France Active Lorraine
- Company typePrivate
- Founded2004
- HeadquartersNancy, Grand Est, France
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
France Active Lorraine firmographics
Firmographics- Name
- France Active Lorraine
- Legal name
- France Active Lorraine
- Website
- https://franceactive-grandest.org
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
France Active Lorraine industry classification
Industry- Product category
- Social and Solidarity Economy Financing
- NAICS
- Grantmaking and Giving Services (81321), Civic and Social Organizations (813410), All Other Support Services (561990)
- SIC
- Loan Brokers (6163), Investment Advice (6282)
- akta.pro primary industry
- Private Foundations (BPAGAKAA)
- akta.pro secondary industry
- Donor Coordination & Aid Effectiveness (BPADAOAA)
Keywords
Where France Active Lorraine is headquartered
LocationHeadquarters
- HQ city
- Nancy, Grand Est
- HQ country
- France
- HQ region
- Europe
Offices3 records
Markets served
France Active Lorraine business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Financing guarantees and accompaniment services: France Active Lorraine provides bank guarantees, solidarity loans, and entrepreneurial accompaniment services. Revenue is generated through guarantee fees (typically 2.5% of guaranteed amount), interest on participative loans (2.5-4%), and program funding from public and private partners. The organization is co-financed by the European Union, Grand Est Region, Departement de Meurthe-et-Moselle, Metz Metropolis, Ville de Nancy, AG2R La Mondiale, and Credit Agricole de Lorraine.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Bank Guarantees for entrepreneurs - up to 65% of loan, max 50,000 EUR |
| Other | Multi-year contract | Solidarity Loans (Prêt d'honneur BPI) - 1,000 to 8,000 EUR at 0% |
| Other | One time/ perpetual license | Youth Prime Accès+ - 1,000 EUR for 18-30 year olds |
| Other | Multi-year contract | Participative loans for ESS structures - 20,000 to 1.5M EUR at 2.5% |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
France Active Lorraine product offering
Product offeringCore offering
France Active Lorraine is a nonprofit financing and accompaniment organization that provides bank guarantees (covering 65–80% of loans up to €50,000), solidarity loans (€1,000 to €1.5M at 0–4% interest), and the Okoté participatory crowdfunding platform to entrepreneurs who lack access to traditional bank financing. The organization complements financing with structured accompaniment programs including the La Serre à Projets impact incubator, CréaLab territorial accelerator, DLA social-economy support, and Accès+ support for fragile entrepreneurs. Services are delivered across three offices (Nancy, Metz, Epinal) in the Lorraine region.
Product overview
France Active Lorraine operates as a financing and business support organization — not a unified software product — offering a coordinated portfolio of financial tools and accompaniment programs. Its financial products include bank guarantees (Garanties Bancaires) covering 65–80% of loans, solidarity loans (Prêts Solidaires) ranging from 1,000€ to 1.5M€, and the Okoté participatory crowdfunding platform with triple matching. Its support programs span the full entrepreneur lifecycle: La Serre à Projets (impact incubator), CréaLab (territorial accelerator), the DLA (ESS accompaniment device), Accès + (fragile entrepreneur support), Fabriques à Projets (collective project creation), CitésLab (priority neighborhood entrepreneurship), Entrepreneuriat Féminin (women's entrepreneurship), Place de l'Émergence (social project financing access), Ateliers d'Idéation (collective ideation workshops), and Tour de Table Financier (funding round-table facilitation). Complementary programs include Ateliers de Sensibilisation (financial management workshops), the Triathlon de l'Engagement (collective intelligence events), and the Les Entrepreneurs Engagés podcast series. The portfolio collectively serves entrepreneurs from idea stage through development and turnaround, with specific focus on fragile populations, women, rural areas, and the social and solidarity economy.
Differentiator
Problem solved
Functional benefit
Brands
- La Serre à Projets: Incubator for impact-driven projects in Meurthe-et-Moselle, supporting social, environmental, and territorial innovation.
- Okoté
- Les Entrepreneurs Engagés
- Accès +
- CréaLab
Products and services
- Garanties Bancaires (Bank Guarantees) Bank guarantee products that secure entrepreneur loans by covering up to 65–80% of bank lending (Garantie EMPLOI up to 65% / Garantie EGALITE Femmes up to 80%), enabling access to financing for creators, job seekers, women entrepreneurs, and those in fragile situations. Cost is 2.5% of guaranteed amount.
