Habitat for Humanity Seattle-King County

What Habitat for Humanity Seattle-King County does

Habitat for Humanity Seattle-King & Kittitas Counties (Habitat SKKC) is an independent 501(c)(3) nonprofit affiliate of Habitat for Humanity International, founded in 1986 and serving King and Kittitas Counties in Washington state from its Renton headquarters. The organization builds, sells, and repairs permanently affordable homes for households earning at or below 80% of Area Median Income, using a Community Land Trust model in which homeowners buy the dwelling and lease the underlying land, with resale appreciation capped at 1.5% annually to preserve affordability across successive owners. Mortgages are set so that monthly payments do not exceed 35% of household income, enabling minimum-wage workers and households earning $42,000–$65,000 to qualify for ownership in the Seattle metro.

The core technical platform is the Community Land Trust itself, layered with a set of barrier-removal programs: a Debt Barrier Removal Program, a veteran-specific down payment assistance program of up to $150,000, and Aging in Place and CAPABLE home modification programs for seniors and people with disabilities. Habitat SKKC has delivered more than 2,000 families served since 1988 and is currently working through a pipeline of 300+ homes including Liberty Commons (58 homes, the largest single multifamily Habitat building globally) and Miller's Creek (40 homes in Burien).

Revenue is generated through a hybrid non-profit model: a Beyond the Build Luncheon that raised $2.2 million in 2026, multi-year corporate sponsorships (Amazon, Symetra, U.S. Bank, GenCap, Redfin/Rocket, Washington Trust Bank, National Housing Trust), government grants (notably $6 million from the State of Washington for Liberty Commons), a historic MacKenzie Scott philanthropic gift, individual donations and planned giving, and four volunteer-staffed Habitat Stores in Auburn, Bellevue/Southcenter, Tukwila, and Ellensburg that sell donated furniture and home goods. Go-to-market relies on community-led volunteer engagement through affinity builds (Women Build, Veterans Build, Pride Build, Interfaith Build), direct homeowner applications via BuyHabitat.org, and large-scale events such as the annual luncheon and the Kittitas County gala, supported by advocacy infrastructure that meets with state and federal lawmakers annually.

Name

Habitat for Humanity Seattle-King County

Legal name

Habitat for Humanity Seattle-King & Kittitas Counties

Website

https://habitatskc.org

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

51–100 employees

Short description

Habitat for Humanity Seattle-King & Kittitas Counties is a 501(c)(3) nonprofit that builds, sells, and repairs permanently affordable homes for households earning at or below 80% of area median income across King and Kittitas Counties in Washington state, using a Community Land Trust model that caps resale appreciation at 1.5% annually.

Ownership category

akta.pro rank

Product category

Affordable Housing Services

NAICS

Other Community Housing Services (624229)

SIC

Services-Social Services (8300), Retail-Home Furniture, Furnishings & Equipment Stores (5700), Lessors Of Real Property, Nec (6519)

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

Keywords

• Affordable housing construction
• Community land trust
• Home repair services
• Nonprofit homebuilding
• Affordable homeownership

Headquarters

HQ city

Renton, WA

HQ country

United States

HQ region

North America

Offices6 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Supply Chain, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Donated Goods Sales (Habitat Stores): Habitat operates discount home improvement retail stores in Auburn, Southcenter (Bellevue), and Ellensburg selling donated furniture, apparel, and home goods. Revenue supports the organization's operational costs and homebuilding programs. The stores are volunteer-staffed and represent a significant revenue stream.
2. Individual Donations: Direct monetary donations from individuals supporting affordable housing programs. The annual Beyond the Build Luncheon raised $2.2 million in a single event in 2026.
3. Corporate Sponsorships and Grants: Corporate partners (Amazon, Symetra, GenCap, Redfin/Rocket, U.S. Bank, and others) provide financial sponsorship for specific build events, neighborhood projects, and programmatic support. Also includes major gifts from individual philanthropists such as MacKenzie Scott.
4. Planned Giving and Donor Advised Funds: Planned giving programs and donor advised fund partnerships allow supporters to make long-term charitable contributions, providing sustainable funding for future homebuilding.
5. Government Grants and Public Funding: Habitat SKKC receives public investment including a $6 million investment from the State of Washington, support from the City of Seattle, City of Ellensburg (primary funder of Willow Street development), and King County. These public funds subsidize land acquisition and construction.
6. Homeownership Program Revenue: Affordable mortgages paid by income-qualified homeowners (capped at 35% of household income) represent a revenue stream that recirculates into new construction as homeowners' equity builds.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels11 records

