HABITAT FOR HUMANITY OF CENTRAL IOWA, INC.

What HABITAT FOR HUMANITY OF CENTRAL IOWA, INC. does

Habitat for Humanity of Central Iowa, Inc. (HFHCI) is a 501(c)-style nonprofit, ecumenical Christian housing ministry founded in 1989 and headquartered at 3504 Grand Avenue in Ames, Iowa. As an affiliate of Habitat for Humanity International, the organization builds, remodels, and sells simple, decent affordable homes in Hamilton, Hardin, and Story counties to low- and moderate-income families who cannot qualify for conventional mortgage financing. To date it has completed and sold over 69 homes, with each partner family required to invest 400-500 sweat equity hours, complete homebuyer education courses, and contribute a 2% down payment before purchasing at no profit under a 0% interest mortgage.

HFHCI's product portfolio centers on the Affordable Homeownership Program, supported by three revenue-generating programs that cross-subsidize construction. The Habitat Store (a ReStore-style retail outlet) resells donated furniture, appliances, and construction materials at discounted prices to the public; the Cars for Homes program accepts vehicle donations routed through the national Habitat network; and direct monetary donations are accepted online via PayPal or by mail. Operations rely on volunteer labor for both construction sites and the retail store, and the organization employs a lean staff of six led by Executive Director Dan Nutini, with a board chaired by President Tom Mortice.

The underlying operating model is volunteer-driven and community-led rather than technology-mediated. HFHCI markets through its website (hfhci.org), a Facebook page (hfhoci), email, and direct phone contact, with no proprietary software, mobile app, or digital platform disclosed. The go-to-market for home sales is an in-person application process verifying employment, financial history, and local residency, while the ReStore generates foot-traffic revenue through retail hours six days a week. There are no publicly disclosed financial statements, funding rounds, or investor disclosures; the organization is privately governed as a nonprofit affiliate with no public shareholders.

Name

HABITAT FOR HUMANITY OF CENTRAL IOWA, INC.

Legal name

Habitat for Humanity of Central Iowa, Inc.

Website

https://hfhci.org

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Habitat for Humanity of Central Iowa is a nonprofit affiliate of Habitat for Humanity International that builds and sells affordable homes at 0% interest mortgages to low-income families in Hamilton, Hardin, and Story counties in central Iowa, supported by a Habitat ReStore and volunteer labor.

Ownership category

akta.pro rank

Product category

Affordable Housing Services

NAICS

Community Housing Services (62422), New Single-Family Housing Construction (except For-Sale Builders) (236115)

SIC

Services-Social Services (8300)

akta.pro industry

PRIMARYBPAGALAC

Affordable Housing & Community Development (Housing, Community Land Trusts)

Business & Public Services/Nonprofit, NGO & Social Services/Social Enterprises & Impact Organizations

SECONDARYIMAFABAI

Residential Affordable Housing Development & Construction

Industrials, Manufacturing & Construction/Construction & Civil Engineering/Residential Building Construction

Keywords

• Affordable housing development
• Nonprofit home construction
• Volunteer home building
• Donated goods retail
• Community housing ministry

Headquarters

HQ city

Ames

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Infrastructure, Marketing or Sales, Others

Revenue model

1. Habitat Store Sales: The Habitat Store accepts donations of new and gently-used furniture, appliances, and construction materials which are resold to the general public at discounted prices. All proceeds fund Habitat's mission of building simple, decent housing for families in the community.
2. Monetary Donations: The organization accepts monetary donations from individuals and organizations. Donations can be made online via PayPal or by mailing checks to the office. All gifts help build homes, community, and hope in Central Iowa.
3. Cars for Homes Program: Vehicle donations (cars, trucks, boats, RVs, motorcycles, and other vehicles) are accepted through a partnership with Habitat for Humanity's national Cars for Homes program. Donors may be eligible for tax deductions. Proceeds help build and rehabilitate houses for families in need.
4. Home Sales (0% Interest Mortgages): Habitat builds homes using volunteer labor and sells them to qualified home buyer families with 0% interest mortgages at no profit. Partner family homebuyers make a 2% down payment and monthly mortgage payments to Habitat.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Habitat for Humanity of Central Iowa builds and sells affordable, simple homes to qualified low-to-moderate-income families in Hamilton, Hardin, and Story counties using volunteer labor and 0% interest mortgages, requiring a 2% down payment and 400-500 sweat equity hours from partner families. The organization also operates a Habitat ReStore in Ames that resells donated furniture, appliances, and construction materials to fund the housing mission, and accepts vehicle donations through the Cars for Homes program.

