Highway Loss Data Institute
Highway Loss Data Institute (HLDI) is a 501(c)(3) nonprofit that publishes insurance loss data and vehicle safety ratings by make and model, serving consumers, auto insurers, policymakers, and safety professionals as part of the IIHS-HLDI organization.
- Company typePrivate
- Founded1996
- Headquarters—
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Highway Loss Data Institute does
Highway Loss Data Institute (HLDI) is one of two affiliated 501(c)(3) nonprofit scientific and educational organizations operating under the unified IIHS-HLDI brand, alongside the Insurance Institute for Highway Safety (IIHS). HLDI's specific function is to conduct scientific studies of insurance data representing human and economic losses from vehicle ownership and operation, and to publish insurance loss results by vehicle make and model. The combined organizations are dedicated to reducing deaths, injuries, and property damage from motor vehicle crashes through research, evaluation, and education of consumers, policymakers, and safety professionals. The organization has operated since 1996 under its current legal structure and wholly supported by auto insurers and insurance associations.
HLDI's core products are vehicle safety ratings by make and model, the Top Safety Pick and Top Safety Pick+ award program, and insurance loss data analyses published for industry use. The underlying technology combines physical crashworthiness testing methodologies with statistical analysis of insurance claims data. Complementary products include consumer guides (young driver safety, child safety, vehicle shopping), a free crash science classroom curriculum, and ongoing research publications across nine road safety domains (advanced driver assistance, alcohol/drugs, distracted driving, large trucks, motorcycles, pedestrians/bicyclists, red light running, seat belts, and speed). The organization serves five distinct audiences: consumers, auto insurers and associations (primary), policymakers/regulators, safety professionals, and students/teachers.
The business model is that of an industry-funded nonprofit with no commercial revenue. All products, ratings, and research are made available to the public free of charge via the iihs.org and hldi.org websites. Operating funding comes entirely from member auto insurers and insurance associations, with no equity ownership, public listing, or venture capital backing. Distribution is exclusively direct and self-serve through the website, supplemented by an active presence across Facebook, Twitter/X, Instagram, YouTube, LinkedIn, and TikTok, plus earned media coverage of rating announcements and research findings. The 30x30 initiative, targeting a 30% reduction in U.S. roadway fatalities by 2030, frames the organization's current strategic agenda.
Highway Loss Data Institute firmographics
Firmographics- Name
- Highway Loss Data Institute
- Legal name
- Insurance Institute for Highway Safety, Highway Loss Data Institute
- Website
- https://hldi.org
- Company type
- Private
- Founded year
- 1996
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Highway Loss Data Institute (HLDI) is a 501(c)(3) nonprofit that publishes insurance loss data and vehicle safety ratings by make and model, serving consumers, auto insurers, policymakers, and safety professionals as part of the IIHS-HLDI organization.
- Ownership category
- akta.pro rank
Highway Loss Data Institute industry classification
Industry- Product category
- Vehicle Safety Research
- NAICS
- Direct Property and Casualty Insurance Carriers (524126), Direct Insurance (except Life, Health, and Medical) Carriers (52412), Insurance Carriers and Related Activities (524)
- SIC
- Fire, Marine & Casualty Insurance (6331), Services-Testing Laboratories (8734)
- akta.pro primary industry
- Motor Vehicle Liability Insurance (FSAJAMAC)
- akta.pro secondary industries
- Loss Control & Safety Engineering (Driver Training, Policy/Program Design, Audits) (TLABANAJ), Claims Administration & TPA Services (FNOL, Subrogation, Litigation Mgmt) (TLABANAH)
Keywords
Highway Loss Data Institute business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Distribution channels1 record
Marketing channels5 records
Highway Loss Data Institute product offering
Product offeringCore offering
HLDI conducts scientific studies of insurance data representing the human and economic losses resulting from the ownership and operation of different types of vehicles, and publishes insurance loss results by vehicle make and model. Working alongside IIHS, it produces vehicle safety ratings (crashworthiness and crash avoidance), Top Safety Pick and Top Safety Pick+ award designations, and consumer guides for teen drivers, child safety, and vehicle shopping. All outputs are distributed free of charge to consumers, policymakers, and safety professionals.
