Din Faglige A-kasse

What Din Faglige A-kasse does

Din Faglige A-kasse (FAK) is a Danish statutory unemployment insurance fund (a-kasse) serving approximately 50,000 members across nine vocational trades: electricians, bakers, butchers, dairy workers, plumbers, chimney sweeps, painters, property/service workers, and fishermen. The organization was established on January 1, 2021 through the merger of Byggefagenes A-kasse and El-Fagets A-kasse, and on January 1, 2025 it absorbed Fødevareforbundet NNF's A-kasse, bringing the food trades under its remit. FAK operates under the supervision of Styrelsen for Arbejdsmarked og Rekruttering (STAR) and provides dagpenge (unemployment benefits), feriedagpenge (holiday unemployment benefits), efterløn (early retirement, available 3–5 years before state pension age), and a trade-specific job portal (Jobbørs).

The technology stack is a web-based self-service platform built on October CMS, branded as 'Min Side' or 'Mit FAK', with authentication via MitID (Danish digital identity) or username/password. Core member workflows include the monthly Dagpengekort (benefit card) submission, Ledighedserklæring (unemployment declaration), Min Plan (personalized job-search plan), document upload, and the integrated Jobbørs (job board) linked to Jobnet.dk. Integrations with public systems include MitID for SSO, SKAT for income verification, Udbetaling Danmark for parental-benefit cross-reference, and Jobnet.dk for the national job-search log. Marketing video content is delivered via TwentyThree, and web analytics run on Google Analytics. The system is rules-based with no AI/ML components, no public APIs, and no mobile apps.

FAK is a non-profit association (forening) under Danish law, not publicly traded, with no parent company and no external investors. Revenue is generated exclusively through recurring monthly membership dues (kontingent), with 2025 pricing spanning eight tiers from 437 DKK/month (part-time insured without efterløn) to 1,136 DKK/month (full-time insured with efterløn). GTM is direct-to-consumer through the public website (fa-k.dk), online enrollment, and referral pipelines from six affiliated trade unions. The 24-employee organization is headquartered in Copenhagen (Nyropsgade 14, København V, CVR 62968516) and operates exclusively in Denmark.

Name

Din Faglige A-kasse

Legal name

Din Faglige A-kasse

Website

https://fa-k.dk

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

Din Faglige A-kasse (FAK) is a Danish statutory unemployment insurance fund serving approximately 50,000 trade and craft workers — electricians, bakers, butchers, dairy workers, plumbers, painters, property workers, and fishermen — providing unemployment, holiday, and early-retirement benefits through six affiliated trade unions.

Ownership category

akta.pro rank

Product category

Unemployment Insurance

NAICS

Insurance and Employee Benefit Funds (5251)

SIC

Services-Membership Organizations (8600)

akta.pro primary industry

Association & PEO Group Health Plans (AHP/PEO-Sponsored) (FSAIAFAH)

Keywords

• Unemployment insurance fund
• A-kasse membership
• Trade union services
• Wage compensation
• Career counseling

Headquarters

HQ city

Copenhagen

HQ country

Denmark

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Membership Dues (Kontingent): FAK generates revenue primarily through recurring monthly membership dues paid by approximately 50,000 members. Membership fees vary by insurance tier (full-time vs. part-time) and whether early retirement contribution (efterlønsbidrag) is included. The organization is a statutory unemployment insurance fund; membership dues are the core revenue stream supporting benefit payouts and operations.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Din Faglige A-kasse is a Danish unemployment insurance fund (a-kasse) that provides wage compensation, job-matching, and career counseling services to blue-collar trade and craft workers. Membership is offered on an individual basis to workers in trades such as electricians, bakers, butchers, dairy workers, plumbers, chimney sweeps, painters, property/service workers, and fishermen, with the fund affiliated with six trade unions.

Product overview

Din Faglige A-kasse (FAK) is a statutorily recognized unemployment insurance fund serving approximately 50,000 members including electricians, bakers, butchers, dairy workers, plumbers, chimney sweeps, painters, property/service workers, and fishermen. The organization operates as a single unified offering—a membership-based unemployment insurance and labor market services provider—rather than a modular software platform. The core product is the Min side self-service portal, which integrates all member services including Dagpenge (unemployment benefits), Feriedagpenge (holiday unemployment benefits), Efterløn (early retirement), and the Jobbørs (job portal). Members interact through digital workflows including Dagpengekort (benefit cards), Ledighedserklæring (unemployment declarations), and Min Plan (personalized job search plans). The organization is primarily a service provider rather than a technology product company; there are no separate software products, API offerings, or AI capabilities.

Differentiator

Problem solved

Functional benefit

Products and services

• A-kasse membership (unemployment insurance) Statutory unemployment insurance for individual Danish blue-collar trade workers, providing wage compensation during unemployment. Membership is voluntary and paid via monthly dues.
• Career counseling and job-matching Career guidance and job-matching services offered to a-kasse members to help them return to employment, typically during unemployment spells.
• Educational grants during unemployment Financial support for members who undertake approved education or training while unemployed, in line with Danish a-kasse regulations.

