency providing job placement services, resume registration, training for unemployed workers, and professional development programs for affiliated workers and the community.
• Virtual Office (Extranet) Online portal at extranet.comfamiliar.com.co for affiliated companies and workers to manage affiliations, subsidies, payments, and access services digitally.
• COMFASST (Occupational Health and Safety) Occupational health and safety services for affiliated enterprises, including workplace risk management, health brigades, mobile medical units, and corporate wellness programs.

Quantifiable outcome

• The monetary subsidy prescribes after 3 years according to Article 48 of the Substantive Labor Code, with notifications sent 3 months (90 days) before prescription

Segments5 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature2 records

Partnerships

One partnership is on record.

• DaviplatacoreTechnology or IntegrationDaviplata is a digital wallet (mobile payment platform) integrated by Comfamiliar Atlántico as a new payment method for monetary subsidies (cuota monetaria). This partnership enables affiliated members to receive their subsidy payments directly on their mobile phones, replacing traditional over-the-counter collection methods. Registration under the member's name is required for the service to function.

Scale indicators3 records

Recent moves7 records

Expansion highlights6 records

Market position

Competitive moat4 records

Key highlights5 records

Customer concentration

• Xx.com/comfatlantico
• YouTubeyoutube.com/user/Comfatlantico
• Facebookfacebook.com/comfatlantico
• Instagraminstagram.com/comfatlantico
• LinkedInlinkedin.com/company/comfamiliar-atlantico

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Comfamiliar Atlántico