Fenae Federação

What Fenae Federação does

Fenae Federação (Federação Nacional das Associações do Pessoal da Caixa Econômica Federal) is a Brazilian non-profit federation founded on May 29, 1971, that represents employees, retirees, and pensioners of Caixa Econômica Federal, Brazil's largest public bank. Headquartered in Brasília with 49 employees, it coordinates a national network of 27 state-level APCEF associations and operates a portfolio of member programs including the Portal Fenae digital hub, the Meu Ideal retiree health program, the Rede do Conhecimento professional-development platform, the Talentos Fenae cultural competition, the biennial Jogos da Fenae (since 1987), Corrida Fenae (since 2009), the Convênios discounts and benefits platform, Bolão da Fenae, Inspira Fenae education, Jogos Fenae + (for members aged 55+), Fenae Gourmet, the Movimento Solidário social-responsibility initiative, Yunus Negócios Sociais, and the #ProntoFalei youth employee event. Distribution channels include the Viva Fenae mobile application on Google Play and Apple App Store; no public API or developer platform is offered. The federation is governed by a president (Sergio Takemoto) and a directorate covering administration and finance (Marcos Saraiva) and sports (Rafael de Castro), with state-association leadership including Paulo Cesar Matileti (Apcef/RJ) and Roncálio Vieira Alencar Peixoto (Apcef/PB). Fenae is funded through member dues and event sponsorships, partners with LBS Advogadas e Advogados for collective legal representation and with Levva Viagens for event logistics, and maintains a structural strategic relationship with Caixa Econômica Federal as the employer of its entire member base. In 2026 the federation marked its 55th anniversary.

Name

Fenae Federação

Legal name

Federação Nacional das Associações do Pessoal da Caixa Econômica Federal

Website

https://fenae.org.br

Company type

Private

Founded year

1971

Operating status

Operating

Headcount range

11–50 employees

Short description

Fenae Federação is a Brazilian non-profit federation, founded in 1971, that represents Caixa Econômica Federal employees, retirees, and pensioners through 27 state APCEF associations and a broad portfolio of benefits, cultural, sports, and education programs.

Ownership category

akta.pro rank

Headquarters

HQ city

Brasília

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Membership Dues: Fenae operates as a non-profit federation funded primarily through association fees from members affiliated through the 27 APCEFs. Active and retired Caixa employees become members of their state APCEF to access benefits, programs, and services.
2. Event Sponsorships: Major events like Jogos da Fenae (sports competition), Corrida Fenae (running), and Talentos cultural competition generate revenue through sponsorships and partnerships with companies providing products and services to participants.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Fenae Federação is a non-profit national federation that represents employees and retirees of Caixa Econômica Federal across Brazil, coordinating 27 state-level APCEF associations. It delivers health and wellness programs (Meu Ideal), professional development content (Rede do Conhecimento, Inspira Fenae), national sports events (Jogos da Fenae, Corrida Fenae), cultural competitions (Talentos Fenae/Apcef, Fenae Gourmet), and a discount benefits platform (Convênios). Its services are accessible to associated members through the central web portal and the Viva Fenae mobile application.

Product overview

Fenae Federação operates a platform of interconnected member services for Caixa employees, combining the main Portal Fenae with specialized applications. The portfolio includes health and wellness programs (Meu Ideal), professional development (Rede do Conhecimento, Inspira Fenae), cultural engagement (Talentos Fenae/Apcef, Fenae Gourmet), sports events (Jogos da Fenae, Corrida Fenae, Jogos Fenae +), benefits management (Convênios), entertainment (Bolão da Fenae), social responsibility (Movimento Solidário, Yunus Negócios Sociais), and youth engagement (#ProntoFalei). Members access these services through the central portal and dedicated applications, with many requiring Apcef association.

Differentiator

Problem solved

Functional benefit

Brands

• Meu Ideal: Mental, physical, and nutritional health program exclusively for retired Caixa employees, featuring events and lectures on well-being and healthy aging.
• Rede do Conhecimento
• Talentos Fenae/Apcef
• Jogos da Fenae
• Corrida Fenae do Pessoal da Caixa
• Bolão da Fenae
• Inspira Fenae
• Jogos Fenae +
• Fenae Gourmet
• Movimento Solidário
• #ProntoFalei
• Yunus Negócios Sociais

