广州银联网络支付有限公司
Guangzhou UnionPay Network Payment is the Guangdong regional subsidiary of China UnionPay Commercial Services, providing bank card acquiring, internet payment gateway, prepaid card acceptance, mobile payment, and cross-border payment services to enterprise and small-merchant segments across the Greater Bay Area.
- Company typePrivate
- Founded2014
- HeadquartersGuangzhou, China
- Headcount51–100
- GTM typeB2B
- OfferingServices
What 广州银联网络支付有限公司 does
广州银联网络支付有限公司 is the Guangdong regional operating entity of 银联商务股份有限公司 (China UnionPay Commercial Services Co., Ltd.), one of the largest third-party payment acquirers in China. The company delivers a comprehensive payment services portfolio built on bank card acquiring infrastructure, an internet payment gateway covering cards from nearly all Chinese commercial banks, prepaid card acceptance, and cross-border payment processing for the Guangdong-Hong Kong-Macau Greater Bay Area. Its technology stack includes self-developed enterprise payment orchestration (收付易 / Shoufu Yi), a near-universal online payment collection platform (网付通 / Wang Fu Tong), and POS infrastructure supporting DDN/SDH dedicated line connectivity for enterprise merchants.
The company's product portfolio is organized into vertical-specific modules: 易航宝 (Yihangbao) for aviation and travel intermediaries with high-frequency, large-amount transaction needs, 商盈通 (Shangyingtong) for shopping malls and large retail chains, 全民付 (Quanminfu) for individual merchants and small micro businesses, 金融服务 tied to ICBC Credit Suisse Fund's money market fund, 跨境业务 for cross-border commerce, and POS专业化 services for terminal lifecycle management. The platform operates through a dense branch network spanning more than 20 cities across Guangdong Province, plus overseas offices in Hong Kong (香港好易联) and Macau (澳门好易联) for cross-border settlement, supported by 24/7 hotline (95534), WeChat official accounts, and self-service merchant portals.
Revenue is generated predominantly through transaction-based take rates on bank card acquiring and internet gateway payments, priced under the National Development and Reform Commission and People's Bank of China framework, plus recurring monthly terminal service fees for prepaid card acceptance, and asset-management-linked fees on the wealth management product. The company generally charges only merchants, not cardholders, with charitable merchants exempt from transaction fees and public utilities billed on a per-transaction unit-pricing model. Customer mix spans enterprise verticals (aviation, retail chains, public utilities, telecom, petroleum, education) and a long tail of small merchants, with a stated historical footprint (at the parent level, as of December 2014) of 3.87 million merchants, 4.7 million POS terminals, and 25,200 ATMs across 325 prefecture-level cities nationally.
广州银联网络支付有限公司 firmographics
Firmographics- Name
- 广州银联网络支付有限公司
- Legal name
- 银联商务股份有限公司广东分公司
- Website
- https://gnete.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Guangzhou UnionPay Network Payment is the Guangdong regional subsidiary of China UnionPay Commercial Services, providing bank card acquiring, internet payment gateway, prepaid card acceptance, mobile payment, and cross-border payment services to enterprise and small-merchant segments across the Greater Bay Area.
