Fonds de Prévoyance Militaire (FPM)

Name

Fonds de Prévoyance Militaire (FPM)

Legal name

Fonds de Prévoyance Militaire

Website

https://fpmnet.ci

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Military Mutual Insurance & Social Security

NAICS

Health and Welfare Funds (525120), Insurance and Employee Benefit Funds (5251), Pension Funds (52511)

SIC

Accident & Health Insurance (6321), Life Insurance (6311), Hospital & Medical Service Plans (6324)

akta.pro primary industry

Flexible Benefits Administration (FSA/HSA/HRA) (HLAEALAK)

Keywords

• Mutual insurance fund
• Military social security
• Retirement savings plan
• Social lending services
• Health insurance coverage

Headquarters

HQ city

Abidjan

HQ country

Côte d’Ivoire

HQ region

Africa

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Others

Revenue model

1. Membership Contributions: Mandatory contributions from active military and gendarmerie personnel as part of their compensation structure. Contributions fund the Maladie Maternité Décès (MMD) health coverage and the EFC/PERM retirement savings plan.
2. Social Loans: FPM provides various social loans to members including CREDEF (equipment), PREMED (medical), CREDIMO (housing), CREDEX (emergency), Yomiyé (health), CREDEF Plus, and CREDIMO Plus loans, generating interest income.
3. Real Estate Development: FPM operates real estate development programs including FPM Latrille residential projects and the Centre Médical des Armées de Daloa, generating revenue through property sales and services.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

FPM is a mutual social security organization that provides integrated coverage to military personnel, gendarmes, and their families in Côte d'Ivoire. Its offerings center on the Maladie Maternité Décès (MMD) health regime, the Plan Epargne Retraite Mutualiste (PERM) retirement savings scheme, a suite of social loans (CREDEF, CREDIMO, CREDEX, PREMED, Yomiyé and variants), housing savings, and real estate development programs. Membership is mandatory for active military and gendarmerie personnel, with contributions deducted from salaries.

Product overview

Fonds de Prévoyance Militaire (FPM) is a mutual social security organization for military and police personnel in Côte d'Ivoire. The organization operates a multi-product portfolio consisting of two core regimes: (1) Maladie Maternité Décès (MMD) providing health, maternity, and death coverage, and (2) Plan Epargne Retraite Mutualiste (EFC/PERM) providing retirement savings. These core products are supplemented by complementary products including PERM Plus, Plan Epargne Logement (PEL), and a suite of social loans (CREDEF, CREDEF Plus, CREDIMO, CREDIMO Plus, CREDEX, PREMED, Prêt Santé Yomiyé). FPM also operates real estate programs including FPM Latrille and is developing a medical center in Daloa. The organization has subsidiaries including CESAM SA (medical analysis laboratory) and SOGETHO (Palm Club Hotel).

Differentiator

Problem solved

Functional benefit

Products and services

• Maladie Maternité Décès (MMD) Core social coverage regime for military personnel, gendarmies, and their families, covering illness, maternity, and death benefits including enrollment, medical care management, network access, and medical expense reimbursement.
• Plan Epargne Retraite Mutualiste (EFC/PERM) Retirement savings plan specifically designed for military personnel, providing pension benefits upon retirement. Funded through mandatory payroll contributions.
• PERM Plus Complementary retirement savings product that enhances the base PERM plan with additional retirement benefits for military personnel.
• Plan Epargne Logement (PEL) Housing savings plan that helps military personnel accumulate funds for property purchases.
• CREDEF Social loan providing financial assistance to military personnel for personal equipment and general needs.
• CREDEF Plus Enhanced social loan with improved terms over the standard CREDEF product for military personnel.
• CREDIMO Housing loan product for military personnel to finance property acquisition.
• CREDIMO Plus Subsidized housing loan designed to increase the financial capacity of military and police personnel to access property ownership.
• CREDEX Equipment loan for military personnel to purchase equipment and tools.
• PREMED Medical loan product to help military personnel cover healthcare expenses.
• Prêt Santé (Yomiyé) Health loan providing financial support for medical expenses for military members.
• Programme Immobilier FPM Latrille Real estate development program offering apartments and housing for military personnel.
• Centre Médical des Armées de Daloa Medical center project under development to provide healthcare services to military personnel in Daloa.

Quantifiable outcome

• 441 retired members received their retirement rights in 2025, demonstrating reliable benefit delivery.

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• CESAM SAcoreOthers · 1 January 2009CESAM SA is a Société Anonyme with Board of Directors created in 2009. Shareholders are the Fonds de Prévoyance Militaire and Dr ALLA Yéboué, a biological physician. It operates as a health laboratory services company.
• SOGETHO (Palm Club Hotel)coreOthersSOGETHO operates the Palm Club Hotel with 88 rooms including 4 suites and 4 rooms for persons with reduced mobility. All rooms equipped with satellite plasma TV, telephone, free WiFi, safe, mini-bar, shuttle service, pool, and fitness room. FPM subsidiary providing hospitality services to members.

Scale indicators5 records

Recent moves7 records

Expansion highlights6 records

Market position

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/fpmnet

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fonds de Prévoyance Militaire (FPM)