Groupe Conseil Bardier

What Groupe Conseil Bardier does

Groupe Conseil Bardier is a Quebec-based, founder-owned actuarial consulting firm founded in 2016 by Benoit Bardier (ASA) that helps Quebec employers optimize their CNESST (Commission des normes, de l'équité, de la santé et de la sécurité du travail — Quebec's workers' compensation body) contributions and group insurance costs. The firm is built around three core service lines: the Régime personnalisé (personalized rate regime) for SMEs paying between $7,500 and $400,000 in annual CNESST contributions, the Régime rétrospectif (retrospective regime) for large organizations generally exceeding $400,000, and an exclusive Régime d'assurance collective (group insurance advisory) cross-sold to existing SST clients. Supporting offerings include a free, no-commitment diagnostic of the personalized rate notice, annual summary reports (Relevé annuel), and prevention mutual advisory services.

Underlying the practice is a domain-specialized actuarial technology stack: proprietary actuarial methodologies for retrospective adjustment projections, injury cost projections, limit selection, and prevention mutual performance tracking, combined with a quarterly lesion-evolution balance sheet process. The firm maintains multi-year tracking of prevention mutual fund performance across the Quebec market to provide objective comparisons not generally available to employers. The firm has reached 650+ client organizations with $6 billion in aggregate payroll under management and 40 retrospective regimes under management.

The business model is a direct, sales-led professional services operation with a free initial diagnostic as the top-of-funnel, followed by 30–45 minute diagnostic consultations and 60–90 minute RFP-style presentations to top-performing mutual managers. Pricing is quote-based and not publicly disclosed. The firm operates from three Quebec offices (Repentigny headquarters, Lévis, Saguenay), distributes through direct field consulting plus LinkedIn, blog content, and professional networking events, and is privately held with no external funding, parent company, or M&A activity disclosed. The team of approximately 12 includes multiple credentialed actuaries (ASA, FSA, FICA, CERA) and an AMF-licensed group insurance advisor.

Name

Groupe Conseil Bardier

Legal name

Groupe Conseil Bardier

Website

https://gcbardier.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1–10 employees

Short description

Groupe Conseil Bardier is a Quebec-based, founder-owned actuarial consulting firm founded in 2016 that helps Quebec employers optimize CNESST workers' compensation contributions and group insurance costs across 650+ client organizations.

Ownership category

akta.pro rank

Headquarters

HQ city

Repentigny

HQ country

Canada

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. SST Consulting Services: Advisory fees for CNESST pricing and financing optimization services including regime personnalisé and regime rétrospectif analysis. Services include annual diagnostics, injury cost projections, and strategic recommendations.
2. Group Insurance Advisory: Fees for group insurance regime analysis, benchmarking, renewal evaluation, and insurance carrier selection services. Exclusive service for existing SST clients.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels3 records

Core offering

Groupe Conseil Bardier is a specialized actuarial consulting firm that helps Quebec employers optimize their CNESST (workplace health and safety) contributions and group insurance costs. The firm offers three core services: Régime personnalisé for SMEs paying $7,500-$400,000 annually in CNESST contributions, Régime rétrospectif for organizations with annual contributions exceeding $400,000, and Régime d'assurance collective for group insurance advisory exclusive to existing SST clients. Services include prevention mutual calls for bids, actuarial analysis, retrospective adjustment projections, and insurance carrier benchmarking.

Product overview

Groupe Conseil Bardier is a specialized consulting firm offering three core services for CNESST (workplace health and safety) pricing and financing. The Régime personnalisé serves SMEs paying $7,500-$400,000 annually in CNESST contributions, the Régime rétrospectif targets larger organizations with contributions exceeding $400,000, and the Régime d'assurance collective provides group insurance advisory exclusively to existing SST clients. The firm also offers complementary services including annual reports, free personalized rate diagnostics, and prevention mutual consulting. All services focus on helping employers understand and optimize their CNESST contributions through actuarial analysis, financial projections, and strategic recommendations.

Differentiator

Problem solved

Functional benefit

Products and services

• Régime personnalisé

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Mallette: Quebec professional services firm (accounting, actuarial, advisory) with a broad employer client base — overlapping in serving Quebec SMEs on benefit, compensation and cost-optimization matters but across a much wider service portfolio.
• Marsh Canada: Global insurance broker with a Quebec presence serving mid-market and large employers on benefits and risk — comparable on the carrier RFP and renewal benchmarking side of Bardier's group insurance practice.
• Aon (Canada): Global insurance and reinsurance broker with a significant Quebec practice that brokers group insurance and advises employers on benefits cost — overlapping on the group insurance RFP/benchmarking portion of Bardier's offering.
• BFL Canada: Canadian insurance broker serving mid-market and enterprise clients with group benefits and specialty risk — competes with Bardier for group insurance RFP mandates among Quebec employers.
• Beneva: Quebec-created mutual insurer (formed from La Capitale and SSQ) offering group insurance to Quebec employers — relevant because it sits on the carrier side of the RFPs Bardier runs on behalf of clients.
• WTW (Willis Towers Watson, Canada): Global advisory, broking and solutions firm with a Quebec actuarial and benefits practice — directly comparable on group insurance benchmarking and actuarial advisory for Quebec employers.
• Desjardins Assurances: Quebec's largest cooperative insurer with a significant group insurance and savings business — competes for the same Quebec employer group benefits RFPs that Bardier administers.
• Intact Financial Corporation: Canada's largest P&C insurer; its broker network serves Quebec employers on commercial and group risk — adjacent competitor on the group benefits and risk advisory layer.

Direct peers

• Normandin Beaudry: Quebec-based actuarial and consulting firm providing pension, group insurance and actuarial advisory services to Quebec employers — directly comparable in customer base and advisory model to Groupe Conseil Bardier's actuarial offerings.
• Optimum Actuaires et Conseillers: Quebec actuarial consulting firm serving SMEs and large employers on group benefits and pension matters — comparable in target market (Quebec employers) and core service mix of actuarial advisory and insurance benchmarking.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/groupe-conseil-bardier

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Groupe Conseil Bardier