lemania - pension fund

What lemania - pension fund does

lemania - pension hub is a Swiss digital pension platform operating as a B2B2C hub for occupational and individual pension solutions. Founded in 2018 and headquartered in Geneva, the company serves financial intermediaries (insurance brokers, independent asset managers, and wealth managers) and corporate clients in French-speaking Switzerland, enabling them to provide comprehensive pension solutions to their own clients through a single platform relationship. The platform offers a complete portfolio spanning Pillar 1e (executive pension), Pillar 2 (occupational, both mandatory and extra-mandatory), Pillar 3a (individual), and libre passage (vested benefits) solutions, all with free choice of BVG-compliant investment programs.

The underlying technology is a 100% digital platform with open architecture enabling free choice of investment strategies and digital client onboarding. Core proprietary products include lemaniaplp (vested benefits foundation), lemania3a (individual third pillar), lemania1e (executive pension collective plan), lemaniaduoflex (split pension plan), and the LPFX fund launched in October 2024. The platform integrates multiple investment strategies (lemania mixte, lemania 30) and partner-managed funds (Ethos Sustainable Balanced 33) through alliances with institutional partners including Edmond de Rothschild (depositary bank), Mirabaud Asset Management (OPP2 fund manager), BCV, and Ethos.

The business model is platform-based with subscription/recurring revenue generated through management fees and fund administration services to affiliated foundations and their beneficiaries. The company operates as a one-stop-shop connecting pension solution providers with intermediaries via direct B2B field sales focused on the Swiss Romandy market, with ambitions to expand nationally. The legal operating entity is Lemania Services sàrl, a private Swiss limited liability company with a small senior management team of 7 employees.

Name

lemania - pension fund

Legal name

Lemania Services sàrl

Website

https://hublemania.ch

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

lemania - pension hub is a Geneva-based digital pension platform serving Swiss financial intermediaries, companies, and individuals with B2B2C occupational and private pension solutions (Pillars 1e, 2, 3a) featuring open-architecture investment choices and partner-integrated fund offerings.

Ownership category

akta.pro rank

Product category

Pension Fund Management

NAICS

Pension Funds (525110), Insurance and Employee Benefit Funds (5251), Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Digital Retirement Platforms (IRA/401(k), Pension & Decumulation) (FSAGAEAF)

akta.pro secondary industries

Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE), Pension Master Trusts, Superannuation & Provident Funds (FSAAAGAB), Retirement & Pension Planning (401(k)/IRA) (FSAEAAAD)

Keywords

• Occupational pension solutions
• Individual pension planning
• Vested benefits foundation
• Pension fund management
• Swiss BVG compliance

Headquarters

HQ city

Geneva

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Pension Fund Management Services: Platform-based pension management services for occupational and individual pension solutions (Pillar 2 and 3a) in Switzerland. Revenue generated through management fees and fund administration services to affiliated foundations and their beneficiaries.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

lemania – pension hub is a digital platform operating as a one-stop-shop for occupational and private pension solutions in Switzerland. It offers a complete portfolio covering Pillar 1e (executive), Pillar 2 (occupational: mandatory and extra-mandatory), Pillar 3a (individual), and libre passage (vested benefits) solutions, all backed by free choice of BVG-compliant investment programs. The platform serves financial intermediaries, companies, self-employed professionals, and private individuals through digital onboarding and dedicated pension specialists.

Product overview

lemania - pension hub is a digital platform for occupational and private pension solutions in Switzerland, operating as a hub-based one-stop-shop for financial intermediaries and private clients. The platform offers a comprehensive portfolio of pension solutions including lemaniaplp (vested benefits/free passage), lemania3a (individual 3rd pillar), lemania1e (executive pension), and lemaniaduoflex (split pension plan), all integrated with multiple investment strategies such as lemania mixte, lemania 30, LPFX fund, and the Ethos Sustainable Balanced 33 fund. The platform enables free choice of BVG investment programs and provides investment commentary services.

Differentiator

Problem solved

Functional benefit

Brands

• lemaniaplp: Freizügigkeitsleistung (vested benefits) solution helping beneficiaries preserve savings and plan for their future with free choice of BVG investment program.
• lemania3a
• lemaniaduoflex
• lemania1e
• LPFX (lemania Pension Fund MIX)
• lemania 30

Products and services

• lemaniaplp (Libre Passage) Vested benefits foundation solution (Freizügigkeitslösung) that helps beneficiaries preserve their retirement savings while planning for their future through free choice of BVG investment programs with individual risk coverage.
• lemania3a Individual third pillar pension solution (gebundene 3. Säule) enabling dynamic private pension capital accumulation through freely selectable BVG investment programs combined with individual risk coverage.
• lemania1e Collective plan for extra-mandatory occupational pension (1e) with free choice of BVG investment plan, designed for executives and upper income earners above CHF 129,060.
• lemaniaduoflex Split pension plan combining capped mandatory occupational pension coordinated with extra-mandatory executive pension (1e), offering customized ceiling and free investment choice.
• lemania mixte Investment strategy with diversified allocation across bonds, equities, currencies, real estate, and alternatives via index products (ETFs), maximizing returns while minimizing execution costs.
• lemania 30 Investment strategy based on Ethos extra-financial analysis with 33% invested in equities and similar risks, 67% in bonds, with tactical asset allocation management.
• LPFX (lemania Pension Fund MIX) Investment fund launched October 2024 offering a unique solution combining asset management and occupational pension for financial entrepreneurs, with diversified allocation across bonds, equities, currencies, real estate, and alternatives via ETFs.
• Ethos Sustainable Balanced 33 Sustainable multi-asset fund by Ethos and BCV, integrated onto the platform from January 2024, invested in Ethos fund compartments incorporating best practices of socially responsible investing.

