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Center for Retirement Research at Boston College

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Namestring
Center for Retirement Research at Boston College
Legal namestring
Center for Retirement Research at Boston College
Websiteurl
crr.bc.edu
Company typeenum
Private
Founded yearstring
-
Descriptiontext

The Center for Retirement Research (CRR) at Boston College is a non-partisan, nonprofit academic research center dedicated to producing independent analysis of retirement income policy. Operationally housed within Boston College in Chestnut Hill, Massachusetts, CRR focuses on Social Security solvency, Medicare financing, retirement savings adequacy (including 401(k) plans), state and local pensions, long-term care, and aging-workforce issues. Its core products consist of a steady stream of issue briefs authored by named researchers such as Alicia H. Munnell, Geoffrey T. Sanzenbacher, Jean-Pierre Aubry, Laura D. Quinby, and collaborators; two blogs (Squared Away Blog and MarketWatch Blog); the 'Risking Old Age in America' podcast; a quarterly newsletter; and Data Resources covering Social Security, Medicare, retirement savings, and pension information. The center disseminates all of this research without charge through its website, email lists, RSS feed, and an active social presence across Facebook, Twitter/X, LinkedIn, Instagram, YouTube, and Bluesky, achieving cited coverage in CNBC, Forbes, Wall Street Journal, Time, and the New York Times reaching 10+ million readers.

The business model is non-commercial. All publications are free to consumers. CRR generates revenue through a Research Partnership Program — annual institutional memberships providing access to research and data collaboration — alongside corporate sponsorships (notably Jackson National Life Insurance Company for the 'Measuring and Mitigating Retirement Risks' initiative) and voluntary donations solicited via its website. As a university research center governed by the Trustees of Boston College, CRR operates under Boston College's institutional structure and is funded by partners who value independent, non-partisan research on retirement policy. The go-to-market is content-led and earned-media-driven rather than sales-led, with policymakers, retirement-industry professionals, academic researchers, and the general public forming the four primary audience segments.

The underlying 'technology' is human-led research and policy analysis rather than a technology stack: there are no proprietary software platforms, APIs, or AI systems disclosed. CRR's principal source of structural advantage is its reputation for independence, the depth of its named research staff, the institutional credibility of Boston College, and the breadth of its multi-channel distribution footprint.

Short descriptiontext

The Center for Retirement Research (CRR) at Boston College is a nonprofit academic research center producing independent, non-partisan analysis on Social Security, Medicare, retirement savings, pensions, and aging-workforce issues for policymakers, retirement-industry professionals, academics, and the general public.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
11–50
akta.pro rankint
HeadquartersChestnut Hill, United States
HQ citystring
Chestnut Hill
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
retirement policy research, Social Security analysis, retirement income research, pension policy research, Medicare policy research
Industry4 codes
1Social Sciences & Public Policy Research Universities
CodeEDAHABADPrimaryYes
2Retirement Planning & Financial Education for Seniors
CodeEDAAAMAFPrimaryNo
3Employer Retirement Plan Advisory (401(k)/Pension)
CodeFSAEABAEPrimaryNo
4Pensions & Retirement Benefits Administration
CodeBPAIAKAAPrimaryNo
NAICS code1 code
  • Portfolio Management and Investment Advice523940
SIC code1 code
  • Investment Advice6282
Product category
Retirement Policy Research
Revenue model2 records
1Partnership Program Sponsors
TypeSubscription Recurring
Description

Annual membership program where organizations become partners to gain access to independent research and provide perspective on retirement income issues. The Partnership Program offers benefits including research access and data collaboration.

crr.bc.edu
2Donations
TypeAffiliate Referral
Description

Website solicits donations to support timely research that informs real-world solutions.

crr.bc.edu
Marketing channels7 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels1 record

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Technology or R&D, Marketing or Sales, Others
GTM typeB2B
B2B
Offering typeServices
Services
Core offering1 text field

The Center for Retirement Research at Boston College is a non-profit academic research center that produces independent, data-driven research and analysis on Social Security, Medicare, retirement savings, state and local pensions, long-term care, and aging workforce issues. It publishes Issue Briefs, the Squared Away Blog, the MarketWatch Blog, a quarterly newsletter, and Data Resources, and runs an institutional Research Partnership Program along with dedicated research projects such as "Measuring and Mitigating Retirement Risks" and "Closing the Coverage Gap."

