Gruppo Fides

What Gruppo Fides does

Gruppo Fides S.r.l. is an Italian insurance and financial advisory firm headquartered at Via Armando Diaz 19, Cecina, in the Livorno province of Tuscany. Operating since 1994 under founder Daniele Guerrieri, the firm is registered with IVASS (Italy's insurance regulator) under RUI number A000734460 as a licensed insurance intermediary. It serves individuals, families, and businesses across Italy — primarily drawing clients from the Cecina and Donoratico area — through a structured, methodology-driven consulting model based on ISO 31000 risk management standards and a proprietary 'Mappa dei Rischi' (Risk Map) diagnostic framework licensed from Assicuratore Facile S.r.l.

The firm's service portfolio centers on four core advisory lines: insurance consulting for individuals and families, business and entrepreneurial risk management, patrimonial and succession planning, and financial/savings advisory. These are supplemented by specialized insurance modules including RC Auto waiver of recourse, road legal protection, supplementary pension (fondo pensione) and TFR management, and home and family liability coverage. The consulting workflow follows a documented three-phase process: Study (mapping client objectives and identifying catastrophic risks), Strategy (producing a risk map and classification report), and Execution (recommending tools to neutralize critical threats), followed by an annual review cycle.

The business model is built on insurance commissions for placed products (with Allianz as an indicated carrier partner) supplemented by advisory fees for structured risk diagnosis and consulting engagements. Go-to-market is sales-led and community-led: prospective clients engage via website contact forms, phone, or email and are scheduled for personalized advisory sessions. Distribution is exclusively direct (no self-service, marketplace, or reseller channels). Marketing relies on an active educational blog, organic social presence on Facebook and Instagram, prominently featured client testimonials, and a careers page that doubles as a talent-acquisition channel. The firm is privately held with EUR 150,000 of registered share capital and no disclosed external investors, funding rounds, M&A, or ownership changes.

Name

Gruppo Fides

Legal name

Gruppo Fides S.r.l.

Website

https://gruppofides.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

1–10 employees

Short description

Gruppo Fides is an Italian insurance and financial advisory firm in Cecina, Tuscany, providing ISO 31000-based risk management consulting and proprietary risk-mapping diagnostics to individuals, families, and businesses across Italy.

Ownership category

akta.pro rank

Headquarters

HQ city

Cecina, Tuscany

HQ country

Italy

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Others

Revenue model

1. Insurance Advisory and Risk Management Consulting: Gruppo Fides provides fee-based advisory services in insurance, risk management, financial planning, and estate planning. The company is registered with IVASS as an insurance intermediary (RUI registration A000734460) and operates as Gruppo Fides S.r.l. Revenue is generated through commissions on insurance products placed, supplemented by advisory fees for structured risk diagnosis and consulting engagements.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels6 records

Core offering

Gruppo Fides is an independent insurance intermediary and risk management consultancy that provides personalized risk diagnosis and protection advisory services for individuals, families, and businesses in Italy. Core offerings span insurance consulting (life, auto, home, liability, legal protection), business risk management under ISO 31000, patrimonial/estate and succession planning, financial and investment advisory, supplementary pension planning (TFR management, pension funds), and dedicated claims management support.

Product overview

Gruppo Fides is an independent insurance and financial consultancy firm operating since 1994 in Cecina, Italy. The company offers a unified consulting platform built around risk management methodology, providing four core services: (1) Insurance Consulting for Families and Individuals, (2) Business Consulting and Risk Management for companies, (3) Patrimonial Consulting and Inheritance Planning, and (4) Financial Consulting for savings and investments. These core offerings are supplemented by specialized insurance modules including legal protection, auto insurance waivers, supplementary pension solutions, and home/family liability coverage. The company operates under IVASS registration (RUI n. A000734460) and employs ISO 31000 risk assessment methodology as its foundational framework for client engagements.