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature5 records

Partnerships

13 partnerships are on record, tiered core and minor.

• BCV (Banque Cantonale Vaudoise)coreTechnology or Integration · 26 January 2024Asset management partner for the Ethos Sustainable Balanced 33 fund collaboration. BCV brings local banking expertise and sustainable investment capabilities.
• EthoscoreTechnology or Integration · 26 January 2024Ethos Sustainable Balanced 33 fund integrated on lemania platform. Ethos provides extra-financial analysis and socially responsible investment expertise for multi-asset sustainable management.
• Edmond de Rothschild (Suisse) SAcoreStrategic or Co-development Partner · 1 January 2024Strategic partner and depositary bank for lemania-pension hub. Provides custody services and strategic partnership for the pension platform operations.
• Mirabaud Asset Management Suisse SAcoreTechnology or Integration · 1 January 2024Serves as OPP2 fund manager for lemania pension fund investment programs, providing asset management expertise for institutional investments.
• Vaudoise AssurancesminorOthersInsurance provider in the lemania partner pool, offering insurance services as part of the comprehensive pension solutions ecosystem.
• Fondation collective de prévoyance professionnelle du Groupe MutuelminorOthersCollective occupational pension foundation partner in the provider pool, offering mandatory and supplementary pension solutions.
• FCDE – Fondation pour Cadres et Dirigeants d'EntrepriseminorOthersFoundation for executives and company directors providing extra-mandatory occupational pension (1e) solutions.
• FLLP – fondation lemania de libre passagecoreOtherslemania vested benefits foundation managing occupational pension (libre passage) savings with free choice of BVG investment program.
• FRPI – fondation romande en faveur de la prévoyance liéecoreOthersRomand foundation for individual linked pension (3a), enabling dynamic individual pension savings with tax advantages.
• École Supérieure en Prévoyance Professionnelle (ESPP)minorOthersTraining partner specializing in occupational pension education with nearly 30 years of experience offering certified, practice-oriented training for second pillar professionals.
• Diep Nguyen (Head of Asset Servicing)coreOthersHead of Asset Servicing - Pension Fund Manager with Bachelor's in Economics and Management from GSEM, University of Geneva.
• Matthias Pasquier (Head of Wealth Office)coreOthersHead of Wealth Office - Pension Fund Analyst with Master in Finance from HEC, University of Geneva.
• Manon Grünenwald (Pension Fund Officer)minorOthersPension Fund Officer - Wealth Office Assistant supporting pension operations.

Scale indicators3 records

Recent moves7 records

Expansion highlights4 records

Broad incumbents

• AXA Switzerland: AXA offers occupational pension (Pillar 2), individual pension (Pillar 3a) and a broad life/health insurance portfolio to Swiss clients. As a major incumbent it competes with lemania for corporate and intermediary pension mandates, particularly among French-speaking Swiss employers.
• Bâloise Holding: Bâloise is a Swiss-based insurer and pension provider with a strong footprint in occupational and private pension solutions. It is a broad incumbent competitor in the same Swiss BVG market where lemania positions its intermediary-led pension hub.
• Swiss Life: Swiss Life is Switzerland's largest life insurer and occupational pension provider, offering the full BVG/LPP product range alongside wealth and biometric insurance. It is the dominant incumbent lemania must displace in employer and intermediary pension relationships across Romandy.
• Helvetia Insurance: Helvetia is a major Swiss insurer offering occupational pension (Pillar 2) and individual retirement products, including the former Bâloise Life Liechtenstein business. It competes with lemania for both employer-sponsored occupational schemes and intermediary-driven private pension mandates.

Direct peers

• frankly (Valiant): frankly is the digital pension offering from Valiant Bank, providing pillar 3a and investment solutions to Swiss retail customers through a mobile-first platform. It is a direct competitor to lemania's retail-facing 3a and libre-passage products within the Swiss market.
• VIAC: VIAC is a Swiss digital pillar 3a and vested-benefits platform operated by the WIR Bank group. It competes directly with lemania's lemania 3a and lemania PLP products by offering low-cost, self-directed BVG-compliant investment options to Swiss retail and self-employed clients.
• finpension: finpension is a Swiss fintech offering pillar 3a, vested benefits (freizügigkeit) and pillar 2 occupational pension products via a digital platform. It directly overlaps lemania's product portfolio and similarly emphasises free choice of BVG-compliant investment strategies and low-cost ETF-based portfolios.

Emerging players

• True Wealth: True Wealth is a Swiss robo-advisor offering automated, ETF-based portfolio management for retail and pension wealth. It overlaps with lemania's investment strategies (lemania mixte, lemania 30, LPFX) and competes for the same Swiss investor seeking low-cost, BVG-aligned allocations.
• Selma Finance: Selma is a Swiss digital wealth and pension advisory platform targeting SMEs and individuals with a guided (non-pure-robo) experience. It competes with lemania for the same corporate and intermediary clients seeking modern digital occupational and private pension solutions.

Others

• Edmond de Rothschild (Suisse): Edmond de Rothschild (Suisse) is lemania's strategic partner and depositary bank, providing custody and banking infrastructure for the pension platform. While not a direct competitor, its wealth management and institutional offering sits adjacent to lemania's intermediated pension and investment activities in Swiss Romandy.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/lemaniahub
• Instagraminstagram.com/lemania_pension_hub

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about lemania - pension fund