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 2 values shown
  • Research cited by major national media outlets including CNBC, Forbes, Wall Street Journal, and New York Times
+1 more record
Product overview1 text field

The Center for Retirement Research at Boston College is a research organization that publishes various content series and research products. The portfolio includes two blog series (Squared Away Blog and MarketWatch Blog) covering retirement planning topics, Issue Briefs providing in-depth policy analysis, a Research Partnership Program for institutional access, and two major research projects (Measuring and Mitigating Retirement Risks and Closing the Coverage Gap). The organization also publishes a quarterly Newsletter and provides Data Resources on retirement topics. This is a publication and research-focused offering, not a technology product platform.

Product and service8 records
1Issue Briefs
CategoryResearch Publication
Description

In-depth analytical briefs on retirement policy topics including Social Security finances, Medicare outlook, and pension issues, written by CRR researchers for policymakers, industry professionals, and the public.

2Squared Away Blog
CategoryContent Series
Description

A blog covering retirement planning topics including Social Security, Medicare, long-term care, and retirement savings strategies, authored by various experts including Harry S. Margolis, for general public readers.

3MarketWatch Blog
CategoryContent Series
Description

A blog series featuring market and retirement-related research insights, including content on AI's impact on older workers and market analysis, targeted at retirement professionals and informed readers.

4Research Partnership Program
CategoryService
Description

A partnership initiative providing institutional access to CRR research, offering annual membership benefits and research collaboration opportunities for organizations seeking independent retirement research.

5Measuring and Mitigating Retirement Risks
CategoryResearch Project
Description

A research initiative identifying major risks in retirement including longevity, inflation, health, market, policy, and family risks, supported by Jackson National Life Insurance Company, aimed at understanding risk perceptions and mitigation strategies.

6Closing the Coverage Gap
CategoryResearch Project
Description

A research project addressing retirement plan access for workers, examining employer-sponsored pension participation rates among 25-64 year olds to inform coverage gap solutions.

7CRR Newsletter
CategoryPublication
Description

Quarterly newsletter highlighting new research on retirement policy topics including policy uncertainty, low fertility, and small firm 401(k) issues, distributed via email subscription.

8Data Resources
CategoryData Service
Description

Access to retirement-related data and statistics covering Social Security, Medicare, retirement savings, and pension information for researchers, policymakers, and the public.

Scale indicator2 records

Each record includes

Type, Value, Description, Source

Partnership2 partners
Strategic tierCoreTypeStrategic or Co-development Partner
Description

Partnership with Jackson National Life Insurance Company for the 'Measuring and Mitigating Retirement Risks' initiative. This project identifies major risks people face approaching retirement (longevity, inflation, health, market, policy, and family), seeks to understand their perceptions, measures potential harm, and evaluates mitigation strategies.

Strategic tierCoreTypeStrategic or Co-development Partner
Description

Annual membership program providing organizations instant access to valuable, independent research. The CRR seeks partner perspectives on retirement income issues and data to advance research programs. Benefits include annual membership access.

Recent move6 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight5 records

Each record includes

Type, Description

Peers10 records
TypeDirect peer
Description

University-based research center at Stanford studying longevity, retirement, and aging-workforce issues; comparable to CRR in academic affiliation and mission focus on retirement-relevant research.

TypeBroad incumbent
Description

Premier academic economics research network with active working groups on aging and Social Security; overlaps with CRR's economics-of-retirement research, though NBER spans all of economics.

TypeDirect peer
Description

Industry-affiliated research organization producing studies on retirement readiness, longevity, and financial security - overlapping with CRR's policy-research outputs and partnership-program model.

TypeEmerging player
Description

University-based research initiative at MIT that studies aging, longevity, and the future of work for older adults - overlapping with CRR's work on aging-workforce and retirement-income trends.

TypeBroad incumbent
Description

Larger, multi-topic think tank with a dedicated retirement-income research stream that influences federal policy, comparable to CRR's role but operating across a far broader policy portfolio.

TypeBroad incumbent
Description

Non-profit research organization with a portfolio on retirement savings and Social Security policy - directly comparable to CRR in producing policy-grade research with broad media impact.