- Ownership category
- akta.pro rank
广州银联网络支付有限公司 industry classification
Industry- Product category
- Payment Processing Services
- NAICS
- Finance and Insurance (52)
- akta.pro primary industry
- Card-Present Acquirers (Retail & POS Focus) (FSAMABAC)
- akta.pro secondary industries
- Merchant & Commercial Acquiring (POS/eCommerce acquiring for corporates) (FSABAIAH), Merchant Services Aggregators & SMB Acquirers (FSAMABAK), Bill Management & Subscription Management (FSAGADAG)
Keywords
Where 广州银联网络支付有限公司 is headquartered
LocationHeadquarters
- HQ city
- Guangzhou
- HQ country
- China
- HQ region
- Asia
Offices25 records
Markets served
广州银联网络支付有限公司 business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
Revenue model
- Bank Card Acquiring Transaction Fees: Transaction fees charged to merchants based on successful transaction amounts, priced by merchant category according to National Development and Reform Commission pricing notice
- Internet Payment - Gateway Payment: Fees including system access fees, annual system service fees, certificate fees, and transaction fees. Transaction fees for regular merchants charged as percentage of successful transaction amounts
- Internet Payment - Online Collection and Payment: Certificate fees and transaction fees charged per transaction for merchants
- Prepaid Card Acceptance Services: Terminal technical service fees and terminal data service fees charged per terminal per month
- Financial Services - 日日生金: Daily wealth management product based on 全民付 account, linked with ICBC Credit Suisse Fund's money market fund
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Bank Card Acquiring - Standard Merchant |
| Transaction based/ take rate | Annual | Internet Gateway Payment - Regular Merchant |
| Unit Pricing | Pay-as-you-go | Internet Gateway Payment - Public Utilities |
| Transaction based/ take rate | Pay-as-you-go | Internet Gateway Payment - Charity |
| Unit Pricing | Monthly | Prepaid Card Acceptance |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels4 records
广州银联网络支付有限公司 product offering
Product offeringCore offering
The company operates as a comprehensive payment services provider offering bank card acquiring, internet payment gateway services, prepaid card acceptance, POS installation and management, cross-border payment services, and financial services including a wealth management product linked to an ICBC Credit Suisse money market fund. Its product portfolio is segmented by merchant vertical, including specialized solutions for aviation/travel, large retail chains, small micro merchants, and public utilities, delivered through more than 20 branches across Guangdong Province plus Hong Kong and Macau operations.
Product overview
广州银联网络支付有限公司 operates as a comprehensive payment services provider offering a portfolio of integrated payment products. The core offering includes bank card acquiring services, internet payment services, and prepaid card acceptance. The product portfolio consists of specialized modules including 易航宝 for aviation/travel merchants, 全民付 for small micro merchants and individual business owners, 商盈通 for large retail and chain enterprises, 网付通 for online payment gateway services, 收付易 for enterprise payment solutions, and 跨境业务 for cross-border transactions. Additional services include POS专业化 for terminal management and 金融服务 for fund management products. The company also provides various merchant service portals and platforms for transaction management.
Differentiator
Problem solved
Functional benefit
Brands
- 易航宝: Payment product tailored for the aviation and tourism industry, suitable for high-frequency, large-amount payment needs of intermediaries in the aviation tourism sector.
- 全民付
- 商盈通
- 网付通
- 收付易
- 金融服务
- 跨境业务
Products and services
- Yi Hang Bao (易航宝)
Quantifiable outcome
- Service network covering 325 prefecture-level cities nationwide
- +1 more outcomes
Companies that use 广州银联网络支付有限公司
Customer profileNamed customers4 records
Segments5 records
Ideal customer profiles4 records
广州银联网络支付有限公司 technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
广州银联网络支付有限公司 partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- 工商银行 (ICBC)coreStrategic partnership with Industrial and Commercial Bank of China for financial services, specifically for the 日日生金 daily wealth management product linked with ICBC Credit Suisse Fund's money market fund
- 工银瑞信基金管理有限公司corePartnership for financial product integration - 日日生金 product is based on 全民付 account and linked with ICBC Credit Suisse Fund's money market fund
- 银联商务股份有限公司coreBranch/分公司 of China UnionPay Commercial Services Co., Ltd., operating under the UnionPay brand and network
Scale indicators5 records
Recent moves7 records
Expansion highlights6 records
广州银联网络支付有限公司 competitors and assessment
Company assessmentEmerging players
- PingPong: Cross-border payment platform serving Chinese merchants selling internationally. Comparable for cross-border payment capabilities and as a digital-native payment services provider competing in adjacent segments.
- JD Pay (京东支付): Payment service affiliated with JD.com, providing online and mobile payment solutions. Comparable as a Chinese payment service provider with both consumer-facing and merchant-facing offerings.
Direct peers
- Lakala Payment: One of China's largest independent third-party payment processors, providing merchant acquiring, POS deployment, and SMB payment solutions. Directly comparable as a Chinese payment acquirer serving both enterprise and SMB merchants.
