Daspu

What Daspu does

DASPU (Dirección de Asistencia Social del Personal Universitario) is a public non-state health insurance fund (obra social universitaria) operating since 1957 and formalised under Argentine Law 24,741 of 1996. It provides comprehensive health coverage to approximately 60,000 affiliated members drawn primarily from the teaching and non-teaching staff of Universidad Nacional de Córdoba (UNC), their families, retired university employees, and — via the SUMATE program — students and young professionals up to age 35. The organisation operates three owned care centres in Córdoba (Ciudad Universitaria, Cerro de las Rosas, Cofico), an internal network of 180 doctors and specialists, a contracted network that includes Instituto Oulton for imaging, Laboratorio LACE for clinical analysis, and EMI for home emergency visits, plus 22 affiliated external pharmacies offering 30% medication discounts.

DASPU's service portfolio spans core insurance plans (Plan Integral and Plan Esencial under SUMATE), a member self-service portal (Autogestión), web-based appointment scheduling (Turnero), electronic prescriptions valid up to six months for chronic medications, and 14+ specialised preventive and chronic-care programs covering maternal and child health, diabetes, cardiovascular disease, smoking cessation, healthy habits, polymedication, sexual health, HIV/AIDS, disability, and a +64 program for older adults. National coverage is achieved through COSUN reciprocity with 20+ peer university health plans, and high-complexity coverage (including organ transplants) is financed via participation in SUMAS. The organisation has no external investors and operates on a non-profit basis funded through member contributions.

Revenue is generated through recurring monthly membership fees structured by category (mandatory adherent, voluntary adherent, retired, young professional) and age tier, with prices in 2026 ranging from roughly 58,000 to 340,000 ARS per month plus a Solidary Fund contribution. Go-to-market is sales-led through UNC affiliation, supplemented by event-driven preventive-health campaigns and digital member acquisition via the website and social channels (@daspuok on Facebook and Instagram). Member-facing communication has been extended through WhatsApp Business for appointment and payment reminders.

Name

Daspu

Legal name

DASPU, Obra Social Universitaria

Website

https://daspu.com.ar

Company type

Private

Founded year

1957

Operating status

Operating

Headcount range

101–250 employees

Short description

DASPU is a public non-state university health insurance fund serving approximately 60,000 members affiliated with Universidad Nacional de Córdoba through owned care centres, contracted providers, and preventive health programs.

Ownership category

akta.pro rank

Product category

University Health Insurance

NAICS

Health and Welfare Funds (525120), Insurance and Employee Benefit Funds (5251), Other Insurance Funds (525190)

SIC

Hospital & Medical Service Plans (6324)

akta.pro primary industry

Taft-Hartley / Union Multiemployer Group Health Plans (FSAIAFAG)

akta.pro secondary industries

Self-Funded (ASO) Group Health Plans & Stop-Loss (FSAIAFAB), Self-Funded (ERISA) Employer Plans (HLAEAAAC), Association & PEO Group Health Plans (AHP/PEO-Sponsored) (FSAIAFAH)

Keywords

• University health insurance
• Obra social universitaria
• Preventive health programs
• Health plan membership
• Pharmacy and laboratory services

Headquarters

HQ city

Córdoba

HQ country

Argentina

HQ region

Latin America

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Monthly Membership Contributions: DASPU generates primary revenue through monthly membership fees charged to affiliated members. Fees vary by member category (mandatory, voluntary adherent, retired) and age tier, ranging from approximately 58,000 to 222,000 Argentine pesos monthly, plus additional Solidary Fund contributions.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels4 records

Core offering

DASPU operates as a university health insurance fund (obra social universitaria) serving approximately 60,000 affiliated members of the Universidad Nacional de Córdoba. The organization sells monthly subscription health plans (DASPU Integral and DASPU Esencial) and delivers healthcare services through three owned centers, an internal provider network of 180+ doctors, owned and 21 affiliated pharmacies, contracted imaging and laboratory partners, and preventive/chronic-disease management programs.

Product overview

DASPU (Dirección de Asistencia Social del Personal Universitario) is a public non-state university health insurance fund serving approximately 60,000 members, primarily affiliated with the National University of Córdoba. The organization operates a multi-tiered health coverage system consisting of core insurance plans (DASPU Integral and DASPU Esencial), an online member self-service portal for account management, and a web-based appointment scheduling system. DASPU provides healthcare services through three owned facilities and an extensive network of internal and external providers including medical consultations, pharmacies, clinical laboratories (LACE), diagnostic imaging, mental health services, and vaccination. The portfolio includes specialized health management programs addressing chronic conditions (diabetes, cardiovascular disease), lifestyle (smoking cessation, healthy habits, physical activity), maternal-child health, disability, sexual health, and HIV/AIDS. Supplementary coverage includes a high-complexity solidarity fund for organ transplants, burial services, and nationwide coverage through COSUN network reciprocity agreements.

