FunPay.in
FunPay.in (Hstock VIP / Hstock US) is a Bangalore-based global peer-to-peer marketplace, founded in 2017, where individual sellers resell social media, gaming, SaaS, and email accounts to buyers worldwide via an escrow-backed platform with 18-language localization.
- Company typePrivate
- Founded-
- Headquarters—
- Headcount11–50
- GTM typeB2C
- OfferingDigital Commerce or Content
What FunPay.in does
FunPay.in is the India-domiciled digital storefront of Hstock VIP (doing business as Hstock US), a global peer-to-peer marketplace founded in 2017 that intermediates the resale of digital accounts and in-game assets across social media, gaming, SaaS subscriptions, and email. The platform operates a two-sided marketplace where sellers list accounts and buyers purchase them through an integrated checkout, with an escrow system holding buyer funds until delivery is confirmed and an auto-delivery mechanism that transfers account credentials immediately for eligible inventory. Supporting infrastructure includes a seller dashboard with reputation scoring, a buyer wallet for stored balances, a centralized dispute window, and supplementary services such as an SMM (social media marketing) panel and virtual OTP number provisioning.
The company monetizes primarily through a 5% commission on seller-side transactions, supplemented by fees for store promotion/placement and withdrawal processing. Payment acceptance spans traditional card processors alongside crypto rails (Binance Pay, USDT, Cryptomus), with checkout localized into 18 languages and served across multiple regional domains (funpay.in, funpay.asia, funpay.marketing, hstockvip.com, hstock.lol) covering North America, Europe, Asia Pacific, Latin America, Africa, and the Middle East. Distribution extends beyond web to an Android application and Telegram/X community channels.
FunPay.in is headquartered in Bangalore, Karnataka, India, with a reported 43-person team. No external funding rounds, acquisitions, or institutional investors are disclosed. The platform operates in a category that occupies a legal grey area — the resale of social media and SaaS accounts generally contravenes the underlying platforms' terms of service, which represents a structural regulatory and platform-dependency risk for the business despite its scale and geographic reach.
FunPay.in firmographics
Firmographics- Name
- FunPay.in
- Legal name
- Hstock VIP
- Website
- https://funpay.in
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- FunPay.in (Hstock VIP / Hstock US) is a Bangalore-based global peer-to-peer marketplace, founded in 2017, where individual sellers resell social media, gaming, SaaS, and email accounts to buyers worldwide via an escrow-backed platform with 18-language localization.
- Ownership category
- akta.pro rank
FunPay.in industry classification
Industry- Product category
- Digital Account Marketplace
- NAICS
- Used Merchandise Retailers (459510), Hobby, Toy, and Game Retailers (45912)
- SIC
- Retail-Computer & Computer Software Stores (5734), Retail-Hobby, Toy & Game Shops (5945)
- akta.pro primary industry
- Peer-to-Peer (C2C) Resale Marketplaces (CRAFAGAM)
- akta.pro secondary industries
- Secondary Market Infrastructure (escrow, pricing, anti-scalping) (MPAFAJAG), Books, Media, Games & Hobbies C2C (CRAFAKAH), Virtual Goods & In-app Purchases (Non-gaming) (CRAFAIAJ)
Keywords
FunPay.in business model
Business model- GTM type
- B2C
- Offering type
- Digital Commerce or Content
- Cost components
- Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure, Others
Revenue model
- Seller Commission: 5% commission on all sales. Sellers receive balance credit immediately upon purchase minus platform commission. Earnings locked for 24h dispute window before becoming withdrawable.
- Store Promotion Fees: Optional paid promotion for seller stores: $10 for 15 days, $18 for 1 month, $50 for 3 months, $90 for 6 months. Featured in Top Stores section after admin review.
- Withdrawal Processing Fees: Minimum withdrawal $13 ($10 withdrawal + $3 platform fee). Daily withdrawal cap of $10,000. Manual admin processing typically within hours.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Pay-as-you-go | Store Promotion - 15 days |
| Subscription | Monthly | Store Promotion - 1 month |
| Subscription | Multi-year contract | Store Promotion - 3 months |
| Subscription | Multi-year contract | Store Promotion - 6 months |
| Transaction based/ take rate | Pay-as-you-go | Seller Commission Rate |
| Transaction based/ take rate | Pay-as-you-go | Withdrawal Minimum |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
FunPay.in product offering
Product offeringCore offering
FunPay.in operates a C2C digital account marketplace where individual sellers list and buyers purchase pre-owned digital goods — including social media, gaming, email, streaming, and software-subscription accounts — with built-in escrow protection and instant automated delivery. The platform monetizes by charging a flat 5% commission to sellers on every successful transaction, alongside optional paid store promotions and fixed-fee withdrawals, and accepts both fiat and cryptocurrency payments.
