贵阳农村商业银行

What 贵阳农村商业银行 does

Guiyang Rural Commercial Bank (贵阳农村商业银行) is a Chinese regional banking institution headquartered in Guiyang, Guizhou Province. It provides commercial banking services including deposits, loans, and financial products to rural residents, agricultural enterprises, and small and medium-sized businesses across Guizhou. The bank's strategic positioning is built on financial inclusion for underserved rural and agricultural communities in the region, addressing the gap in formal banking access outside tier-1 urban centers.

The bank's primary customer segments are rural and agricultural customers and SMEs in Guizhou Province, segmented along a vertical approach aligned with regional economic activity. It distributes services through a traditional branch-based network supplemented by digital banking channels, and conducts local community outreach as part of its go-to-market model. Its core technology infrastructure includes a Coremail-powered enterprise email system (hosted at gynsh.com and using domains corpease.net and icoremail.cn) for internal organizational communications, provided by Coremail (广东盈世电子科技有限公司), a prominent Chinese enterprise email solution provider.

Revenue mechanics follow standard commercial banking principles: net interest income from lending (agricultural loans, SME financing) and fee income from deposits and transaction services. The source data contains no revenue figures, headcount, employee count, or financial details, and ownership structure (whether state-owned or otherwise) is not evidenced in the available material. The bank is currently operating, as evidenced by its active website and email infrastructure.

Name

贵阳农村商业银行

Legal name

贵阳农村商业银行

Website

https://gynsh.com

Company type

Private

Operating status

Operating

Headcount range

51–100 employees

Short description

Guiyang Rural Commercial Bank is a regional Chinese bank serving rural residents, agricultural enterprises, and SMEs in Guizhou Province through deposits, loans, and financial products via branch and digital channels.

Ownership category

akta.pro rank

Product category

Rural Commercial Banking

NAICS

Commercial Banking (52211)

SIC

National Commercial Banks (6021), State Commercial Banks (6022)

akta.pro industry

PRIMARYFSABABAA

General SME & Middle-Market Commercial Banking

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Commercial Banking (SME & Middle Market)

SECONDARYFSABAAAI

Small Business Banking (Microbusiness/Sole Proprietor)

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Retail Banking

SECONDARYFSABABAC

SME Deposits & Business Accounts (Operating, Savings, CDs)

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Commercial Banking (SME & Middle Market)

SECONDARYFSABABAB

SME Business Lending (Term Loans, Lines of Credit, Overdrafts)

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Commercial Banking (SME & Middle Market)

Keywords

• Rural commercial banking
• Agricultural finance
• SME banking services
• Deposit and loan products
• Community banking

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D

Core offering

Guiyang Rural Commercial Bank provides retail and commercial banking services, including deposits, loans, and financial products, to rural residents, agricultural enterprises, and small businesses in the Guiyang and Guizhou region. Its operations are supported by an internal Coremail-powered email system used for organizational communications.

Product overview

Guiyang Rural Commercial Bank operates an internal email system (贵阳农商银行邮件系统) powered by Coremail services. The bank primarily offers financial services rather than technology products. The source data indicates only the existence of this internal email infrastructure.

Differentiator

Problem solved

Functional benefit

Segments1 record

Ideal customer profiles1 record

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Direct peers

• Chongqing Rural Commercial Bank: One of China's largest rural commercial banks, listed in Hong Kong. Comparable because it is a directly analogous rural commercial bank serving agricultural, SME, and county-level customers with deposits, loans, and inclusive finance products.
• Shanghai Rural Commercial Bank: Listed rural commercial bank serving the Shanghai region. Comparable because it operates the same rural commercial bank model — accepting deposits and extending credit to SMEs, farmers, and rural residents — making it a direct functional peer.
• Guangzhou Rural Commercial Bank: Listed rural commercial bank serving Guangdong. Comparable because it is a city-level rural commercial bank targeting SMEs, agriculture, and local retail customers with the same deposit-and-loan product set as Guiyang Rural Commercial Bank.
• Zijin Bank (Jiangsu): Listed rural commercial bank serving Nanjing and Jiangsu. Comparable because it is a directly analogous urban-rural commercial bank providing deposits, agricultural loans, and SME banking to a defined regional territory.

Emerging players

• MYbank (Ant Group): Digital-only private commercial bank focused on inclusive finance for SMEs and rural customers. Comparable because it pursues the same rural/SME financial inclusion mission as Guiyang Rural Commercial Bank, but through a fully digital, technology-led model.

Broad incumbents

• Agricultural Bank of China: One of China's 'Big Four' state-owned commercial banks with the largest rural footprint in the country. Comparable because it competes directly for rural deposits, agricultural loans, and county-level SME customers across Guizhou and the broader western region.
• Postal Savings Bank of China: China's largest rural-facing retail bank with the most extensive county-level network. Comparable because it directly competes with Guiyang Rural Commercial Bank for rural deposits, inclusive finance customers, and SME loans in Guizhou.
• Industrial and Commercial Bank of China (ICBC): Largest Chinese commercial bank with nationwide branch coverage including Guizhou. Comparable because its SME, agricultural, and county-level lending lines compete for the same customer base as Guiyang Rural Commercial Bank, albeit at vastly greater scale.

Regional players

• Guizhou Bank: Provincial-level commercial bank headquartered in Guiyang serving Guizhou Province. Comparable because it is the principal regional competitor operating in the same geographic market with overlapping SME and retail customers.

Others

• Qingdao Rural Commercial Bank:

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/%E8%B4%B5%E9%98%B3%E5%86%9C%E6%9D%91%E5%95%86%E4%B8%9A%E9%93%B6%E8%A1%8C

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 贵阳农村商业银行