First Bank of Tennessee - Service You Can Bank On!
First Bank of Tennessee is a community bank founded in 1890 offering personal banking, mortgages, business financing, and wealth management services across multiple U.S. branch locations and a digital banking platform, serving retail consumers, small and mid-sized businesses, and high-net-worth households.
- Company typePrivate
- Founded-
- HeadquartersMultiple Locations, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What First Bank of Tennessee - Service You Can Bank On! does
First Bank of Tennessee operates as a community bank offering a full suite of retail, commercial, and wealth management banking products across physical branch locations and a digital banking platform. The institution traces its origin to 1890, holds an FDIC-insured charter, NMLS registration (#401915), and Equal Housing Lender status, and serves individual consumers, small and mid-sized businesses, government and agriculture borrowers, and high-net-worth households across multiple U.S. locations.
Its core product set spans personal checking, savings, and certificates of deposit; mortgages, construction loans, refinancing, and home equity lines; personal, auto, and credit card borrowing; business financing including commercial real estate, express small business, agriculture, and SBA/USDA government loan programs; business deposit and treasury services such as accounts receivable, accounts payable, merchant services, fraud protection, and money management; plus wealth management and advisory services delivered through a dedicated client portal. Underlying technology is a third-party-style digital banking platform supporting online and mobile banking with mobile deposit, dedicated business and wealth portals, and a set of partner integrations (Paymentus for loan payments, uChoose Rewards, Fiserv SpendTrack for business cards, OrderMyChecks, OneSiteApp for construction draws, and Trust Reporter for wealth clients).
The bank makes money primarily through interest income on loans across consumer and commercial categories, deposit account fees on checking and savings products, wealth management advisory fees and commissions, merchant processing transaction fees, and credit card interchange. Distribution is omnichannel: physical branches with specialist teams for mortgages, business financing, and wealth advisory consultations, supplemented by self-serve digital channels and a Refer-a-Friend acquisition program offering up to $2,000 per successful referral. Marketing relies on the corporate website, organic search, customer testimonials, and community engagement under CRA programs. The bank has no public ticker or parent company identified in the source material.
First Bank of Tennessee - Service You Can Bank On! firmographics
Firmographics- Name
- First Bank of Tennessee - Service You Can Bank On!
- Legal name
- First Financial Bank NA
- Website
- https://firstbanktn.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- First Bank of Tennessee is a community bank founded in 1890 offering personal banking, mortgages, business financing, and wealth management services across multiple U.S. branch locations and a digital banking platform, serving retail consumers, small and mid-sized businesses, and high-net-worth households.
- Ownership category
- akta.pro rank
First Bank of Tennessee - Service You Can Bank On! industry classification
Industry- Product category
- Retail Banking
- NAICS
- Commercial Banking (52211), Depository Credit Intermediation (5221), Commercial Banking (522110)
- SIC
- National Commercial Banks (6021), Personal Credit Institutions (6141)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industries
- SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC), Credit Cards & Revolving Credit (FSABAAAC), Bank & Credit Union Personal Loans (Unsecured Installment) (FSAKAAAL), Real Estate (Commercial Property, REITs) (FSABACAH)
Keywords
Where First Bank of Tennessee - Service You Can Bank On! is headquartered
LocationHeadquarters
- HQ city
- Multiple Locations
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
First Bank of Tennessee - Service You Can Bank On! business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Interest Income from Lending: Primary revenue stream from interest earned on loans including business financing, commercial real estate loans, personal loans, mortgages, home equity lines, auto loans, and agriculture loans
- Deposit Account Fees: Fees from business and personal checking and savings accounts, including potential maintenance fees and service charges
- Wealth Management Services: Fees and commissions from wealth management services including investment management, financial planning, and related advisory services
- Merchant Services: Transaction processing fees from merchant services enabling businesses to accept card payments
- Credit Card Services: Interchange fees and interest from credit card products for both business and personal customers
- Certificate of Deposit Products: Retail CD products generating fee income and contributing to deposit base for lending activities
Go-to-market motion1 record
Distribution channels4 records
Marketing channels5 records
First Bank of Tennessee - Service You Can Bank On! product offering
Product offeringCore offering
First Bank of Tennessee is an FDIC-insured community bank that provides a comprehensive suite of banking products and services to individual consumers and businesses. Core offerings include personal banking (checking, savings, certificates of deposit), home loans (mortgages, construction loans, refinancing, home equity lines), personal borrowing (personal loans, auto loans, credit cards), business banking (financing, commercial real estate loans, agriculture loans, SBA/USDA government loan programs, business checking/savings, business credit cards), and wealth management advisory services. The bank distributes through physical branch locations and online/mobile digital banking platforms.
Product overview
First Financial Bank offers a comprehensive banking platform for individuals and businesses with both consumer and commercial banking products. The core offerings include Personal Banking (checking, savings, CDs, digital banking), Home Loans (mortgages, construction loans, home equity), Personal Borrowing (loans, credit cards), Business Banking (financing, commercial real estate, business services), and Wealth Management. The bank operates as a traditional FDIC-insured financial institution with digital banking capabilities and business advisory services like Guided Growth.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Banking Core banking services for individual consumers including checking accounts, savings accounts, and certificates of deposit, with digital banking access for 24/7 account management.
- Digital Banking Mobile and online banking platform enabling customers to manage personal, business, and wealth accounts, perform fund transfers, deposit checks via mobile, and access banking services 24/7.
- Home Loans Mortgage and lending solutions for consumers including mortgages, construction loans, mortgage refinance, and home equity products, supported by a network of mortgage experts.
