FENCOM - Federação Nacional das Cooperativas Médicas

What FENCOM - Federação Nacional das Cooperativas Médicas does

FENCOM (Federação Nacional das Cooperativas Médicas) is the Brazilian national federation of medical work cooperatives, founded in 1994 and headquartered in Belo Horizonte, Minas Gerais. It represents 37 affiliated singular cooperatives across Brazil and serves over 22,000 physicians through its institutional, legal, training, and technology services, operating under Brazilian cooperative law (Lei nº 5.764/71).

The core technology platform is SASC (Software de Apoio ao Sistema Cooperativista), a web-based, modular cooperative management system launched in 2003 that handles billing, glosa (claim denial) tracking, payment distribution to physicians, accounting, and integrations with hospitals, clinics, and financial institutions. The portfolio extends to SASC Connect (real-time physician-to-cooperative connectivity with alerts and deadline management), a free mobile app (iOS/Android), the INSS Cooperado social security portal, Assembleiacoop for digital assemblies, SASC CM, and the LGPD data protection service suite. Supporting programs include Capacitacoop e-learning, the Cartão de Vantagens discount network (22,000 physicians), the Fala Fencom! podcast, the Cooperar e Aprender lecture cycle, and legal and communication advisory services.

FENCOM's business model relies on recurring membership and administrative fees from the 37 affiliated cooperatives, SASC software licensing, course and training fees (often free or subsidized), and affiliate referral income from the Cartão de Vantagens partner network. Distribution occurs indirectly through the affiliated cooperatives and the broader Sistema OCB/OCEMG cooperative system, with a lean 39-employee operation.

Name

FENCOM - Federação Nacional das Cooperativas Médicas

Legal name

FENCOM - Federação Nacional das Cooperativas Médicas

Website

https://fencom.coop.br

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

11–50 employees

Short description

FENCOM is the Brazilian national federation of medical work cooperatives, founded in 1994, representing 37 affiliated cooperatives and 22,000+ physicians. It provides SASC management software, legal/communication advisory, training, and a discount network through a 39-employee team in Belo Horizonte.

Ownership category

akta.pro rank

Headquarters

HQ city

Belo Horizonte, Minas Gerais

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Others

Revenue model

1. Membership/Association Fees: FENCOM charges affiliated cooperatives fees for membership, including administrative rates (taxas de administração) to cover federation operations.
2. SASC Software Licensing: SASC management software is licensed to affiliated cooperatives for cooperative operations management, billing, and payment distribution.
3. Courses and Training: FENCOM provides courses (e.g., Livro Caixa basics) and training programs for cooperative physicians, offered free or at subsidized rates.
4. Cartão de Vantagens (Discount Network): Discount card program for affiliated physicians offering partner establishment discounts, with affiliated businesses paying to be listed in the network.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

FENCOM is a national federation of medical work cooperatives in Brazil that provides proprietary cooperative management software (SASC), legal and communication advisory, training programs, and benefit programs to its 37 affiliated singular medical cooperatives and their physician members. Its flagship SASC software, launched in 2003, standardizes billing, glosa tracking, payment distribution, accounting and integrations across the cooperative network. The federation also operates mobile applications, the INSS Cooperado portal, Assembleiacoop digital assembly platform and the Cartão de Vantagens discount program serving over 22,000 affiliated physicians.

Product overview

FENCOM offers a portfolio of interconnected products and services for medical cooperatives in Brazil. The core offerings include SASC (Software de Apoio ao Sistema Cooperativista), a management software deployed since 2003 that handles the full operational workflow of cooperatives, and SASC Connect, a digital platform that extends real-time connectivity between cooperatives and their member doctors. Supporting services include the Demonstrativo de Pagamento (payment statement tool), INSS Cooperado portal, the Fencom mobile app, and Assembleiacoop for digital assembly management. Additional services encompass legal and communication advisory, the Capacitacoop e-learning platform, the Cartão de Vantagens discount benefit program (serving 22,000 doctors), training courses, podcast content, and LGPD data protection management. The portfolio serves the operational, financial, compliance, and professional development needs of medical cooperatives across Brazil.