Product overview

Habitat for Humanity of Central Iowa operates as a nonprofit affordable housing organization offering a portfolio of interconnected programs. The core offering is the Affordable Homeownership Program, which builds and sells homes to qualified families at 0% interest mortgages. This is supported by the Habitat ReStore (a retail store selling donated furniture and building materials), the Cars for Homes vehicle donation program, and a volunteer program. Partner families must complete 400-500 sweat equity hours and attend homebuyer education courses. The organization has completed over 69 homes in Hamilton, Hardin, and Story counties.

Differentiator

Problem solved

Functional benefit

Products and services

• Affordable Homeownership Program Affordable homeownership program that builds and sells homes to qualified low-to-moderate-income families using volunteer labor, 0% interest mortgages, 2% down payment, and a 400-500 hour sweat equity requirement. Homes are typically approximately 1,050 square feet with 3 bedrooms plus an unfinished basement and are completed 6-18 months after family selection.
• Habitat ReStore Retail store in Ames (3504 Grand Avenue) that sells donated new and gently-used furniture, antiques, appliances, electrical and plumbing supplies, cabinets, hardware, building supplies, power and hand tools, sinks, windows, and doors at discounted prices. Proceeds fund the affordable housing mission.
• Cars for Homes Vehicle donation program operated in partnership with Habitat for Humanity International that accepts cars, trucks, boats, RVs, motorcycles, and other vehicles to raise funds for building and rehabilitating affordable housing. Donors may be eligible for tax deductions.

Quantifiable outcome

• 69+ homes completed and sold to partner families
• +3 more outcomes

Named customers1 record

Segments1 record

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

One partnership is on record.

• Habitat for Humanity InternationalcoreStrategic or Co-development PartnerHabitat for Humanity of Central Iowa is an affiliate and partner of Habitat for Humanity International. HFHCI shares the same mission and principles with Habitat International. The affiliation provides brand recognition, organizational principles, and access to the global Habitat network. HFHCI follows Habitat International's vision, mission, and principles including the non-proselytizing policy.

Scale indicators3 records

Recent moves5 records

Expansion highlights3 records

Broad incumbents

• Habitat for Humanity International: The parent organization of all Habitat affiliates globally. HFHCI is a direct local affiliate, making Habitat International the most directly comparable entity in terms of mission, branding, and operational model — operating at a global rather than local scale.

Others

• Home Opportunities Made Easy (HOME) Coalition of Iowa: Iowa nonprofit network advancing affordable homeownership policy and capacity-building among housing nonprofits. HFHCI is a likely member/peer among Iowa's small nonprofit housing developers.
• Humane Society of North Iowa: While not directly comparable in mission, this is a comparable small Iowa nonprofit (~5-10 staff) operating a thrift retail store (ReTails) in Mason City, demonstrating an analogous small-nonprofit-plus-retail-store funding model in the same regional nonprofit ecosystem.

Direct peers

• Habitat for Humanity Minnesota: A multi-affiliate Habitat organization in the Upper Midwest operating the same core model — affordable homeownership, ReStores, and volunteer builds. Demonstrates scaled Habitat affiliate operations with multiple ReStore locations.
• Greater Des Moines Habitat for Humanity: A nearby Iowa Habitat affiliate operating the same 0% interest, volunteer-built affordable homeownership model in the Des Moines metro area. Directly comparable in mission, programs, and revenue streams including a ReStore operation.
• Habitat for Humanity of Iowa (State Support Organization): Other Iowa-based Habitat affiliates (e.g., Greater Des Moines, Quad Cities, Cedar Valley) operate the same affiliate model in the same state, serving overlapping populations and competing for similar donor and volunteer pools.

Regional players

• Quad Cities Habitat for Humanity: Eastern Iowa/Western Illinois Habitat affiliate operating the same build-and-sell model with ReStore retail. Comparable in size and program structure to HFHCI, serving a different geography in the broader Iowa region.
• Mid-Iowa Council of Governments: Regional planning body serving Story, Hardin, and surrounding counties. A potential partner or funder for HFHCI's affordable housing work via HUD CDBG and HOME investment partnerships allocations.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/hfhoci
• LinkedInlinkedin.com/company/habitat-for-humanity-of-central-iowa-inc.

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about HABITAT FOR HUMANITY OF CENTRAL IOWA, INC.