ΕΘΝΙΚΗ ΑΣΦΑΛΙΣΤΙΚΗ - ΚΩΣΤΑΣ ΔΗΜΟΠΟΥΛΟΣ & ΣΥΝΕΡΓΑΤΕΣ

What ΕΘΝΙΚΗ ΑΣΦΑΛΙΣΤΙΚΗ - ΚΩΣΤΑΣ ΔΗΜΟΠΟΥΛΟΣ & ΣΥΝΕΡΓΑΤΕΣ does

Kostas Dimopoulos & Associates (ΕΘΝΙΚΗ ΑΣΦΑΛΙΣΤΙΚΗ – Κώστας Δημόπουλος & Συνεργάτες) is a privately held insurance intermediary agency headquartered in Aigaleo, Athens, Greece, operating exclusively within the Ethniki Asfalistiki carrier network since its founder joined in 2006. The firm is structured as a single-office general agency led by an Agency Manager and two Unit Managers, with a team of approximately 25 licensed insurance partners/agents and supporting staff (firmographics indicate 70 total employees). It distributes Ethniki Asfalistiki's full insurance portfolio across six core lines — Life, Health, Savings, Home, Auto, and Business — including structured programs such as the "Full Health" and "Full Health Plus" hospitalization covers and the corresponding emergency-care, diagnostic, and cash-benefit add-ons.

The agency runs a sales-led, advisory-driven go-to-market: customers are acquired through the company website, blog content, direct phone/email, and in-person consultations at the Aigaleo office (Monday–Friday 09:00–20:00), with each agent managing ongoing client relationships, policy renewals, and claims support. Its technology stack is limited to standard CRM and policy-administration tools accessed through the Ethniki Asfalistiki platform; there are no proprietary systems, APIs, mobile apps, or disclosed AI capabilities. The firm has accumulated 100,000+ customers and 150,000+ contracts over 16+ years, and was recognized at Ethniki Asfalistiki's annual awards ceremony on September 20, 2023.

Commercially, the agency earns recurring insurance commissions on policies sold and renewed under its exclusive network arrangement (Ethniki Asfalistiki provides products, training, and brand backing, while the agency owns the customer relationship and distribution). Published retail health premiums start at approximately €29/month for a 35-year-old non-smoker, with tiered co-payment options and an annual coverage ceiling of €1,500,000. The firm is privately held by its founding manager and partners, with no institutional investors, no subsidiaries, and no disclosed M&A activity; ownership and control remain concentrated, and operations are confined to the Attica region.

Name

ΕΘΝΙΚΗ ΑΣΦΑΛΙΣΤΙΚΗ - ΚΩΣΤΑΣ ΔΗΜΟΠΟΥΛΟΣ & ΣΥΝΕΡΓΑΤΕΣ

Legal name

Κώστας Δημόπουλος & Συνεργάτες

Website

https://dimopoulos-insurance.gr

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

51–100 employees

Short description

Kostas Dimopoulos & Associates is a privately held, exclusive-network insurance intermediary agency for Ethniki Asfalistiki in Greece, distributing life, health, savings, home, auto, and business policies to retail and SMB customers in Attica through a 25-agent advisory team based in Aigaleo, Athens.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

akta.pro secondary industry

Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

Keywords

• Insurance brokerage services
• Personal insurance advisory
• Business insurance coverage
• Life and health insurance
• Insurance agency distribution

Headquarters

HQ city

Aigaleo, Athens

HQ country

Greece

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission Revenue: The agency operates as an exclusive network partner of Ethniki Asfalistiki, earning commissions on insurance policies sold and renewed. Revenue is generated through policy issuance and ongoing premiums collected from the customer base of 100,000+ clients.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels3 records

Core offering

The agency operates as an exclusive network insurance intermediary for Ethniki Asfalistiki, distributing a comprehensive portfolio of private insurance products including life, health, savings, home, auto, and business insurance. It provides personalized advisory and consulting services to individuals, families, and business owners, with a team of 25 insurance professionals delivering tailored coverage plans and ongoing claims support.

Product overview

Κώστας Δημόπουλος & Συνεργάτες is an exclusive network insurance agency of Εθνική Ασφαλιστική offering a comprehensive portfolio of private insurance products. The portfolio consists of six core insurance categories: Life Insurance (Ασφάλεια Ζωής), Health Insurance (Ασφάλεια Υγείας), Savings Programs (Αποταμιευτικά Προγράμματα), Home Insurance (Ασφάλεια Κατοικίας), Car Insurance (Ασφάλιση Αυτοκινήτου), and Business Insurance (Ασφάλιση Επιχείρησης). Health insurance products include the Full Health and Full Health Plus hospitalization programs as base offerings, with optional add-ons such as Full Health Επίδομα (cash benefits), Full Health Emergency Care (emergency coverage), and Full Health Διάγνωση (diagnostic coverage). The agency serves as an intermediary, providing personalized insurance advisory services and tailored coverage solutions for individuals, families, and businesses.

