Global Cobrança e Fomento Mercantil Ltda

What Global Cobrança e Fomento Mercantil Ltda does

Global Cobrança e Fomento Mercantil Ltda, operating under the trade name Global Cobranças, is a privately held Brazilian fintech founded in 2013 and domiciled in São Paulo (CNPJ 18.920.908/0001-89). The firm provides receivables-based working capital solutions to small and medium-sized businesses, offering three integrated products: Desconto de Duplicatas (invoice/duplicate discounting), Antecipação de Recebíveis (receivables anticipation), and Capital de Giro (working capital financing). Its core value proposition is converting future receivables — primarily duplicatas and checks — into immediate liquidity, enabling clients to meet obligations, negotiate supplier discounts, and manage cash flow gaps.

The company operates a fully online platform that supports free registration, digital document submission, and direct deposit of funds, with WhatsApp serving as the primary conversational sales and onboarding channel (contact number (11) 99703-5385). It is regulated and authorized to operate in the Brazilian financial market and is affiliated with ANFAC (Associação Nacional de Factoring), giving it access to a network of more than 90 offices across Brazil and enabling nationwide service from a single São Paulo headquarters in the South Zone (Av. do Café, 130, Cj 132, near Conceição metro and Jabaquara). Karen Klabuden is identified as Gestora (Manager). There are no disclosed funding rounds, no parent company, no subsidiaries, and no institutional investors in the source material.

Revenue is generated through transaction-based fees on discounting and anticipation operations, with pricing determined on a quote basis after document analysis rather than published rates. Distribution is direct-to-SMB via digital self-serve and WhatsApp-led sales, with no enterprise or channel-partner motion. The technology stack is described functionally — online registration, digital document processing, and a receivables anticipation platform — with no disclosed AI/ML components, proprietary models, integrations, or APIs.

Name

Global Cobrança e Fomento Mercantil Ltda

Legal name

Global Cobrança e Fomento Mercantil Ltda

Website

https://globalcobranca.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

1–10 employees

Short description

Global Cobranças is a Brazilian fintech, founded in 2013 and based in São Paulo, that provides online factoring and receivables anticipation — discounting duplicatas and checks — to small and medium businesses seeking working capital. It operates via a digital platform and WhatsApp, and is affiliated with ANFAC's 90+ office network.

Ownership category

akta.pro rank

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Duplicata/Invoice Discounting: The company discounts duplicatas (accounts receivable/invoices) and checks, providing immediate cash to businesses in exchange for a fee. Businesses can access their future receivables early, enabling better cash flow management.
2. Receivables Anticipation: Anticipation of future receivables allowing companies to receive payment earlier than the due date, generating transaction-based revenue through interest rate differentials and service fees.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Global Cobranças is a regulated Brazilian fintech that purchases receivables (duplicatas and checks) from businesses at a discount, providing immediate working capital in exchange for transaction fees. Core offerings include duplicate discounting (Desconto de Duplicatas), receivables anticipation (Antecipação de Recebíveis), and working capital financing (Capital de Giro), all delivered through a fully online platform targeting SMBs across Brazil.

Product overview

Global Cobranças operates as a regulated fintech company offering a unified portfolio of factoring and receivables management services. The core offering consists of three integrated products: Desconto de Duplicatas (duplicate/title discounting), Antecipação de Recebíveis (receivable anticipation), and Capital de Giro (working capital financing). These services work together to help businesses unlock liquidity from their future receivables, enabling them to meet financial obligations, negotiate supplier discounts, and maintain healthy cash flow. The company operates entirely online and is affiliated with ANFAC (Associação Nacional de Factoring), part of a network of over 90 offices across Brazil.

Differentiator

Problem solved

Functional benefit

Products and services

• Desconto de Duplicatas Factoring service that allows businesses to convert their future receivables (checks and duplicatas) into immediate cash without bureaucracy, with speed and efficiency. Targeting SMBs that issue invoices or receive checks and need immediate working capital.
• Antecipação de Recebíveis Service that enables businesses to anticipate their future receivables to make cash flow more effective, allowing them to meet financial commitments and negotiate discounts with suppliers. Access to payment earlier than the original due date, generating transaction-based revenue.
• Capital de Giro Working capital financing solution that provides businesses with the liquidity needed to sustain and expand operations, backed by their receivables portfolio.

Quantifiable outcome

• Over 10 years of experience in the market
• +1 more outcomes

Named customers2 records

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• ANFAC - Associação Nacional de FactoringcoreStrategic or Co-development PartnerGlobal Cobranças is affiliated with ANFAC, the National Association of Factoring. This affiliation provides access to a network of over 90 offices across Brazil and represents a core partnership for market credibility and operational scale.

Scale indicators3 records

Recent moves4 records

Expansion highlights3 records

Market position

Strengths4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/global-cobran%C3%A7a-e-fomento-mercantil-ltda

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Global Cobrança e Fomento Mercantil Ltda