- Lianlian Pay (连连支付): Chinese payment processor with strong cross-border and international remittance capabilities. Comparable for cross-border payment services, particularly relevant given the subject company's Hong Kong and Macau operations.
- 99Bill (快钱): Chinese payment processor acquired by Wanda Group, providing online payment, acquiring, and integrated financial solutions. Comparable as a Chinese payment services provider with enterprise and SMB focus.
- ChinaPay (银联电子支付): Sister subsidiary under the broader UnionPay Group focused on online and internet payment gateway services. Most direct comparable as a fellow UnionPay-affiliated payment processor with overlapping acquiring and gateway capabilities.
- Allinpay (通联支付): Major Chinese third-party payment service provider offering comprehensive acquiring, internet payment, and financial technology services. Comparable as a full-service Chinese payment acquirer with multi-vertical coverage.
- YeePay (易宝支付): Established Chinese payment processor offering online and offline acquiring, mobile payment, and vertical-specific payment solutions. Comparable as a domestic payment processor serving enterprise and SMB merchants across multiple verticals.
Broad incumbents
- WeChat Pay (Tencent): Mobile payment service within the WeChat ecosystem, operated by Tencent. A broader incumbent competing across consumer payments, merchant acquiring, and SMB financial services.
- Alipay (Ant Group): Dominant Chinese mobile payment platform operated by Ant Group with hundreds of millions of users. A broader incumbent that competes in merchant payment acceptance and has expanded into SMB lending and financial services.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
广州银联网络支付有限公司 social profiles
Digital presence广州银联网络支付有限公司 financial estimates
Financial estimateRevenue estimate
Valuation estimate
广州银联网络支付有限公司 leadership team
Management profileNumber of profiles
广州银联网络支付有限公司 subsidiaries and ownership
Company hierarchySubsidiaries24 records
广州银联网络支付有限公司 funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
广州银联网络支付有限公司 M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about 广州银联网络支付有限公司
What does 广州银联网络支付有限公司 do?
The company operates as a comprehensive payment services provider offering bank card acquiring, internet payment gateway services, prepaid card acceptance, POS installation and management, cross-border payment services, and financial services including a wealth management product linked to an ICBC Credit Suisse money market fund. Its product portfolio is segmented by merchant vertical, including specialized solutions for aviation/travel, large retail chains, small micro merchants, and public utilities, delivered through more than 20 branches across Guangdong Province plus Hong Kong and Macau operations.
Is 广州银联网络支付有限公司 a public or private company?
广州银联网络支付有限公司 is a private company. It is classified as corporate owned and is currently operating.
When was 广州银联网络支付有限公司 founded?
广州银联网络支付有限公司 was founded in 2014. It employs 51 to 100 people.
Where is 广州银联网络支付有限公司 based?
广州银联网络支付有限公司 is headquartered in Guangzhou, China, in the Asia region.
How does 广州银联网络支付有限公司 make money?
Five revenue lines are on record. Bank Card Acquiring Transaction Fees are the primary driver. The others are internet Payment - Gateway Payment, internet Payment - Online Collection and Payment, prepaid Card Acceptance Services and financial Services - 日日生金.
Who are 广州银联网络支付有限公司's main competitors?
Emerging players on record are PingPong and JD Pay (京东支付). Direct peers are Lakala Payment, Lianlian Pay (连连支付), 99Bill (快钱), ChinaPay (银联电子支付), Allinpay (通联支付) and YeePay (易宝支付). Broad incumbents are WeChat Pay (Tencent) and Alipay (Ant Group).
Does 广州银联网络支付有限公司 have an API?
No public API is recorded for 广州银联网络支付有限公司.
What industry is 广州银联网络支付有限公司 in?
广州银联网络支付有限公司's product category is Payment Processing Services. Its primary akta.pro industry code is FSAMABAC, Card-Present Acquirers (Retail & POS Focus), with a secondary code of FSABAIAH, Merchant & Commercial Acquiring (POS/eCommerce acquiring for corporates). Its NAICS code is 52.