IDEAS INVESTIGACIÓN Y DESARROLLO ACTUARIAL Y DE SEGUROS, S.A.

What IDEAS INVESTIGACIÓN Y DESARROLLO ACTUARIAL Y DE SEGUROS, S.A. does

IDEAS Investigación y Desarrollo Actuarial y de Seguros, S.A. is a Madrid-based specialized consulting firm founded in 2006 by professionals from major international audit firms including KPMG and Coopers & Lybrand. The firm provides professional actuarial, governance/risk/compliance (GRC), and corporate transaction advisory services to Spanish and international insurance companies, financial institutions, and corporate clients, with deep specialization in the Spanish insurance sector and Solvency II regulatory compliance.

The company's core product portfolio consists of proprietary software solutions purpose-built for insurance regulatory workflows: IDEAS GRC (an integrated COSO-framework Governance, Risk and Compliance system), IDEAS ORSA (Own Risk and Solvency Assessment tool, with methodology validated by insurance supervisors), IDEAS SCR (Solvency Capital Requirement calculation), and IDEAS BE (Best Estimate technical provisions calculation). IDEAS also operates ACTA (Análisis Continuo de la Tarifa de Autos), a subscription-based service that continuously analyzes vehicle insurance tariffs from major Spanish insurers including Allianz, AXA, Caser, and Mapfre. Professional services span actuarial function design, M&A advisory in the insurance sector, employee benefits consulting, portfolio valuation, and forensic/expert witness work.

Revenue is generated through three channels: project-based consulting engagements with customized scope and multi-year contracts, licensing of the IDEAS software portfolio (GRC, ORSA, SCR, BE), and the ACTA recurring subscription service. The go-to-market motion is sales-led and relationship-driven, with the firm maintaining direct enterprise engagement rather than channel partnerships. The company is ISO 9001 and ISO/IEC 27001 certified by AENOR, and holds a privileged position in shaping Spanish funeral insurance regulation through its longstanding coordination of UNESPA's Solvency II working group. In July 2025 the firm underwent a restructuring with a strengthened shareholder base, with operating activities migrating to a new IDEAS S.L. entity under Managing Director Javier Fernández Plasencia.

Name

IDEAS INVESTIGACIÓN Y DESARROLLO ACTUARIAL Y DE SEGUROS, S.A.

Legal name

IDEAS Investigación y Desarrollo de Entidades Asociados

Website

https://ideas-sa.es

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

1–10 employees

Short description

IDEAS is a Madrid-headquartered specialized actuarial and insurance consulting firm, founded in 2006, providing Solvency II compliance, proprietary GRC/ORSA software, and actuarial/M&A advisory to Spanish and international insurance companies and financial institutions.

Ownership category

akta.pro rank

Product category

Actuarial and Insurance Consulting Services

NAICS

Other Insurance Related Activities (52429), Finance and Insurance (52)

SIC

Services-Engineering, Accounting, Research, Management (8700), Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAOAAAI

Life & Health Reinsurance Underwriting, Actuarial & Risk Analytics Services

Financial & Insurance/Reinsurance/Life & Health Reinsurance

SECONDARYBPAKADAL

Fraud Risk & Financial Crime Controls Advisory

Business & Public Services/Security & Investigations Services/Security Consulting, Risk Assessment & Audits

Keywords

• Actuarial consulting
• Insurance consulting
• Risk management software
• Solvency ii compliance
• GRC software

Headquarters

HQ city

Madrid

HQ country

Spain

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Professional Consulting Services: Actuarial consulting, GRC advisory, M&A advisory, employee benefits consulting, and forensic services provided to insurance companies and financial institutions. Revenue generated through project-based consulting engagements with individualized scope and pricing.
2. Proprietary Software Solutions: Licensing and support of proprietary software products including IDEAS GRC, IDEAS ORSA, IDEAS SCR, and IDEAS BE. Software solutions are offered to insurance and financial entities requiring specialized risk management and regulatory compliance tools.
3. ACTA Market Analysis Service: Continuous vehicle insurance tariff analysis service provided to insurance companies on a subscription basis. Provides monthly tariff composition data and competitive positioning analysis.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

IDEAS Investigación y Desarrollo Actuarial y de Seguros, S.A. is a Madrid-based actuarial and insurance consulting firm that delivers professional advisory services (actuarial, GRC, M&A, employee benefits, forensic) alongside proprietary software products (IDEAS GRC, IDEAS ORSA, IDEAS SCR, IDEAS BE) and a recurring vehicle insurance tariff analysis service (ACTA). Offerings are primarily aimed at insurance companies, financial institutions, and public sector entities operating in or adjacent to the Spanish insurance market.

