Fondo ASIM - Assistenza Sanitaria Integrativa Multiservizi

What Fondo ASIM - Assistenza Sanitaria Integrativa Multiservizi does

Fondo ASIM is an Italian non-profit supplementary healthcare fund (associazione non riconosciuta) established in 2013 by the social partners that signed the National Collective Labor Agreement (CCNL) for the cleaning and integrated/multiservices sector, and became operational in October 2014. It provides the Piano Sanitario — a supplementary health plan covering dental care (including up to 50% reimbursement for implantology), diagnostic tests, specialist visits, hospitalization, prevention programs, maternity packages, physiotherapy, and Long Term Care — to approximately 500,000+ registered workers employed by cleaning and integrated-services companies in Italy. The fund is governed jointly by five employer associations (ANIP-Confindustria, Legacoop Produzione e Servizi, Servizi-Confcooperative, Agci Servizi, Unionservizi-Confapi) and three worker unions (Filcams Cgil, Fisascat Cisl, Uiltrasporti-Uil), with mandatory employer contributions anchored in the CCNL renewed on July 9, 2021.

The organization operates a digital infrastructure consisting of two member-facing portals: S.I.Asim (account management, plan documents, reimbursement submissions) and Portale LEO (launched October 1, 2019, which internalized National Health Service ticket refund management). A call center (06 44 34 12 65), paper-based reimbursement submissions, and a complaints management system (Sistemino Reclami) round out the service channels. The fund collaborates strategically with UniSalute (since 2011) and Sì Salute to operate its affiliated healthcare provider network, and has launched adjacent offerings including the Piano Sanitario Straordinario (telemedicine-based prevention plan), ASIM Care (preventive health content), a glycemic index calculator, Il Prontuario della Salute (health guide), the ASIM Informa publication, and the #Safework workplace safety project co-developed with ONBSI.

Fondo ASIM is funded entirely through mandatory employer contributions under the CCNL, with workers automatically enrolled when employed by contributing companies and coverage ceasing three months after employment termination. The fund has no parent company, no subsidiaries, no external shareholders, and is not privately or publicly traded. It maintains a lean internal team of approximately 20 employees, operates exclusively within Italy, and does not publicly disclose revenue or contribution totals.

Name

Fondo ASIM - Assistenza Sanitaria Integrativa Multiservizi

Legal name

Fondo di Assistenza Sanitaria Integrativa per i Dipendenti delle Imprese Esercenti Servizi di Pulizia e Servizi Integrati/Multiservizi

Website

https://fondoasim.it

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

Fondo ASIM is an Italian non-profit supplementary healthcare fund providing the Piano Sanitario (health plan) to approximately 500,000+ workers in the cleaning and integrated/multiservices sector, funded by mandatory employer contributions under the sector's national collective labor agreement.

Ownership category

akta.pro rank

Product category

Supplementary Healthcare Insurance (Bilateral Welfare Fund)

NAICS

Health and Welfare Funds (525120), Health and Welfare Funds (52512), Other Insurance Funds (525190)

SIC

Hospital & Medical Service Plans (6324), Accident & Health Insurance (6321)

akta.pro primary industry

Flexible Benefits Administration (FSA/HSA/HRA) (HLAEALAK)

akta.pro secondary industries

Self-Funded (ASO) Group Health Plans & Stop-Loss (FSAIAFAB), Dental Benefit Administration (DBA) & ASO/TPA for Dental (HLAEAIAJ)

Keywords

• Supplementary health insurance
• Bilateral welfare fund
• Healthcare reimbursement services
• Cleaning sector welfare
• Integrated multiservices benefits

Headquarters

HQ city

Rome

HQ country

Italy

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Employer Contributions: Fondo ASIM is funded through mandatory contributions from employers in the cleaning and integrated/multiservices sector, as established by the National Collective Labor Contract (CCNL) renewed with agreement of July 9, 2021. The fund provides supplementary healthcare benefits to registered workers.
2. One-time Contributions (Una Tantum): New members may be required to pay a one-time contribution in addition to regular employer contributions for accessing healthcare benefits.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels7 records

Core offering

Fondo ASIM is a non-profit bilateral supplementary healthcare fund providing the Piano Sanitario (Health Plan) to workers in Italy's cleaning and integrated/multiservices sector. The plan includes dental care, diagnostics, specialist visits, hospitalizations, prevention programs (including an extraordinary prevention plan), and reimbursement management through the Portale LEO and the S.I.Asim member portal. The fund is financed through mandatory employer contributions established by the CCNL (National Collective Labor Contract).

Product overview

Fondo ASIM is a supplementary health insurance fund for workers in Italy's cleaning and integrated/multi-service sectors. The core offering is the Piano Sanitario (Health Plan), which provides integrated healthcare coverage including dental services, diagnostic tests, specialist visits, hospital care, and prevention services. The product portfolio includes member-facing digital portals (S.I.Asim for account management and Portale LEO for reimbursement processing), a glycemic index calculator tool, health education resources (ASIM Care, Il Prontuario della Salute), a complaints management system, and special initiatives like the extraordinary prevention health plan. The fund collaborates with UniSalute for insurance operations and Si Salute for additional services.

