Dirección General de Riesgos Agropecuarios

What Dirección General de Riesgos Agropecuarios does

Dirección General de Riesgos Agropecuarios (DIGERA) is a Dominican Republic government agency established on April 3, 2009, under Law 157-09 and operating under the Ministerio de Agricultura. It is the sole state-mandated entity responsible for administering the national agricultural insurance system, providing subsidized insurance coverage to agricultural producers across all Dominican provinces through a network comprising a Santo Domingo headquarters and regional offices in San Juan de la Maguana and Mao.

The agency's core products are the Seguro Agropecuario Subsidiado, which offers state premium subsidies of 25-50% based on producer acreage tiers under Resolution No. 04-2021, and the Seguro Agropecuario Paramétrico, a parametric insurance mechanism built on pre-established objective climatic parameters that enable expedited evaluation and compensation when adverse events occur. DIGERA also delivers complementary services: Servicio Asistencia Técnica (technical advisory), Servicio Capacitación Técnica (technical training), the SOS Agropecuario cyclone preparedness awareness program, the annual Semana del Seguro Agropecuario event series, and the Diplomado Seguro Agropecuario Paramétrico academic program. Sixty-four agricultural products, including rice, plantains, coffee, tomatoes, beans, and avocados, are currently covered under the subsidized scheme.

DIGERA operates a non-commercial revenue model: services are provided free of charge to producers and the institution is funded through the Dominican government budget. Its go-to-market combines in-person assistance, telephone support (809-475-8443), WhatsApp messaging, a web portal (digera.gob.do), active social media presence across multiple platforms, and nationwide training events. The institution is led by Director General Kohuris Henríquez Disla (2020-2026 administration), who also serves as Síndico of the Latin American Association of Agricultural Insurance (ALASA), and maintains strategic partnerships with Lockton Miami, Universidad ISA, UASD, and its parent ministry.

Name

Dirección General de Riesgos Agropecuarios

Legal name

Dirección General de Riesgos Agropecuarios (DIGERA)

Website

https://digera.gob.do

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

Dirección General de Riesgos Agropecuarios (DIGERA) is the Dominican Republic's government agency, created by Law 157-09, that administers a nationwide subsidized agricultural insurance system and parametric insurance products for small, medium, and large-scale producers across all provinces.

Ownership category

akta.pro rank

Product category

Agricultural Insurance Administration

NAICS

Regulation of Agricultural Marketing and Commodities (92614), Administration of General Economic Programs (92611)

SIC

Agricultural Services (700)

akta.pro primary industry

Third-Party Administrator (TPA) & Program Administrator Services (FSAJALAF)

Keywords

• Agricultural insurance
• Parametric insurance
• Crop risk management
• Premium subsidies
• Farmer technical assistance

Headquarters

HQ city

Santo Domingo

HQ country

Dominican Republic

HQ region

Latin America

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D

Revenue model

1. Subsidized Insurance Premiums: The Dominican government subsidizes 25-50% of agricultural insurance premiums for producers through DIGERA administration, based on acreage ranges. Producers automatically qualify for state contribution when insuring with authorized insurance companies. The subsidy is administered via Resolution No. 04-2021.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

DIGERA is the Dominican Republic government agency responsible for administering the national agricultural insurance system under Law 157-09. It administers state premium subsidies (25%-50%) for 64 subsidized crops, operates a parametric agricultural insurance product for faster climate-event payouts, and delivers technical assistance and training services to agricultural producers nationwide.

Product overview

DIGERA (Dirección General de Riesgos Agropecuarios) is the Dominican Republic's governmental agricultural risk management authority created under Law 157-09. The institution operates a unified service portfolio centered on two core services: Technical Assistance (Servicio Asistencia Técnica) providing advisory support to agricultural producers on insurance coverage and risk management best practices, and Technical Training (Servicio Capacitación Técnica) delivering national capacity-building programs. Key products include the Subsidized Agricultural Insurance scheme providing 25-50% premium subsidies for 64 agricultural products, the modernized Parametric Agricultural Insurance product with faster evaluation processes, and the SOS Agropecuario cyclone prevention awareness program. The institution also organizes the annual Semana del Seguro Agropecuario online event and administers the Subvención Administrada subsidy program. All services are free of charge and delivered through telephone, WhatsApp, web, and in-person channels.