Product overview
Hstock US (operated via FunPay.in domain) is a peer-to-peer digital account marketplace enabling independent third-party sellers to list and sell digital services, software accounts, and promotional assets to global buyers. The core platform consists of an automated escrow marketplace with instant auto-delivery, complemented by a Seller Dashboard with bulk upload capabilities and inventory management. The product portfolio spans social media accounts (Instagram, Facebook, Twitter/X, TikTok, LinkedIn, Telegram, WhatsApp, Snapchat), gaming accounts (Steam, Roblox, Valorant, Minecraft, Fortnite), email accounts (Gmail, Outlook, ProtonMail, Hotmail), streaming services (Netflix, Spotify), and software subscriptions (Microsoft 365, VPN services, cloud platforms). Additional offerings include SMM panels for social growth, OTP number rental for verification, and paid store promotion services. The platform operates a wallet system with cryptocurrency support (USDT, BTC, Binance Pay) and offers a dedicated Android application for mobile access.
Differentiator
Problem solved
Functional benefit
Products and services
- Hstock US Digital Account Marketplace (FunPay.in / hstockvip.com) The core peer-to-peer marketplace that lets individual buyers and sellers list, search, purchase, and deliver pre-owned digital accounts across social media, gaming, email, streaming, and software-subscription categories, with a flat 5% commission charged to sellers.
- Social Media Accounts Marketplace Category A category within the marketplace where individual buyers can purchase pre-owned social-media platform accounts (e.g., Instagram, X/Twitter, Facebook, TikTok) with instant delivery and escrow protection.
- Gaming Accounts Marketplace Category A category within the marketplace for buying and selling pre-owned gaming accounts and in-game value, with instant automated delivery once the order is confirmed.
- Email Accounts Marketplace Category A category where buyers can purchase pre-owned email-address accounts with verified ownership and instant delivery.
- Software Subscriptions Marketplace Category A category for reselling pre-owned software and SaaS subscription accounts (streaming services, productivity tools, etc.) to buyers at below-retail prices via instant delivery.
- SMM Panel Reseller Service A social-media-marketing reseller service category listed on the platform, allowing buyers to purchase growth/engagement services from third-party panel operators through the marketplace.
- OTP Number Service A listing category where providers sell virtual/OTP phone numbers used for one-time-password verification on third-party platforms.
- Store Promotion Add-on for Sellers A paid promotion tier sold to sellers inside the marketplace that elevates their store's listings in search and category rankings.
- FunPay Android Application The Android mobile application that provides on-the-go access to the marketplace, including browsing, purchase, and order status for both buyers and sellers.
Quantifiable outcome
- Instant delivery within seconds of payment via automated system
- +3 more outcomes
Companies that use FunPay.in
Customer profileSegments4 records
Ideal customer profiles2 records
FunPay.in technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
Feature5 records
FunPay.in partnerships and signals
Strategic signalScale indicators3 records
Recent moves5 records
Expansion highlights4 records
FunPay.in competitors and assessment
Company assessmentMarket position
Strengths4 records
Competitive moat5 records
Key risks1 record
Key highlights6 records
Customer concentration
FunPay.in social profiles
Digital presenceFunPay.in financial estimates
Financial estimateRevenue estimate
Valuation estimate
FunPay.in leadership team
Management profileNumber of profiles
FunPay.in funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
FunPay.in M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about FunPay.in
What does FunPay.in do?
FunPay.in operates a C2C digital account marketplace where individual sellers list and buyers purchase pre-owned digital goods — including social media, gaming, email, streaming, and software-subscription accounts — with built-in escrow protection and instant automated delivery. The platform monetizes by charging a flat 5% commission to sellers on every successful transaction, alongside optional paid store promotions and fixed-fee withdrawals, and accepts both fiat and cryptocurrency payments.
Is FunPay.in a public or private company?
FunPay.in is a private company. It is classified as unknown and is currently operating.
When was FunPay.in founded?
FunPay.in was founded in -1. It employs 11 to 50 people.
How does FunPay.in make money?
Three revenue lines are on record. Seller Commission is the primary driver. The others are store Promotion Fees and withdrawal Processing Fees.
Does FunPay.in have an API?
No public API is recorded for FunPay.in.
What industry is FunPay.in in?
FunPay.in's product category is Digital Account Marketplace. Its primary akta.pro industry code is CRAFAGAM, Peer-to-Peer (C2C) Resale Marketplaces, with a secondary code of MPAFAJAG, Secondary Market Infrastructure (escrow, pricing, anti-scalping). Its NAICS code is 459510 and its SIC code is 5734.