- Personal Borrowing Consumer lending products including personal loans, auto loans, and credit cards designed for individual financial needs such as debt consolidation and major purchases.
- Business Banking Comprehensive business banking services including business checking, savings, business CDs, business credit cards, digital banking, and operational services such as accounts receivable, accounts payable, fraud protection, and merchant services.
- Business Financing Business lending solutions including general business financing, commercial real estate loans, express small business loans, agriculture loans, and SBA/USDA government loan programs.
- Wealth Management Wealth management and advisory services for high-net-worth individuals and families, including investment management, financial planning, and a dedicated client portal.
Companies that use First Bank of Tennessee - Service You Can Bank On!
Customer profileSegments3 records
Ideal customer profiles3 records
First Bank of Tennessee - Service You Can Bank On! technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
Feature4 records
First Bank of Tennessee - Service You Can Bank On! partnerships and signals
Strategic signalScale indicators4 records
Recent moves5 records
Expansion highlights5 records
First Bank of Tennessee - Service You Can Bank On! competitors and assessment
Company assessmentDirect peers
- ServisFirst Bancshares: Regional commercial bank focused on business and consumer banking across the Southeast. Comparable product breadth, branch-plus-digital distribution, and emphasis on commercial and CRE lending.
- Renasant Corporation: Community-focused regional bank offering personal, business, and mortgage lending across the Southeast. Its multi-channel model and community positioning are directly analogous to the subject's described approach.
- Atlantic Capital Bancshares: Regional commercial bank offering business and consumer banking with specialized commercial lending. Comparable mid-size positioning and emphasis on commercial and CRE finance make it a relevant peer.
- Pinnacle Financial Partners: Nashville-headquartered regional bank with a comparable product suite spanning consumer, business, and wealth management. Strong community-bank positioning in Tennessee with a multi-city branch model closely mirrors the subject company's described footprint.
- Trustmark Corporation: Community-oriented regional bank offering consumer, commercial, and wealth management services across the Southeast and Texas. Comparable business mix and community positioning.
- Cadence Bank: Mid-sized commercial bank with personal, small business, and wealth services across the South and Texas. Comparable product breadth and branch-plus-digital distribution closely resemble the subject's offering.
- First Horizon Corporation: Tennessee-based bank holding company offering consumer and commercial banking, wealth, and mortgage lending with a similar relationship-banking orientation. Geographic and product overlap make it a directly comparable regional peer.
- United Community Banks: Southeast-focused regional bank with consumer, small business, and mortgage lending, emphasizing relationship banking. Product breadth and community positioning closely parallel the subject bank.
- SmartBank: Tennessee-headquartered community bank offering personal, business, and mortgage lending with a relationship-banking model. Closely comparable on footprint and customer-segment targeting.
Broad incumbents
- Regions Financial: Large regional bank holding company serving the Southeast with consumer, commercial, and wealth lines. Competes with the subject bank across most product categories but at substantially greater scale and geographic reach.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
First Bank of Tennessee - Service You Can Bank On! social profiles
Digital presenceFirst Bank of Tennessee - Service You Can Bank On! compliance and trust
Trust signalCompliance3 records
First Bank of Tennessee - Service You Can Bank On! financial estimates
Financial estimateRevenue estimate
Valuation estimate
First Bank of Tennessee - Service You Can Bank On! leadership team
Management profileNumber of profiles
Profiles1 record
First Bank of Tennessee - Service You Can Bank On! funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
First Bank of Tennessee - Service You Can Bank On! M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about First Bank of Tennessee - Service You Can Bank On!
What does First Bank of Tennessee - Service You Can Bank On! do?
First Bank of Tennessee is an FDIC-insured community bank that provides a comprehensive suite of banking products and services to individual consumers and businesses. Core offerings include personal banking (checking, savings, certificates of deposit), home loans (mortgages, construction loans, refinancing, home equity lines), personal borrowing (personal loans, auto loans, credit cards), business banking (financing, commercial real estate loans, agriculture loans, SBA/USDA government loan programs, business checking/savings, business credit cards), and wealth management advisory services. The bank distributes through physical branch locations and online/mobile digital banking platforms.
Is First Bank of Tennessee - Service You Can Bank On! a public or private company?
First Bank of Tennessee - Service You Can Bank On! is a private company. It is classified as unknown and is currently operating.
When was First Bank of Tennessee - Service You Can Bank On! founded?
First Bank of Tennessee - Service You Can Bank On! was founded in -1. It employs 1 to 10 people.
Where is First Bank of Tennessee - Service You Can Bank On! based?
First Bank of Tennessee - Service You Can Bank On! is headquartered in Multiple Locations, United States, in the North America region.
How does First Bank of Tennessee - Service You Can Bank On! make money?
Six revenue lines are on record. Interest Income from Lending is the primary driver. The others are deposit Account Fees, wealth Management Services, merchant Services, credit Card Services and certificate of Deposit Products.
Who are First Bank of Tennessee - Service You Can Bank On!'s main competitors?
Direct peers on record are ServisFirst Bancshares, Renasant Corporation, Atlantic Capital Bancshares, Pinnacle Financial Partners, Trustmark Corporation, Cadence Bank, First Horizon Corporation, United Community Banks and SmartBank. Regions Financial is listed as a broad incumbent.
Does First Bank of Tennessee - Service You Can Bank On! have an API?
No public API is recorded for First Bank of Tennessee - Service You Can Bank On!.
What industry is First Bank of Tennessee - Service You Can Bank On! in?
First Bank of Tennessee - Service You Can Bank On!'s product category is Retail Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABABAC, SME Deposits & Business Accounts (Operating, Savings, CDs). Its NAICS code is 52211 and its SIC code is 6021.