Caja de Compensación Familiar de Arauca COMFIAR

What Caja de Compensación Familiar de Arauca COMFIAR does

Caja de Compensación Familiar de Arauca COMFIAR is a privately incorporated Colombian family compensation fund (Caja de Compensación Familiar) founded in 2011 and regulated by the Colombian government through Supersubsidio. It is the only such fund operating in the Arauca department, serving affiliated formal-sector workers, their beneficiaries, and the affiliated employer companies that make monthly parafiscal contributions on their behalf. The organization is headquartered in Arauca with branch offices in Arauquita, Tame, and Saravena, plus a Bogotá office affiliated with the FEDECAJAS federation.

COMFIAR's service portfolio spans family subsidies (Subsidio y Aportes), unemployment/employment placement (FOSFEC), recreation and sports (Recreación y Deportes; Los Araguatos Centro Recreacional), credit (Créditos), housing (Vivienda, including FOVIS Rural), culture and tourism (Cultura y Turismo; ComfiTour), and education and training through its operating subsidiary Colegio Comfiar / Politécnico Comfiar. The technology backbone consists of a proprietary multi-module application called 'SYS' for internal operations and member management, together with the Mercurio Web Portal used for data collection, visitor tracking, and newsletter subscription. Digital distribution layers include a member portal (online.comfiar.com.co), PSE/Zonapagos and MiPagoAmigo payment integrations, and Microsoft Forms-based PQRSF intake.

The business model is funded primarily by recurring employer parafiscal contributions (a percentage of each worker's monthly salary, per Colombian law), supplemented by service-fee revenue from educational programs (Politécnico Comfiar vocational training), recreation and tourism (ComfiTour), credit operations, housing subsidy administration, and other social programs. The go-to-market is employer-led: companies affiliate to COMFIAR and channel workforce benefits through it, while individual services are accessible both at eight physical office locations and across digital channels. The entity belongs to the national 'Cajas sin Fronteras' convention of 25 Colombian compensation funds and to FEDECAJAS, extending effective member access across regions through category homologation.

Name

Caja de Compensación Familiar de Arauca COMFIAR

Legal name

Caja De Compensación Familiar de Arauca

Website

https://comfiar.com.co

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

11–50 employees

Short description

COMFIAR is a Colombian family compensation fund serving affiliated formal-sector workers and their families in the Arauca department, delivering family subsidies, credit, housing, recreation, education, and employment-placement services funded primarily through mandatory employer parafiscal contributions.

Ownership category

akta.pro rank

Product category

Family Compensation and Social Welfare Services

NAICS

Health and Welfare Funds (525120), Individual and Family Services (6241), Educational Support Services (61171)

SIC

Services-Social Services (8300), Services-Membership Organizations (8600), Services-Educational Services (8200)

akta.pro primary industry

Government & Public Sector Disbursements (Tax Refunds, Benefits) (FSAMAKAJ)

akta.pro secondary industry

Personal Trust & Fiduciary Administration (FSAEAKAA)

Keywords

• Family compensation services
• Social welfare benefits
• Subsidy administration
• Vocational training programs
• Employee benefits management

Headquarters

HQ city

Arauca

HQ country

Colombia

HQ region

Latin America

Offices9 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Family Compensation Contributions (Aportes): COMFIAR operates as a Colombian family compensation fund (Caja de Compensación) funded by employer contributions. Employers affiliated to COMFIAR pay a percentage of each worker's monthly salary as a contribution (parafiscal contribution), which is the primary revenue stream sustaining all social programs and services offered to affiliated workers and their beneficiaries.
2. Service Fees and Program Revenues: Revenue generated from educational programs (Politécnico Comfiar technical training), recreation and tourism services (ComfiTour), credit operations, housing subsidy administration, and other social programs. PSE payment systems enable collection for various services.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels6 records

Core offering

COMFIAR is a Colombian family compensation fund (Caja de Compensación) that administers parafiscal employer contributions to deliver legally mandated social welfare services in the Arauca department. Its sellable offerings include monetary subsidies (subsidios), low-cost credits (consumo and vivienda), the FOVIS Rural housing program, FOSFEC employment placement, recreation and tourism at Los Araguatos, and formal education through Colegio Comfiar and Politécnico Comfiar. These services are delivered to affiliated workers, pensioners and their families, with affiliated employers acting as the funding counterpart.

Product overview

COMFIAR is a Colombian Family Compensation Fund (Caja de Compensación Familiar) that provides a comprehensive suite of social welfare services through a platform-plus-modules architecture. The core offering includes Subsidio y Aportes (family subsidies), FOSFEC (employment agency), Créditos (loans), Vivienda (housing programs including FOVIS Rural), Recreación y Deportes (recreation and sports), and Cultura y Turismo (culture and tourism). Education is delivered through Colegio Comfiar and Politécnico Comfiar (vocational training), while Los Araguatos Centro Recreacional serves as the flagship recreational facility. Strategic alliances such as Cajas sin Fronteras (25-fund national network) and De Shopping (discount program) extend member benefits. The portfolio is distributed across digital platforms including online portals for certificate management, PSE payment integrations, and Microsoft Forms-based PQRSF submission systems.