Differentiator

Problem solved

Functional benefit

Products and services

• Consulenza Assicurativa per Famiglie e Privati (Insurance Consulting for Families and Individuals) Personalized insurance risk diagnosis and management consulting service for individuals and families, including financial, pension, and inheritance risk analysis based on the firm's Mappa dei Rischi methodology. Targets private clients seeking clarity on coverage gaps and protection strategies.
• Consulenza Aziendale e Gestione Rischi (Business Risk Management Consulting)
• Consulenza Patrimoniale e Pianificazione Successoria (Wealth and Succession Planning Consulting)
• Consulenza Finanziaria e Investimenti (Financial and Investment Advisory)
• Gestione Sinistri (Claims Management Service)
• Previdenza Complementare e Fondo Pensione (Supplementary Pension and Pension Fund Advisory)

Quantifiable outcome

• Tax savings of up to 35% on pension fund contributions (e.g., 1,050 EUR savings on 3,000 EUR contribution for someone in 35% IRPEF bracket), with TFR redirected to pension fund taxed at 9-15% vs 23%+ if left in company.
• +2 more outcomes

Named customers12 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Six partnerships are on record, tiered core and minor.

• IVASS (Istituto per la Vigilanza sulle Assicurazioni)coreOthersGruppo Fides is a licensed insurance intermediary registered with IVASS under RUI number A000734460. The firm is subject to IVASS supervision, and all intermediary registrations can be verified through the IVASS public register (ruipubblico.ivass.it). IVASS is the Italian insurance regulator.
• Assicuratore Facile S.r.l.coreTechnology or IntegrationGruppo Fides uses the Assicuratore Facile methodology and tools (including the Mappa dei Rischi Risk Map), which are credited to Assicuratore Facile S.r.l. This represents an intellectual property/training methodology partnership for their advisory approach.
• COVIP (Commissione di Vigilanza sui Fondi Pensione)minorOthersReferenced as the supervisory body for pension funds. Gruppo Fides advises clients on pension fund selection and COVIP-monitored supplementary pension products as part of their retirement planning services.
• INPS (Istituto Nazionale della Previdenza Sociale)minorOthersReferenced extensively in advisory content for contribution statement analysis (estratto conto contributivo INPS) and pension gap calculations. Gruppo Fides helps clients understand their INPS contribution history and projected benefits.
• Patronato ACLIminorOthersReferenced as a source of information regarding TFR and pension fund regulations, providing complementary guidance on supplementary pension options.
• Allianz (implied carrier relationship)coreChannel Partner/ Reseller/ DistributorBlog articles are tagged with 'Allianz Cecina' references, indicating Gruppo Fides places insurance products with Allianz as a carrier partner, though the specific carrier relationships are not explicitly detailed.

Scale indicators2 records

Recent moves1 record

Expansion highlights5 records

Broad incumbents

• Allianz Italia: Major Italian insurance carrier with agency, advisory, and pension-fund offerings. Directly comparable because Gruppo Fides places products with Allianz and operates in the same retail life/health/wealth advisory space.
• Generali Italia: Italy's largest insurance group with a broad product portfolio across life, health, and P&C, plus an extensive agency and advisory network. Comparable as a regulated insurance distributor operating in the same Italian market, though at vastly larger scale.
• Fineco Bank: Italian bank with a large personal financial-advisory and wealth-management practice. Comparable because it targets the same Italian retail segment with savings, investment, and pension advisory products.
• Unipol Sai: Large Italian insurance group with a strong bancassurance and agency distribution model. Comparable as a multi-line insurance distributor serving individuals and SMEs across Italy.
• Banca Mediolanum: Italian bank with a fee-based financial advisory model built around personal bankers. Highly comparable advisory-led go-to-market targeting Italian families and small businesses.
• Vittoria Assicurazioni: Italian insurance company with agency distribution focused on life, motor, and commercial lines. Comparable as a regulated insurance distributor in Italy with overlapping customer segments.
• Poste Vita: Insurance arm of Poste Italiane, distributing life, pension, and protection products through the postal network. Comparable as a mass-market Italian insurance distributor with strong pension-fund products.
• Reale Mutua: Italian mutual insurer offering life, health, and P&C products through agency networks. Comparable as a regulated Italian insurance distributor with a similar retail-and-SMB orientation.

Emerging players

• Yolo: Italian insurtech building embedded insurance and digital brokerage capabilities. Comparable as an emerging technology-enabled insurance intermediary competing for the same Italian consumer wallet.
• Prima Assicurazioni: Italian insurtech operating a direct-to-consumer online brokerage for motor and home insurance. Comparable as a competing distribution model in the Italian retail insurance space, though digital-first rather than advisory-led.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/gruppofidescecina
• Instagraminstagram.com/gruppo_fides
• LinkedInlinkedin.com/company/gruppo-fides-consulenza

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Gruppo Fides