Kancelaria Brokerska

What Kancelaria Brokerska does

Kancelaria Brokerska, operating under the registered name CONCEPT-IN Brokerzy Ubezpieczeniowi Sp. z o.o., is a privately held Polish insurance brokerage founded in 2000 and headquartered in Wrocław. The firm operates with a team of eight professionals and serves business clients across Poland, with a pronounced specialization in the construction sector — particularly companies participating in public and private tenders that require insurance guarantees such as bid bonds, performance bonds, defect-liability bonds, advance-payment bonds, and trade-credit receivables insurance. Its customer base spans small and medium enterprises through to large corporate clients, all sourced through a direct, relationship-led sales motion; the firm does not disclose a proprietary technology platform and provides no digital self-service or app-based offering.

The product portfolio is built on two core lines: insurance guarantees (gwarancje ubezpieczeniowe) and property and liability insurance (ubezpieczenia majątkowe), including general liability, CAR/EAR (Contractor's All Risks), contract-specific liability, and machinery and equipment coverage. Layered on this base are three add-on services — Insurance Audit (Audyt Ubezpieczeniowy) for coverage-gap analysis, Internal Corporate Insurance Training (Szkolenia z Ubezpieczeń), and bespoke Individual Insurance Programs (Indywidualne Programy Ubezpieczeniowe) with ongoing claims-settlement support. Revenue is generated entirely through commissions earned from placing policies and guarantees with Polish insurance carriers (Towarzystwa Ubezpieczeniowe), including WARTA, Ergo Hestia, UNIQA, HDI Asekuracja, and TUW TUZ, with pricing set on a quote-by-quote basis under multi-year client engagements.

The go-to-market is sales-led: a six-broker producer team and two specialists cultivate long-term relationships with construction contractors and infrastructure developers (illustrative clients include Baumar, Budownictwo Drogowe Kasprzak, Clima Komfort, N.O.W.I., PRD Lubartów, Transprojekt Gdański, WAG, and Baume). Marketing is minimal, limited to an organic Facebook page; the firm does not pursue paid acquisition, digital channels, or channel partnerships. The company is founder-led by President Raul Grudziński, who combines 24+ years of construction-guarantee experience with legal-counsel credentials obtained in 2013, and Board Member Aleksandra Nowotny, who has 15+ years in the industry. No external investors, parent entities, or funding rounds are disclosed.

Name

Kancelaria Brokerska

Legal name

CONCEPT-IN Brokerzy Ubezpieczeniowi Sp. z o.o.

Website

https://concept-in.pl

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

11–50 employees

Short description

Kancelaria Brokerska is a Wrocław-based insurance brokerage specializing in construction-tender guarantees and property insurance, serving Polish SMEs and large contractors through an eight-person broker team.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

akta.pro secondary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Commercial insurance brokerage
• Insurance guarantee services
• Construction industry insurance
• Property insurance solutions
• Bid bond insurance

Headquarters

HQ city

Wrocław

HQ country

Poland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance brokerage commissions: Earns commissions from insurance companies (Towarzystwa Ubezpieczeniowe) for placing insurance policies and guarantees for clients. Revenue is generated through facilitating insurance guarantees and property insurance policies for businesses.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Kancelaria Brokerska operates as a commercial insurance brokerage that arranges insurance guarantees and property/liability insurance policies on behalf of business clients, particularly construction companies required to post guarantees when participating in tenders. The firm also provides insurance audits, custom program design, claims monitoring, and corporate training, earning commissions from insurance companies for policies placed.

Product overview

Kancelaria Brokerska (operating as CONCEPT-IN Brokerzy Ubezpieczeniowi Sp. z o.o.) is an insurance brokerage firm offering a portfolio of insurance solutions for businesses. The core offerings consist of Insurance Guarantees (gwarancje ubezpieczeniowe) — including bid bonds, performance bonds, defect liability bonds, advance payment bonds, and receivables insurance — and Property Insurance (ubezpieczenia majątkowe) covering general liability, CAR/EAR insurance, contract-specific liability, and machinery/equipment coverage. These core products are supported by supplementary services including Insurance Audit (audyt ubezpieczeniowy) for coverage gap analysis, Insurance Training (szkolenia) for internal corporate education, and Individual Insurance Programs for custom coverage design and claims settlement support.