Product overview

IDEAS offers professional consulting services and specialized software products primarily focused on the insurance sector. The core software portfolio includes IDEAS GRC (Internal Control and Risk Management system), IDEAS ORSA (Own Risk and Solvency Assessment), IDEAS SCR (Solvency Capital Requirements), and IDEAS BE (Best Estimate calculations). The company also provides ACTA, a continuous automobile insurance tariff analysis service. IDEAS GRC and IDEAS ORSA are the main product offerings that form the core software platform, with IDEAS SCR and IDEAS BE serving as specialized calculation modules within the broader risk and solvency assessment framework.

Differentiator

Problem solved

Functional benefit

Brands

• IDEAS GRC: Computer solution for Internal Control and Risk Management (GRC) systems
• IDEAS ORSA
• IDEAS SCR
• IDEAS BE

Named customers38 records

Segments5 records

Ideal customer profiles4 records

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Seven partnerships are on record, tiered supporting, notable and core.

• AENOR INTERNACIONAL, S.A.U.supportingOthersExternal certification body providing ISO 9001 and ISO/IEC 27001 certification audits for IDEAS quality and information security management systems.
• Primark (ABF)notableStrategic or Co-development PartnerCollaboration on The Savar Project following the Rana Plaza disaster in 2013. IDEAS provided actuarial methodology for calculating compensation for injured and deceased workers, developing a model that became a paradigm for compensation in developing countries.
• FIDELIDADE and SANTALUCIAnotableStrategic or Co-development PartnerStrategic alliance between FIDELIDADE and SANTALUCIA for the development of funeral insurance in Portugal, with IDEAS providing advisory services.
• PREVENTIVA and PLAN VALOREnotableStrategic or Co-development PartnerStrategic alliance for development of REINICIA insurance product destined to cover debt after mortgage foreclosure process.
• ASISA and ALMUDENAnotableStrategic or Co-development PartnerStrategic alliance between ASISA and ALMUDENA for development of funeral insurance coverage.
• UNESPAcoreStrategic or Co-development PartnerCoordination of working group for development of Solvency II framework for funeral insurance sector. IDEAS served as specialist coordinator from 2007, contributing to legislative initiatives including ROSSEAR articles and simplified regime ministerial order.
• United Nations and ILOnotableStrategic or Co-development PartnerInternational organizations with which the Savar Project compensation model was debated following successful implementation for Rana Plaza disaster victims.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Aon: Global professional services firm with insurance advisory capabilities including actuarial consulting and risk analytics; competes for large Spanish and European insurance mandates.
• Oliver Wyman: Global actuarial and risk consulting firm with a strong insurance practice serving European carriers on Solvency II, ORSA, and risk transformation — direct overlap with IDEAS' core advisory offering but at much larger scale.
• KPMG (Insurance practice): One of the Big Four, where IDEAS' founders originated; provides insurance advisory, audit, and risk consulting services to Spanish and global insurers, overlapping directly with IDEAS' actuarial and GRC offering.
• Milliman: Global actuarial consulting firm offering Solvency II, capital modelling, and insurance software — competes head-on with IDEAS' consulting and IDEAS SCR/BE software in European insurance markets.
• Deloitte (Insurance practice): Big Four firm with a strong European insurance advisory practice covering Solvency II, risk, and finance transformation — directly competitive with IDEAS' service lines.
• Willis Towers Watson: Global insurance and risk consulting firm offering actuarial, risk, and regulatory services to insurers, overlapping directly with IDEAS' Solvency II and risk management portfolio.
• PwC (Insurance practice): Big Four firm providing actuarial, risk, and regulatory advisory to European insurers, directly overlapping IDEAS' offerings and competing for the same Spanish market mandates.
• EY (Insurance practice): Big Four firm offering insurance consulting, actuarial services, and risk transformation across Europe; competes for the same enterprise insurance clients as IDEAS.

Direct peers

• Mazars: International audit and advisory firm with a developed insurance and actuarial practice in Spain and Europe; offers overlapping GRC, audit, and consulting services to mid-tier insurers.
• ICEA (Investigación Cooperativa entre Entidades Aseguradoras): Spanish insurance research cooperative providing actuarial, statistical, and sector research services to insurers — most direct Spanish peer to IDEAS' research-driven ACTA and actuarial consulting offering.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/ideas-investigaci-n-y-desarrollo-actuarial-y-de-seguros-s-a-

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about IDEAS INVESTIGACIÓN Y DESARROLLO ACTUARIAL Y DE SEGUROS, S.A.