Iraqi Company for Financing SME's الشركة العراقية لتمويل المشاريع الصغيرة و المتوسطة

What Iraqi Company for Financing SME's الشركة العراقية لتمويل المشاريع الصغيرة و المتوسطة does

The Iraqi Company for Financing SME's (الشركة العراقية لتمويل المشاريع الصغيرة و المتوسطة) is a private financial services entity headquartered on Al Nidal Street in Baghdad, Iraq. According to firmographic records, it was founded in 2009 and operates with a lean team of approximately 10 employees, consistent with a niche or boutique SME financing operation. The company name indicates a focus on providing financing to small and medium-sized enterprises, a critical underserved segment in Iraq's financial landscape where bank credit access for SMEs remains structurally constrained.

However, the supporting data set is exceptionally thin. The company's public website domain (icfsme.com), as scraped, currently serves content for the Management Department of Shenyang City Construction University (沈阳城市建设学院) in Liaoning, China, with no identifiable content pertaining to Iraqi SME financing. No revenue figures, no loan portfolio data, no disclosed customer segments, no pricing or interest-rate terms, no management team bios, no partnerships, no funding rounds, and no technology stack are documented. The source data explicitly returns null or empty fields across revenue, technology, products, partnerships, awards, certifications, management_team, and mergers_and_acquisitions. This means any operational, financial, or strategic claim beyond the firmographic header cannot be substantiated from the available evidence.

Name

Iraqi Company for Financing SME's الشركة العراقية لتمويل المشاريع الصغيرة و المتوسطة

Legal name

2026年世界杯 (沈阳城市建设学院管理2026年世界杯)

Website

https://icfsme.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Iraqi Company for Financing SME's is a private Baghdad-based financial entity founded in 2009 with approximately 10 employees, focused on extending financing to small and medium-sized enterprises in Iraq.

Ownership category

akta.pro rank

Product category

SME Financing

SIC

Miscellaneous Business Credit Institution (6159)

akta.pro industry

PRIMARYFSAKAGAB

SME Term Loans & Growth Capital

Financial & Insurance/Lending & Consumer Finance/Small Business & Microenterprise Lending

SECONDARYFSAKAGAJ

SME Lending Platforms & Embedded SME Credit

Financial & Insurance/Lending & Consumer Finance/Small Business & Microenterprise Lending

SECONDARYFSABABAH

SME Equipment & Asset Finance (Leasing, Fleet, Capex)

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Commercial Banking (SME & Middle Market)

Keywords

• SME financing
• Small business loans
• Microfinance services
• Project financing
• Commercial lending

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations

Core offering

Iraqi Company for Financing SME's is a Baghdad-based financial services firm founded in 2009 that provides financing to small and medium-sized enterprises (SMEs) in Iraq. The firm's core business is the funding of small and medium-sized projects, as indicated by its legal name. The firm operates with approximately 10 employees and offers no documented products beyond SME financing services.

Product overview

The institution operates a Management Department with 10 specialized educational laboratories spanning construction project management (沙盘实训室), BIM technology (BIM数字管理实验室), VR talent assessment (VR人才素质测评实训室), smart banking (智慧银行实训室), intelligent financial cloud (智能财务云实训室), digital finance analytics (数字财经数据洞察实训室), integrated enterprise digital management (企业全景数智管理综合实训室), new media live streaming (融媒体直播实训室), behavioral observation (行为观察室), and accounting basic skills (会计基本技能实训室). The department employs technology-enhanced teaching with ARE virtual simulation platform, big data financial training platform, VR simulation systems, and BIM software suites. The institution implements AI-powered teaching tools including ChatPPT, AI digital humans, and intelligent assistants, alongside virtual simulation technologies for hands-on professional training across business management, finance, accounting, and construction management disciplines.

Differentiator

Problem solved

Functional benefit

Products and services

• SME Financing Financing services directed at small and medium-sized enterprises in Iraq, providing funding for business operations, expansion, and project development. The service is offered to Iraqi SME owners and operators through the firm's Baghdad office.

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Expansion highlights1 record

Direct peers

• SANAD Finance for SMEs: MENA-focused facility financing SMEs and microenterprises. Comparable as a specialist SME lender in the broader MENA region that channels institutional capital to small businesses.
• GroFin: Specialist SME finance provider operating across the MENA region, including Iraq. Directly comparable as a dedicated SME financier targeting the same customer profile in similar frontier markets.
• Tamweel Africa: African/MENA microfinance and SME finance platform. Comparable as a dedicated SME/microenterprise financing institution with a similar specialist lending model in emerging markets.

Broad incumbents

• Bank of Baghdad: Established Iraqi private bank providing corporate, retail, and SME lending in Baghdad. Comparable as a domestic Iraqi lender serving SME borrowers in the same geographic market.
• National Bank of Iraq: Large Iraqi commercial bank active in SME and corporate finance. Comparable as a domestic incumbent lender competing for the same SME customer base in Baghdad.
• Iraqi Islamic Bank: One of Iraq's major private-sector banks offering commercial and SME banking products. Comparable as a Baghdad-based financial institution operating in the same SME credit market, though much larger and broader in mandate.

Emerging players

• Lendo Saudi Arabia: MENA SME financing/crowdlending platform. Comparable as a regional emerging SME credit platform pursuing SME borrowers in a MENA context with a similar target segment.

Regional players

• Middle East Investment Bank (Iraq): Iraqi-focused investment and commercial bank providing credit facilities to private-sector SMEs. Comparable as a Baghdad-based financier with overlapping SME target segment.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat1 record

Key risks4 records

Key highlights3 records

Customer concentration

• LinkedInlinkedin.com/company/icfsme

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Iraqi Company for Financing SME's الشركة العراقية لتمويل المشاريع الصغيرة و المتوسطة