TypeDirect peer
Description

Non-profit, non-partisan research organization focused on health, retirement, and economic security issues - the closest functional analog to CRR in producing independent research for policymakers, plan sponsors, and the public on retirement topics.

TypeDirect peer
Description

Academic-affiliated research program producing rigorous studies on aging populations, retirement, and labor force participation - shares CRR's data-driven, university-housed research posture.

TypeDirect peer
Description

Produces independent research on retirement, Social Security, and aging economics, with a strong record of policy citation comparable to CRR's work for federal decision-makers.

TypeDirect peer
Description

AARP's research arm produces independent analysis on retirement income security, Social Security, Medicare, and aging-workforce issues for federal and state policymakers - directly comparable to CRR's mission and audience.

Market position
Strengths4 records

Each record includes

Headline, Details, Source

Weaknesses5 records

Each record includes

Headline, Details, Source

Competitive moat5 records

Each record includes

Type, Details

Key risks5 records

Each record includes

Headline, Details, Source

Key highlights6 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment4 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile4 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles7 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Center for Retirement Research at Boston College

Retirement Policy Researchcrr.bc.edu

The Center for Retirement Research (CRR) at Boston College is a nonprofit academic research center producing independent, non-partisan analysis on Social Security, Medicare, retirement savings, pensions, and aging-workforce issues for policymakers, retirement-industry professionals, academics, and the general public.

What Center for Retirement Research at Boston College does

The Center for Retirement Research (CRR) at Boston College is a non-partisan, nonprofit academic research center dedicated to producing independent analysis of retirement income policy. Operationally housed within Boston College in Chestnut Hill, Massachusetts, CRR focuses on Social Security solvency, Medicare financing, retirement savings adequacy (including 401(k) plans), state and local pensions, long-term care, and aging-workforce issues. Its core products consist of a steady stream of issue briefs authored by named researchers such as Alicia H. Munnell, Geoffrey T. Sanzenbacher, Jean-Pierre Aubry, Laura D. Quinby, and collaborators; two blogs (Squared Away Blog and MarketWatch Blog); the 'Risking Old Age in America' podcast; a quarterly newsletter; and Data Resources covering Social Security, Medicare, retirement savings, and pension information. The center disseminates all of this research without charge through its website, email lists, RSS feed, and an active social presence across Facebook, Twitter/X, LinkedIn, Instagram, YouTube, and Bluesky, achieving cited coverage in CNBC, Forbes, Wall Street Journal, Time, and the New York Times reaching 10+ million readers.

The business model is non-commercial. All publications are free to consumers. CRR generates revenue through a Research Partnership Program — annual institutional memberships providing access to research and data collaboration — alongside corporate sponsorships (notably Jackson National Life Insurance Company for the 'Measuring and Mitigating Retirement Risks' initiative) and voluntary donations solicited via its website. As a university research center governed by the Trustees of Boston College, CRR operates under Boston College's institutional structure and is funded by partners who value independent, non-partisan research on retirement policy. The go-to-market is content-led and earned-media-driven rather than sales-led, with policymakers, retirement-industry professionals, academic researchers, and the general public forming the four primary audience segments.

The underlying 'technology' is human-led research and policy analysis rather than a technology stack: there are no proprietary software platforms, APIs, or AI systems disclosed. CRR's principal source of structural advantage is its reputation for independence, the depth of its named research staff, the institutional credibility of Boston College, and the breadth of its multi-channel distribution footprint.

Center for Retirement Research at Boston College firmographics

Firmographics
Name
Center for Retirement Research at Boston College
Legal name
Center for Retirement Research at Boston College
Website
https://crr.bc.edu
Company type
Private
Operating status
Operating
Headcount range
11–50 employees
Short description
The Center for Retirement Research (CRR) at Boston College is a nonprofit academic research center producing independent, non-partisan analysis on Social Security, Medicare, retirement savings, pensions, and aging-workforce issues for policymakers, retirement-industry professionals, academics, and the general public.
Ownership category
akta.pro rank

Center for Retirement Research at Boston College industry classification

Industry
Product category
Retirement Policy Research
NAICS
Portfolio Management and Investment Advice (523940)
SIC
Investment Advice (6282)
akta.pro primary industry
Social Sciences & Public Policy Research Universities (EDAHABAD)
akta.pro secondary industries
Retirement Planning & Financial Education for Seniors (EDAAAMAF), Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE), Pensions & Retirement Benefits Administration (BPAIAKAA)