Differentiator

Problem solved

Functional benefit

Brands

• ASIM Care: Informative project providing tips and advice for primary prevention to registered members and the general public.
• ASIM Informa
• Piano Sanitario Straordinario
• Progetto #Safework

Products and services

• Piano Sanitario (Health Plan) The flagship supplementary healthcare plan for workers in the cleaning and integrated/multiservices sector, covering dental care, diagnostics, specialist visits, hospitalizations, and prevention services. Funded through mandatory employer contributions per the CCNL and accessed via the S.I.Asim member portal and the Portale LEO reimbursement system.
• Piano Sanitario Straordinario (Extraordinary Health Plan) An additional prevention-focused health plan offered alongside the standard Piano Sanitario, providing extended preventive care services to workers in the cleaning and integrated/multiservices sector.

Quantifiable outcome

• Up to 50% reimbursement for implantology expenses within the maximum coverage limit
• +1 more outcomes

Named customers2 records

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

13 partnerships are on record, tiered core and minor.

• UniSalutecoreStrategic or Co-development Partner · 31 May 2011UniSalute is the primary insurance and healthcare management partner for Fondo ASIM's healthcare plan (Piano Sanitario). They manage the network of affiliated healthcare providers, process reimbursements for non-conventional facilities, and handle hospitalization daily allowances and home hospitalization services. Collaboration began with the fund's inception.
• Sì SalutecoreStrategic or Co-development PartnerSì Salute is an affiliated healthcare provider network that works with Fondo ASIM to provide services to members. Mentioned in maintenance notices and service communications.
• Fondazione AIRCminorStrategic or Co-development PartnerPartnership with Fondazione AIRC (Italian Foundation for Cancer Research) for a questionnaire on eating habits and lifestyle. The initiative included a digital report and was part of health awareness campaigns.
• ONBSI (Organismo Nazionale Bilaterale Servizi Integrati)coreStrategic or Co-development PartnerONBSI is the National Bilateral Body for Integrated Services that developed the #Safework project - a free national information initiative for cleaning and integrated services workers on workplace safety and health topics.
• ANIP-ConfindustriacoreOthersEmployer association that co-founded Fondo ASIM and signed the CCNL for cleaning and integrated services workers.
• Legacoop Produzione e ServizicoreOthersEmployer association representing cooperatives in production and services sectors. Co-founder of Fondo ASIM and signatory of the CCNL.
• Servizi-ConfcooperativecoreOthersEmployer association of Confcooperative representing services sector. Co-founder of Fondo ASIM.
• Agci ServizicoreOthersEmployer association of AGCI for services. Co-founder of Fondo ASIM.
• Unionservizi-ConfapicoreOthersEmployer association of Confapi for services. Co-founder of Fondo ASIM.
• Filcams CgilcoreOthersWorker union representing commerce, services, and tourism sectors. Co-founder of Fondo ASIM.
• Fisascat CislcoreOthersWorker union of Fisascat. Co-founder of Fondo ASIM.
• Uiltrasporti-UilcoreOthersWorker union for transport and services sectors. Co-founder of Fondo ASIM.
• Lunar (Mattia Varsalone)minorOthersItalian artist and creator who developed the participatory art installation for Fondo ASIM's November 25, 2025 anti-violence campaign (#DiciamoBastaInsieme) at Rome Municipality VII.

Scale indicators2 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Fondo QuAS (Cassa QuAS): Supplementary healthcare fund for the Italian commerce (terziario) sector, also created under CCNL with social-partner governance — direct analogue in structure and product offering.
• San.Arti. Bilateral health fund for Italian artisans (artigiani) and their dependents, set up via CCNL with similar bipartite governance — comparable operating model, contribution mechanics, and member services.
• EASI (Ente di Assistenza Sanitaria Integrativa): Bilateral health fund for executives and managers of Italian SMEs — comparable CCNL-bilateral model and supplementary health plan structure, though serving a different worker category.
• Coopersalute: Supplementary health fund tied to the cooperative sector CCNL — directly comparable bilateral governance and contribution model for a specific vertical.
• Fondo Est: Italian bilateral supplementary healthcare fund for the commerce, tourism and services sectors — operates the same CCNL-mandated, bipartite-governed model as Fondo ASIM and is its closest structural analogue.
• CADIPROF: Italian bilateral welfare fund for professional firms (studi professionali) — CCNL-based, bipartite-governed supplementary health and welfare benefits, structurally aligned with Fondo ASIM.
• Sanilog: Bilateral health fund for logistics, transport and freight handling workers — same CCNL-driven bilateral structure with employer/union governance serving a specific sector.

Broad incumbents

• UniSalute: Italy's largest health-insurance specialist (Unipol Group); operates broadly across corporate and individual health plans and is also Fondo ASIM's primary service-delivery partner — overlap in product category but at much larger scale.
• RBM Salute (Intesa Sanpaolo Vita): Major Italian health-insurer specializing in corporate/fund health plans — broader portfolio than Fondo ASIM but operates in the same corporate health-fund market with similar product structure.

Regional players

• Fondo ASO: Smaller Italian bilateral health fund operating in another sector under CCNL — comparable bilateral structure, though materially smaller scale.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@fondo-asim
• Facebookfacebook.com/FondoASIM
• LinkedInlinkedin.com/company/fondo-asim---assistenza-sanitaria-integrativa-multiservizii
• Instagraminstagram.com/fondo_asim
• TikToktiktok.com/@fondo_asim

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about Fondo ASIM - Assistenza Sanitaria Integrativa Multiservizi