- Prêts Solidaires (Solidarity Loans) Collective term for solidarity loans including Prêt d'honneur solidaire BPI (€1,000–€8,000 at 0% interest, 1–5 year duration), Fonds d'amorçage associatif (€5,000–€10,000), Prêt participatif amorçage (€20,000–€100,000 at 4%), Contrat d'apport associatif (€5,000–€30,000), and Prêt participatif long terme (€20,000–€1.5M at 2.5–3%, 4–7 year duration with up to 2 years deferral).
- Okoté (Crowdfunding Platform) Participatory crowdfunding platform based on the principle of matchfunding: each euro donated by citizens is matched by public and private partners, multiplying the impact of donations for engaged projects. Successful campaigns include Tim & Bastien (€15,825 raised) and La Petite Boutique de Louis (€12,180 raised).
- La Serre à Projets Project incubator that accompanies social, environmental, or territorial impact projects over several months through training, collective workshops, individual meetings, and networking with the local ecosystem. Targeted at impact-driven project holders in Meurthe-et-Moselle.
- CréaLab Territorialized 9-month acceleration program (8 workshops) for entrepreneurs who created or took over a business less than 3 years ago, focused on ecological, digital, and societal transition. Active in the Lunéville area.
- Dispositif Local d'Accompagnement (DLA) First accompaniment device for the social and solidarity economy (ESS) in France, providing tailored support for social utility structures (associations, IAE structures, ESUS enterprises) in developing their employment and projects.
- Accès + Program reinforcing accompaniment for the most fragile entrepreneurs and those furthest from funding sources, offering new training, personalized support, and a €1,000 Prime Accès+ grant for 18–30 year-olds.
- CitésLab Emergence device for business creation projects in priority urban policy neighborhoods (QPV), providing individualized coaching for project holders located in fragile territories.
- Tour de Table Financier Financial round-table initiative that brings together financial partners, including banks, to facilitate optimal financing arrangements for entrepreneurs seeking to combine multiple funding sources.
- Place de l'Émergence National device enabling social utility projects in the emergence phase to access private financing by pitching to engaged entrepreneurs, partners, and mentors on a monthly basis.
- Fabriques à Projets Project factories that identify key territorial or thematic challenges and accompany groups of actors in creating viable economic solutions to address them.
- Entrepreneuriat Féminin (Women Entrepreneurship Programs) Programs promoting women's entrepreneurship through awareness, skills development, networking, and improved visibility, including the Toutes Talentueuses program (85% report strengthened skills).
- Triathlon de l'Engagement Annual collective intelligence event where engaged entrepreneurs are challenged and supported by 40+ partners to accelerate their commitment and develop strategic projects for ecological, digital, and societal transitions.
Quantifiable outcome
- 5.27 million EUR in guaranteed loans mobilized
- +4 more outcomes
Companies that use France Active Lorraine
Customer profileNamed customers8 records
Segments5 records
Ideal customer profiles3 records
France Active Lorraine technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
France Active Lorraine partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- La Serre à ProjetscoreIncubator program for impact projects in Meurthe-et-Moselle, co-porté by France Active Lorraine. Combines training, collective workshops, individual meetings, and networking to support social, environmental, or territorial impact projects from idea to launch. Supported by European Union, Region Grand Est, Departement 54, Metz Metropolis, Ville de Nancy, AG2R La Mondiale, Credit Agricole Lorraine.
- Triathlon de l'engagement partners networkcoreOver 40 partners including ACORIS Mutuelles, Banque Populaire Alsace Lorraine Champagne, BGE Alsace Lorraine, BLIIIDA, Caisse d'Epargne Grand Est Europe, Chambre d'agriculture Grand Est, Chambre de Métiers et de l'Artisanat Grand Est, Conseil départementale de Meurthe et Moselle, Crédit agricole Lorraine, Crédit Mutuel, Femaléas, Grabuge, Grand Nancy Innovation, Le Village by CA Lorraine, Lorraine Mouvement Associatif, Macif, Maison de l'Emploi du Grand Nancy, Métropole du Grand Nancy, RCoaching, Scalen, SYNERCOOP, Terres de Lorraine, Tim & Bastien, ULIS. These partners collaborate on collective intelligence initiatives for entrepreneurial support.
- Crédit Agricole Alsace-VosgescoreKey banking partner referring entrepreneurs to France Active guarantees. Banker confirmed that guarantee from France Active provides confidence in evaluating loan dossiers. Multiple successful cases including Chocolaterie Patisserie Lucas.