Keywords

  • Retirement policy research
  • Social Security analysis
  • Retirement income research
  • Pension policy research
  • Medicare policy research

Where Center for Retirement Research at Boston College is headquartered

Location

Headquarters

HQ city
Chestnut Hill
HQ country
United States
HQ region
North America

Offices1 record

Markets served

Center for Retirement Research at Boston College business model

Business model
GTM type
B2B
Offering type
Services
Cost components
Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

  1. Partnership Program Sponsors: Annual membership program where organizations become partners to gain access to independent research and provide perspective on retirement income issues. The Partnership Program offers benefits including research access and data collaboration.
  2. Donations: Website solicits donations to support timely research that informs real-world solutions.

Distribution channels1 record

Marketing channels7 records

Center for Retirement Research at Boston College product offering

Product offering

Core offering

The Center for Retirement Research at Boston College is a non-profit academic research center that produces independent, data-driven research and analysis on Social Security, Medicare, retirement savings, state and local pensions, long-term care, and aging workforce issues. It publishes Issue Briefs, the Squared Away Blog, the MarketWatch Blog, a quarterly newsletter, and Data Resources, and runs an institutional Research Partnership Program along with dedicated research projects such as "Measuring and Mitigating Retirement Risks" and "Closing the Coverage Gap."

Product overview

The Center for Retirement Research at Boston College is a research organization that publishes various content series and research products. The portfolio includes two blog series (Squared Away Blog and MarketWatch Blog) covering retirement planning topics, Issue Briefs providing in-depth policy analysis, a Research Partnership Program for institutional access, and two major research projects (Measuring and Mitigating Retirement Risks and Closing the Coverage Gap). The organization also publishes a quarterly Newsletter and provides Data Resources on retirement topics. This is a publication and research-focused offering, not a technology product platform.

Differentiator

Problem solved

Functional benefit

Products and services

  • Issue Briefs In-depth analytical briefs on retirement policy topics including Social Security finances, Medicare outlook, and pension issues, written by CRR researchers for policymakers, industry professionals, and the public.
  • Squared Away Blog A blog covering retirement planning topics including Social Security, Medicare, long-term care, and retirement savings strategies, authored by various experts including Harry S. Margolis, for general public readers.
  • MarketWatch Blog A blog series featuring market and retirement-related research insights, including content on AI's impact on older workers and market analysis, targeted at retirement professionals and informed readers.
  • Research Partnership Program A partnership initiative providing institutional access to CRR research, offering annual membership benefits and research collaboration opportunities for organizations seeking independent retirement research.
  • Measuring and Mitigating Retirement Risks A research initiative identifying major risks in retirement including longevity, inflation, health, market, policy, and family risks, supported by Jackson National Life Insurance Company, aimed at understanding risk perceptions and mitigation strategies.
  • Closing the Coverage Gap A research project addressing retirement plan access for workers, examining employer-sponsored pension participation rates among 25-64 year olds to inform coverage gap solutions.
  • CRR Newsletter Quarterly newsletter highlighting new research on retirement policy topics including policy uncertainty, low fertility, and small firm 401(k) issues, distributed via email subscription.
  • Data Resources Access to retirement-related data and statistics covering Social Security, Medicare, retirement savings, and pension information for researchers, policymakers, and the public.

Quantifiable outcome

  • Research cited by major national media outlets including CNBC, Forbes, Wall Street Journal, and New York Times
  • +1 more outcomes

Companies that use Center for Retirement Research at Boston College

Customer profile

Segments4 records

Ideal customer profiles4 records

Center for Retirement Research at Boston College technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Center for Retirement Research at Boston College partnerships and signals

Strategic signal

Partnerships

Two partnerships are on record, tiered core.

