中国进出口银行

What 中国进出口银行 does

Export-Import Bank of China (中国进出口银行) is a state-owned policy bank established in 1994 under the direct supervision of the State Council of the People's Republic of China, wholly owned by the sovereign and operating as a national-level financial institution with no public shareholders. It is mandated to implement China's international economic cooperation strategy, providing financing and related services in support of foreign trade, cross-border investment, the Belt and Road Initiative, and broader opening-up policies. As of end-2023, the bank held 6.38 trillion RMB in total assets with 5.52 trillion RMB in outstanding local-and-foreign-currency loans, and policy business accounted for a record 60.72% of activity.

The bank operates four core business lines: Credit Business (信贷业务) covering export seller's credit, export buyer's credit, and import credit for foreign trade, cross-border investment, and foreign cooperation; Trade Finance Business (贸易金融业务) offering international settlement, guarantees, forfaiting, and trade financing; Financial Market Business (金融市场业务) covering customer foreign exchange settlement and trading, interest rate derivatives, fixed income products, and bond underwriting; and Investment & Advisory Business (投资与咨询业务) including equity investment, consulting, and investment-loan linkage. It also operates specialized SME products (外贸通, 保理E贷, 贸赢贷, 保赢贷) and digital channels including Online Banking (网上银行) and unified customer service hotline 400-636-1616.

The bank's revenue model combines interest spreads on its lending portfolio, trade finance fees, financial market operations, and investment/advisory services. It distributes through more than 20 domestic branches covering all major Chinese provinces and municipalities, and reaches 130+ countries through Belt and Road project financing. Strategic customers include Chinese SOEs and large exporters across automotive (Chery Automobile), new energy (Jinko Energy), shipbuilding (Hudong Zhonghua Shipbuilding Group), advanced manufacturing (Wuhan CSOT Semiconductor Display Technology), and surveying technology (Guangzhou South Surveying and Mapping Technology). Over 1.5 million small and micro foreign trade enterprises have been cumulatively served. The bank has co-financing arrangements with AIIB, Asian Development Bank, Silk Road Fund, Sinosure, and other multilateral and bilateral institutions.

Name

中国进出口银行

Legal name

中国进出口银行

Website

https://eximbank.gov.cn

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

251–500 employees

Short description

Export-Import Bank of China is a state-owned policy bank under the State Council, founded in 1994, providing credit, trade finance, and investment services to support China's foreign trade, cross-border investment, and Belt and Road Initiative projects across 130+ countries.

Ownership category

akta.pro rank

Product category

Policy Banking — Export-Import Finance

NAICS

Depository Credit Intermediation (5221), Commercial Banking (522110)

SIC

State Commercial Banks (6022), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Export Credit Agencies (ECAs) & Trade Finance Institutions (BPADACAF)

akta.pro secondary industries

Export Credit Agencies (ECAs) & Official Export Finance (FSABAKAC), Trade Finance, Export Credit & Risk Mitigation (BPADAMAG), Import & Buyer Finance (Import Loans, Trade Loans) (FSABAHAH), Pre-Export & Export Finance (Working Capital, Packing Credit) (FSABAHAG)

Keywords

• Policy banking services
• Foreign trade financing
• International settlement services
• Cross-border investment loans
• Export credit financing

Headquarters

HQ city

北京市, 北京市

HQ country

China

HQ region

Asia

Offices22 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Infrastructure, Technology or R&D, Marketing or Sales, Supply Chain, Others

Revenue model

1. Loan Interest Income: The bank generates revenue primarily through interest spreads on foreign trade credit, export买方信贷, import信贷, and other lending products supporting China's international economic cooperation.
2. Trade Finance Fees: Fees from international settlement, foreign exchange, guarantees, trade financing, and other trade financial services.
3. Financial Market Operations: Revenue from foreign exchange settlement, interest rate derivatives, fixed income products, and bond underwriting services.
4. Investment and Advisory Services: Equity investment business, consulting advisory services, and investment-loan linkage services.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Export-Import Bank of China is a state-owned policy bank that provides foreign trade credit, cross-border investment loans, international settlement, trade finance, financial market services, and investment and advisory services to support China's international economic cooperation. Its core offerings include export seller's credit, export buyer's credit, import credit, guarantees, forfaiting, bond underwriting, foreign exchange services, equity investment, and consulting, with specialized SME trade finance products and a corporate online banking platform.