Products and services

• Portal Fenae Central digital portal of the National Federation of Caixa Employees' Associations, providing access to news, member services, programs, events, and organizational information for Caixa employees, retirees, and pensionists associated with APCEFs.
• Meu Ideal Comprehensive health program exclusively for retired Caixa employees offering mental, physical, and nutritional wellness services, including events and lectures on well-being and healthy aging.
• Rede do Conhecimento Professional development and personal growth content platform providing educational resources for Caixa employee association members.
• Talentos Fenae/Apcef National cultural competition for Caixa employees in visual arts, literature, plastic arts, and music categories, with state and national stages, discovering and showcasing artistic talents among members.
• Jogos da Fenae Biennial national sports event bringing together athletes from all 27 APCEFs, recognized as the largest sporting event among bank employees in Brazil, with 25+ sports modalities.
• Corrida Fenae do Pessoal da Caixa National running circuit event for Caixa employees held across multiple APCEFs, promoting health and integration since 2009.
• Convênios Benefits and discounts platform providing members with exclusive deals from partner establishments across cinema, retail, and services in Brazil, including geolocation features.
• Bolão da Fenae Online sports prediction game allowing APCEF members to submit score predictions for World Cup matches and compete for prizes.
• Movimento Solidário Social responsibility initiative promoting solidarity actions and community support among Caixa employee association members.
• Inspira Fenae Educational platform offering content and resources for personal and professional development of Caixa employee association members.
• Jogos Fenae + Sports event exclusively for Caixa employees aged 55 and older, associated with one of the 27 APCEFs, promoting active aging through sports.
• Fenae Gourmet Gastronomic competition for active employees, retirees, pensioners, or dependent members of APCEFs.
• Yunus Negócios Sociais Social business initiative in partnership with the Yunus Social Business initiative, promoting social entrepreneurship among Caixa employee association members.
• #ProntoFalei Annual event platform for young Caixa employees focused on technology, innovation, collective work experience, and current trends.

Named customers1 record

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Three partnerships are on record, tiered core and minor.

• LBS Advogadas e AdvogadoscoreImplementation/ SI/ Consulting PartnerLegal partnership for handling collective tax actions related to income tax on extraordinary contributions (REG/REPLAN). LBS assists Fenae and APCEFs in gathering necessary documentation for members to claim rights to values from these collective actions.
• Levva ViagensminorStrategic or Co-development PartnerTravel partner for Jogos da Fenae 2026, assisting with logistics for the event being held in Rio de Janeiro at Olympic Park facilities.
• Caixa Econômica FederalcoreStrategic or Co-development PartnerBrazil's largest public bank, Caixa is the employer of the members that Fenae represents. Fenae maintains ongoing negotiations with Fenaban (banking employers' association) and direct discussions with Caixa on employee rights, health benefits (Saúde Caixa), and social clauses.

Scale indicators4 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• UGT (União Geral dos Trabalhadores): National labor central federation with affiliated unions across sectors. Structural peer to Fenae as a national-level federated organization, but with broader cross-industry scope rather than a single-employer focus.
• Central Única dos Trabalhadores (CUT): Brazil's largest labor central. Peer in representing organized labor at national scale; Fenae-affiliated APCEFs and Contraf-Brasil both sit within the CUT ecosystem, making CUT a structurally comparable national federation.
• Fenaban (Federação Nacional dos Bancos): Employers' federation representing Brazilian banks in collective bargaining. Adjacent peer in the bank-labor ecosystem: the institutional counterparty in negotiations where Fenae represents Caixa employees, and the dominant industry coordination body on the employer side.
• Força Sindical: Major national labor central federation. Peer in scale and federated structure (national federation of affiliated unions), though serving a broader cross-sector membership rather than a single-employer constituency like Fenae.

Others

• FUNCEF (Fundação dos Economiários Federais): Caixa employees' pension foundation — sister organization to Fenae. Peer in serving the same Caixa employee population with complementary benefits (pension/health), and a key institutional relationship for Fenae even though it is a pension entity rather than a labor federation.

Direct peers

• Associação dos Funcionários do Banco do Brasil (Afbb): National association for Banco do Brasil employees — the closest structural analog to Fenae for a different public bank. Comparable membership model (active and retired employees), national headquarters, affiliate network, and portfolio of health, sports, cultural, and discount benefits.
• Sindicato dos Bancários de São Paulo: Largest state-level bank workers' union in Brazil. Peer as a counterpart union serving bank employees (including Caixa employees) in São Paulo, providing collective representation and member services, and an APCEF counterpart at the state level.
• Contraf-Brasil (Confederação Nacional dos Trabalhadores do Ramo Financeiro): National confederation representing Brazilian bank and financial-sector workers. Direct peer to Fenae: both are national labor organizations that aggregate workers across multiple state-level affiliates, run collective bargaining with Fenaban, and deliver member services (health, education, cultural programs).
• FETEC-CUT (Federação dos Trabalhadores em Empresas de Crédito): Federation of credit-sector workers affiliated with CUT. Peer in structure and mission: federates state-level employee associations, negotiates with financial-sector employers, and provides member benefits and representation.

Emerging players

• Sindicato Nacional dos Aposentados da Força Sindical (SINAFS): National retirees' organization affiliated with Força Sindical. Adjacent peer to Fenae in targeting Brazil's retiree population (overlapping with Fenae's Meu Ideal cohort) but with a cross-employer scope rather than a single-employer focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/fenaefederacao
• YouTubeyoutube.com/user/FenaeFederacao
• Facebookfacebook.com/FenaeFederacao
• LinkedInlinkedin.com/company/fenae-federacao
• Instagraminstagram.com/fenaefederacao
• TikToktiktok.com/@fenaefederacao

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fenae Federação