Product overview
IIHS-HLDI operates as a unified organization offering vehicle safety ratings and insurance loss analysis products. The core offering consists of a vehicle ratings system that evaluates crashworthiness and crash avoidance across vehicle makes and models, supported by the Top Safety Pick (TSP) and TSP+ award program. HLDI contributes scientific studies of insurance loss data by vehicle type, while the organization provides complementary educational resources including guides for young drivers, child safety, and vehicle shopping, as well as crash science curriculum for classrooms.
Differentiator
Problem solved
Functional benefit
Products and services
- Vehicle Ratings System Scientific evaluation and rating system for vehicles by make and model, assessing crashworthiness and crash avoidance capabilities. Free to consumers, insurers, and policymakers via iihs.org.
- Top Safety Pick and Top Safety Pick+ Awards Award program recognizing vehicles that perform best in IIHS crashworthiness and crash avoidance evaluations, with TSP and TSP+ designations. Used by consumers and manufacturers to benchmark vehicle safety.
- Insurance Loss Analysis (HLDI Studies) Scientific studies of insurance data representing human and economic losses resulting from the ownership and operation of different types of vehicles, with published loss results by vehicle make and model. Used by auto insurers for underwriting, risk assessment, and pricing.
- Road Safety Research Publications Research publications covering key road safety topics including advanced driver assistance, alcohol/drugs, distracted driving, large trucks, motorcycles, pedestrians/bicyclists, red light running, seat belts, and speed. Audience: policymakers, safety professionals, and researchers.
- Young Driver Safety Guide Guide for parents of teens covering young driver safety and helping families make informed decisions about vehicle selection for young drivers. Free public resource.
- Driving with Kids Guide Guide for parents and caregivers covering child safety in vehicles, including proper use of booster seats and safety restraints. Free public resource.
- Shopping for Safety Guide Guide for new and used vehicle buyers to prioritize safety features and make informed purchasing decisions based on IIHS ratings. Free public resource.
- Crash Science Classroom Curriculum Free educational resource for students and teachers featuring a crash science curriculum, hosted at classroom.iihs.org.
- Commercial Vehicle Safety Program New IIHS commercial vehicle safety program providing evaluations of cargo vans and heavy-duty pickups, focused on five safety features essential for driver protection. Extends the crashworthiness and crash avoidance evaluation framework to commercial vehicles.
Quantifiable outcome
- IIHS crashworthiness tests have saved nearly 50,000 lives since the program's launch over 30 years ago
Companies that use Highway Loss Data Institute
Customer profileSegments5 records
Ideal customer profiles4 records
Highway Loss Data Institute technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Highway Loss Data Institute partnerships and signals
Strategic signalRecent moves5 records
Expansion highlights4 records
Highway Loss Data Institute competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
Highway Loss Data Institute social profiles
Digital presenceHighway Loss Data Institute financial estimates
Financial estimateRevenue estimate
Valuation estimate
Highway Loss Data Institute leadership team
Management profileNumber of profiles
Highway Loss Data Institute funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Highway Loss Data Institute M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Highway Loss Data Institute
What does Highway Loss Data Institute do?
HLDI conducts scientific studies of insurance data representing the human and economic losses resulting from the ownership and operation of different types of vehicles, and publishes insurance loss results by vehicle make and model. Working alongside IIHS, it produces vehicle safety ratings (crashworthiness and crash avoidance), Top Safety Pick and Top Safety Pick+ award designations, and consumer guides for teen drivers, child safety, and vehicle shopping. All outputs are distributed free of charge to consumers, policymakers, and safety professionals.
Is Highway Loss Data Institute a public or private company?
Highway Loss Data Institute is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Highway Loss Data Institute founded?
Highway Loss Data Institute was founded in 1996. It employs 1 to 10 people.
Does Highway Loss Data Institute have an API?
No public API is recorded for Highway Loss Data Institute.
What industry is Highway Loss Data Institute in?
Highway Loss Data Institute's product category is Vehicle Safety Research. Its primary akta.pro industry code is FSAJAMAC, Motor Vehicle Liability Insurance, with a secondary code of TLABANAJ, Loss Control & Safety Engineering (Driver Training, Policy/Program Design, Audits). Its NAICS code is 524126 and its SIC code is 6331.