FinTRACA

What FinTRACA does

FinTRACA (Financial Transactions and Reports Analysis Center of Afghanistan) is Afghanistan's national Financial Intelligence Unit (FIU), established in 2006 under the Anti-Money Laundering and Proceeds of Crime Law within Da Afghanistan Bank. It is a government regulatory body, not a commercial enterprise. Its core functions are the collection, analysis, and dissemination of financial intelligence related to anti-money laundering (AML) and counter-financing of terrorism (CFT). FinTRACA receives mandatory reports from reporting entities — Commercial Banks, Money Service Providers and Money Service Businesses (MSPCOs), Electronic Money Institutions (EMIs), and Micro-Finance Institutions (MFIs) — in the form of Suspicious Transaction Reports (STRs), Large Cash Transaction Reports (LCTRs), and Cash and Bearer Negotiable Instruments Reports (CNBIRs). In 2025 it processed 615,788 LCTRs and 292 STRs, opened 113 cases, fulfilled 92 domestic requests, and executed 178 enforcement actions.

FinTRACA analyzes incoming intelligence, develops typology studies and case studies (e.g., cyber-enabled investment fraud, trade-based money laundering, online fraud schemes), and disseminates findings to law enforcement agencies including DCEC, GDI, CID, NTEC, and DGICC. It exercises enforcement powers through warning letters, license suspensions and revocations, and bank account freezes, with cumulative 2021-2025 enforcement including 237 account freezes, 172 MSPCO suspensions, and 93 MSPCO revocations. In late 2025, FinTRACA expanded AML/CFT supervisory coverage to the Designated Non-Financial Businesses and Professions (DNFBPs) sector under FATF Recommendations 22 and 23.

The organization is internationally integrated through long-standing memberships in the Asia Pacific Group on Money Laundering (since April 2006), the Eurasian Group as an observer (since May 2006), and the Egmont Group of Financial Intelligence Units (since 2010), enabling secure cross-border intelligence exchange with 151+ member FIUs. FinTRACA is led by a Director General — currently Mr. Ahmad Rahimi as of late 2025 — and operates with statutory independence in its core analytical and dissemination functions. It is funded through government appropriations, has approximately 12 employees, and is headquartered in Kabul, Afghanistan.

Name

FinTRACA

Legal name

Financial Transactions and Reports Analysis Center of Afghanistan

Website

https://fintraca.gov.af

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

11–50 employees

Short description

FinTRACA is Afghanistan's Financial Intelligence Unit, a government body established in 2006 that collects, analyzes, and disseminates financial intelligence from banks, MSPCOs, EMIs, MFIs, and DNFBPs to combat money laundering and terrorist financing.

Ownership category

akta.pro rank

Product category

Financial Intelligence / Anti-Money Laundering Regulation

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

AML/CTF Transaction Monitoring & Case Management (FSAGAFAC)

akta.pro secondary industries

Regulatory Reporting & Recordkeeping (AML/CTF) (FSAMAMAG), Sanctions Screening & Watchlist/PEP Screening (Crypto) (FSADALAC), Sanctions, OFAC & Name Screening for Wire/RTP Flows (FSAMAHAG)

Keywords

• Financial intelligence unit
• Anti-money laundering
• Counter terrorism financing
• Suspicious transaction reporting
• Aml cft compliance

Headquarters

HQ city

Kabul

HQ country

Afghanistan

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure

Distribution channels2 records

Marketing channels4 records

Core offering

FinTRACA is Afghanistan's national Financial Intelligence Unit (FIU), established under the Anti-Money Laundering and Proceeds of Crime Law to receive suspicious transaction reports (STRs), large cash transaction reports (LCTRs), and cross-border negotiable bearer instruments reports (CNBIRs) from banks, money service providers, electronic money issuers, microfinance institutions, and designated non-financial businesses and professions. It analyzes the submitted reports, produces financial intelligence, and disseminates that intelligence to competent authorities (law enforcement, prosecutors, and regulators) for use in combating money laundering, terrorism financing, and proliferation financing. FinTRACA also issues guidance, typologies, red-flag indicators, and supervisory feedback to reporting entities and conducts training, outreach, and enforcement actions against non-complying entities.

Product overview

FinTRACA (Financial Transactions and Reports Analysis Center of Afghanistan) is Afghanistan's Financial Intelligence Unit (FIU), established in 2006 under the Anti-Money Laundering and Proceeds of Crime Law. It is a government regulatory and intelligence agency, not a commercial product company. The organization operates as a centralized hub for receiving, analyzing, and disseminating financial intelligence to combat money laundering and terrorist financing. Its core operational functions include: receiving and analyzing Suspicious Transaction Reports (STRs) and Large Cash Transaction Reports (LCTRs) from reporting entities; processing Cash and Bearer Negotiable Instruments Reports (CNBIRs) from border crossings; conducting case analysis and typology studies; disseminating intelligence to law enforcement agencies; performing enforcement actions including warnings, license suspensions/revocations, and account freezes; providing training programs for reporting entities; and expanding AML/CFT oversight to DNFBPs sector. These are governmental operational services rather than commercial software products.

Differentiator

Problem solved

Functional benefit

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

16 partnerships are on record, tiered core, major and minor.