Core offering

Habitat for Humanity Seattle-King County (Habitat SKKC) is a 501(c)(3) nonprofit that builds permanently affordable homes for income-qualified families (earning 80% AMI or below), provides critical home repairs to low-income homeowners and seniors, and operates four Habitat Stores selling donated furniture and home goods. The organization uses a Community Land Trust model that caps resale appreciation at 1.5% annually to preserve affordability across generations, with mortgages capped at 35% of household income.

Differentiator

Problem solved

Functional benefit

Brands

• Habitat Stores: Discount home improvement retail stores operated by Habitat SKKC

Products and services

• Affordable Homeownership Program Income-qualified households earning up to 80% of Area Median Income apply to purchase permanently affordable homes at approximately half of market rate. Monthly mortgage payments are capped at 35% of household income, with a 1% down payment (typically $4,000-$6,000) and no mortgage insurance required. Includes sweat-equity volunteer hours, financial counseling, and access to Debt Barrier Removal and veteran down-payment assistance programs.
• Critical Home Repair Program Repair program for income-qualified homeowners (80% AMI or below) whose homes need critical repairs such as roof replacement, plumbing, electrical, and heating work to remain warm, safe, and dry. May include deferred loans secured with a Deed of Trust or grants for qualifying applicants, with a $100 program fee.
• Minor Home Repair Program Provides smaller-scale home repairs including gutter cleaning, fence repair, and accessibility modifications for income-qualified homeowners. Subject to a one-time $50 application fee.
• Aging in Place Program Free home modification program for seniors aged 62 and older and homeowners with disabling conditions in Kittitas County. Includes complete home assessments and safety improvements to enable clients to remain in their homes. No repayment from clients.
• CAPABLE Program Free nationwide program developed by Johns Hopkins University that helps older adults remain in their homes through coordinated in-home visits from an occupational therapist, registered nurse, and handyperson over a 4-6 month period. No repayment from clients.
• Habitat Stores Retail Four discount home improvement retail stores selling donated furniture, apparel, and home goods to the general public. Revenue from store sales supports the organization's homebuilding programs. Donation pickups from homes and businesses also available.
• Liberty Commons Housing Development A 58-unit affordable homeownership community in Columbia City, Seattle featuring 5 studios, 26 one-bedroom, and 27 two-bedroom condominiums located two blocks from the Columbia City Light Rail Station. Targeted at households earning $42,000-$65,000 per year. Largest single multifamily Habitat building globally.
• Miller's Creek Neighborhood A 40-home permanently affordable neighborhood in Burien, Washington, completed in early 2026 and added to the Community Land Trust portfolio. All homes are sold to income-qualified families at approximately half of market rate.
• Willow Street Housing Project Three new affordable single-family homes at 510 South Willow Street in Ellensburg, Washington. Each home is 975 square feet with two bedrooms and one bathroom, targeted at income-qualified Kittitas County working families.

Quantifiable outcome

• Habitat homeowners accumulate $1,800 more in liquid assets on average than their neighbors (national Habitat study, 2026)
• +5 more outcomes

Named customers18 records

Segments6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

22 partnerships are on record, tiered major, regular, flagship and core.