Differentiator

Problem solved

Functional benefit

Products and services

• DASPU Integral Premium monthly subscription health plan offering comprehensive coverage across all DASPU providers, including internal and external medical services for voluntary adherents up to age 35.
• DASPU Esencial Budget monthly subscription health plan providing exclusive coverage through Group II and Group III providers, targeted at voluntary adherents up to age 35 seeking lower-cost access.
• Autogestión Afiliados (Self-Service Portal) Online self-service platform enabling DASPU members to manage their account, view unpaid invoices, download electronic receipts, and access billing information.
• Turnero Web (Appointment Scheduler) Web-based appointment booking system allowing members to schedule medical appointments 24/7 with internal providers.
• Programa DASPU +64 Personalized medical care program for members aged 64 and older, providing continuous health monitoring and follow-up.
• DASPU Más Vos Accompaniment program for members with cardiovascular diseases, focused on preventing complications and improving quality of life.
• Programa de Cesación Tabáquica Smoking cessation program providing support, follow-up, and accompaniment for members who want to quit smoking.
• Programa de Hábitos Saludables Comprehensive obesity treatment program using behavioral change strategies supported by an interdisciplinary team.
• Programa de Polimedicación Advisory program for polymedicated patients and professionals aimed at preventing complications from therapeutic overload.
• DASPU En Movimiento Physical activity program featuring functional training, strength exercises, and mobility sessions conducted virtually.
• Programa de Diabetes Mellitus Follow-up and accompaniment program for members with diabetes mellitus, focused on preventing complications.
• Programa de Salud Sexual Integral Sexual health program aligned with National Law 25,673, providing access to information and prevention services.
• Programa de VIH/SIDA Specialized program for HIV/AIDS and other sexually transmitted infections, offering confidential consultations and free testing.
• Plan Materno Maternal health program offering free consultations, studies, laboratory tests, and medications during pregnancy and childbirth.
• Plan Infantil Child health program covering the first years of life with free consultations, studies, laboratory tests, and medications.
• Programa de Discapacidad Disability program providing assistance and support for people with disabilities, including authorization of necessary practices.
• Vacunatorio DASPU Official vaccination service participating in the PAI (Expanded Immunization Program), providing all vaccines from the National Vaccination Calendar.
• Farmacias DASPU Owned pharmacy network providing medications with quality guarantee program and 30% discount at 21 affiliated external pharmacies across Córdoba.
• Laboratorio LACE Clinical analysis laboratory providing diagnostic testing services at multiple DASPU locations in Córdoba.
• Servicio de Salud Mental Mental health service providing psychotherapy and psychiatric care through external providers with prior authorization.
• Diagnóstico por Imágenes Medical imaging services including X-rays, ultrasound, and other diagnostic imaging at DASPU internal facilities and through partner Oulton.
• Fondo Solidario de Alta Complejidad Solidarity fund providing coverage for high-complexity medical procedures, including organ transplants through the SUMAS system and free lenses.
• Sistema Integral de Sepelio Burial service coverage including funeral, burial, and cremation options through 11 affiliated companies in Córdoba.
• Autorizaciones Online Online authorization system for medical procedures and services through the Gecros platform, enabling electronic pre-authorization of clinical practices.

Quantifiable outcome

• Approximately 60,000 affiliated members served
• +3 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature4 records

Partnerships

Twelve partnerships are on record, tiered core and minor.