• Ministry of Interior Affairs (MOI) - Islamic Emirate of AfghanistancoreStrategic or Co-development Partner · 4 October 2024Re-signed Memorandum of Understanding (MOU) for enhancing cooperation in combating money laundering and financial crimes. This MOU supports the implementation of Afghanistan's Anti-Money Laundering and Proceeds of Crime Law, aligning with international standards.
• Da Afghanistan Bank (Central Bank)coreStrategic or Co-development PartnerDa Afghanistan Bank is the central bank and financial regulator. FinTRACA operates within the framework of the central bank and coordinates on banking supervision and compliance matters.
• Directorate General of Intel and Countering Crimes (DGICC) - MOIcoreStrategic or Co-development PartnerReceives disseminated cases from FinTRACA for investigation. 6 cases disseminated in 2024.
• Directorate of Combating Economic Crimes (DCEC) - MOIcoreStrategic or Co-development PartnerPrimary recipient of FinTRACA case dissolutions. 11 cases disseminated in 2024, the highest among all law enforcement agencies.
• General Directorate of Intelligence (GDI)coreStrategic or Co-development PartnerReceives case dissolutions from FinTRACA. 19 cases disseminated in 2024 (including Directorate of Intelligence 091 and 02).
• General Directorate of Crime Investigation Department (CID) - MOImajorStrategic or Co-development PartnerReceives 6 cases from FinTRACA in 2024 for investigation.
• Directorate of Technical Detection and Operation - NTEC (MOI)majorStrategic or Co-development PartnerReceives 6 cases from FinTRACA in 2024.
• General Department of Investigation (GDI) - MOImajorStrategic or Co-development PartnerReceives 1 case from FinTRACA in 2024.
• Senior Deputy of Security Affairs - MOIminorStrategic or Co-development PartnerReceives 1 case from FinTRACA in 2024.
• BSFSD - DABminorStrategic or Co-development PartnerBanking Supervision and Financial Services Department of Da Afghanistan Bank. Receives 1 case from FinTRACA.
• National Statistics and Information Authority (NSIA)minorStrategic or Co-development PartnerReceives 1 case from FinTRACA in 2024.
• Egmont Group of Financial Intelligence UnitscoreStrategic or Co-development PartnerAfghanistan (FinTRACA) became an Egmont Group member since 2010. The Egmont Group is an informal network of FIUs for international cooperation, information exchange, training, and sharing of expertise. Currently comprised of more than 151 member FIUs.
• Asia Pacific Group on Money Laundering (APG)coreStrategic or Co-development PartnerAfghanistan became a member of APG in April 2006. APG is an autonomous international organization ensuring adoption and implementation of FATF AML/CFT standards. APG has 42 members and is an Associate Member of FATF.
• Eurasian Group on Combating Money Laundering and Financing of Terrorism (EAG)coreStrategic or Co-development PartnerAfghanistan became an EAG observer state since May 2006. EAG is a FATF-style regional body (FSRB) with 9 members and assists countries in implementing AML/CFT standards.
• Ministry of Finance (Revenue and Customs Department) - AfghanistanmajorStrategic or Co-development PartnerMet with FinTRACA regarding expansion of AML/CFT supervisory coverage to DNFBPs sector. Willing to assist in covering the sector under AML/CFT framework.
• Certified Professional Accountants (CPA) AfghanistanmajorStrategic or Co-development PartnerMet with FinTRACA to assist in covering DNFBPs sector under AML/CFT framework in terms of money laundering and proceeds of other financial crimes.

Scale indicators9 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• FinCEN (Financial Crimes Enforcement Network, US): FinCEN is the US FIU, responsible for collecting, analyzing, and disseminating financial intelligence and enforcing AML regulations under the Bank Secrecy Act. Direct functional analogue to FinTRACA but operating at vastly greater scale and resource depth.
• FINTRA Canada: Canada's financial intelligence unit, performing STR/CTR receipt, analysis, and dissemination under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act. Comparable mandate and operating model to FinTRACA.
• FCA UK Financial Crime Unit: UK's financial services regulator with major AML/CTF supervisory and intelligence functions. Comparable AML supervision, enforcement, and reporting-entity oversight responsibilities.
• AUSTRAC (Australia): Australia's FIU and AML/CTF regulator, overseeing compliance, intelligence production, and enforcement across financial and DNFBP sectors. Closely comparable regulatory architecture and reporting-based model.

Others

• Wolfsberg Group: Association of global banks focused on anti-money laundering and financial crime prevention standards. Adjacent industry participant defining compliance frameworks FinTRACA's reporting entities must follow.
• Da Afghanistan Bank (Central Bank of Afghanistan): FinTRACA's parent institution under the AML/PC Law and the prudential supervisor of reporting entities. Not a peer FIU but the closest domestic governance and operational counterpart.
• Egmont Group of Financial Intelligence Units: Global network of 151+ FIUs that defines operating standards, secure communications (ESW), and intelligence-sharing protocols FinTRACA uses. Indirect ecosystem participant rather than a peer FIU.
• Asia Pacific Group on Money Laundering (APG): FATF-style regional body for the Asia-Pacific, conducting mutual evaluations and supporting AML/CFT implementation. Sets the standards FinTRACA must meet; ecosystem participant rather than direct peer.

Regional players

• Pakistan Financial Intelligence Unit (FIU-Pakistan): State Bank of Pakistan's FIU, conducting similar STR/CTR receipt, analysis, and dissemination. Co-APG/Egmont peer in the same region with comparable emerging-market AML/CFT mandates.
• FIU-India (Financial Intelligence Unit – India): India's FIU under the Ministry of Finance, responsible for receiving Cash Transaction Reports, CTRs, and STRs and coordinating enforcement. Shares Egmont/APG membership and South Asia regional context with FinTRACA.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/fintraca

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FinTRACA