Differentiator

Problem solved

Functional benefit

Brands

• SASC: Software de Apoio ao Sistema Cooperativista - A management software developed by FENCOM for medical cooperatives
• SASC Connect
• INSS Cooperado
• Assessoria Jurídica
• Assessoria em Comunicação
• Fala, Fencom!
• Capacitacoop

Products and services

• SASC – Software de Apoio ao Sistema Cooperativista SASC is a modular, responsive, web-based management system for medical cooperatives covering entity management, attendance, billing, glosa (claim denial) tracking, payment distribution, integrations, security, accounting and service analysis. It handles the full operational workflow from receiving medical authorization forms (guias) to depositing payments into cooperative members' accounts. Licensed to affiliated singular cooperatives.
• SASC Connect SASC Connect is a digital platform that connects physicians to their cooperatives in real time, enabling medical authorization form (guia) submission, alerts for pending items or errors, hospital and clinic system integration, payment tracking, and production statistics. It helps reduce glosas through real-time notifications and deadline alerts based on each operator's rules.
• Aplicativo FENCOM Mobile Free mobile application (iOS and Android) for cooperative physicians to access INSS declarations, submit social security leave records, and visualize payment statements. Available exclusively to authorized cooperados and partners.
• INSS Cooperado Portal Dedicated web portal for cooperative physicians to manage INSS (Brazilian Social Security) declarations, submit social security licenses, and record INSS amounts deducted from other sources.
• Demonstrativo de Pagamento Online portal allowing cooperative physicians to consult payment statements (transferências), attendance records, detailed production statistics, and receive reports by email in a simple, fast and secure manner.
• Assembleiacoop Digital platform for managing cooperative assemblies online, enabling affiliated cooperatives to conduct member assemblies remotely with proper governance and documentation.
• SASC CM SASC platform variant dedicated to cooperative medical management, providing a specialized version of the SASC management system tailored for cooperative medical operations.
• Assessoria Jurídica Specialized legal advisory service for affiliated medical cooperatives providing guidance on new laws, holding assemblies, tax issue monitoring, LGPD compliance and cooperative law matters. Includes processual standing to represent collective interests of member cooperatives.
• Assessoria em Comunicação Specialized communication assistance for member cooperatives including graphic and electronic materials production, website support, and other communication actions to enhance cooperative visibility.
• Capacitacoop Online training platform from Sistema OCB offering hundreds of free courses for cooperative members on topics including Assemblies, Accounting, Personal Finance Management, Strategic Management, Design Thinking, Digital Transformation, and Innovation (InovaCoop).
• Cartão de Vantagens Benefits card program for affiliated cooperative physicians offering discounts at partner establishments across Brazil. The network currently serves 22,000 affiliated doctors, with partner businesses paying to be listed in the network.
• LGPD – Gestão de Dados Data protection management services for member cooperatives including DPO appointment (DPOnet), privacy portal, third-party management system, employee training and LGPD compliance support.

Quantifiable outcome

• SASC system streamlines cooperative operations from guide receipt to physician payment deposit, reducing costs and increasing speed and security.
• +2 more outcomes

Named customers12 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Eleven partnerships are on record, tiered core and minor.