• COSUN (Consejo de Obras Sociales de Universidades Nacionales)coreStrategic or Co-development PartnerCOSUN is a coordinating body for university health plans in Argentina. DASPU participates in COSUN which enables reciprocity agreements for members to access services at other university health plans nationwide. COSUN also manages SUMAS for organ transplant coverage.
• EMI (Emergencias Médicas Integrales)coreStrategic or Co-development PartnerEMI provides home medical visit services with coverage up to 70km from Córdoba. DASPU has a co-payment arrangement where affiliates pay $8,000 per home visit. EMI also handles emergency transfers when hospitalization is needed.
• Laboratorio LACE (Laboratorio de Análisis Clínicos)coreTechnology or IntegrationLACE provides clinical laboratory services at all three DASPU locations (Ciudad Universitaria, Cerro, Cofico). Affiliates can book extraction appointments online and access results through LACE website.
• Instituto Privado OultoncoreTechnology or IntegrationOulton provides medical services and diagnostic imaging at Ciudad Universitaria and Cofico locations. Partnership includes medical consultations and imaging services for DASPU affiliates.
• SUMAS (Sistema Universitario Médico Asistencial Solidario)coreStrategic or Co-development PartnerSUMAS is a solidarity system for financing organ transplants for members of university health plans. DASPU has been part of SUMAS since its creation in August 2000, providing high-complexity transplant coverage through shared funding.
• Cementerio Parque CatedralminorChannel Partner/ Reseller/ DistributorFuneral service provider offering burial and cremation options for DASPU affiliates through the Integral Sepelio System.
• Cementerio Parque Los AlamosminorChannel Partner/ Reseller/ DistributorFuneral service provider offering burial and cremation services for DASPU affiliates.
• OSUNSA (Obra Social Universidad Nacional de Salta)minorStrategic or Co-development PartnerUniversity health plan in Salta providing reciprocal services to DASPU members traveling in the region.
• OSUNL (Obra Social Universidad Nacional del Litoral)minorStrategic or Co-development PartnerUniversity health plan in Santa Fe providing reciprocal services to DASPU members through COSUN network.
• SOSUNC (Servicio de Obra Social Universidad Nacional del Comahue)minorStrategic or Co-development PartnerUniversity health plan in Neuquén providing reciprocal services through COSUN network.
• DAMSU (Dirección de Asistencia Médica Social Universitaria - UNCuyo)minorStrategic or Co-development PartnerUniversity health plan in Mendoza providing reciprocal services through COSUN network.
• DOSPU (Dirección de Obra Social - UNSL)minorStrategic or Co-development PartnerUniversity health plan in San Luis providing reciprocal services through COSUN network.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Sancor Salud: Argentine prepaid health plan with national presence and multi-tier plans (similar in tier design to DASPU Integral/Esencial). Competes for voluntary individual and family members in Córdoba and across Argentina.
• Medifé: Argentine prepaid health plan offering comprehensive plans with regional provider networks, including Córdoba. Comparable to DASPU in plan structure and target market overlap for voluntary/Sumate members, though commercially owned rather than university-affiliated.
• Swiss Medical Group: Major Argentine prepaid health plan with owned clinic network and digital health services. Comparable to DASPU in offering comprehensive coverage with owned infrastructure, but operates commercially nationwide and competes for DASPU's voluntary members.
• OSDE: Argentina's largest commercial prepaid health plan (Grupo OSDE). Operates broadly in the same health-insurance/prepaga space as DASPU but with a national commercial footprint and broader demographic reach — overlaps directly with DASPU's voluntary/Sumate under-35 segment.
• Galeno: Large Argentine prepaid health plan with owned hospitals and provider network. Comparable to DASPU in providing integrated medical services through owned infrastructure, but serves a commercial national membership base rather than a university-affiliated community.

Direct peers

• DAMSU (Dirección de Asistencia Médica Social Universitaria - UNCuyo): University health plan for Universidad Nacional de Cuyo in Mendoza. Closest direct peer — same obra social universitaria legal framework (Law 24.741), same university-employee mandatory affiliation model, and reciprocal partner via COSUN. Operates with owned care infrastructure and similar member-services portfolio.
• DOSPU (Dirección de Obra Social - UNSL): University obra social for Universidad Nacional de San Luis. Direct structural peer under the same Argentine Law 24.741 framework, serving mandatory UNC staff and voluntary affiliates, with reciprocal services through COSUN.
• OSUNSa (Obra Social Universidad Nacional de Salta): University health plan at Universidad Nacional de Salta. Direct COSUN-network peer, operating the same university obra social model with mandatory affiliation for UNSa staff and analogous preventive/medical service programs.
• OSUNL (Obra Social Universidad Nacional del Litoral): University obra social for Universidad Nacional del Litoral in Santa Fe. Same legal and operating model as DASPU under Law 24.741, providing reciprocal coverage and serving as a direct national-network peer via COSUN.
• SOSUNC (Servicio de Obra Social Universidad Nacional del Comahue): University obra social at Universidad Nacional del Comahue in Neuquén. Direct peer under the same Law 24.741 framework, with mandatory affiliation for UNCo staff and reciprocal services for DASPU members in Patagonia.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/daspuok
• Instagraminstagram.com/daspuok
• LinkedInlinkedin.com/company/daspu

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Daspu