  • Jackson National Life Insurance CompanycoreStrategic or Co-development PartnerPartnership with Jackson National Life Insurance Company for the 'Measuring and Mitigating Retirement Risks' initiative. This project identifies major risks people face approaching retirement (longevity, inflation, health, market, policy, and family), seeks to understand their perceptions, measures potential harm, and evaluates mitigation strategies.
  • Partnership Program MemberscoreStrategic or Co-development PartnerAnnual membership program providing organizations instant access to valuable, independent research. The CRR seeks partner perspectives on retirement income issues and data to advance research programs. Benefits include annual membership access.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Center for Retirement Research at Boston College competitors and assessment

Company assessment

Direct peers

  • Stanford Center on Longevity: University-based research center at Stanford studying longevity, retirement, and aging-workforce issues; comparable to CRR in academic affiliation and mission focus on retirement-relevant research.
  • TIAA Institute: Industry-affiliated research organization producing studies on retirement readiness, longevity, and financial security - overlapping with CRR's policy-research outputs and partnership-program model.
  • Employee Benefit Research Institute (EBRI): Non-profit, non-partisan research organization focused on health, retirement, and economic security issues - the closest functional analog to CRR in producing independent research for policymakers, plan sponsors, and the public on retirement topics.
  • RAND Center for the Study of Aging: Academic-affiliated research program producing rigorous studies on aging populations, retirement, and labor force participation - shares CRR's data-driven, university-housed research posture.
  • Urban Institute (Retirement Policy Center): Produces independent research on retirement, Social Security, and aging economics, with a strong record of policy citation comparable to CRR's work for federal decision-makers.
  • AARP Public Policy Institute: AARP's research arm produces independent analysis on retirement income security, Social Security, Medicare, and aging-workforce issues for federal and state policymakers - directly comparable to CRR's mission and audience.

Broad incumbents

Emerging players

  • MIT AgeLab: University-based research initiative at MIT that studies aging, longevity, and the future of work for older adults - overlapping with CRR's work on aging-workforce and retirement-income trends.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

Center for Retirement Research at Boston College social profiles

Digital presence

Center for Retirement Research at Boston College financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Center for Retirement Research at Boston College leadership team

Management profile

Number of profiles

Profiles7 records

Center for Retirement Research at Boston College funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Center for Retirement Research at Boston College M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Center for Retirement Research at Boston College

What does Center for Retirement Research at Boston College do?

The Center for Retirement Research at Boston College is a non-profit academic research center that produces independent, data-driven research and analysis on Social Security, Medicare, retirement savings, state and local pensions, long-term care, and aging workforce issues. It publishes Issue Briefs, the Squared Away Blog, the MarketWatch Blog, a quarterly newsletter, and Data Resources, and runs an institutional Research Partnership Program along with dedicated research projects such as "Measuring and Mitigating Retirement Risks" and "Closing the Coverage Gap."

Is Center for Retirement Research at Boston College a public or private company?

Center for Retirement Research at Boston College is a private company. It is classified as nonprofit foundation owned and is currently operating.

When was Center for Retirement Research at Boston College founded?

Center for Retirement Research at Boston College was founded in -1. It employs 11 to 50 people.

Where is Center for Retirement Research at Boston College based?

Center for Retirement Research at Boston College is headquartered in Chestnut Hill, United States, in the North America region.

How does Center for Retirement Research at Boston College make money?

Two revenue lines are on record. Partnership Program Sponsors are the primary driver. The others are donations.

Who are Center for Retirement Research at Boston College's main competitors?

Direct peers on record are Stanford Center on Longevity, TIAA Institute, Employee Benefit Research Institute (EBRI), RAND Center for the Study of Aging, Urban Institute (Retirement Policy Center) and AARP Public Policy Institute. Broad incumbents are National Bureau of Economic Research (NBER), Brookings Institution (Retirement Security Project) and The Pew Charitable Trusts (Retirement Project). MIT AgeLab is listed as an emerging player.

Does Center for Retirement Research at Boston College have an API?

No public API is recorded for Center for Retirement Research at Boston College.

What industry is Center for Retirement Research at Boston College in?

Center for Retirement Research at Boston College's product category is Retirement Policy Research. Its primary akta.pro industry code is EDAHABAD, Social Sciences & Public Policy Research Universities, with a secondary code of EDAAAMAF, Retirement Planning & Financial Education for Seniors. Its NAICS code is 523940 and its SIC code is 6282.

