comit Versicherungsmakler GmbH

What comit Versicherungsmakler GmbH does

comit Versicherungsmakler GmbH is an independent insurance brokerage headquartered in Dornbirn, Vorarlberg, Austria, formed in 2020 through the merger of predecessor firms Hypo Versicherungsmakler and exacta — both with roots dating to the 1960s and a combined heritage of more than 60 years. The company provides risk analysis, policy placement, and claims management services across four primary segments: Industry and Trade (Industrie und Gewerbe), Municipal and Public Institutions (Kommunal), Private Customers (Privatkunden), and a dedicated Schadenmanagement (claims management) module. Comit manages approximately 46,000 active insurance contracts on behalf of 30,000 customers and places 44 million EUR in premium volume with regional, national, and international insurance carriers; it self-describes as the largest insurance broker in Vorarlberg.

The firm operates as a non-captive broker and earns commission revenue from insurance carriers for placing and administering policies. Its go-to-market is built on personal advisory delivered through an in-house field sales team (Außendienst), office-based advisors, and a backoffice operation handling contract administration and claims coordination. The product surface spans traditional property and casualty lines (fire, storm, liability, motor, legal protection), specialty commercial covers (cyber, D&O/Financial Lines, credit, machine, business interruption, natural disaster, agricultural), and personal lines (disability, accident, health, occupational pension, travel). The underlying technology is described as a brokerage platform supporting claims management, risk analysis, and contract administration, but the input data discloses no proprietary AI/ML, no digital self-service product, and only minimal in-house IT capacity (one IT and project management role).

Marketing and customer acquisition combine traditional referral and word-of-mouth with content-led digital channels including an SEO-optimized website, blog/news content on insurance topics, and an Instagram presence (@comit_sorgenfrei). With 42 employees (including management, customer advisors, claims management, backoffice, and apprentices), comit is a regionally concentrated, privately held brokerage with no external funding, no disclosed parent company, and no public listing. Its expansion ambitions appear focused on deepening wallet share via specialty product breadth, scaling the external sales recruitment model, and extending employer branding to attract advisors within the Vorarlberg catchment area rather than geographic expansion beyond Austria.

Name

comit Versicherungsmakler GmbH

Legal name

comit Versicherungsmakler GmbH

Website

https://comit.at

Company type

Private

Founded year

1960

Operating status

Operating

Headcount range

11–50 employees

Short description

comit Versicherungsmakler GmbH is an independent insurance brokerage in Dornbirn, Vorarlberg, Austria, formed in 2020 from the merger of Hypo Versicherungsmakler and exacta. It places insurance coverage and manages claims for 30,000 customers across industry, municipal, and private segments via personal advisory.

Ownership category

akta.pro rank

Headquarters

HQ city

Dornbirn

HQ country

Austria

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: As an independent insurance broker (Versicherungsmakler), comit earns commissions from insurance companies for placing insurance contracts. The company represents customer interests and searches the market for optimal insurance solutions, receiving commissions from insurers based on placed premiums and contracts.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

comit Versicherungsmakler GmbH is an independent insurance broker that places insurance contracts on behalf of businesses, municipalities, and private customers with regional, national, and international insurers, earning commissions from carriers on placed premiums. The firm also provides risk analysis, contract administration, and dedicated claims management across its full portfolio of property, liability, motor, accident, health, legal-protection, cyber, credit, agricultural, travel, machine, natural-disaster, D&O, business-interruption, and occupational-pension products.

Product overview

comit Versicherungsmakler GmbH is a full-service insurance brokerage offering a comprehensive portfolio of insurance products and services organized across four main segments: Industry and Trade (Industrie und Gewerbe), Municipal (Kommunal), Private Customers (Privatkunden), and Damage Management (Schadenmanagement). The company acts as an independent broker, providing tailored insurance solutions rather than a single unified product platform. Their offerings span property insurance (fire, storm, water, burglary), liability coverage (personal, business, professional), vehicle insurance, accident and health coverage, legal protection, cyber insurance, credit insurance, agricultural insurance, travel insurance, and business interruption insurance. Specialized products include machine insurance, natural disaster coverage, and Financial Lines products (D&O, cyber, crime). The Schadenmanagement module provides claims handling services across all product lines, serving as a centralized service function.