• Sistema Ocemg (Sistema OCB-MG)coreStrategic or Co-development PartnerSistema Ocemg is the Minas Gerais state organization of cooperatives that supports and coordinates the cooperative system. FENCOM operates within this ecosystem and participates in Ocemg events such as the Encontro Estadual de Jovens Cooperativistas, accessing the Capacitacoop educational platform.
• OCB (Organização das Cooperativas Brasileiras)coreStrategic or Co-development PartnerOCB is the national entity representing Brazilian cooperatives. FENCOM is registered with OCB and participates in its national programs, accessing resources such as the Capacitacoop platform and cooperative development initiatives.
• Unimed-BH (Unimed Belo Horizonte)coreStrategic or Co-development PartnerUnimed-BH is a major health operator in Minas Gerais. FENCOM's president has served as director of Unimed-BH since 2014. Dr. Samuel Flam is CEO of Unimed-BH and a key FENCOM supporter. Unimed-BH participates in FENCOM events and initiatives.
• AMMG (Associação Médica de Minas Gerais)coreStrategic or Co-development PartnerAMMG is the Minas Gerais medical association. FENCOM participated in the II Fórum de Judicialização e Direito Médico organized by AMMG, and AMMG representatives attend FENCOM events. Joint advocacy on medical practice and health law.
• Fundação Dom Cabral (FDC)coreStrategic or Co-development PartnerFDC is a prestigious Brazilian business school. FENCOM holds its annual strategic seminars at FDC's Nova Lima campus, and FDC professors (Luciana Faluba Damázio, Luís F.V. Joaquim) conduct strategic sessions for FENCOM and affiliated cooperatives.
• Instituto Brasileiro de Governança Corporativa (IBGC)minorStrategic or Co-development PartnerFENCOM invited IBGC-certified Mônica Cordeiro to speak on governance in the health sector, demonstrating alignment with IBGC governance standards.
• AMG (Associação Médica Brasileira)minorStrategic or Co-development PartnerAMB is the Brazilian Medical Association. Listed among useful links indicating institutional alignment and shared advocacy goals.
• Sinmed-MG (Sindicato dos Médicos de Minas Gerais)minorOthersMG medical union. FENCOM participates in joint events and meetings with Sinmed-MG on medical labor issues.
• FENAM (Federação Nacional dos Médicos)minorStrategic or Co-development PartnerFENAM is the national federation of Brazilian medical unions. Listed among useful links indicating institutional alignment.
• Sicoob Credicom (Cooperativa de Crédito)coreStrategic or Co-development PartnerSicoob Credicom is a credit cooperative serving the medical cooperative ecosystem. Dr. Garibalde Mortoza, director of Sicoob Credicom, is a FENCOM board member. Dr. João Augusto spoke on financial education at Med&Co.
• Prefeitura de Belo Horizonte / Secretaria Municipal de SaúdecoreStrategic or Co-development PartnerFENCOM and affiliated cooperatives participate in meetings with Belo Horizonte's Municipal Health Secretariat to discuss and align on SUS physician honorarium payment transfers, representing the cooperative network in public health policy.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Regional players

• Sistema Ocemg: Minas Gerais state-level cooperative organization that supports and represents cooperatives in FENCOM's home state. It is an ecosystem partner and natural regional parallel operating in the same Brazilian market.
• SindHosp - Sindicato dos Hospitais, Clínicas e Laboratórios do Estado de São Paulo: Hospital and clinic union/association operating primarily in São Paulo state. Comparable as a regional healthcare institutional representative organization with adjacent member services.

Direct peers

• Unimed do Brasil: National federation of Unimed medical cooperatives in Brazil — the closest structural analog to FENCOM, also a federation serving medical cooperatives with shared services, technology, and national representation.

Others

• Abramge - Associação Brasileira de Planos de Saúde: Brazilian association of health-plan operators, a healthcare industry association similar in structure and role to FENCOM but focused on payers rather than physician cooperatives.
• Anahp - Associação Nacional de Hospitais Privados: National association representing private hospitals in Brazil. Comparable as a healthcare membership organization providing representation, advocacy, and benchmarking services to institutional members.
• CFM - Conselho Federal de Medicina: Federal Medical Council of Brazil, the regulatory body for medical practice. Comparable as a national-level institutional player influencing physician regulation and standards relevant to FENCOM's members.
• AMB - Associação Médica Brasileira: Brazilian Medical Association — a national professional membership organization for physicians. FENCOM lists AMB among its institutional partners and shares overlapping advocacy and education missions.
• Fenasaúde - Federação Nacional de Saúde Suplementar: National federation representing private health-insurance and healthcare organizations in Brazil. A federation-level membership organization in the same healthcare ecosystem as FENCOM.

Emerging players

• CMB - Confederação das Santas Casas de Misericórdia: National confederation of charitable hospital entities in Brazil. Comparable as a federation aggregating healthcare providers with representation, advocacy, and shared service offerings across the country.

Broad incumbents

• OCB - Organização das Cooperativas Brasileiras: National representative body for all Brazilian cooperatives. FENCOM is registered with OCB and accesses the Capacitacoop platform through this organization, making OCB the closest umbrella incumbent in the cooperative system.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Instagraminstagram.com/fencom_oficial
• LinkedInlinkedin.com/company/fencom-federacaodascooperativasmedicas

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles17 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about FENCOM - Federação Nacional das Cooperativas Médicas