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Live signals
BcSmall Business Retirement Plans: A Primer – Center for Retirement ResearchThe article discusses the retirement plan coverage gap among small businesses in the U.S., emphasizing that only about half of small employers offer retirement plans compared to over 90% of large firms. Key barriers to adoption include financial uncertainty, perceived high costs, and employee preferences for wages over retirement benefits. It also highlights potential solutions, such as state auto-IRAs and fintech innovations, to increase coverage among small employers.FinanzNachrichten.deNicht nur Gen Z: Auch Beschäftigte kurz vor der Rente werden von KI verdrängtA study by the Center for Retirement Research indicates that older workers near retirement are being displaced from the labor market by artificial intelligence, challenging the previous focus on Gen Z entry-level roles. The research highlights a shift in how AI impacts different demographic segments of the workforce. Data from the Federal Employment Agency is referenced to support these findings within the German context.BcTwo Simple 401(k) Lessons for New College Grads – Center for Retirement ResearchLuke Delorme, Director of Financial Planning at Tableaux Wealth, advises new college graduates to maximize contributions to employer-sponsored 401(k) plans and invest aggressively in stock markets. The article emphasizes that consistent early contributions and high equity exposure are critical for long-term retirement growth due to the power of compounding over time.BcInvestors Are Too Pessimistic. Financial Advisors Are Not. – Center for Retirement ResearchA study from the Center for Retirement Research at Boston College found that financial advisors recommend an average 48% stock allocation with considerable variation driven by client risk preferences, advisor fee structures, and preferred strategies. The research, conducted in partnership with Jackson National Life Insurance Company and surveying 400 advisors and 1,016 investors, found that 60% of investors who followed their advisor's guidance shifted toward taking more investment risk. The author, initially skeptical of the industry, concludes that advisors help offset investors' tendency toward excessive caution by recommending more appropriate risk levels.BcMedicaid Is Crucially Important to Older Americans, but Can It Handle a Rapidly Aging Population? – Center for Retirement ResearchA report from the Center for Retirement Research highlights Medicaid's critical role in providing health and long-term care benefits to older Americans, particularly those with low income. While enrollment among the 65+ demographic is projected to see only modest growth due to shifts toward home-based care, the rapid expansion of the 85+ population raises concerns about potential unmet needs and increased burdens on families.BcThe Importance of Medicaid for Older Americans – Center for Retirement ResearchA research brief from the Center for Retirement Research highlights that Medicaid is a critical source of long-term care and Medicare cost coverage for older Americans, accounting for 20% of its total spending despite representing only 10% of enrollees. The analysis indicates that while demand for long-term services will rise with an aging population, federal projections suggest Medicaid spending will remain steady, potentially leaving unmet needs to fall on families.CNBCHow homeownership affects retirement readinessA CNBC and SurveyMonkey survey reveals that while many workers feel ahead of schedule in retirement savings, experts warn this confidence may be misplaced due to misconceptions about home equity. Angie Chen from the Center for Retirement Research at Boston College notes that homeowners with significant mortgages are particularly likely to overestimate their financial readiness. Experts clarify that housing is an illiquid asset that cannot be directly consumed in retirement, though it offers benefits like controlled housing costs.BcHow Do Public Pension Plan Returns Compare to Simple Index Investing? – Center for Retirement ResearchA research brief from the Center for Retirement Research at Boston College finds that public pension plans' aggregate returns have been virtually identical to a simple 60/40 index strategy over the period from 2000 to 2023. However, the analysis reveals that while these plans outperformed passive indexing prior to the Global Financial Crisis, they significantly underperformed it in the post-crisis era. The study suggests that if complex active management cannot yield higher long-term returns, public plans should consider adopting simpler, transparent investment strategies.BcNursing Homes Forced to Hire More Costly Outside Staff – Center for Retirement ResearchNursing homes are increasingly relying on costly outside agency staff, with nearly half using them for direct care. Agency workers cost 50-60% more per hour than in-house staff, and the gap for registered nurses widened from $17 to $24 per hour by 2022. The study links this to fixed Medicare and Medicaid reimbursement rates.BcMedicare Advantage Reigns. So Who Still Buys Medigap? – Center for Retirement ResearchA study by the Center for Retirement Research indicates that Medicare Advantage plans dominate the market due to low premiums and extra benefits, yet Medigap buyers still incur $2,300 more in annual medical costs than other retirees. Researchers attribute this higher spending not to poorer health but to 'moral hazard,' where lower out-of-pocket costs under Medigap policies encourage greater utilization of care. The findings suggest that despite being healthier on average, Medigap policyholders consume more services because they face reduced financial barriers to access.