Quantifiable outcome

• Full-time maximum daily cash benefit: 22,041 DKK/month (2026)
• +3 more outcomes

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration10 records

Feature3 records

Partnerships

Eight partnerships are on record, tiered core.

• Dansk El-Forbund (Danish Electricians' Union)coreStrategic or Co-development Partner · 1 January 2021Dansk El-Forbund is one of the six trade unions affiliated with FAK. Electricians joining the union are offered FAK unemployment insurance membership. FAK coordinates with the union on job placement, training, and member advocacy for electrical trade workers.
• Blik og Rørarbejderforbundet (Danish Union of Plumbing and Pipefitting Workers)coreStrategic or Co-development PartnerBlik og Rørarbejderforbundet represents plumbers and pipefitters. FAK provides unemployment insurance and job placement services to members, with coordinated support on vocational training and early retirement.
• Malerforbundet (Danish Painters' Union)coreStrategic or Co-development PartnerMalerforbundet represents painters. FAK provides unemployment insurance and related services to members of this union as part of the FAK ecosystem.
• Fødevareforbundet NNF (Danish Food Workers' Union)coreStrategic or Co-development PartnerFødevareforbundet NNF represents bakers, butchers, and dairy workers. From 1 January 2025, NNF's A-kasse formally merged into FAK, consolidating approximately 48,000 members under FAK. The union continues as a core affiliated partner.
• Ejendoms- og Servicefunktionærernes Landsforbund (National Union of Property and Service Workers)coreStrategic or Co-development PartnerIn November 2025, Ejendoms- og Servicefunktionærernes Landsforbund entered a new strong partnership with FAK, joining the five unions behind Din Faglige A-kasse. FAK provides unemployment insurance services to the union's members.
• Fiskernes Forbund (Fishermen's Union of Denmark)coreStrategic or Co-development PartnerFiskernes Forbund represents fishermen. FAK provides unemployment insurance services to members of this union, with specific rules potentially applying for seasonal fishing work.
• Styrelsen for Arbejdsmarked og Rekruttering (STAR)coreOthersSTAR is the Danish Agency for Labour Market and Recruitment, the regulatory body overseeing a-kasser (unemployment insurance funds). FAK operates under STAR's approval and is bound by its regulations. FAK submits data and reports to STAR in accordance with the law on unemployment insurance (lov om arbejdsløshedsforsikring).
• Jobnet.dk (National Job Portal)coreTechnology or IntegrationJobnet.dk is the national Danish job portal used for job search registration, CV management, job logging, and job matching. FAK directs members to register on Jobnet.dk when unemployed, and collaborates on job placement and availability verification.

Scale indicators3 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• Min A-kasse: Open-membership Danish a-kasse not tied to a single union; competes with FAK on price and digital service quality, particularly for members willing to switch outside their trade union affiliation.
• Akademikernes A-kasse (AKA): Largest Danish a-kasse serving academic graduates; operates the same statutory unemployment insurance, early retirement, and job placement model as FAK but for academics. Direct structural peer in the Danish a-kasse system.
• Magistrenes A-kasse (MA): A-kasse for social science and humanities graduates; comparable in offering unemployment insurance, job board, and digital member services. Similar mid-sized player in the Danish a-kasse landscape.
• Dansk Sygeplejeråd's A-kasse (DSA): A-kasse for nurses and healthcare professionals; mirrors FAK's trade-specific membership model and digital service delivery but targets healthcare occupations. Direct structural analog in regulated Danish a-kasse market.
• IDA's A-kasse: A-kasse for engineers and technical professionals under IDA; same statutory insurance model with early retirement (efterløn), digital self-service portal, and union-affiliated member acquisition as FAK.
• TL's A-kasse: A-kasse for technicians and technical staff under TL; small trade-affiliated fund with similar digital service model and target member profile to FAK's specialized trade focus.
• 3F's A-kasse: A-kasse affiliated with 3F (general workers' union), serving many blue-collar trades overlapping with FAK's electrician, painter, and food worker segments. Closest direct competitor for trade union-affiliated blue-collar members.
• HK's A-kasse: A-kasse for commercial and clerical workers under HK; runs the same regulated unemployment insurance, job portal, and digital self-service model as FAK but serves office-based workers. Strong operational parallel in service delivery.
• A-kassen for Journalistik, Kommunikation og Sprog: Trade-specific Danish a-kasse for journalists, communications and language professionals; comparable small trade-focused membership model with similar statutory service offering to FAK.

Others

• Styrelsen for Arbejdsmarked og Rekruttering (STAR): Danish government agency that regulates all a-kasser including FAK. Indirect peer as the policy/regulatory counterpart governing benefit levels, eligibility, and operational requirements across the a-kasse system.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/din-faglige-a-kasse

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Din Faglige A-kasse