Differentiator

Problem solved

Functional benefit

Brands

• Colegio Comfiar: Educational institution providing schooling services
• Politécnico Comfiar
• Los Araguatos Centro Recreacional
• ComfiTour
• De Shopping
• FOSFEC
• FOVIS Rural

Products and services

• Subsidios y Aportes (Family Subsidy and Contribution Administration) Administrative product whereby affiliated employers remit parafiscal contributions (4% plus FOSFEC and FOVIS rates) and the Caja channels those funds back as legally mandated monetary, food and educational subsidies to affiliated workers and their families.
• Créditos COMFIAR (Consumer and Housing Credit Lines) Low-cost consumer and housing credit lines extended to affiliated workers and pensioners, with online access through the WEB-SUCURSAL digital branch platform.
• FOVIS Rural (Housing Subsidy and Improvement Program) Housing subsidy and housing improvement program offered to affiliated workers and their families under the FOVIS Rural framework, enabling access to rural housing solutions in the Arauca department.
• FOSFEC — Agencia de Gestión y Colocación de Empleo (Employment Placement Agency) Authorized employment agency under the FOSFEC (Fondo de Solidaridad de Fomento al Empleo y Protección al Cesante) regime that connects job seekers with employers, providing unemployment-related social protection services to affiliated workers.
• Los Araguatos Centro Recreacional (Recreation and Vacation Services) Recreation, sports, culture and tourism services delivered to affiliated workers and their families through the Los Araguatos recreational center and affiliated events.
• Colegio Comfiar y Politécnico Comfiar (Education Services) Formal K-12 and higher/vocational education programs delivered by the Caja through Colegio Comfiar and Politécnico Comfiar, serving students and families in the Arauca department.
• De Shopping (Affiliate Commercial Discount Platform) Discount and benefits platform that aggregates offers from affiliated merchants to provide affiliates and their families with commercial advantages as part of the Caja service portfolio.
• Cajas sin Fronteras (Cross-Border Caja Network) Cross-border Caja service access under the 'Cajas sin Fronteras' program, enabling affiliates of partner Cajas to use COMFIAR's services when residing or traveling in the Arauca department.

Quantifiable outcome

• 22 million pesos in prize awards distributed across the Inter-Enterprise Games
• +1 more outcomes

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature2 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Cajas sin Fronteras (Convenio de 25 cajas de compensación)coreStrategic or Co-development PartnerA national convention among 25 Colombian family compensation funds (cajas de compensación familiar) that enables affiliated workers and their families to access social services offered by other member cajas across the country. Services include tourism (hotels, recreational centers), training and education, recreation and sports, and cultural programs. Category homologation allows members to use their benefits across different regions.
• FEDECAJAScoreStrategic or Co-development PartnerFederación de Cajas de Compensación Familiar — the national federation of family compensation funds in Colombia. COMFIAR is affiliated through FEDECAJAS, which provides representation, standards, and coordination across the national caja network. FEDECAJAS maintains an office in Bogotá.
• De Shopping Partner EstablishmentsminorChannel Partner/ Reseller/ DistributorLocal retail and service establishments that participate in COMFIAR's 'De Shopping' discount program, offering special prices and promotions to affiliated workers and their families for purchases and services.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Comfenalco Antioquia: Large regional Caja de Compensación serving Antioquia department with full-service social welfare offerings including education, recreation, credit, and housing. Directly comparable Colombian Caja operating the same business model in a different geographic territory.
• Comfandi: Caja de Compensación Familiar based in Cali (Valle del Cauca) offering subsidies, education, recreation, credit, and housing services to affiliated workers. Direct peer operating the same Colombian Caja model in a different region.
• Comfacasanare: Caja de Compensación Familiar serving Casanare department — a neighboring oil-producing region to Arauca with similar economic profile. Particularly relevant regional peer given comparable oil-dependent economies and member base characteristics.
• Comfamiliar Risaralda: Caja de Compensación Familiar serving Risaralda department with full portfolio of social welfare services. Direct peer as a Colombian Caja with similar service portfolio structure and regulatory framework.
• Compensar: One of the largest Cajas de Compensación Familiar in Colombia, operating primarily in Bogotá with a similarly diversified portfolio of subsidies, education, recreation, credit, and housing services. Directly comparable as a peer Caja serving affiliated formal-sector workers under the same Colombian regulatory framework.
• Comfenalco Valle: Caja de Compensación Familiar serving Valle del Cauca with diversified social services portfolio. Direct peer operating under the same Colombian Caja regulatory and business model framework.
• Comfacauca: Caja de Compensación Familiar serving Cauca department in southwestern Colombia. Direct peer operating the same Colombian Caja model with a similarly diversified social services portfolio.
• Cafam: Major Caja de Compensación Familiar based in Bogotá with a comprehensive social welfare, education, recreation, and credit portfolio. Direct peer as a Colombian Caja operating under identical Supersubsidio oversight with the same parafiscal contribution model.
• Comfaboy (Caja de Compensación Familiar de Boyacá): Caja de Compensación Familiar serving Boyacá department with full social welfare portfolio including education, recreation, credit, and housing. Direct peer operating the same Colombian Caja model in a different regional territory.
• Cofrem (Caja de Compensación Familiar del Meta): Caja de Compensación Familiar serving Meta department — another oil-and-agriculture region of Colombia. Direct peer operating under the same Caja regulatory framework with a comparable economic base.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/COMFIAR_ARAUCA
• YouTubeyoutube.com/@comfiararaucaoficial8124
• Facebookfacebook.com/comfiar.arauca
• Instagraminstagram.com/comfiar_arauca
• TikToktiktok.com/discover/comfiar-arauca
• LinkedInlinkedin.com/company/caja-de-compensaci%C3%B3n-familiar-de-arauca-comfiar

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Caja de Compensación Familiar de Arauca COMFIAR