Differentiator

Problem solved

Functional benefit

Brands

• SOS Agropecuario: National strategy program for agricultural protection during hurricane and cyclonic season, providing training and prevention guidance to producers.
• Seguro Agropecuario Paramétrico

Quantifiable outcome

• 64 agricultural products covered under subsidized insurance scheme
• +1 more outcomes

Named customers3 records

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Five partnerships are on record, tiered core.

• Lockton MiamicoreTechnology or Integration · 26 May 2026Lockton Miami specialists Alvaro Farías (Research and Structuring Lead) and Raul Alba (Caribbean Reinsurance Director) partnered with DIGERA to deliver the conference 'Parametric Insurance: from theory to implementation' at UASD Mao, focusing on modern parametric insurance tools and international best practices for agricultural risk management.
• Universidad ISAcoreStrategic or Co-development PartnerUniversidad ISA (Santiago de los Caballeros) collaborates with DIGERA to educate agronomy students on agricultural insurance mechanisms and Law 157-09, strengthening knowledge about risk management tools for the agricultural sector.
• Universidad Autónoma de Santo Domingo (UASD)coreStrategic or Co-development PartnerUASD collaborates with DIGERA to host training sessions and workshops on parametric insurance at regional campuses including Mao Valverde, promoting agricultural risk management education.
• ALASA (Asociación Latinoamericana de Seguros Agropecuarios)coreStrategic or Co-development PartnerDIGERA Director General Kohuris Henríquez Disla was appointed as Syndicate of ALASA, the Latin American Association of Agricultural Insurance, strengthening regional collaboration in agricultural insurance best practices and risk management standards.
• Ministerio de AgriculturacoreStrategic or Co-development PartnerDIGERA operates under the Ministry of Agriculture as the government entity responsible for administering the national agricultural insurance system established by Law 157-09.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Others

• Munich Re: Major global reinsurer providing agricultural reinsurance solutions and parametric weather covers worldwide. Comparable as a reinsurance capacity provider whose products underpin parametric agricultural insurance schemes.
• Swiss Re: Leading global reinsurer with a large agricultural reinsurance portfolio. Comparable as the upstream risk-bearing counterparty that ultimately backs parametric and traditional crop insurance products distributed by entities like DIGERA.
• ALASA (Asociación Latinoamericana de Seguros Agropecuarios): Latin American association of agricultural insurers where DIGERA's Director General was appointed Síndico. Comparable as a peer industry association setting standards and fostering knowledge exchange for agricultural insurance in the region.
• Sancor Seguros: Argentine cooperative insurer with a significant agricultural insurance business serving cooperatives and producers across South America. Comparable as an established agricultural insurance provider operating in Latin America through cooperative distribution.

Direct peers

• USDA Risk Management Agency: U.S. federal agency administering the Federal Crop Insurance Corporation and delivering premium subsidies to agricultural producers. Directly comparable as a government agricultural insurance administrator operating a national subsidy framework.
• AGROASEMEX: Mexico's state-owned agricultural insurance company, founded in 1990. Directly comparable as a government-mandated agricultural risk administrator providing subsidized crop and livestock insurance to producers in a Latin American jurisdiction.
• PMFBY / Pradhan Mantri Fasal Bima Yojana (India): India's government-run crop insurance scheme administered through empaneled insurers with heavy premium subsidies. Functionally analogous to DIGERA in subsidizing farmer premiums and modernizing crop risk transfer at national scale.

Regional players

• Instituto Nacional de Seguros (Costa Rica): Costa Rican state insurance monopoly providing crop and livestock coverage in a neighboring Central American/Caribbean jurisdiction. Comparable as a regional state insurer with agricultural lines of business.
• ProAgro (Brasil): Brazilian federal agricultural activity guarantee program subsidizing producers against losses. Comparable as a government-administered agricultural risk program operating at scale in a major Latin American agricultural economy.

Broad incumbents

• Mapfre Seguros Agrarios: Global insurer with a dedicated agricultural unit offering multi-peril crop insurance and livestock coverage across Latin America and Spain. Comparable as an established private-sector agricultural insurance operator in similar markets.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks7 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@digera_rd
• Facebookfacebook.com/digeradr
• LinkedInlinkedin.com/company/digerard
• Instagraminstagram.com/digera_rd
• Xtwitter.com/digera_rd
• TikToktiktok.com/@digerard

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Dirección General de Riesgos Agropecuarios