Product overview

中国进出口银行 operates as a comprehensive policy bank offering four core business lines: Credit Business (信贷业务) supporting foreign trade, cross-border investment, and international cooperation; Trade Finance Business (贸易金融业务) including international settlement, guarantees, and trade financing; Financial Market Business (金融市场业务) covering foreign exchange services, interest rate derivatives, and bond underwriting; and Investment & Advisory Business (投资与咨询业务) encompassing equity investment and consulting services. The bank also provides specialized SME products including 外贸通, 保理E贷, 贸赢贷, and 保赢贷 for small and medium foreign trade enterprises. Digital services include Online Banking (网上银行) and internet-based trade finance channels.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• 1.2+ trillion RMB foreign trade loans disbursed in 2025
• +3 more outcomes

Named customers7 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered core and minor.

• Asian Infrastructure Investment Bank (AIIB)coreStrategic or Co-development Partner · 1 January 2023Green credit relending cooperation partnership. The two institutions collaborate on green finance initiatives, particularly supporting energy transition and green development in Belt and Road countries.
• National Energy Administration (一带一路能源合作伙伴关系)coreStrategic or Co-development Partner · 1 January 2023Served as the leading institution for the Green Finance Working Group under the Belt and Road Energy Partnership Network, coordinating with over 10 financial institutions on green energy transition initiatives.
• Industrial and Commercial Bank of China (ICBC)minorStrategic or Co-development PartnerInterbank cooperation in trade finance, foreign exchange services, and customer referrals for cross-border business services.
• Agricultural Bank of ChinaminorStrategic or Co-development PartnerInterbank cooperation supporting small and micro enterprise financing through relending programs.
• China Export Credit Insurance (Sinosure)coreStrategic or Co-development PartnerDeep cooperation in export credit insurance, supporting enterprises in managing buyer credit risks and facilitating overseas business expansion.
• China Everbright BankminorStrategic or Co-development PartnerTrade finance cooperation supporting cross-border transactions.
• Jiangnan Rural Commercial BankminorStrategic or Co-development PartnerCooperation in foreign exchange and financing services for enterprises.
• Standard Chartered BankminorStrategic or Co-development PartnerJoined as member institution in Green Finance Working Group.
• HSBCminorStrategic or Co-development PartnerJoined as member institution in Green Finance Working Group.

Scale indicators18 records

Recent moves6 records

Expansion highlights7 records

Direct peers

• BPI France Export: French state-owned export credit agency offering financing, guarantees, and insurance for French exporters and international projects. Direct European ECA peer.
• UK Export Finance (UKEF): UK's official export credit agency providing loans, guarantees, and insurance for UK exporters. Direct European ECA peer in trade finance mandate.
• Export Development Canada (EDC): Canada's state-owned export credit agency providing financing, insurance, and bonding for Canadian exporters. Comparable as a Crown corporation ECA with similar mandate.
• Japan Bank for International Cooperation (JBIC): Japan's state-owned policy bank for international economic cooperation, providing export credit, overseas investment loans, and natural resource financing. Functionally equivalent as Japan's ECA with similar trade finance and cross-border project mandate.
• China Development Bank (CDB): China's other major policy bank, also under State Council, focused on domestic infrastructure and development financing. Largest Chinese policy bank with deeper domestic infrastructure focus but overlapping BRI lending mandate; the closest institutional peer.
• Export-Import Bank of the United States (EXIM US): US official export credit agency providing loans, guarantees, and insurance to support American exporters. Closest functional peer among Western ECAs with matching trade finance and export credit product set.
• Export-Import Bank of India (India Exim Bank): India's official export credit agency providing export finance, overseas investment financing, and trade-related assistance. Closest peer among emerging-market ECAs in mandate and product mix.
• KfW Group: German state-owned development bank providing export and project finance, including through subsidiary KfW IPEX-Bank. Comparable as a major European state-owned trade and development finance institution.

Broad incumbents

• Asian Development Bank (ADB): Manila-based multilateral development bank financing infrastructure and development across Asia-Pacific. Co-finances projects with Eximbank (e.g., Malaysian paper manufacturing) but operates as a multilateral rather than bilateral ECA.
• Asian Infrastructure Investment Bank (AIIB): China-led multilateral development bank focused on infrastructure investment across Asia and beyond. Distinct as a multilateral institution, but a partner and partial competitor in BRI-related infrastructure financing.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

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Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 中国进出口银行