Differentiator

Problem solved

Functional benefit

Products and services

• Gwarancje Ubezpieczeniowe (Insurance Guarantees) Insurance guarantee products including bid bonds (gwarancje zapłaty wadium), performance bonds (gwarancje należytego wykonania kontraktu), defect liability bonds (gwarancje usunięcia wad i usterek), advance payment bonds (gwarancje zwrotu zaliczki), and trade credit insurance (ubezpieczenia należności / kredyty kupieckie). Designed for businesses, particularly construction companies required to post insurance coverage when participating in tenders.
• Ubezpieczenia Majątkowe (Property and Liability Insurance) Property and liability insurance products including general liability insurance (OC z tytułu prowadzonej działalności), Contractors' All Risks / Erection All Risks (CAR/EAR), contract-specific liability insurance, and machinery and equipment insurance. Offered to businesses, particularly construction and service-sector firms.
• Indywidualne Programy Ubezpieczeniowe (Individual Insurance Programs)
• Audyt Ubezpieczeniowy (Insurance Audit) Insurance audit service that identifies existing insurance coverage relative to actual needs based on the type of business activity. Concludes with written analyses and recommendations, helping clients detect coverage gaps and optimize insurance programs.
• Szkolenia z Ubezpieczeń (Insurance Training) Internal business training services covering insurance products including general liability, contract-specific liability, CAR insurance, machinery and equipment insurance, insurance guarantees (legal, technical, and financial aspects), and selected legal topics. Targeted at business owners, managers, construction staff, accountants, contract engineers, and site managers.

Named customers9 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core.

• HDI Asekuracja TU S.A.coreOthersInsurance company from which team member Aneta Majcher previously gained experience. HDI Asekuracja is one of the insurance providers in the Polish market offering insurance products that CONCEPT-IN brokers place for clients.
• TUW TUZcoreOthersMutual insurance company mentioned as previous employer of team member Aneta Majcher. TUW TUZ provides insurance products distributed through brokers like CONCEPT-IN.
• UNIQA TU S.A.coreOthersInsurance company from which team member Aneta Majcher gained professional experience. UNIQA is a provider of insurance solutions available through the brokerage.
• STU Ergo Hestia S.A.coreOthersMajor Polish insurance company where team member Karolina Morawek gained experience. Ergo Hestia is part of the insurance provider network for CONCEPT-IN clients.
• TUiR WARTA S.A.coreOthersOne of Poland's largest insurance companies where team member Karolina Morawek previously worked. WARTA provides insurance products that CONCEPT-IN brokers distribute to clients.

Scale indicators2 records

Recent moves1 record

Expansion highlights4 records

Direct peers

• Marsh Sp. z o.o. (Poland): Marsh operates a Polish insurance brokerage and risk advisory practice directly comparable in service offering (commercial lines, construction guarantees, surety), serving large construction and corporate clients across Poland with a much larger team.
• Aon Poland Sp. z o.o. Aon is a global insurance broker with a Polish office providing commercial lines placement, surety/guarantees, and risk consulting to enterprise clients, overlapping directly with CONCEPT-IN's core brokerage and construction-sector specialization.
• Willis Towers Watson Poland: WTW operates a Polish insurance and reinsurance brokerage practice comparable to CONCEPT-IN, serving construction, infrastructure, and corporate clients with commercial lines and specialty placements including guarantees.
• Howden Poland: Howden has expanded aggressively in Poland offering commercial insurance brokerage, surety, and construction-related products to mid-market and enterprise clients — a directly comparable competitor to CONCEPT-IN's construction-guarantees niche.
• Superintendentura Broker Ubezpieczeniowy: A Polish mid-market insurance broker offering commercial lines and construction-sector insurance, competing for the same SME and mid-market construction client base that CONCEPT-IN targets in Poland.
• Mentor Broker Ubezpieczeniowy: Mentor is a Polish independent insurance broker serving business clients across multiple lines including construction and corporate accounts, directly competing with CONCEPT-IN in the SME and mid-market brokerage segment.
• RiskPoint A/S: RiskPoint is a specialty Nordic-headquartered broker focused on commercial insurance and surety/guarantees for contractors and construction firms, with European reach overlapping CONCEPT-IN's niche in construction-related insurance and guarantees.
• JLT Poland (now part of Marsh): Previously an independent broker in Poland offering commercial insurance, surety, and risk management to construction clients — now under Marsh but historically a directly comparable operating model in the Polish market.

Broad incumbents

• VIG Poland / Compensa Brokerage Network: Vienna Insurance Group's Polish operations (including Compensa and Vienna Life) provide commercial insurance and brokerage via affiliated channels, overlapping with CONCEPT-IN's commercial lines and construction-sector focus as a broad incumbent in Poland.
• PZU Group / PZU Broker: PZU is Poland's largest insurance group with captive brokerage arms serving corporate and construction clients, representing a broad incumbent in the same market with significantly more resources than CONCEPT-IN.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/conceptinpl
• LinkedInlinkedin.com/company/kancelaria-brokerska

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kancelaria Brokerska