• Imagine HousingmajorStrategic or Co-development Partner · 22 April 2026Bellevue-based nonprofit housing provider partnering with Habitat SKKC and the City of Kenmore to develop The Approach at Kenmore, a mixed-use development with ~121 affordable units including 18 Habitat homeownership condominiums. Groundbreaking expected ~2028, with units ready by early 2031. The project is notable as a creative structure bringing two nonprofits together with a municipality in a joint model of affordable rentals and homeownership.
• GenCapregularStrategic or Co-development Partner · 1 January 2026GenCap participated as a Pride Build 2026 sponsor and provided volunteers at Veterans Build 2025 at Miller's Creek (Burien) and Yarrow Cottages (Seattle).
• Redfin / RocketregularStrategic or Co-development Partner · 1 January 2026Redfin and Rocket jointly participated as Pride Build 2026 sponsors, sending teams to Yarrow Townhomes construction site to install subfloors, joists, beams, and frame exterior and interior walls.
• The King Center for Nonviolent Social ChangeflagshipStrategic or Co-development Partner · 1 January 2025In 2025, Habitat SKKC partnered with The King Center to name the Liberty Commons building in honor of Dr. Martin Luther King Jr.'s legacy as an advocate for fair housing. Dr. Bernice A. King joined for a special unveiling event. The name 'Liberty Commons' represents freedom implied in the 1968 Fair Housing Act and the shared community residents will find.
• Chase BankregularStrategic or Co-development Partner · 1 January 2025Chase Bank sent 10 volunteers on day one of Veterans Build 2025 to Yarrow Cottages for interior work including painting, flooring, and installing cabinet hardware.
• Seattle SeahawksregularStrategic or Co-development Partner · 1 January 2025The Seattle Seahawks participated in Veterans Build 2025 as part of their annual Salute to Service Month, sending volunteers to Miller's Creek construction site in Burien.
• United Indians of All Tribes FoundationregularStrategic or Co-development Partner · 1 January 2025The nonprofit housed at Daybreak Star Indian Cultural Center, which serves as a hub for urban Indians and hosts a Native Veterans Program, participated in Veterans Build 2025 to build community and meet their mission of service.
• Kunduson LumberregularStrategic or Co-development Partner · 1 January 2025Kunduson Lumber is a sponsor of the Stuart Meadows neighborhood project, providing building materials support.
• Central Washington UniversityregularStrategic or Co-development Partner · 1 January 2025CWWU participated as a sponsor group at Kittitas County Women Build 2025, with volunteers working at Stuart Meadows construction site.
• Umpqua BankregularStrategic or Co-development Partner · 1 January 2025Umpqua Bank was a sponsor group at Kittitas County Women Build 2025.
• Kittitas Valley HealthcareregularStrategic or Co-development Partner · 1 January 2025Kittitas Valley Healthcare sent volunteers to Kittitas County Women Build 2025, working at Stuart Meadows on lot 17.
• Paths to Understanding (PTU)coreStrategic or Co-development Partner · 1 January 2025Nonprofit partner for the 24th annual Interfaith Build. PTU helps recruit volunteers by networking with various wisdom traditions throughout the region. Has been Habitat SKKC's partner at Interfaith for the last five years. Led morning and lunch programming including ice breaker activities.
• St. Joseph ParishregularStrategic or Co-development Partner · 1 January 2025Kickoff day sponsor for the 24th annual Interfaith Build, providing volunteers and lunch for participants at Yarrow Cottages.
• Ahmadiyya Muslim CommunityregularStrategic or Co-development Partner · 1 January 2025Members of the Ahmadiyya Muslim Community traveled from Monroe to South Park to provide lunch for Interfaith Build volunteers, representing diverse cultural food traditions.
• Ellensburg Morning Rotary ClubregularStrategic or Co-development Partner · 1 January 2025Ellensburg Morning Rotary Club provides bookshelves and books for new Habitat SKKC homeowners in Ellensburg. The literacy program, started 15 years ago, has placed books in 20 homes. Club members attend home dedications and direct donations to the local Habitat Store. Supports Stuart Meadows homeowners.
• Seattle FrontrunnersregularStrategic or Co-development Partner · 1 January 2025Local running and walking club for the LGBTQIA+ community and allies that participated in Pride Build 2025, sending volunteers to the Pride Build construction site.
• Temple Beth AmregularStrategic or Co-development Partner · 1 January 2025Volunteers from Temple Beth Am participated in Interfaith Build 2025, recruiting members to volunteer at Yarrow Cottages.
• Mariposa Medical AestheticsregularStrategic or Co-development Partner · 1 January 2025Sponsor group at Kittitas County Women Build 2025.
• Exxel PacificcoreImplementation/ SI/ Consulting Partner · 1 September 2024General contractor for Liberty Commons, Habitat SKKC's largest-ever multi-family development (58 homes in Columbia City). Exxel Pacific led construction management for this five-story building with elevator, structured parking, and 2,000 sq. ft. shared courtyard.
• SymetramajorStrategic or Co-development Partner · 1 January 2021Symetra's 'Symetra Empowers Communities' program focuses on housing, education, and reducing barriers for underserved communities. First involved in 2021 through volunteer build events. Since then, employees have given over 500 hours of service participating in home builds, furniture builds, and playground construction at Miller's Creek in Burien. Symetra is a 40th anniversary partner and playground donor at Miller's Creek.
• Washington State Housing Finance CommissioncoreStrategic or Co-development PartnerThe Covenant Homeownership Program offered by the Washington State Housing Finance Commission is available to eligible buyers at Liberty Commons, providing additional down payment assistance and financing support for income-qualified homebuyers.
• Stuart Meadows (Ellensburg Rotary Club Partnership)regularStrategic or Co-development PartnerEllensburg Morning Rotary Club's bookcase program has been completed for all homes at Stuart Meadows and plans to continue for the next phase of completed homes. The club surveys new homeowners, assembles books based on interests, and places bookcases in homes before move-in.

