First Bank of Tennessee - Service You Can Bank On!

First Bank of Tennessee is a community bank founded in 1890 offering personal banking, mortgages, business financing, and wealth management services across multiple U.S. branch locations and a digital banking platform, serving retail consumers, small and mid-sized businesses, and high-net-worth households.

Company typePrivate
Founded-
HeadquartersMultiple Locations, United States
Headcount1–10
GTM typeB2B and B2C
OfferingServices

What First Bank of Tennessee - Service You Can Bank On! does

First Bank of Tennessee operates as a community bank offering a full suite of retail, commercial, and wealth management banking products across physical branch locations and a digital banking platform. The institution traces its origin to 1890, holds an FDIC-insured charter, NMLS registration (#401915), and Equal Housing Lender status, and serves individual consumers, small and mid-sized businesses, government and agriculture borrowers, and high-net-worth households across multiple U.S. locations.

Its core product set spans personal checking, savings, and certificates of deposit; mortgages, construction loans, refinancing, and home equity lines; personal, auto, and credit card borrowing; business financing including commercial real estate, express small business, agriculture, and SBA/USDA government loan programs; business deposit and treasury services such as accounts receivable, accounts payable, merchant services, fraud protection, and money management; plus wealth management and advisory services delivered through a dedicated client portal. Underlying technology is a third-party-style digital banking platform supporting online and mobile banking with mobile deposit, dedicated business and wealth portals, and a set of partner integrations (Paymentus for loan payments, uChoose Rewards, Fiserv SpendTrack for business cards, OrderMyChecks, OneSiteApp for construction draws, and Trust Reporter for wealth clients).

The bank makes money primarily through interest income on loans across consumer and commercial categories, deposit account fees on checking and savings products, wealth management advisory fees and commissions, merchant processing transaction fees, and credit card interchange. Distribution is omnichannel: physical branches with specialist teams for mortgages, business financing, and wealth advisory consultations, supplemented by self-serve digital channels and a Refer-a-Friend acquisition program offering up to $2,000 per successful referral. Marketing relies on the corporate website, organic search, customer testimonials, and community engagement under CRA programs. The bank has no public ticker or parent company identified in the source material.

First Bank of Tennessee - Service You Can Bank On! firmographics

Firmographics

Name: First Bank of Tennessee - Service You Can Bank On!
Legal name: First Financial Bank NA
Website: https://firstbanktn.com
Company type: Private
Operating status: Operating
Headcount range: 1–10 employees
Short description: First Bank of Tennessee is a community bank founded in 1890 offering personal banking, mortgages, business financing, and wealth management services across multiple U.S. branch locations and a digital banking platform, serving retail consumers, small and mid-sized businesses, and high-net-worth households.
Ownership category
akta.pro rank

First Bank of Tennessee - Service You Can Bank On! industry classification

Industry

Product category: Retail Banking
NAICS: Commercial Banking (52211), Depository Credit Intermediation (5221), Commercial Banking (522110)
SIC: National Commercial Banks (6021), Personal Credit Institutions (6141)
akta.pro primary industry: Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
akta.pro secondary industries: SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC), Credit Cards & Revolving Credit (FSABAAAC), Bank & Credit Union Personal Loans (Unsecured Installment) (FSAKAAAL), Real Estate (Commercial Property, REITs) (FSABACAH)

Keywords

Retail banking services
Commercial lending products
Consumer mortgage loans
Business deposit accounts
Wealth management advisory

Where First Bank of Tennessee - Service You Can Bank On! is headquartered

Location

Headquarters

HQ city: Multiple Locations
HQ country: United States
HQ region: North America

Offices1 record

Markets served

First Bank of Tennessee - Service You Can Bank On! business model

Business model

GTM type: B2B and B2C
Offering type: Services
Cost components: Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

Interest Income from Lending: Primary revenue stream from interest earned on loans including business financing, commercial real estate loans, personal loans, mortgages, home equity lines, auto loans, and agriculture loans
Deposit Account Fees: Fees from business and personal checking and savings accounts, including potential maintenance fees and service charges
Wealth Management Services: Fees and commissions from wealth management services including investment management, financial planning, and related advisory services
Merchant Services: Transaction processing fees from merchant services enabling businesses to accept card payments
Credit Card Services: Interchange fees and interest from credit card products for both business and personal customers
Certificate of Deposit Products: Retail CD products generating fee income and contributing to deposit base for lending activities

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

First Bank of Tennessee - Service You Can Bank On! product offering

Product offering

Core offering

First Bank of Tennessee is an FDIC-insured community bank that provides a comprehensive suite of banking products and services to individual consumers and businesses. Core offerings include personal banking (checking, savings, certificates of deposit), home loans (mortgages, construction loans, refinancing, home equity lines), personal borrowing (personal loans, auto loans, credit cards), business banking (financing, commercial real estate loans, agriculture loans, SBA/USDA government loan programs, business checking/savings, business credit cards), and wealth management advisory services. The bank distributes through physical branch locations and online/mobile digital banking platforms.

Product overview

First Financial Bank offers a comprehensive banking platform for individuals and businesses with both consumer and commercial banking products. The core offerings include Personal Banking (checking, savings, CDs, digital banking), Home Loans (mortgages, construction loans, home equity), Personal Borrowing (loans, credit cards), Business Banking (financing, commercial real estate, business services), and Wealth Management. The bank operates as a traditional FDIC-insured financial institution with digital banking capabilities and business advisory services like Guided Growth.