Differentiator

Problem solved

Functional benefit

Products and services

• Industrie und Gewerbe (Industry and Trade Insurance Solutions) Tailored insurance brokerage solutions for industry, commerce, and freelancers, covering property, liability, business interruption, machine, credit, D&O, cyber, environmental, builder's liability, financial-lines, occupational pension, and transport risks.
• Kommunal (Municipal Insurance Solutions) Specialized insurance brokerage for municipalities, public institutions, and local-government entities covering liability, property, fleet (including fire-service vehicles), legal protection, D&O, Vertrauensschaden, cyber, and other public-sector risks.
• Privatkunden (Private Customer Insurance Solutions) Personal insurance brokerage for individuals and households covering home, household contents, liability, motor, accident, health, disability, life, long-term care, retirement provision, legal protection, and travel insurance.
• Schadenmanagement (Claims Management) Centralized claims-handling service supporting clients through the entire claims process from first notification to final resolution across all insurance product lines, with 24/7 emergency contact available.
• Berufsunfähigkeitsversicherung (Disability Insurance) Standalone disability insurance providing monthly income replacement if the insured can no longer perform their profession due to health reasons.
• Unfallversicherung (Accident Insurance) Standalone accident insurance covering permanent disability, death benefit, accident costs, cosmetic surgery, and hospital daily allowance.
• Haushaltsversicherung (Household Insurance) Household contents insurance covering fire, storm, water damage, burglary, and glass breakage for private residences.
• Privathaftpflichtversicherung (Personal Liability Insurance) Personal liability insurance protecting private individuals against third-party claims for bodily injury, property damage, or financial loss caused negligently.
• KFZ-Haftpflichtversicherung (Motor Liability Insurance) Mandatory third-party motor-vehicle liability coverage protecting against claims arising from road accidents.
• Rechtsschutzversicherung (Legal Protection Insurance) Coverage for legal costs including attorney fees and court expenses for enforcing or defending against claims.
• Cybercrime-Versicherung (Cyber Insurance) Coverage for cyber attacks and data breaches, including IT forensic investigation, legal assistance, and business interruption due to cyber incidents.
• Kreditversicherung (Credit Insurance) Protection against defaults on receivables from goods deliveries and services, including credit checking and collection support.
• Maschinen-Kaskoversicherung (Machine Insurance) Insurance covering damage to construction equipment and machinery from external events, theft, and operational risks.
• Landwirtschaftliche Versicherung (Agricultural Insurance) Specialized coverage for farming operations including buildings, inventory, machinery, liability, and crop/livestock risks.
• Naturkatastrophen-Versicherung (Natural Disaster Insurance) Coverage for storm, hail, flood, earthquake, and other natural perils affecting buildings and contents.
• Financial Lines (D&O, Cyber, Crime, Professional Indemnity) Management liability products including Directors & Officers, cyber, crime, and professional indemnity coverage for executives and companies.
• Betriebsunterbrechungsversicherung (Business Interruption Insurance) Coverage compensating for lost profits and ongoing costs during temporary business closure due to insured damage events.
• Reiseversicherung (Travel Insurance) Coverage for trip cancellation, travel interruption, baggage, medical emergencies, and travel assistance services.
• Betriebliche Altersvorsorge (Company Pension Scheme) Occupational pension solutions enabling employees to build retirement savings through employer-sponsored plans.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators6 records

Recent moves7 records

Expansion highlights4 records

Direct peers

• Funk Gruppe: One of the largest independent insurance brokers in the German-speaking market (Germany/Austria/Switzerland), serving mid-market and corporate clients. Closely comparable to comit in independent model, segment focus, and DACH regional presence.
• GrECo International: Austrian-headquartered independent insurance broker with operations across Central and Eastern Europe. Closely comparable to comit in independent multi-line brokerage model, mid-market and corporate client focus, and DACH market presence.
• Ecclesia Gruppe: Large German independent insurance broker with specialty focus on public sector, ecclesiastical, and corporate clients. Comparable to comit in independent model and emphasis on public/municipal segments, though significantly larger in scale.
• MRH Trowe: Independent insurance broker headquartered in Germany with Austrian operations, serving mid-market and corporate clients across multiple lines. Comparable to comit in independent ownership and DACH regional focus.

Broad incumbents

• Marsh McLennan: Global insurance broker and risk advisor with Austrian operations. Offers corporate insurance placement, claims management, and consulting across all major lines, competing with comit in the industry/trade and municipal segments.
• Aon plc: Global insurance and reinsurance broker with Austrian operations. Competes with comit for mid-market and corporate insurance brokerage, though Aon's portfolio spans risk management, HR consulting, and broader advisory services well beyond insurance placement.
• Lockton Companies: World's largest independent insurance broker (privately held), with growing European presence. Competes with comit in mid-market and corporate insurance placement across DACH, with a similar independent, non-listed ownership model.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm with European operations including Austria. Competes with comit in mid-market and corporate insurance placement, though Gallagher's portfolio spans a much wider range of services and geographies.
• Willis Towers Watson (WTW): Global advisory, brokerage, and solutions company with Austrian operations serving corporate clients across insurance, risk management, and actuarial services. Competes with comit for larger industry and municipal accounts.

Emerging players

• Howden Group: Fast-growing global insurance broker with expanding European footprint, acquisitive in DACH. Competes with comit in the Austrian market with comparable mid-market and specialty insurance brokerage offerings, though at much larger scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Instagraminstagram.com/comit_sorgenfrei
• LinkedInlinkedin.com/company/comit-versicherungsmakler-gmbh

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about comit Versicherungsmakler GmbH