Differentiator

Problem solved

Functional benefit

Products and services

• Life Insurance (Ασφάλεια Ζωής) Life insurance providing financial protection to beneficiaries upon the insured's death, covering financial obligations, loans, mortgage obligations, and children's educational expenses. Distributed by the agency under the Ethniki Asfalistiki product portfolio.
• Full Health — Hospitalization Insurance Comprehensive hospitalization insurance program providing coverage for private hospitalization in Greece and abroad, with €1,500,000 annual maximum limit and co-payment options ranging from €0 to €10,000 per year. Pricing starts from €29/month for a 35-year-old male non-smoker.
• Full Health Plus — Enhanced Hospitalization Insurance Enhanced hospitalization insurance program that includes all Full Health coverages plus additional benefits such as rehabilitation daily allowance, delivery benefit for insured women, and enhanced recovery coverage. Annual co-payment options: €1,500, €3,000, or €6,000 per year.
• Savings Programs (Αποταμιευτικά Προγράμματα) Savings and investment programs providing financial security for the future, allowing capital accumulation with interest or returns on saved funds. Distributed by the agency under the Ethniki Asfalistiki product portfolio.
• Home Insurance (Ασφάλεια Κατοικίας) Home insurance (fire insurance) protecting residential property from fire, theft, floods, storms, and earthquake damage, covering both the building structure and contents. Distributed by the agency under the Ethniki Asfalistiki product portfolio.
• Car Insurance (Ασφάλιση Αυτοκινήτου) Vehicle insurance protecting against accidents, theft, vandalism, and natural disasters, with additional legal defense coverage. Distributed by the agency under the Ethniki Asfalistiki product portfolio.
• Business Insurance (Ασφάλιση Επιχείρησης) Business insurance protecting enterprises from operational risks including equipment damage, business interruption, liability, worker accidents, legal disputes, and data loss. Distributed by the agency under the Ethniki Asfalistiki product portfolio.

Quantifiable outcome

• 150,000+ insurance contracts issued
• +2 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Ethniki Asfalistiki (Εθνική Ασφαλιστική)coreChannel Partner/ Reseller/ DistributorThe agency operates exclusively as an exclusive network partner of Ethniki Asfalistiki, the leading Greek insurance company. They sell the full portfolio of Ethniki Asfalistiki products including life, health, property, auto, and business insurance. The partnership provides access to comprehensive insurance products, company training and support, and the backing of a well-established insurance brand.

Scale indicators5 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Generali Hellas: Greek subsidiary of Generali Group offering life, health, motor, and property insurance through tied agents and brokers. Targets the same individuals, families, and business owners in the Greek market with overlapping product categories.
• Ethniki Asfalistiki (Εθνική Ασφαλιστική): The parent carrier brand that the agency is exclusively tied to. Ethniki Asfalistiki operates the broader insurance carrier business with its own branches and exclusive agency network across Greece, making it the most directly comparable entity in terms of product offering and customer base.
• Interamerican (Hellas): One of Greece's largest insurance carriers (part of Achmea Group) distributing life, health, auto, and property products through its own agency network. Competes for the same individual and SME customer base as Dimopoulos Insurance, including offering similar hospitalization products.
• MetLife Greece: Greek life insurance operation of MetLife with distribution through tied agents and brokers. Most directly competes in the life and savings insurance categories that the agency actively distributes.
• ERGO Hellas: Greek arm of Munich Re's ERGO Group, offering life, health, and P&C insurance through agency and broker channels. Provides comparable products to individual and SME customers in the Greek market.
• NN Hellas: Major Greek life and health insurance carrier operating a multi-channel distribution model including tied agents. Competes in the same individual life savings and health insurance categories that anchor the agency's revenue mix.
• Allianz Hellas: Greek subsidiary of Allianz Group distributing life, health, motor, and property products through a tied agent network. Serves an overlapping individual and business customer base in Greece.
• AXA Hellas: Greek subsidiary of AXA Group offering a broad portfolio of life, health, and general insurance products through tied agents and brokers. Highly comparable in product mix and customer segmentation to the agency.
• AIG Greece: Greek subsidiary of AIG primarily focused on commercial and specialty lines but also offers personal lines. Comparable as a multi-product insurer competing for the same SME and individual customers in Greece.

Regional players

• Hellenic Insurance (Ελληνική Ασφαλιστική): Greek insurance carrier with a long history offering life, health, and general insurance through its own agency network. Operates primarily in the Greek domestic market with similar product offerings and customer focus.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/dimopoulos-insurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ΕΘΝΙΚΗ ΑΣΦΑΛΙΣΤΙΚΗ - ΚΩΣΤΑΣ ΔΗΜΟΠΟΥΛΟΣ & ΣΥΝΕΡΓΑΤΕΣ