Differentiator

Problem solved

Functional benefit

Products and services

Personal Banking Core banking services for individual consumers including checking accounts, savings accounts, and certificates of deposit, with digital banking access for 24/7 account management.
Digital Banking Mobile and online banking platform enabling customers to manage personal, business, and wealth accounts, perform fund transfers, deposit checks via mobile, and access banking services 24/7.
Home Loans Mortgage and lending solutions for consumers including mortgages, construction loans, mortgage refinance, and home equity products, supported by a network of mortgage experts.
Personal Borrowing Consumer lending products including personal loans, auto loans, and credit cards designed for individual financial needs such as debt consolidation and major purchases.
Business Banking Comprehensive business banking services including business checking, savings, business CDs, business credit cards, digital banking, and operational services such as accounts receivable, accounts payable, fraud protection, and merchant services.
Business Financing Business lending solutions including general business financing, commercial real estate loans, express small business loans, agriculture loans, and SBA/USDA government loan programs.
Wealth Management Wealth management and advisory services for high-net-worth individuals and families, including investment management, financial planning, and a dedicated client portal.

Companies that use First Bank of Tennessee - Service You Can Bank On!

Customer profile

Segments3 records

Ideal customer profiles3 records

First Bank of Tennessee - Service You Can Bank On! technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Integration6 records

Feature4 records

First Bank of Tennessee - Service You Can Bank On! partnerships and signals

Strategic signal

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

First Bank of Tennessee - Service You Can Bank On! competitors and assessment

Company assessment

Direct peers

ServisFirst Bancshares: Regional commercial bank focused on business and consumer banking across the Southeast. Comparable product breadth, branch-plus-digital distribution, and emphasis on commercial and CRE lending.
Renasant Corporation: Community-focused regional bank offering personal, business, and mortgage lending across the Southeast. Its multi-channel model and community positioning are directly analogous to the subject's described approach.
Atlantic Capital Bancshares: Regional commercial bank offering business and consumer banking with specialized commercial lending. Comparable mid-size positioning and emphasis on commercial and CRE finance make it a relevant peer.
Pinnacle Financial Partners: Nashville-headquartered regional bank with a comparable product suite spanning consumer, business, and wealth management. Strong community-bank positioning in Tennessee with a multi-city branch model closely mirrors the subject company's described footprint.
Trustmark Corporation: Community-oriented regional bank offering consumer, commercial, and wealth management services across the Southeast and Texas. Comparable business mix and community positioning.
Cadence Bank: Mid-sized commercial bank with personal, small business, and wealth services across the South and Texas. Comparable product breadth and branch-plus-digital distribution closely resemble the subject's offering.
First Horizon Corporation: Tennessee-based bank holding company offering consumer and commercial banking, wealth, and mortgage lending with a similar relationship-banking orientation. Geographic and product overlap make it a directly comparable regional peer.
United Community Banks: Southeast-focused regional bank with consumer, small business, and mortgage lending, emphasizing relationship banking. Product breadth and community positioning closely parallel the subject bank.
SmartBank: Tennessee-headquartered community bank offering personal, business, and mortgage lending with a relationship-banking model. Closely comparable on footprint and customer-segment targeting.

Broad incumbents

Regions Financial: Large regional bank holding company serving the Southeast with consumer, commercial, and wealth lines. Competes with the subject bank across most product categories but at substantially greater scale and geographic reach.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

First Bank of Tennessee - Service You Can Bank On! compliance and trust

Trust signal

Compliance3 records

First Bank of Tennessee - Service You Can Bank On! financial estimates

Financial estimate

Revenue estimate

Valuation estimate

First Bank of Tennessee - Service You Can Bank On! leadership team

Management profile

Number of profiles

Profiles1 record

First Bank of Tennessee - Service You Can Bank On! funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

First Bank of Tennessee - Service You Can Bank On! M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about First Bank of Tennessee - Service You Can Bank On!

What does First Bank of Tennessee - Service You Can Bank On! do?

Is First Bank of Tennessee - Service You Can Bank On! a public or private company?

First Bank of Tennessee - Service You Can Bank On! is a private company. It is classified as unknown and is currently operating.

When was First Bank of Tennessee - Service You Can Bank On! founded?

First Bank of Tennessee - Service You Can Bank On! was founded in -1. It employs 1 to 10 people.

Where is First Bank of Tennessee - Service You Can Bank On! based?

First Bank of Tennessee - Service You Can Bank On! is headquartered in Multiple Locations, United States, in the North America region.

How does First Bank of Tennessee - Service You Can Bank On! make money?

Six revenue lines are on record. Interest Income from Lending is the primary driver. The others are deposit Account Fees, wealth Management Services, merchant Services, credit Card Services and certificate of Deposit Products.

Who are First Bank of Tennessee - Service You Can Bank On!'s main competitors?

Direct peers on record are ServisFirst Bancshares, Renasant Corporation, Atlantic Capital Bancshares, Pinnacle Financial Partners, Trustmark Corporation, Cadence Bank, First Horizon Corporation, United Community Banks and SmartBank. Regions Financial is listed as a broad incumbent.

Does First Bank of Tennessee - Service You Can Bank On! have an API?

No public API is recorded for First Bank of Tennessee - Service You Can Bank On!.

What industry is First Bank of Tennessee - Service You Can Bank On! in?

First Bank of Tennessee - Service You Can Bank On!'s product category is Retail Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABABAC, SME Deposits & Business Accounts (Operating, Savings, CDs). Its NAICS code is 52211 and its SIC code is 6021.