Scale indicators35 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Imagine Housing: Bellevue-based affordable housing nonprofit already partnered with Habitat SKKC on The Approach at Kenmore. Operates affordable rental and homeownership communities in the same Puget Sound market.
• Plymouth Housing: Seattle nonprofit operating permanent supportive housing for people exiting homelessness. Same regional donor pool, public funding sources, and policy-advocacy environment as Habitat SKKC.
• Bellwether Housing: Seattle's largest nonprofit affordable rental housing provider. Adjacent in mission (affordable housing) and geography, with similar public-private financing structures and policy advocacy.
• Mercy Housing Northwest: Regional arm of national affordable housing nonprofit Mercy Housing. Develops and operates affordable rental and homeownership in the Pacific Northwest, often partnering with municipalities and Habitat affiliates.
• Habitat for Humanity Portland Region: Independent Habitat affiliate serving the Portland metro area with the same community land trust-style affordable homeownership, repair, and retail store model—directly comparable in PNW geography, mission, and operational structure.
• Habitat for Humanity Greater Sacramento: Independent Habitat affiliate of similar scale, operating homeownership, repair, and ReStore retail programs in a high-cost California housing market—useful comparison for operating model and fundraising mechanics.
• Champlain Housing Trust: Burlington, VT-based Community Land Trust and the largest CLT in the U.S. Closest direct analog to Habitat SKKC's Community Land Trust model with permanent affordability covenants.
• Low Income Housing Institute (LIHI): Seattle-based nonprofit developer of affordable housing, including homeownership and shelter programs. Competes for the same public funding, MHA allocations, and donor base as Habitat SKKC.

Broad incumbents

• Enterprise Community Partners: National nonprofit that finances and develops affordable housing across the U.S. Including the Pacific Northwest. Competes for similar public, philanthropic, and corporate capital pools for affordable housing production.
• Habitat for Humanity International: Parent network of all Habitat affiliates; provides branding, research, advocacy infrastructure, and operational frameworks. Not a direct competitor but a structural umbrella governing Habitat SKKC's operations.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xtwitter.com/habitatskc
• YouTubeyoutube.com/channel/UCBHd436mFnZdLJCKQVI10-A
• Facebookfacebook.com/HabitatSKKC
• LinkedInlinkedin.com/company/habitat-for-humanity-seattle-king-county
• Instagraminstagram.com/habitatskc
• Pinterestpinterest.com/habitatskcstore

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Habitat for Humanity Seattle-King County