- Okoté platformcoreParticipatory funding platform (matchfunding) developed by France Active network. Each citizen euro is matched by public and private partners. Tim & Bastien raised 15,825 EUR, La Petite Boutique de Louis raised 12,180 EUR. Financed with European Social Fund+ support.
Scale indicators6 records
Recent moves6 records
Expansion highlights6 records
France Active Lorraine competitors and assessment
Company assessmentDirect peers
- Réseau Entreprendre: National French network pairing SME founders with entrepreneur mentors and offering honor loans; overlaps with France Active's accompaniment-and-financing model for job-creating entrepreneurs.
- ADIE: Association pour le Droit à l'Initiative Économique — French microcredit provider supporting entrepreneurs excluded from traditional banking with small loans and accompaniment, serving a near-identical vulnerable-population segment.
- Initiative France: National French network of associations providing interest-free honor loans (prêts d'honneur) and bank guarantees to entrepreneurs, closely mirroring France Active's guarantee + accompaniment model across French regions.
- France Active Champagne Ardenne: Third regional association in the same Grand Est federation, delivering identical product mix in Champagne Ardenne; benchmarks France Active Lorraine's effectiveness on equivalent territory economics.
- France Active Alsace: Sister territorial association within the same France Active Grand Est federation, running the same guarantee, loan, incubator and acceleration product set in Alsace — direct structural peer.
Broad incumbents
- Bpifrance: French public investment bank offering solidarity loans (Prêt d'honneur), guarantees, and innovation financing; operates at much larger scale and is also a direct partner and competitor of France Active on shared products.
- Banque des Territoires (Caisse des Dépôts): Public development finance arm of Caisse des Dépôts providing co-financing and concessionary capital to local development actors, including France Active structures; comparable institutional development-finance role.
- France Active (national federation): National coordinating body of the France Active network, sharing the brand, tools and mandate with France Active Lorraine; broader portfolio coverage but less local operational depth.
- European Investment Fund (EIF): EU-level DFI deploying guarantee and counter-guarantee instruments to support SME and social entrepreneurship financing across Europe; structurally analogous as a guarantor-of-guarantors for the same client base.
Emerging players
- BGE (Boutiques de Gestion) Alsace Lorraine: Regional BGE network providing business creation accompaniment (including Citéslab-style services) in the same territory and listed as a France Active partner; strong functional overlap on accompaniment, less on credit products.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
France Active Lorraine social profiles
Digital presenceFrance Active Lorraine financial estimates
Financial estimateRevenue estimate
Valuation estimate
France Active Lorraine leadership team
Management profileNumber of profiles
Profiles1 record
France Active Lorraine subsidiaries and ownership
Company hierarchySubsidiaries2 records
France Active Lorraine funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
France Active Lorraine M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about France Active Lorraine
What does France Active Lorraine do?
France Active Lorraine is a nonprofit financing and accompaniment organization that provides bank guarantees (covering 65–80% of loans up to €50,000), solidarity loans (€1,000 to €1.5M at 0–4% interest), and the Okoté participatory crowdfunding platform to entrepreneurs who lack access to traditional bank financing. The organization complements financing with structured accompaniment programs including the La Serre à Projets impact incubator, CréaLab territorial accelerator, DLA social-economy support, and Accès+ support for fragile entrepreneurs. Services are delivered across three offices (Nancy, Metz, Epinal) in the Lorraine region.
Is France Active Lorraine a public or private company?
France Active Lorraine is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was France Active Lorraine founded?
France Active Lorraine was founded in 2004. It employs 11 to 50 people.
Where is France Active Lorraine based?
France Active Lorraine is headquartered in Nancy, Grand Est, France, in the Europe region.
How does France Active Lorraine make money?
One revenue line is on record: financing guarantees and accompaniment services.
Who are France Active Lorraine's main competitors?
Direct peers on record are Réseau Entreprendre, ADIE, Initiative France, France Active Champagne Ardenne and France Active Alsace. Broad incumbents are Bpifrance, Banque des Territoires (Caisse des Dépôts), France Active (national federation) and European Investment Fund (EIF). BGE (Boutiques de Gestion) Alsace Lorraine is listed as an emerging player.
Does France Active Lorraine have an API?
No public API is recorded for France Active Lorraine.
What industry is France Active Lorraine in?
France Active Lorraine's product category is Social and Solidarity Economy Financing. Its primary akta.pro industry code is BPAGAKAA, Private Foundations, with a secondary code of BPADAOAA, Donor Coordination & Aid Effectiveness. Its NAICS code is 81321 and its SIC code is 6163.